Payments Source

JULY 27, 2020

The coronavirus pandemic is affecting different markets in vastly different ways, and easing the flow of capital is just one way to provide help. Bill Clerico created WePay during the last financial crisis, and sees a similar opportunity now.

Fintech 206

Fintech Capital Marketing Retail 206

PYMNTS

APRIL 24, 2020

The coronavirus’ impact has not eluded Google , which announced a hiring freeze and a slashing of marketing budgets on Thursday (April 23). The tech giant said it would be cutting budgets for marketing by as much as half, according to CNBC, which saw internal documents from the company. In 2019, the company spent $18.46

Google 150

Google Marketing Training Resources 150

PYMNTS

NOVEMBER 12, 2020

The small business financing market is in a unique position: despite market volatility and an economic downturn, funding availability remains strong for SMBs thanks to government funding initiatives. But this trend is simply part of the ebbs and flows of the market, according to Dare. In the U.K., Funding Ebbs And Flows.

Marketing 160

Marketing Industry Lending Fintech 160

PYMNTS

APRIL 21, 2020

In many ways, it was great news for small businesses, whose owners sought ways to obtain a loan in the same digital-native ways they sought financing as individuals, and needed more options as traditional lenders pulled back from the SMB market. Finding the right loan product is only part of the middle-market borrowing puzzle.

Marketing 140

Marketing Capital Lending Management 140

TheGuardian

SEPTEMBER 23, 2023

In an exclusive interview, the head of the Prudential Regulatory Authority talks about Credit Suisse, the gilt market meltdown – and stress-testing banks for the climate crisis • ‘Terrible climate events happen all the time’ Sam Woods’s 20th wedding anniversary was more eventful than he’d expected.

Regulation 87

Regulation US Operations Marketing 87

Jeff For Banks

JULY 1, 2024

Financial Markets Update – Second Quarter 2024 A dream vacation! We have many examples, notably 2000-2001, 2006-2008, and 2019, when restrictive rates impaired growth and recession followed. One of the components of the LEI which is up strongly is the S&P 500 stock market index, by +14.5%. But what about the ones who did?

Marketing 153

Marketing Conference Policies Survey 153

PYMNTS

OCTOBER 8, 2019

initial public offering (IPO), which was poised to be the biggest IPO by a central Asian company since the 2008 global financial crisis. still decided to postpone its listing “in light of currently unfavourable and uncertain market conditions, particularly in the technology sector.” stock market.

Marketing 139

Marketing Fintech New York Maine 139

Jeff For Banks

MARCH 21, 2024

In the markets, we watched helplessly as real GDP plummeted -5% in 1Q20 and -31% in 2Q20 before rebounding by +33% in 3Q20. I’ve previously theorized that China would try to reclaim its global market share lost during the pandemic by flooding the markets with cheaper goods. This development could give us good news on inflation.

Marketing 143

Marketing Policies Report Atlanta 143

Bank Innovation

MAY 15, 2016

From then until 2008, you had some appreciation, but not much. You could have bought Priceline stock below $10 in 2001. For many years you had little to show for it. Then the stock shot up above $1,000 (as of writing it is $1,261). Yes that is 100x return from Read More.

Lending 170

Lending Marketing Fintech Capital 170

BankUnderground

FEBRUARY 5, 2021

Emerging markets (EMs) have become more exposed to the global financial cycle in recent years. In a recent paper , we propose the use of money market rates to measure transmission of global funding shocks to EMs. Money markets have been shown to play an important role in transmission of global funding conditions.

Marketing 134

Marketing Policies Study Tools 134

Perficient

OCTOBER 19, 2020

I was onsite at a client’s office on September 29, 2008, when the stock market began to crash. As the Covid-19 pandemic continues to breed its own economic and logistic chaos for businesses globally, I am reminded of the Treasury Management system’s importance.

Software 322

Software Management Security Tools 322

PYMNTS

NOVEMBER 22, 2020

The figure, which approaches banks’ losses during the 2008 sub prime mortgage crisis, resulted from an analysis performed by the U.S. Private lenders lost $535 billion on low-quality mortgages during the 2008 Global Financial Crisis, Mark Zandi of Moody’s Analysics told the WSJ, according to Saturday’s article.

