PYMNTS

AUGUST 26, 2016

Austin’s startup community has seen a big transformation over the years. Back in 2009 when eCommerce platform BigCommerce was getting its start, Austin wasn’t considered a place where working for a startup was common. There’s a positive feedback loop here that’s causing more and more startups to be created in or move to Austin.”.

Austin 100

Austin Fintech New York City Community 100

Independent Banker

OCTOBER 29, 2014

And the great news, according to “American Millennials and Banking,” a major new study commissioned by ICBA, is that Bauhs and the 80 million other people in his generational cohort are prime potential customers for community banks. This is really the moment for community banks to show that they’re a fit for millennials. “At

Millennials 110

Millennials Community Bank social media Community 110

Jeff For Banks

NOVEMBER 7, 2015

Me to a community banker: Why don't you offer more options than real estate secured lending to help fund early stage businesses? Banker: Because that's not community banking. I've been in this business over 20 years and still don't know the definition of community banking. Net charge-offs peaked at 2.19% of total loans in 2009.

Community Bank 60

Community Bank Community Baltimore Lending 60

Independent Banker

OCTOBER 29, 2014

Early Air Force service prepared the way for community banking in California. I reluctantly agreed to call the number in the ad and, to my surprise, was granted an interview and soon hired as the first management trainee for American National Bank, a small community bank headquartered in Bakersfield. By Stephen M.

Community Bank 79

Community Bank Training Community Montana 79

Independent Banker

FEBRUARY 25, 2015

Coping just fine, community banks in energy-producing regions manage the oil-price plunge. Crude oil prices have dropped more than 50 percent from last July to this January, and they haven’t hovered this low since 2009. billion-asset community bank based in Happy, Texas. By Howard Schneider. More stable than real estate.

North Dakota 70

North Dakota Texas Louisiana Community Bank 70

Independent Banker

NOVEMBER 13, 2014

And the great news, according to “American Millennials and Banking,” a major new study commissioned by ICBA, is that Bauhs and the 80 million other people in his generational cohort are prime potential customers for community banks. This is really the moment for community banks to show that they’re a fit for millennials. “At

Millennials 87

Millennials Community Bank social media Community 87

PYMNTS

MARCH 1, 2016

Interestingly, one retailer in particular — Zappos , the online shoe and clothing store that, since 2009, has been a subsidiary of Amazon — this year took the very fact that Leap Day is not a nationally recognized holiday as a springboard to drum up a little attention for its own brand. Heck, it’s not even Flag Day.

Retail 100

Retail Branding social media Online 100

Jeff For Banks

AUGUST 12, 2018

annually since 2009, while the record expansion of the 1990s saw growth of 3.6%. One of the causes of low growth since 2009 is uncovered! Low productivity continues, just as it has since this recovery began in 2009, averaging only 1.3% Another of the causes of low growth since 2009 is unveiled! The economy has grown 2.2%

Marketing 60

Marketing Philadelphia Omaha US 60

Jeff For Banks

FEBRUARY 6, 2011

Take for example the language from an FA Article relating to a strategic plan issued by the OCC to The Suffolk County National Bank of Riverhead (“SCNB”) in New York on October 25, 2010: “The Board shall adopt, implement, and thereafter ensure Bank adherence to a written strategic plan for the Bank covering at least a three-year period.

Regulation 70

Regulation FDIC National Capital 70

PYMNTS

AUGUST 25, 2016

First, according to Breon, Vacasa tends to operate in smaller towns and more affluent communities, where people have vacation or second homes, as opposed to larger cities and urban centers, where Airbnb typically dominates the market. And Vacasa is serving a vastly different clientele than the one Airbnb caters to.

