Abrigo

DECEMBER 22, 2023

Takeaway 3 Updates on interest rate forecasting and best practices for managing CRE risk were among the most-read blogs. Abrigo's most popular risk management blogs over the last 12 months cover topics that continue to catch the attention of professionals and regulators. Which credit areas need routine "maintenance"?

Risk Management 221

Risk Management Regulation Management Lending 221

Abrigo

DECEMBER 14, 2014

Many would point to imprudent lending standards as a leading cause of the financial crisis of 2008, and in turn, financial institution regulators have since bolstered lending standards and capital thresholds as a preventive measure against a similar crisis.

Guidelines 223

Guidelines Payments Lending Capital 223

PYMNTS

SEPTEMBER 18, 2018

A new PYMNTS discussion between Karen Webster and Karl Schamotta, chief market strategist at Cambridge Global Payments , functioned as a mostly bright view of the benefits that can be gained by businesses as much of the world — justified or not — moves further into the-sky-is-falling mentality. Two Types Of Normal.

Risk Management 155

Risk Management Strategy Software Management 155

Abrigo

JULY 20, 2024

Across all asset sizes, the top 10 C&I lenders have nearly 49% market share of commercial lending. 2004-2008: 82.6% Credit risk : In C&I lending, at least part of the collateral is intangible. These top lenders had to start somewhere with building a loan program for business loans. Want more articles like this?

Lending 195

Lending Risk Management Management Capital 195

Abrigo

AUGUST 30, 2022

Expanding the commercial loan portfolio in today's market With the right strategies, banks and credit unions can expand their commercial loan portfolios successfully. Takeaway 2 With high net interest margins, high real estate values, and lack of alternative markets to invest in, the time is right for commercial loans. Risk management.

Strategy 195

Strategy Lending Risk Management Analysis 195

Abrigo

NOVEMBER 19, 2015

More than 65 percent of respondents believe their bank needs to grow significantly to compete in today’s market. For banks that have not acquired or merged since 2008, the top reasons for not doing so were preference to grow organically (32 percent), target prices too high (16 percent) and compliance and/or regulatory issues (14 percent). •

Survey 150

Survey Risk Management Industry Compliance 150

Abrigo

AUGUST 5, 2020

Key Takeaways This recession is significantly different than the 2008 financial crisis, creating a unique credit environment for financial institutions. Economic downturns alter the credit memo's content and process to capture credit risk. More than six months after the coronavirus reached the U.S.,

Management 195

Management Risk Management Trends Industry 195

Jeff For Banks

JULY 1, 2024

Financial Markets Update – Second Quarter 2024 A dream vacation! We have many examples, notably 2000-2001, 2006-2008, and 2019, when restrictive rates impaired growth and recession followed. One of the components of the LEI which is up strongly is the S&P 500 stock market index, by +14.5%. But what about the ones who did?

Marketing 119

Marketing Conference Policies Survey 119

PYMNTS

MAY 27, 2020

Newkirk has held multiple leadership roles at Capital One since 2008, most recently as president of Small Business, International & Walmart Partnership. The executive headed up a diverse tram of associates throughout six businesses, and he served on the Capital One Executive Committee as of 2016.

Strategy 131

Strategy Leadership United States Washington 131

TrustBank

APRIL 1, 2020

Because of Covid-19 and the oil price war, the 1 st quarter may have been the most volatile period in market history. Although we began the year with a continuation of the long bull run up, before the quarter ended we witnessed the S&P 500 dropping over 35% from its peak and the first bear market since 2008.

Marketing 78

Marketing Washington Risk Management Strategy 78

TrustBank

APRIL 24, 2020

Please understand that we do not try to predict market bottoms or time markets, but with all of the negative news out there, I thought it would be informative to consider a potential positive. Remember the markets do not mirror the economy, so even though growth continues to decline, markets can move in an upward trend.

Marketing 83

Marketing US Washington Strategy 83

Jeff For Banks

MARCH 21, 2024

In the markets, we watched helplessly as real GDP plummeted -5% in 1Q20 and -31% in 2Q20 before rebounding by +33% in 3Q20. I’ve previously theorized that China would try to reclaim its global market share lost during the pandemic by flooding the markets with cheaper goods. This development could give us good news on inflation.

