Perficient

JUNE 25, 2024

Learning from history, he referenced the lack of regulatory controls in derivatives and financial engineering before the 2008 financial crisis, and more recently, the unregulated growth of cryptocurrencies leading to the “Crypto Winter” of 2022. The evolution of electronic trading provides a valuable case study to consider.

Case Study 221

Case Study Risk Management Analysis Innovation 221

Abrigo

FEBRUARY 14, 2024

LISTEN Takeaway 1 Effective CRE risk management involves adapting to changing market fundamentals to avoid excessive loan losses. Takeaway 2 Pressures on builders, tighter CRE underwriting, and excess vacant office space are some of the indicators pointing to potential market risks.

Risk Management 195

Risk Management Management Lending Capital 195

BankNXT

SEPTEMBER 29, 2017

Developed markets saw a 492% increase in regulatory changes between 2008 and 2015, says Resham Karira. Regtech the solution to constantly changing financial regulation on BankNXT. How can regtech help?

Regulation 66

Regulation Marketing Fintech Retail 66

PYMNTS

NOVEMBER 11, 2020

The regulations will also hit Alibaba’s Ant Group, which took a beating last week after the government suspended its planned initial public offering (IPO). For example, the definition of “relative market” means that companies in a “dominant position” if they control more than 50 percent of the market would come under the new regulations.

Regulation 239

Regulation Branding Apple Retail 239

PYMNTS

JULY 16, 2020

German market watchdog Federal Financial Supervisory Authority, or BaFin , has come under fire for its actions in the Wirecard scandal, as the regulator reportedly failed to investigate warnings about the payments firm and instead cast more scrutiny on accusers, The Wall Street Journal (WSJ) reported.

Report 169

Report Fraud Regulation Marketing 169

PYMNTS

SEPTEMBER 18, 2017

has strongly hinted that the agency she birthed in 2008 and opened for business in 2011 — the Consumer Financial Protection Bureau (CFPB) — should be given the authority to do even more. There aren’t many markets where consumers actually have little to no other choice, but this is one of them. We don’t need more regulation.

Report 202

Report Regulation Data Retail 202

PYMNTS

OCTOBER 16, 2020

The pandemic has dealt blows to many markets, but so far, London's FinTech market appears to be coping well, the release stated, with data suggesting that around 95 percent of the U.K.'s s FinTechs have survived the worst effects of the pandemic. London & Partners CEO Laura Citron said the U.K.'s isn't emerging unscathed, though.

San Francisco 265

San Francisco Fintech New York City Data 265

BankUnderground

FEBRUARY 5, 2021

Emerging markets (EMs) have become more exposed to the global financial cycle in recent years. In a recent paper , we propose the use of money market rates to measure transmission of global funding shocks to EMs. Money markets have been shown to play an important role in transmission of global funding conditions.

Marketing 134

Marketing Policies Study Tools 134

PYMNTS

MARCH 9, 2020

Banks on Wall Street are talking to regulators about waiving rules regarding brokers working remotely while the coronavirus makes its way through New York, according to a report by Reuters. The CEO of the Securities Industry and Financial Markets Association (SIFMA), Kenneth Bentsen Jr.,

New York 154

New York Regulation Meeting Industry 154

PYMNTS

NOVEMBER 23, 2017

On the face of it, China’s announcement that it would open its financial markets to increased ownership by foreign companies seems a sea change. Or to put it another way, with valuations stretched across bourses and asset classes outside China, wouldn’t it follow that there would be a rush into this new open market?

Marketing 128

Marketing Lending Security Operations 128

Abrigo

DECEMBER 22, 2023

Abrigo's most popular risk management blogs over the last 12 months cover topics that continue to catch the attention of professionals and regulators. Interest rate forecasts in today’s market: Planning your ALM position Many financial institutions are questioning where rates are headed and how to structure their ALM strategies accordingly.

Risk Management 221

Risk Management Regulation Management Lending 221

PYMNTS

DECEMBER 9, 2020

These are $100 billion market cap companies that are sitting in the middle of the payments supply chain.”. Lukies said that prior to the 2008 financial crisis, regulators and the like normally left banks to their own devices, as long as they didn’t mess it up so that people couldn’t pay their bills or go shopping.