New York City 100

New York City Idaho Portland Oregon 100

PYMNTS

NOVEMBER 6, 2017

Since 2004, October has been observed as National Cyber Security Awareness Month by the Department of Homeland Security (DHS). Nelson said the organization was alerted by the FBI in 2009 regarding a rise in corporate account takeovers. At the time, they were seeing about 80 cases a week,” Nelson said. “It

Exercises 119

Exercises Resources Industry Fraud 119

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. It was always clear how much Jones loves his credit union, his team and his community. Pinnacle takes pride in attracting great bankers who care about customers, colleagues and community.

Idaho 148

Idaho Conference Data Marketing 148

Jeff For Banks

MAY 20, 2017

and New York Community Bancorp called off their planned merger. The upshot of the analysis, in my opinion, is that the risk can be further limited to CLD lending, more so than straight, plain vanilla CRE lending that is so common in community financial institutions. We perform this service for dozens of community banks.

Lending 60

Lending Regulation Community Community Bank 60

Independent Banker

MARCH 15, 2015

in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. What concerned me most wasn’t that the customer was upset with me,” recalls Hartings of the homebuyers who ignored his community bank’s cautiously pragmatic approach. “I Fortunately, most did listen.

Ohio 70

Ohio Community Bank Community Lending 70

Jeff For Banks

DECEMBER 12, 2017

The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. Their non-performing loans (NPL)/total loans ratio peaked at 12.54% in 2010, and between 2009-12, the Bank charged off over 11% of its loan portfolio. billion of assets and operates twenty five branches in the western suburbs of Chicago.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

PYMNTS

JUNE 17, 2016

Bitcoin grew explosively after its 2009 introduction by becoming the currency of choice for criminal commerce, including hiring hitmen , giving the term “killer app” new meaning. As we show in “ Matchmakers ,” successful platforms have to work hard at eliminating bad behavior in their communities; bitcoin seemed to revel in it.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

Jeff For Banks

DECEMBER 19, 2015

Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. through its subsidiary BNC National Bank, offers community banking and wealth management services in Arizona, Minnesota, and North Dakota from 16 locations. It's size today, at $2.4 What a ride! #3. BNCCORP, Inc.

North Dakota 60

North Dakota Arizona Michigan Florida 60

Jeff For Banks

NOVEMBER 3, 2023

Unsurprisingly, the largest declines occurred starting monthly in March, 2006 and on a y-o-y basis in September, 2006 and continued to November, 2009. The largest monthly decline took place in May, 2009 at -27.2% Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 65

Marketing Community Bank Policies Community 65

Fintech Labs Insights

JUNE 15, 2016

Kasasa , a national brand of banking products for community financial institutions, has arrived at a milestone for its rewards-based checking and savings accounts. The technology is fully integrated into Kasasa’s FIRSTBranch websites for community financial institutions.

Austin 12

Austin Community National Branding 12

Bankelele

DECEMBER 24, 2015

On Tuesday, December 15th , the Central Bank of Kenya issued a public notice on bitcoin in the Daily Nation: CAUTION TO THE PUBLIC ON VIRTUAL CURRENCIES SUCH AS BITCOIN – it read. As part of the Bitcoin community here in Kenya, I am a vocal advocate of digital currencies, writing extensively on the subject over the past 2 years.

Bitcoin 28

Bitcoin Regulation Taxes blockchain 28

Tech and Finance

APRIL 22, 2016

Margareth Tran …”after graduating from Cornell University in 2009 at the height of the recession, she could not find work on Wall Street, a long-held ambition. Refugees can only be accepted in a community if they have jobs,” said Hamdi Ulkaya, the Kurdish founder and CEO of Greek yogurt maker Chobani based in upstate New York.

New York 28

New York Washington Idaho Study 28

Fintech Labs Insights

JULY 16, 2015

Malauzai specializes in developing innovative banking apps for community banks and credit unions. This week, Malauzai announced a deployment of its mobile remote capture technology at Citizen’s 1st National Bank in Iowa. Malauzai demonstrated its Virtual Banking Experience at FinovateSpring 2015 in San Jose.

