Jeff For Banks

APRIL 5, 2012

They embarked on quantitative easing, or “QE,” programs twice in 2009 and 2010, buying up $2.3 But we know that only three things in life are certain—death, taxes, and a Fed that goes too far. or more, we can expect the same psychological reaction from consumers—reduced spending—just as they would react to higher taxes.

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Jeff For Banks

NOVEMBER 1, 2017

In fact, inflation has been less than 2%, the Fed’s presumed target, since 2009. Tax cut and tax reform proposals have been floated. I believe that tax cuts will spur economic growth, but only if they do not increase government borrowing and the federal deficit. Interestingly, her term on the FOMC does not end.

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Jeff For Banks

MAY 20, 2017

But isn't fast growth by itself an indicator of increased risk of failure, regardless of the loans that fueled the growth? Risk mitigants tend to lag growth, especially fast growth. And success is the great mollifier to risk managers that wish to take away the punch bowl when the party's rockin'.

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Jeff For Banks

OCTOBER 11, 2011

Stocks have taken the brunt of investor frustration, selling off steeply in the third quarter for the worst quarterly loss since the height of the financial crisis in late 2008 and early 2009. This will act like a tax cut at just the time when it seems Washington DC will not provide one. and the Nasdaq fell almost -13%. per gallon.

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Jeff For Banks

JULY 8, 2017

The promises included tax cuts to 15% (although a much less dramatic decrease is expected), repeal and replacement of ObamaCare (stalled in the Senate), regulatory reform (some energy rules relaxed, but not much else), infrastructure spending to repair and replace our crumbling structures, roads, airports, electrical grids, etc.

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Jeff For Banks

APRIL 10, 2015

The so-called recovery that began in June, 2009 has produced growth rates only about one half of “normal” recoveries since WWII. Falling oil prices, and falling gasoline prices, are like a welcome tax cut for consumers who are saddled with low wage growth and lack of good jobs. with real final sales rising only a measly +0.1%.

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Jeff For Banks

JUNE 2, 2023

When the Taxpayer Relief Act of 1997 passed, the top capital gains tax rate was lowered, providing yet another incentive for equity speculators to pour money into the fledgling internet industry. The Y2K scare also had companies pouring money into tech firms. Taking your own punch bowl away when the party is getting good takes fortitude.

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Fintech Labs Insights

AUGUST 22, 2024

Stratyfy: Raised $12M, decision intelligence technology gaining traction, particularly in risk management. Spring 2022 (San Francisco): Array: Credit and identity management platform, seeing increased adoption due to robust features and user-friendly interface.

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Jeff For Banks

JANUARY 12, 2015

I have always believed that cheaper oil and gas prices are like a tax cut that helps consumers save money on their “taxes” and spend it on other discretionary goods and services. And don’t forget that heating oil prices have plunged, too, just in time for another polar vortex. Consumer can and will rejoice and spend. Stay tuned!

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PYMNTS

APRIL 9, 2019

Carranza has a history at the SBA, serving as its deputy administrator between 2006 and 2009. The Senate Small Business Committee met last week, while the House Small Business Subcommittee on Economic Growth, Tax and Capital Access is preparing to hold a hearing this week to explore the budget and proposed fee increase.

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Jeff For Banks

FEBRUARY 3, 2017

Since the recovery began in June, 2009, real GDP growth has averaged 2.3%. The two year Treasury yield reached 1.26%, its highest level since August, 2009 and the ten year Treasury yield reached 2.58%, its highest level since September, 2014. In the early 1980s, the Reagan tax cuts took two years to push GDP growth above 3.0%

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Jeff For Banks

NOVEMBER 16, 2020

The markets believe the chance of tax hikes, repeals of tax cuts, and gigantic initiatives are greatly diminished. It is no coincidence that growth was in the low 2% range since 2009, when debt was sustained at over 90%. Stock prices are rising strongly, but bond prices have fallen from their highs. trillion, or 127.6%

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