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Should You Be Marking Loans To Market?

South State Correspondent

The AOCI is an accounting adjustment meant to reflect the economic value of assets and is the process of “marking loans to market.” In this article, we explore what signals marking your loans to market might send. It was back in August of 2007 when credit spreads started to widen. A Short History of Asset Marks.

Marketing 195
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How Safe Are You? 5 Lessons from The Safest Banks

South State Correspondent

Based on the 2007 to 2010 bank failure experience, we modeled the financial health of every bank using the last 16 quarters of historical performance. These banks generate enough earnings, in a variety of markets, to not only provide an attractive return to their shareholders but create enough capital in which to fund PROFITABLE growth.

Capital 195
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A fistful of dollars: transmission of global funding shocks to emerging markets

BankUnderground

Emerging markets (EMs) have become more exposed to the global financial cycle in recent years. In a recent paper , we propose the use of money market rates to measure transmission of global funding shocks to EMs. Money markets have been shown to play an important role in transmission of global funding conditions.

Marketing 134
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How competitive are UK insurance markets?

BankUnderground

But how much competition in insurance markets is there? We find competition generally works well in UK life and non-life insurance markets, despite increases in life market concentration over the past 25 years. However, competition regulators have found practices in specific markets that harm consumers.

Marketing 116
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Rising Interest Rates And The Changing Mortgage Market

PYMNTS

Climbing interest rates are taking their toll on the number of consumers in the market for new home mortgages. The Incredible Shrinking Non-Bank Mortgage Lending Market. Unlike banks, these lenders have neither deposits to fund themselves nor (in most cases) other lines of business to buoy them through a slow housing market.

Marketing 116
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For eCommerce Content, It’s Experiences Over Speed

PYMNTS

But Google (and other) search algorithms have developed over the years so that search results more regularly reward strong, unique, credible content — SEO experts can attest to that — which in turn has forced eCommerce operators to up their content games. According to the Data & Marketing Association , 9.8 billion in 2007.

Retail 214
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Making The Case For Cash In Unattended Retail

PYMNTS

Vending machine operators have become increasingly attentive to the demand for swift digital payment options, and have benefitted from significant sales growth after enabling cashless payments. For example, a staff-free convenience store and Wi-Fi café was recently introduced into a Pennsylvania mall by James Vending and Three Square Market.

Retail 161