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Community FIs Battle Against Low Interest Rates To Help SMBs Thrive

PYMNTS

smaller community banks and credit unions (CUs) stepped up to the plate and, according to the Small Business Association (SBA), ended up facilitating more than half of PPP loan volume to SMBs. That's good news for community banks and credit unions, which could see a wave of new SMB customers and members in the coming months.

Community 193
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Community banks are thriving in Texas

Independent Banker

Here’s how four community banks are thriving in this environment. This region has the kind of energy that draws people to a place and helps them and their businesses thrive. That year, installations further south, in the region that includes Brownsville and Corpus Christi, supported an estimated 41,000 jobs and contributed about $4.6

Texas 182
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CRE Credit Risk – What You Need To Know Now

South State Correspondent

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure.

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Regal Software Introduces Bank-Branded B2B Payables

PYMNTS

Its predecessor, RegalPay, has been available since 2008, connecting to more than 160 enterprise resource planning (ERP) systems. To streamline B2B payments, MineralTree company Regal Software unveiled its RegalPay One offering in a Wednesday (Oct. 14) announcement.

Software 206
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Which are America’s healthiest banks?

Abrigo

For the largest of American financial institutions – those that much of the public banks with for checking, mortgages and auto loans – stress testing regulations have been passed and executed to avoid a repeat of 2008. The list highlights the top 20 banks within each region of the U.S. with the lowest Texas Ratios.

Texas 150
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New Year’s Resolutions to Grow Your Financial Institution in 2020

Abrigo

In 2008, there were 7,061 FDIC-insured commercial banks in the U.S. For many community and regional banks looking to compete with larger financial institutions and grow their bank, the answer has been mergers and acquisitions. In 2018, the number of banks declined by almost a third to 4,708 institutions.

Lending 195
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When It Comes To American Small Business, Be Optimistic

PYMNTS

Most industries took a major hit during the 2008 recession, especially in the building and construction sector. regions are growing, not all of them are growing at the same rate. The number of construction companies has been growing steadily since 2012, when they began to recover from the 2008 economic recession. fitness market.

Maine 104