Marketing 111

Marketing Policies Report Atlanta 111

BankInovation

MAY 24, 2021

While this practice has its merits, a vendor’s operational weaknesses, financial instability or inappropriate conduct can create significant third-party risk that threaten a bank’s institutional standing and market fundamentals. In the aftermath of the 2008 financial […].

Trends 98

Trends Operations Marketing Risk Management 98

Perficient

MAY 17, 2022

The inevitable end of the chip shortage will expand the pool of vehicles to choose from and lower transaction prices as the market moves toward some semblance of normal. In 2008, when the housing bubble burst, homeowners lost the houses they could no longer afford. Up until now, it’s all good. Until it isn’t. It’s not pretty.

Strategy 294

Strategy Customer Experience Study Technology 294

PYMNTS

AUGUST 30, 2018

Although Deutsche Bank says it knows it cannot return to the market domination it enjoyed before the 2008 financial crisis, according to Reuters reports on Wednesday (Aug. It would be “too risky” to allow non-European banks to lead the way of financing and risk management in Europe, Sewing added.

Leadership 100

Leadership Risk Management Conference Report 100

Abrigo

DECEMBER 19, 2019

Looking to mergers and acquisitions, institutions can expand into new areas of business or geographic markets. In 2008, there were 7,061 FDIC-insured commercial banks in the U.S. Lending & Credit Risk. Portfolio Risk & CECL. Cyber Complications for Vendor Risk Management. Learn More. Asset/Liability.

Lending 195

Lending Fraud Community FDIC 195

Bobsguide

APRIL 27, 2022

The signature of this alliance plays an important role in the strategic vision of Prometeia to gradually expand into the German and Central European market, where SAP FSDP is used by an increasing number of banks to feed Risk analytics and regulatory reporting solutions. To know more: www.prometeia.com and risk.community@prometeia.com.

Data 148

Data Analytics Risk Management Management 148

South State Correspondent

MARCH 14, 2024

Risk management also needs to change. Finding your bank tied to a rural area that is decreasing in size and profitable demographics is your bigger risk. While Blockbuster was investing in marketing and cost-cutting, Netflix agreed to have lower earnings and made an investment in video streaming. Do you remember them?

Innovation 195

Innovation Strategy Capital Comparison 195

Abrigo

JULY 20, 2021

B y marketing that your financial institution offers SBA loan origination, you provide additional products that expand opportunities to businesses. During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp.

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

JULY 20, 2021

B y marketing that your financial institution offers SBA loans, you provide additional products that expand opportunities to businesses. During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp.

Lending 195

Lending FDIC Capital Risk Management 195

Jeff For Banks

JULY 8, 2017

The markets continue to roll and bond markets continue to trade in a 25 basis point range, hitting the higher end when they think the economy is strong (why else would the Fed raise rates?) trillion in 2008. I believe that the stock markets believe that eventually the agenda will be accomplished. For what reason?

Marketing 60

Marketing Community Bank Data Security 60

BankUnderground

JUNE 25, 2020

In the case of data on the UK derivatives market, where each contract is reported to trade repositories , this sums to more than one billion rows of data every month. The second risk from barriers to cross-border data flows is that they may impede the sharing of information between regulators.

Data 131

Data Big Data Regulation Risk Management 131

PYMNTS

MAY 29, 2019

. “Clarification and harmonization of regulation are fundamental to mitigating the serious threat that de-risking poses to the financial system,” ICC Director of Finance for Development Olivier Paul said in a statement.

Regulation 108

Regulation Compliance Capital Resources 108

Jeff For Banks

OCTOBER 25, 2018

Trade wars and tariffs dominated the market discussion in the third quarter with talk quieting down for now. Here are some staggering numbers: Since the financial crisis of 2008, worldwide debt has increased by $70 trillion to $247 trillion, or 236% of world GDP versus 207% in 2008. US household debt is at $13.3

Marketing 65

Marketing US Taxes Trends 65

Gonzobanker

JULY 10, 2020

How do we elevate our credit and operational risk visibility to ensure capital preservation and demonstrate strength to stakeholders? Are there growth opportunities that would make sense for us to consider at this time – such as entering new markets/M&A? Risk Management.