Innovation 306

Innovation Fintech Payments Regulation 306

PYMNTS

SEPTEMBER 4, 2020

Since January, the European Central Bank (ECB), which oversees the biggest European Union lenders, has eased regulations to encourage mergers and reduced the capital requirements for such transactions, the news service reported. Regulators say consolidation in the banking sector would lower costs, improving efficiency and boost profits.

New York 188

New York Regulation Customer Experience Report 188

PYMNTS

JANUARY 31, 2021

Wall Street is readying itself for yet another week of chaos on the markets involving the pumping-up of stocks like GameStop and AMC , Reuters writes, with it now likely to spread to other stocks. hedge funds, with both buying and selling at their highest rates since the financial crisis from 2008.

social media 169

social media Capital Study Retail 169

PYMNTS

AUGUST 25, 2016

Though small businesses have suffered from a gap in financing availability post-2008, the demographic continues to shape the financial markets. Bystry spoke with PYMNTS about what it means for the company to be a certified B Corp and offers his take on where alternative lending players stand in the face of regulation.

Regulation 100

Regulation Lending Community California 100

PYMNTS

SEPTEMBER 13, 2016

As the fluctuations within the small business lending industry continue, SMEs must keep their eye on the state of the market: whether capital is available, how affordable it is and where it’s coming from. But according to the report, small businesses do have some concerns about regulation. Specifically, 28.7 ”

Regulation 100

Regulation Survey Lending Capital 100

BankUnderground

DECEMBER 8, 2021

Reforms following the 2008 financial crisis have led to significant increases in banks’ capital requirements. To shed some light on this aspect, we study the evolution of systemic concentration and market-implied default risks for G-SIBs over the sample period. Tirupam Goel, Ulf Lewrick and Aakriti Mathur.

Regulation 126

Regulation Analysis Capital System 126

PYMNTS

APRIL 23, 2020

Before the pandemic, such companies tended to ramp up marketing campaigns to pull in more customers and loan out more money. As reported by PYMNTS , consumers are already in a better position than when the Great Recession hit in 2008, and they have comparatively less debt. billion in balances – into “skip a payment” programs.

Company 189

Company Cards Payments Regulation 189

PYMNTS

FEBRUARY 4, 2019

A series of regulations was established to encourage a safer, more transparent financial services environment following the 2008 financial crisis. Money laundering remains a significant problem in the financial services sector, though, despite the urgency brought about by 2008. A DIY Approach To AML/KYC.

How To 161

How To Regulation Compliance Meeting 161

TheGuardian

MARCH 14, 2023

Fears that SVB is not the only poorly regulated bank to be feeling the effects of steadily rising US interest rates have led to a rethink of what will now happen to official borrowing costs. Continue reading.

Policies 56

Policies US Capital Regulation 56

PYMNTS

FEBRUARY 3, 2019

Australia’s competition regulator is going after the banking industry in the country, vowing to punish what it claims is misconduct, reported The Financial Times. That has created an unbalanced market in terms of competition in the country.

Regulation 101

Regulation Fintech Study Industry 101

PYMNTS

AUGUST 15, 2018

That’s because, particularly in the last five years or so, CashCall’s existence has become somewhat more legally fraught as it increasingly faces the ire of consumer groups, judges and regulators over the products it offers. The California Court Loss. The law did not, however, specify what that might mean.

Lending 101

Lending California Marketing San Francisco 101

PYMNTS

OCTOBER 1, 2019

India-based financial services provider Reliance Capital has announced it will exit the lending market. Since their highest level in January 2008, reports said, shares have lost about 99 percent of their value. “It Anil Ambani , group chairman of the non-bank financial company (NBFC), revealed the firm’s plans on Monday (Sept.

Capital 109

Capital Lending Regulation Operations 109

PYMNTS

NOVEMBER 16, 2017

Put a different way: If you open a country’s financial markets, will the (foreign) banks bring the capital? News came last week that China offered up plans to let outside investors into its markets — allowing for stakes big enough to take control of that country’s financial companies. Will China’s invitation get the party started?

Marketing 101

Marketing Capital Lending Course 101

BankUnderground

NOVEMBER 13, 2024

To address this challenge, we focus on the global syndicated lending market. This is one of the most important sources of debt financing for large corporates – similar in size to the corporate bond market – and a key source of cross-border credit. In other words, nonbank lenders weaken international spillovers from US monetary policy.

