Independent Banker

FEBRUARY 25, 2015

Coping just fine, community banks in energy-producing regions manage the oil-price plunge. Crude oil prices have dropped more than 50 percent from last July to this January, and they haven’t hovered this low since 2009. New energy regions adapt. By Howard Schneider. But North Dakota is a newcomer to the oil-producing world.

North Dakota 70

North Dakota Texas Louisiana Community Bank 70

BankUnderground

DECEMBER 15, 2022

It includes countries’ foreign reserves, Regional Financing Arrangements (RFAs), central bank swap lines, and IMF lending. Since the Flexible Credit Line (FCL) and Precautionary and Liquidity Line (PLL) were created in 2009, only eight countries have used them. Why haven’t more countries taken precautionary facilities in the past?

Capital 105

Capital Policies Resources Regional 105

BankUnderground

NOVEMBER 23, 2023

We build a snapshot of the mortgage market by modelling how much principal people have paid down since origination and how house prices have evolved in their region. Sources: Bank of England and Office for National Statistics. We analyse an indicative scenario where the index falls by 10%. The scenario reduces prices uniformly by 10%.

Policies 135

Policies Analysis Comparison Regional 135

Independent Banker

OCTOBER 29, 2014

military personnel in the region. I reluctantly agreed to call the number in the ad and, to my surprise, was granted an interview and soon hired as the first management trainee for American National Bank, a small community bank headquartered in Bakersfield. In early 1967, I was assigned to the U.S.

Community Bank 79

Community Bank Training Community Montana 79

FICO

FEBRUARY 25, 2019

No clear explanation for this downward shift in repayment odds has emerged our research has found that this shift is consistent regardless of factors such as geographic region, age, and card payment behavior (e.g., Will 2019 be the year that the nearly decade-long positive trend in average national FICO score finally levels off?

Trends 63

Trends Fraud Data National 63

Jeff For Banks

DECEMBER 12, 2017

The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. Their non-performing loans (NPL)/total loans ratio peaked at 12.54% in 2010, and between 2009-12, the Bank charged off over 11% of its loan portfolio. billion of assets and operates twenty five branches in the western suburbs of Chicago.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

Gonzobanker

JULY 7, 2015

Here’s the bottom line: In the past six years (March 2009 to March 2015), the top 10 Internet banks have grown an impressive $175 billion in new deposits. Here’s the breakdown of these 10 banks in order of deposit growth: Deposits ($000): March 2009 Deposits ($000): March 2015 6-Year Growth. ($000). Think about this. billion in 2010.

Digital Banking 60

Digital Banking Industry Capital Strategy 60

FICO

NOVEMBER 11, 2019

One driver of this observation is likely the FCRA-mandated seven-year purge rule for negative information, which means that missed payments reported in the 2007-2009 period (epicenter of the recession) have been dropping off of people’s credit reports. Which states have seen the biggest increase over time? How do major U.S. cities compare?

Las Vegas 40

Las Vegas District of Columbia US San Francisco 40

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Niche Payments Acquisition Award – Goes to City National Bank for its acquisition of FilmTrak. Best of luck in the next chapter, Chris! Congrats to the DNA team for this huge win. It’s game on.

Idaho 148

Idaho Conference Data Marketing 148

American Banker

SEPTEMBER 15, 2016

tied to the 2009 failure of Colonial Bank. BB&T in Winston-Salem, N.C., has terminated its loss-share agreement with the Federal Deposit Insurance Corp.

FDIC 28

FDIC Regional National Strategy 28

CB Insights

APRIL 17, 2018

He stayed with the company through its acquisition by Amazon in 2009 and joined Sequoia Capital as Partner in October 2010. In 2011, Jeff parted ways with OpenTable after successfully taking the company public in 2009. Education: Stanford University (MBA), Australian National University (BA/BSC).

San Francisco 71

San Francisco CA Capital Operations 71

American Banker

JUNE 6, 2016

Juniorization: While investment banks have cut compensation costs by 21% on average since 2009, they've only made staff cuts of 3% in the same time. Receiving Wide Coverage. Companies have been increasing their employee retention efforts initiative to improve the work-life balance of its more junior bankers.

Regulation 28

Regulation Fintech Industry Technology 28

FluentBanking

APRIL 18, 2020

Unsuccessful candidates will, however, pay an examination fee of Tk 300/- (Taka three hundred) only per subject for each subsequent appearance: The new Enrolment Fees will be effective from the next Winter (November 2009) session. for securing highest marks in Marketing of Financial Services (JAIBB) (x) National Bank Ltd.

Regulation 52

Regulation Case Study Security Management 52

CB Insights

MARCH 6, 2019

A healthy culture of dissent may have helped the company focus on its product issues before they became a national scandal, but workers who raised red flags were ignored and, if they persisted, asked to leave the company. By 2009, it was reportedly making $180M in annual revenue. But the company struggled to build a customer base.

Report 78

Report San Francisco Capital Company 78

PYMNTS

JUNE 27, 2019

s South West Regional Cyber Crime Unit (SW RCCU), in a joint operation with the Dutch police (Politie), Europol, Eurojust and the U.K.’s s National Crime Agency (NCA), have arrested 6 individuals after a 14-month long investigation into a €24 million cryptocurrency theft. Imgur began in 2009 as a gift to the internet.

ATM 115

ATM Bitcoin San Francisco cryptocurrency 115

Fintech Labs Insights

AUGUST 22, 2024

Lendsmart: AI-driven platform streamlining home lending processes, new partnerships with regional banks. UBank (by National Australia Bank): Continued innovation in digital banking services. Fall 2009 (New York): BancVue (now Kasasa): Continued to support community banks with innovative banking products and marketing services.

San Francisco 15

San Francisco New York San Jose Tools 15

Abrigo

JULY 22, 2022

Cryptocurrency was first introduced in 2009 and is lauded for providing a level of privacy and security that traditional banking cannot guarantee. Be sure that your initial notification to the regional director describes in detail your institution’s proposed timeline for engaging in crypto-related activity. While states like?

cryptocurrency 195

cryptocurrency FDIC Regulation Fraud 195

PYMNTS

AUGUST 31, 2018

Once the 24 competitors (tributes) get to the games, they then battle to the death for a national audience that is required by law to watch the games. Tiny size: Wegmans is a regional brand, and a small one at that, with only 97 stores in six states. Size: Aldi has a larger footprint in the U.S. Secret Weapon. And that draw is strong.

Branding 101

Branding Florida Retail Online 101

CB Insights

MARCH 2, 2018

India is the region with the highest growth potential, and this is why both Amazon and Alibaba see it as critical to their long-term strategy. Alibaba and Amazon are already the two main e-commerce players in the region, and are fiercely competing to keep that edge as more spending shifts online.

Regional 68

Regional Retail Marketing Online 68

CFPB Monitor

JANUARY 12, 2017

A House Committee Report issued during the last Congress indicates, for example, that “the Obama Administration issued on average 81 new major regulations per year” from 2009 through 2013. 114-214, pt. 1, at 10 (2015).

United States 60

United States Examples Regulation Report 60

Jeff For Banks

NOVEMBER 16, 2020

Moody’s estimates that there is $70 billion in back rent across the nation. By the way, our economy has done better than all other nations; for example, Europe is 4.3% The national unemployment rate peaked at 14.7% The housing market is robust across the nation. Think for a minute about how huge that number is.

Marketing 60

Marketing National New York City Taxes 60