PYMNTS

NOVEMBER 18, 2019

recorded its fourth bank failure this year — the first collapse of financial institutions since 2017, according to data from the Federal Deposit Insurance Corp ( FDIC ). Assets and deposits were assumed by Industrial Bank, a press release from the FDIC indicated. “On Approximately $500,000 in deposits exceeded FDIC insurance limits.

Kentucky 140

Kentucky FDIC Ohio US 140

Abrigo

DECEMBER 22, 2023

Abrigo's most popular risk management blogs over the last 12 months cover topics that continue to catch the attention of professionals and regulators. As regulators focus on interest rate forecasts used for interest rate risk management, remember that flattening, steepening, or inverting yield curves can influence your projections.

Risk Management 221

Risk Management Regulation Management Lending 221

PYMNTS

MAY 22, 2018

A bill that would give regional banks a break on regulation was before the U.S. The bill also gives regulators more discretion in deciding when to require stress tests of capital adequacy for banks with between $100 billion and $250 billion in assets in the event of another crisis,” according to a summary of the bill in MarketWatch.

Regulation 100

Regulation Regional Community Innovation 100

American Banker

MARCH 17, 2023

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FDIC 36

FDIC Compliance Regulation 36

BankBazaar

APRIL 19, 2023

The SVB collapse marked the largest bank failure in 2008 financial. What have the regulators done? After the collapse, the governments and regulators across the world are checking for SVB exposure in their corporate and banking sectors. Why did US banks collapse? However, the Indian banking system is relatively strong.

US 78

US United States FDIC Regulation 78

CFPB Monitor

MARCH 30, 2020

The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) includes the following key provisions that affect financial institutions and regulation of financial institutions: Section 4003 – Emergency Relief and Taxpayer Provisions. This section provides that Section 131 of the Emergency Economic Stabilization Act of 2008 (12 U.S.C.

Regulation 122

Regulation United States Community Bank National 122

American Banker

MAY 2, 2023

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FDIC 100

FDIC Policies Compliance Regulation 100

Jeff For Banks

JUNE 2, 2023

Second, this can be accomplished only if the industry does not have too much influence over its regulators and if the regulators have the ability to hire, train, and retain qualified staff. Third, the regulators need adequate financial resources. My lesson learned to the regulators, read your past lessons learned.

FDIC 78

FDIC Community Bank Regulation Lending 78

CFPB Monitor

JANUARY 19, 2015

Section 342 of Dodd-Frank directs each of the federal financial regulatory agencies to create an Office of Minority and Women Inclusion (OMWI) to oversee diversity efforts at the agencies, and further, to develop standards for assessing diversity policies and practices at regulated financial entities.

FDIC 60

FDIC Report Policies Regulation 60

Abrigo

DECEMBER 19, 2019

Due to new and emerging technologies, changing regulations, and ever-evolving customer expectations, banks and credit unions across the country are taking an assortment of different strategies to achieve their growth goals in 2020. In 2008, there were 7,061 FDIC-insured commercial banks in the U.S.

Lending 195

Lending Fraud Community FDIC 195

PYMNTS

OCTOBER 1, 2019

When the economy crashed in 2008, and fully bottomed out in June 2009 credit across the board froze. The data insights required by section 1701 of Dodd-Frank are just the kind of information regulators need to understand not just that the market is failing large classes of entrepreneurs, but exactly where and how it is failing.

Data 135

Data Lending Capital Regulation 135

Abrigo

MARCH 13, 2023

Historic collapse SVB is different from other financial institutions The FDIC closure and assumption of Silicon Valley Bank (SVB) – the largest bank failure since 2008 – is a stark reminder that when a crisis occurs, it can spread as fast as a wildfire in dry fields with a strong wind.

Strategy 195

Strategy Lending Security Analysis 195

Long Lasting Ideas

MARCH 3, 2016

Let’s look back a few years at around 2007 and 2008, around the time of the Great Recession. Regulators, many who had never owned a piece of property themselves, walked into community banks and forced those institutions to write down their real estate loans, simply because it was real estate.

Community Bank 40

Community Bank Marketing Strategies Community Regulation 40

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. The DOJ Finding.

Lending 135

Lending Fraud Management San Francisco 135

Banking 2020

DECEMBER 18, 2014

The change in regulation as laid out in the spending bill for 2015 has to do with the area loosely described as loan swaps. Even those not well-versed in trading can remember that these risky instruments were at the epicenter of the financial services industry meltdown in 2008. Insights bailout regulation'

Regulation 86

Regulation social media FDIC Industry 86

CB Insights

DECEMBER 4, 2019

Although Bill Me Later was quickly scooped up by PayPal in 2008, Amazon has remained focused on reducing payment friction for customers. The 2017 FDIC National Survey of Unbanked and Underbanked Households shows: Approximately 6.5% Rumor: Amazon and PayPal are meeting with bank regulators to expand their financial services.

Cards 101

Cards Lending Strategy US 101

PYMNTS

NOVEMBER 17, 2017

Bank, Union Bank and most recently as the chief executive officer of OneWest — the lender that Mnuchin created on the heels of the real estate crash back in 2008. Noreika’s push comes as the Trump Administration is working to loosen some of the Obama-era banking regulations placed on Wall Street.

FDIC 100

FDIC Regulation America Industry 100

American Banker

DECEMBER 28, 2016

Banks' ethical and regulatory missteps have been a source of consternation for regulators and the general public since the 2008 financial crisis. So how can the Trump administration balance accountability with its promises of low regulation and high growth?

Regulation 31

Regulation FDIC Compliance 31