Policies 102

Policies Lending US Chicago 102

CFPB Monitor

MARCH 30, 2020

The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) includes the following key provisions that affect financial institutions and regulation of financial institutions: Section 4003 – Emergency Relief and Taxpayer Provisions. This section provides that Section 131 of the Emergency Economic Stabilization Act of 2008 (12 U.S.C.

Regulation 122

Regulation United States Community Bank National 122

PYMNTS

AUGUST 28, 2018

Zandi suggests that the debt burden mirrors the subprime lending spike, which eventually led to the 2008 economic crisis and breakdown of the nation’s financial services market. “It While analysts and corporates alike remain optimistic, Zandi said that the leveraged loan market is one area in which concerns are not overstated.

Lending 101

Lending Analytics Policies Marketing 101

PYMNTS

DECEMBER 8, 2019

France, Spain and Switzerland have suffered due to Brexit, slowing economic growth, increasing regulations and the European Central Bank’s negative interest rates. million people, a fifth lower since 2008. BNP Paribas reduced its financial targets citing “extreme market conditions” and is looking to cut costs by €600 million.

Strategy 141

Strategy Regulation Regional Marketing 141

TheGuardian

APRIL 22, 2023

First-quarter results for the UK’s big four will vary by exposure to volatile markets, but the boost from high interest rates won’t last UK banking bosses are preparing for a grilling this week as investors and analysts assess the fallout from the most turbulent period for the banking sector since the 2008 financial crisis.

Regulation 53

Regulation Marketing Report Company 53

PYMNTS

NOVEMBER 5, 2018

Roughly a decade on, is it time to remove some of the rules governing the financial sector that took shape in the aftermath of the Financial Crisis of 2008? To that end, the Federal Reserve proposed last week that some rules be relaxed for 16 financial institutions — though the largest banks in the country are not among them. PSD2 News, Too.

Regulation 128

Regulation Guidelines New York Groups 128

PYMNTS

APRIL 30, 2020

The European Central Bank has cautioned banks to be flexible when applying accounting standards, as the region is one where companies depend more on bank lending than on capital markets for funds. Many European banks have reduced lending to oil and gas companies, though.

Lending 188

Lending Comparison Regional Capital 188

Payments Source

DECEMBER 11, 2018

financial market has created an increased demand for more flexible financing among small and medium-sized enterprises. But a decade on from the 2008 financial crisis, the loans available for SMEs are still restricted by regulations on the total amount of capital that banks must hold.

Capital 69

Capital Regulation Marketing Lending 69

BankBazaar

APRIL 19, 2023

Amid the financial uncertainties, Silicon Valley Bank (SVB) collapsed in March this year, sending shockwaves across the global financial markets. The SVB collapse marked the largest bank failure in 2008 financial. What have the regulators done? Why did US banks collapse?

US 78

US United States FDIC Regulation 78

PYMNTS

OCTOBER 9, 2018

The alternative finance boom post-2008 financial crisis undoubtedly provided more options for small business (SMB) borrowers, but that doesn’t mean the industry is guaranteed to become a staple among entrepreneurs seeking financing. “Transparency is key to standing out in the cluttered SMB market.” In the U.S.,

National 167

National Regulation Capital Industry 167

PYMNTS

JULY 31, 2020

Department of the Treasury that charters and regulates financial institutions. government, joining just a few recipients since the 2008 financial crisis, Bloomberg News reported. On Friday (July 31), the Office of the Comptroller of the Currency (OCC) announced Varo Bank has been granted its full-service national bank charter.

National 172

National Fintech San Francisco Connecticut 172

PYMNTS

JANUARY 30, 2019

The global economy offers a wide range of opportunities for businesses to expand their reach, and promote their brands to new markets. The challenges faced by merchants, banks, FinTech firms, retailers and other players looking to expand globally are also creating a market for potential solutions to their KYC and AML needs. In the U.K.,

How To 170

How To blockchain Compliance Fraud 170

PYMNTS

SEPTEMBER 21, 2020

Bankia and CaixaBank recently said that they are combining in an arrangement that, if given the green light by shareholders and regulators, would make the biggest financial institution in the country. Grab entered Southeast Asia two calendar years ago when it purchased operations from Uber, with Gojek entering the market a year after.

Payments 141

Payments Groups National Regulation 141