San Jose 12

San Jose Austin Iowa Software 12

CB Insights

JULY 19, 2017

National Medal of Science, Turing Awards, Kyoto Prizes, and many others. Founded: 2009 (Vancouver), 2016 (NYC). Nokia’s innovation lab was founded in 1925 under AT&T and its researchers have worked on inventions like lasers, the C programming language, UNIX, speech recognition, and more. Innovation Lab Name: Lululemon Lab.

Innovation 74

Innovation San Francisco Technology Mobile 74

Fintech Labs Insights

AUGUST 22, 2024

Invest Sou Sou (now Wellthi): Savings platform rebranded as Wellthi, focusing on community-based savings. UBank (by National Australia Bank): Continued innovation in digital banking services. Spring 2011 (San Francisco): BancVue (now Kasasa): Rebranded as Kasasa, expanded community banking services with innovative banking products.

San Francisco 15

San Francisco New York San Jose Tools 15

CB Insights

APRIL 24, 2018

We look into how stores are being transformed into showrooms, community gathering spots, and even event spaces as retailers leverage the physical store as tool for brand marketing. Lucky’s market capitalizes on health and community. Kohl’s can move into smaller markets where a larger store may not fit. Organic and cheap.

Retail 59

Retail Trends Technology Branding 59

CB Insights

NOVEMBER 9, 2017

Indeed, co-founder Alejandro Resnik, the CEO, told the WSJ in 2015 that it was looking to raise a “monster round” of $300 million at a $2 billion valuation to fuel its national expansion. The bet was risky because it required large geographies — indeed, entire nations — to adopt the technology in order for it to scale successfully.

Capital 78

Capital Company San Francisco Operations 78

Abrigo

APRIL 18, 2022

The innovative world of digital assets has made big strides since its inception in 2009. National objectives in cryptocurrency policy. It is in the national interest to take action to mitigate these illicit finance and national security risks through regulation, oversight, and law enforcement action. Rapid Growth.

Fraud 195

Fraud cryptocurrency United States Leadership 195

Gonzobanker

DECEMBER 20, 2018

PNC made a Gonzo move with a national digital expansion in 2018 with the unique idea of building a small number of branches in target metro markets like Kansas City and Dallas. Timing is everything, and Feiger knew that after tripling the stock price since the 2009 downturn, it was time to get the shareholders a solid payback.

Fintech 101

Fintech Conference Innovation Community 101

Jeff For Banks

APRIL 14, 2022

A Primer on Money, Banking, and Gold 2008 Cordelia Frances Biddle Biddle, Cordelia Frances Biddle, Jackson, and a Nation in Turmoil: The Infamous Bank War 2021 Alan S. The Panic of 1907: Lessons Learned from the Market's Perfect Storm 2009 Lowell L. House of Cards: A Tale of Hubris and Wretched Excess on Wall Street 2009 William D.

America 60

America National Denver United States 60

Jeff For Banks

NOVEMBER 16, 2020

Moody’s estimates that there is $70 billion in back rent across the nation. By the way, our economy has done better than all other nations; for example, Europe is 4.3% The national unemployment rate peaked at 14.7% The housing market is robust across the nation. Think for a minute about how huge that number is.

Marketing 60

Marketing National New York City Taxes 60

PYMNTS

JULY 31, 2018

Loosening federal regulations, enacting national data breach protections and drafting “model laws” at the state level to reduce overlapping red tape, could help promote FinTech in the United States, according to report released Tuesday (July 31) by the U.S. Treasury Department. The report arrives at a time of growing optimism for U.S.

Fintech 194

Fintech Security US United States 194

Abrigo

JULY 23, 2021

It is a concept that we have all heard of, however, the concept remains somewhat of a mystery in the community bank world. The North Korean government has been also found to have used chemical weapons against its own nationals. Now that there are new requirements in this area it’s time to unravel some of the mystery.

National 195

National Training United States System 195