Report 283

Report Chicago Analysis Taxes 283

PYMNTS

APRIL 27, 2020

Although the business of liquidation and reselling is about to see a lot of such short jumps, what is even more interesting, he noted, is the new shape and direction of the market as a whole setting up in the background. Keeping the System Moving Now. And it will be interesting to watch where those ideas go next.”.

Marketing 142

Marketing Retail US Online 142

TheGuardian

MARCH 17, 2023

Banking system is reeling from a series of shocks but is in better shape than at time of 2008 crash The global banking system is reeling from a series of shocks over the past week, prompted by the collapse of California’s Silicon Valley Bank.

Marketing 74

Marketing System US 74

South State Correspondent

APRIL 10, 2023

While the market focuses on deposits and liquidity, media pundits and analysts are waiting for credit problems to appear. CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). touched off a wave of bankruptcies.

Community Bank 195

Community Bank Community Los Angeles Regional 195

PYMNTS

JANUARY 29, 2019

In the United States, Shark vacuums run the market — it’s the top selling upright brand and owns 35 percent of the market. Not bad for a firm that in 2010 controlled only 1 percent of the market. and Europe over that last few years, and the firm “fully intend[s] to become UK market leader” in floor care. “We

Marketing 129

Marketing Branding Massachusetts United States 129

South State Correspondent

JUNE 8, 2022

With the Treasury set to auction $21 billion in 10yr notes this afternoon, the market finds itself on the defensive yet again with the 10yr yield back over 3%, currently at 3.02%, off 11/32nds in price. The housing market continues to see slower activity with the weekly MBA Mortgage Applications for June 3 falling by -6.5%.

Texas 195

Texas Marketing Cards Report 195

TheGuardian

DECEMBER 28, 2023

Under so-called state aid rules, which applied when the UK was still a member of the European Union, RBS money was given to smaller challenger banks to spend developing their services for business customers, in an effort to promote competition and offset the market-skewing effects of RBS’s £45bn government bailout in 2008.

Marketing 75

Marketing 75

TheGuardian

AUGUST 7, 2022

The global financial crisis brought large economies together but the current crisis comes at a time of deep division Fifteen years ago this week the French bank BNP Paribas announced it was closing three of its hedge funds heavily exposed to the US sub-prime mortgage market.

US 68

US Security Marketing 68

PYMNTS

APRIL 14, 2020

Goldman Sachs ‘ new prediction is that the economic fallout from the coronavirus pandemic will end up four times worse than the recession from 2008-09, but the recovery will be swift, according to a CNBC report. All of these numbers are notably more dire than the height of the 2008 financial crisis, the bank pointed out.

St. Louis 174

St. Louis New York City Minneapolis US 174

South State Correspondent

SEPTEMBER 29, 2022

The UK continues to dominate the trading this week, and this morning the Bank of England said they would temporarily cease their quantitative tightening program and instead turn to temporary quantitative easing, or long bond buying, in order to “restore orderly market conditions.”. The recession in the housing market is in full swing.

Policies 195

Policies Marketing Taxes Meeting 195

PYMNTS

MARCH 16, 2020

Facebook and Alphabet , the parent company of Google , would both be in trouble in a broad market sell-off caused by the global coronavirus pandemic, analysts said, adding they’ve also “seen a lot worse” overall, CNBC reported. The number during the 2008 financial crisis was 13.5, Alphabet trades at 18.5

Google 142

Google social media Marketing Trends 142

TheGuardian

MAY 31, 2024

The Competition and Markets Authority (CMA) said it had opened the first stage of its merger process to look at whether the deal – one of the largest transactions in the banking sector since the 2008 financial crisis – would lead to substantial lessening of competition. Continue reading.

Regulation 63

Regulation Marketing Groups 63

South State Correspondent

AUGUST 16, 2023

Even if your bank has limited consumer exposure, given that the consumer composes approximately 66% of the US economy, and, according to the yield curve and market pundits, we are all staring into a recession, paying close attention to consumer trends is critical. New, post-2008 underwriting guidelines are having a positive effect on credit.

Trends 195

Trends Cards Capital Data 195

PYMNTS

NOVEMBER 4, 2016

And then there’s the challenge of how to use marketing research to reach the right consumer in the right channel and the right time with the right message. The Colorado-headquartered marketing research business was founded in 1971 by the current president and chairman Phil Wiland, who launched and sold consumer catalog and online brands.

