2009 Community Bank Lending 
South State Correspondent
MAY 15, 2024
The thinking is that diversification-induced lending leads to banking resiliency. We believe that while lending diversification leads banks to lend more in normal times (especially for banks over $50B in assets) and does benefit the general economy, community banks should be careful in how and where they choose to diversify.
South State Correspondent
MAY 15, 2024
The thinking is that diversification-induced lending leads to banking resiliency. We believe that while lending diversification leads banks to lend more in normal times (especially for banks over $50B in assets) and does benefit the general economy, community banks should be careful in how and where they choose to diversify.
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South State Correspondent
JULY 7, 2015
Construction and Land Development loans (C&D loans) drove a substantial portion of the loan growth at community banks between 2000 and 2007, especially for banks under $2B in assets. In fact, C&D loans were one of the major causes of bank failures from 2009 to 2011.
Jeff For Banks
FEBRUARY 19, 2012
One such theme was the right sizing of community banks'' funding sources. Since the dawn of the financial crisis in 2007, loan demand has fallen off of the cliff, and therefore community banks did not need their historically high amount of CD funding. I''d like to hear from you.
Abrigo
FEBRUARY 17, 2015
commercial bank loan portfolios have continued to expand. Which areas of lending and what banks are driving the expansion? A recent issue of Banking Insights , published by the Federal Reserve Bank of St. commercial banks. ” In fact, C&I lending grew first following the recession.
Abrigo
MARCH 6, 2015
Yesterday the Federal Reserve announced how “the big banks” fared on their annual stress tests (The Wall Street Journal’s Briefly blog offers what to know and what is relevant about the exams). It was a critical day in the eyes of those at Bank of America, Chase, Wells Fargo and others at the top.
PYMNTS
JULY 25, 2017
But, Passione noted, many of the players who are taking a pass on offering student lending and other forms of personal loans often aren’t doing so for lack of interest — but lack of ability via smart technology. Lending-as-a-Service. There are currently 13,000 community banks in the U.S.,
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