Risk Management 88

Risk Management Capital Strategy social media 88

Insights on Business

FEBRUARY 6, 2018

authorities hit BNP Paribas with fines amounting to approximately USD 600 M for market misconduct and trader collusion that took place over 6 years. Financial crimes go beyond just the monetary fines; the risk of accompanying reputational damages are hazardous as well. We also saw U.S.

Compliance 87

Compliance Analytics Boston Regulation 87

Celent Banking

DECEMBER 9, 2016

Treasury management plays an important role in a corporation’s globalisation efforts especially in the areas of cash management, banking, foreign exchange risk, and investments. Eight years on from the 2008–2009 financial crises, global economic growth remains sluggish, hovering between 3.1% since 2012.

Regional 100

Regional Management Fintech Strategy 100

BankInovation

MAY 24, 2021

While this practice has its merits, a vendor’s operational weaknesses, financial instability or inappropriate conduct can create significant third-party risk that threaten a bank’s institutional standing and market fundamentals. In the aftermath of the 2008 financial […].

Trends 64

Trends Operations Marketing Risk Management 64

Jeff For Banks

FEBRUARY 1, 2019

After a lengthy stretch of strong economic growth and stock market gains, the inevitable correction arrived with force in the fourth quarter, culminating with a December that can only be described as “tres terrible!” Back in 2008, the LHC started up with a bang and led to all kinds of new physics particle knowledge. Thanks for reading!

Marketing 60

Marketing Community Bank Community Risk Management 60

Jeff For Banks

JULY 27, 2014

per gallon from July, 2008 and $3.99 The proportion of part-time jobs to total jobs is now at 19% compared to 17% in 2008. The markets expect the first short term rate increase in mid-2015 and this is built into the futures markets. That leaves me outraged! Will we approach our all time high gas prices of $4.11

Analysis 87

Analysis Report US Industry 87

Jeff For Banks

MAY 4, 2020

As the stock market faltered in March, we saw the Federal Reserve step up with emergency rate cuts and Quantitative Easing to buy bonds. As stocks worsened and bond markets traded in a volatile and chaotic manner, the Fed once again stepped in with a surprise rate cut (on a weekend!) The actions taken by the Fed stabilized markets.

Marketing 60

Marketing Philadelphia Community Bank US 60

Jeff For Banks

AUGUST 1, 2019

Financial Markets & Economic Update- Third Quarter, 2019 Summer is upon us and I cannot wait to get to the beach for vacation. Although business confidence fell from the uncertainty, stock markets were reaching new record highs on many of indices. What an amazing ride it’s been this year for bonds! GDP was +3.1% Thanks for reading!

Marketing 60

Marketing US Community Bank Community 60

Jeff For Banks

NOVEMBER 16, 2020

The markets are taking it all in stride, rallying strongly for most of this week and they seem more grateful for the prospect of a divided Congress, i.e, The markets believe the chance of tax hikes, repeals of tax cuts, and gigantic initiatives are greatly diminished. The housing market is robust across the nation. Stay tuned!

Marketing 60

Marketing National New York City Taxes 60

Jeff For Banks

JANUARY 18, 2014

He succeeded in saving us from true disaster in 2008, but has not been able to accomplish his goal of strong economic growth. She will continue your zero rate policy and will “taper” your QE 3 program, because the markets have already dismissed its impact and tightened long term rates despite your wishes. once again.

Philadelphia 81

Philadelphia Policies US Marketing 81

PYMNTS

OCTOBER 1, 2018

“As technology continues to provide more creative means for financial transactions, so, too, must financial technology companies be careful to abide by the rules that ensure stability and fairness in these emerging markets.” When LendingClub entered the market in 2006, Laplanche had one idea in mind: disrupt the banks. The Response.

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

JULY 2, 2018

Banks spent $100 billion on RegTech solutions last year, and $6 billion has been invested by venture capitalists since 2008. There are thousands of providers in the market, Epperson said. Organizations rightly want to know: What’s the risk? Yet, Epperson says, despite all the money flying around, the problem is far from solved.

Compliance 109

Compliance Regulation Meeting Strategy 109

Insights on Business

NOVEMBER 20, 2018

In the financial services sector, the threats posed by individual rogue traders, groups of disaffected employees and unhealthy risk cultures have highlighted the importance of conduct risk. While the 2008 foreclosure crisis highlighted conduct risk issues, the problem didn’t end there.

Analytics 79

Analytics Compliance Risk Management social media 79