Data 100

Data Marketing Colorado Retail 100

PYMNTS

NOVEMBER 23, 2017

On the face of it, China’s announcement that it would open its financial markets to increased ownership by foreign companies seems a sea change. Or to put it another way, with valuations stretched across bourses and asset classes outside China, wouldn’t it follow that there would be a rush into this new open market?

Marketing 128

Marketing Lending Security Operations 128

South State Correspondent

JUNE 14, 2022

The 5yr now yields 3.38%, the highest since August 2008. The futures market is now pricing in 175bps of rate hikes between now and September. We don’t think so as the Powell Fed likes to prep the market pretty extensively prior to policy moves. That implies that one of the next three meetings will feature a 75bps hike.

St. Louis 195

St. Louis Meeting Policies Marketing 195

PYMNTS

NOVEMBER 16, 2017

Put a different way: If you open a country’s financial markets, will the (foreign) banks bring the capital? News came last week that China offered up plans to let outside investors into its markets — allowing for stakes big enough to take control of that country’s financial companies. Will China’s invitation get the party started?

Marketing 101

Marketing Capital Lending Course 101

PYMNTS

NOVEMBER 27, 2018

Climbing interest rates are taking their toll on the number of consumers in the market for new home mortgages. The Incredible Shrinking Non-Bank Mortgage Lending Market. Unlike banks, these lenders have neither deposits to fund themselves nor (in most cases) other lines of business to buoy them through a slow housing market.

Marketing 116

Marketing Dallas Lending Conference 116

Insights on Business

JUNE 14, 2017

The worldwide banking industry experienced profound challenges during the Great Recession of 2008-2009. IBM has developed Watson Marketing capabilities to help banks discover insights beyond the abilities of conventional computing. While the global economy has improved, the pressure on banks is unabated.

Marketing 156

Marketing social media Millennials Customer Experience 156

TrustBank

APRIL 24, 2020

Please understand that we do not try to predict market bottoms or time markets, but with all of the negative news out there, I thought it would be informative to consider a potential positive. Remember the markets do not mirror the economy, so even though growth continues to decline, markets can move in an upward trend.

Marketing 83

Marketing US Washington Strategy 83

TrustBank

APRIL 1, 2020

Because of Covid-19 and the oil price war, the 1 st quarter may have been the most volatile period in market history. Although we began the year with a continuation of the long bull run up, before the quarter ended we witnessed the S&P 500 dropping over 35% from its peak and the first bear market since 2008.

Marketing 78

Marketing Washington Risk Management Strategy 78

PYMNTS

OCTOBER 16, 2020

The pandemic has dealt blows to many markets, but so far, London's FinTech market appears to be coping well, the release stated, with data suggesting that around 95 percent of the U.K.'s s FinTechs have survived the worst effects of the pandemic. London & Partners CEO Laura Citron said the U.K.'s isn't emerging unscathed, though.

San Francisco 265

San Francisco Fintech New York City Data 265

PYMNTS

SEPTEMBER 24, 2020

It will also allow the company to expand partnerships and product capabilities and to provide AP and payment automation to middle-market companies. Founded in 2008, Inspyrus provides AP automation software solution to large mid-market and enterprise customers.

Company 169

Company Atlanta Boston Software 169

Chris Skinner

JUNE 29, 2017

This was originally just for American consumers with the UK, France, and Germany following in November 2007, and Ireland and Austria in the spring of 2008. At the time of launch, Blackberry and Nokia were the market leaders. market share in 2007, 16.6% in 2008, and peaked at 19.9% Today it has zero market share.

Apple 211

Apple Mobile Marketing Technology 211

TheGuardian

MARCH 28, 2022

UK government sells more of stake in group formerly known as Royal Bank of Scotland at a loss over 2008 price NatWest Group has returned to majority private ownership after it agreed to buy back £1.2bn of shares from the UK government, more than 13 years after the company was bailed out by taxpayers at the height of the financial crisis.

Groups 97

Groups Capital Marketing Company 97

Perficient

JUNE 25, 2024

Learning from history, he referenced the lack of regulatory controls in derivatives and financial engineering before the 2008 financial crisis, and more recently, the unregulated growth of cryptocurrencies leading to the “Crypto Winter” of 2022. The evolution of electronic trading provides a valuable case study to consider.

Case Study 221

Case Study Risk Management Analysis Innovation 221