CFPB Monitor

JANUARY 19, 2015

Two reports recently issued by the Offices of Inspector General at the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) may provide some insight on the impending final standards. ( FDIC Report ; OCC Report ).

FDIC 60

FDIC Report Policies Regulation 60

CFPB Monitor

MARCH 30, 2020

Section 4008 of the CARES Act authorizes the Federal Deposit Insurance Corporation (FDIC) to establish a debt guarantee program to guarantee the debt of solvent insured depository institutions and depository institution holding companies. Section 4008 – Debt Guaranty Authority. Section 4010 – Temporary Hiring Flexibility.

Regulation 122

Regulation United States Community Bank National 122

Jeff For Banks

OCTOBER 15, 2021

Then, boom, the 2008 financial crisis. Retiree: That's Not So Funny To the retiree that prefers the safe haven of FDIC insured deposits held at the local bank that lends it out locally, this is a serious issue. The Fed Funds Rate stood at 5.25%, and inflation in check at 2.5%. Your money grew. Taxes go down? I made a funny.

Taxes 78

Taxes FDIC Guidelines Policies 78

CB Insights

DECEMBER 4, 2019

Although Bill Me Later was quickly scooped up by PayPal in 2008, Amazon has remained focused on reducing payment friction for customers. The 2017 FDIC National Survey of Unbanked and Underbanked Households shows: Approximately 6.5% US households, composed of 14.1M adults and 6.4M children, were unbanked in 2017. adults and 15.4M

Cards 101

Cards Lending Strategy US 101

Jeff For Banks

JANUARY 14, 2021

In June of 2008 I gave a speech titled "The Death of the Community Bank" and in that speech I made predictions. A mid-2020 survey performed by Cornerstone Advisors showed that 51% of retail customers that opened a new bank account within the last three months did so at a large, national bank. It was a pretty alarming slide.

Community Bank 130

Community Bank Community FDIC Strategy 130

CFPB Monitor

JANUARY 9, 2017

We previously reported that Paul Atkins would be on the landing team for the CFPB as well as the landing teams for the FDIC and OCC. Mr. Atkins is an attorney who served as a commissioner on the SEC from 2002 to 2008. According to the President-elect’s website , Mr. Atkins will also be a member of the FTC landing team.

Leadership 60

Leadership FDIC Policies Compliance 60

Jeff For Banks

FEBRUARY 1, 2015

In the mid to late 1990''s, my employer, First National Bank of Maryland based in Baltimore, bought Harrisburg, Pennsylvania based Dauphin Deposit Bank. First Integrity Bank - This Minnesota bank failed in 2008. They put together a transition team. I was on that team. One of our responsibilities was coming up with a new name.

Pennsylvania 60

Pennsylvania Baltimore Branding Indiana 60

Jeff For Banks

APRIL 14, 2022

A Primer on Money, Banking, and Gold 2008 Cordelia Frances Biddle Biddle, Cordelia Frances Biddle, Jackson, and a Nation in Turmoil: The Infamous Bank War 2021 Alan S. Inside the FDIC: Thirty Years of Bank Failures, Bailouts, and Regulatory Battles 2015 Louis D. 2008 Richard P. Bernstein Bernstein, Peter L.

America 60

America National Denver United States 60