CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

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PYMNTS

JANUARY 15, 2018

It also explains why some innovations in payments have been met with open arms by consumers and others given the cold shoulder. In 2010, two researchers at MIT’s McGovern Institute for Brain Research published a paper that shed new light on how the brain makes decisions to stick with or change routine behaviors. Here’s why.

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Bank Innovation

FEBRUARY 6, 2019

In 2010, when Patrick Collison founded Stripe Inc. with his younger brother John, he thought the world was headed toward ever-increasing globalization, economic stability and international commerce. Now, based on the events of the last couple years, no one holds “so Panglossian a view,” said the 30-year-old chief executive officer.

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PYMNTS

JULY 31, 2020

Monzo and Atom Bank were among the first group of neobanks that emerged in 2010, later followed by other entities including Chime, Moven, N26, Revolut, Simple, Starling and Volt Bank. Thirty-two percent say that it is easier to use their online services. are also emerging as a threat. The playbook shows that 35.9 percent of CU members.

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PYMNTS

OCTOBER 22, 2016

It used to be: “Why are you so focused on innovation and what’s next? We can’t lay claim to making payments innovative and a topic of global conversation, but we can lay claim to consistently — and uniquely — telling the stories of how that innovation is changing, disrupting or transforming our world and who’s driving those changes.

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CB Insights

JULY 19, 2017

Corporate innovation is critical for established companies looking to stay relevant in the face of disruption from up-and-coming startups. With industries being unbundled left and right ( supermarkets , banking , cars — just to name a few) more companies are opening up in-house innovation labs every day. Innovation Lab Name: HP Labs.

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Accenture

APRIL 26, 2017

For years, we’ve heard people proclaiming the demise of the bricks-and-mortar bank branch, supposedly swept away by customers’ mass-migration to online and—increasingly—mobile alternatives. But as our latest UK banking consumer survey— Beyond Banking —confirms, there’s still plenty of life in the bank branch.

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PYMNTS

MARCH 30, 2020

Bad actors can attack debit cards in many different ways, from deploying card skimmers in physical point-of-sale (POS) devices to stealing payment credentials as well as hacking online databases to make off with sensitive card information. Deep Dive: How Card Networks Must Compete For Merchants’ Debit Routing.

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Bank Innovation

DECEMBER 6, 2018

Digital media usage has nearly tripled since 2010, with the prevalence of smartphones responsible for more than 90% of this growth. The face of banking and financial education has changed how we market in the course of a few short years. Smartphones have become the device of choice for well over half of digital media […].

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PYMNTS

FEBRUARY 26, 2019

It might be a bit of a cliché to note that we live in an increasingly connected world – though given that literally tens of billions of connected devices are predicted to go online in the next year or so, it is a mathematically accurate one. billion: The number of stolen emails and passwords that have surfaced online. $30

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PYMNTS

MAY 2, 2019

NatWest Tyl will help institutions with online credit card payment logistics, both online and in store. RBS sold Worldpay to Advent International and Bain Capital for £2 billion in 2010, in a deal that proved fortuitous for the buyers, as the payments industry has flourished in the past few years.

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PYMNTS

FEBRUARY 24, 2020

One of the most important innovations in history is the pendulum clock, which was invented in 1636 by Christiaan Huygens , a Dutch scientist and founder of the field of mathematical physics. Enabling people to use their scarce time more efficiently has been at the core of many disruptive innovations throughout history.

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PYMNTS

OCTOBER 22, 2016

It used to be: “Why are you so focused on innovation and what’s next? Payments may not have been an obvious choice for a window in the world of innovation in 2009 – since most consumers and businesses thought of payments as more or less as generic utility like electricity – and more or less infrastructure. Don’t believe us?

Innovation 100

Innovation Course Mobile Google 100

PYMNTS

AUGUST 15, 2019

The “online version of a payments terminal” was how the media portrayed Visa ’s acquisition of CyberSource in 2010. Then, it was a very easy way to mentally place the online payments processor in what was at the time a nascent online payments ecosystem. A decade ago, he noted, most merchants were trying to “get online.”

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Payments Online Tools Retail 207

FICO

AUGUST 11, 2016

06% from 2010 to 2015, reflecting innovation in card payment security. However, the method of value lost to fraud is shifting to target the transition to online retailing. The further projected increase in online payments over the forecast period suggests additional security measures will be required throughout Europe.

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Fraud Trends Online Payments 40

PYMNTS

MAY 11, 2020

We have observed the rapid acceleration of online behaviors that were nascent when consumers had a choice of how and where to shop, how and where to eat, and how and where to travel and work. If you look at most major innovations, for example, they diffuse slowly and seem to take longer than anyone expected. percent since 2010.

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Innovation Online Maine Course 192

PYMNTS

JUNE 7, 2019

Forget millennials, that consumer segment that is blamed for the downfall of most everything while also being the target of many innovative efforts. There are signs of an emerging mini-genre online that gives advice on what single people should buy at that warehouse store – which, of course, sells items in bulk. Shifting Tide.

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Retail Millennials Online Innovation 133

PYMNTS

MARCH 2, 2020

Museums are putting their exhibitions online for people who want to visit but are unable to currently. Educators are putting coursework online so that children quarantined at home don’t have to miss out on key aspects of their education while school is closed or students can’t get there.

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PYMNTS

JUNE 21, 2018

The solution supports online loan applications and other digital features that accelerate the borrowing process for entrepreneurs. We are excited to work with an organization that is dedicated to helping communities and small businesses prosper,” said Charlie Tribbett, co-founder of Bolster, which was launched in 2010. “By

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Lending Innovation Fintech US 108

PYMNTS

APRIL 3, 2019

Evolocity has provided more than CAD$240 million (about USD$180 million) to small businesses since its launch in 2010, reports said. The combined business will continue operating under the OnDeck Canada name as one of the largest small business lenders in the country, OnDeck said.

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Fintech Labs Insights

AUGUST 20, 2024

When I started reporting on the space in the mid-90s, I thought banks would end up delivering the bulk of basic accounting functions through their online banking programs. Year founded: 2010 or earlier: 5 2011 to 2015: 5 2016 to 2019: 12 2020: 3 2021 or later: 0 Startup of the Month Bookkeeping built for innovators and growing businesses.

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Online Miami Detroit Houston 15

PYMNTS

JUNE 15, 2020

Innovators with better tech will appear and — literally overnight — snatch your customers out of your calcified incumbent arms and build scale, they say. Especially if any of those innovations touched the physical world. These innovations would usher in digital’s 2.0 shift, starting in about 2009 and 2010. Digital’s 2.0

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PYMNTS

JANUARY 15, 2020

Retail consumers increasingly expect convenience in every area of life, and banks today want to meet that demand, not just in terms of online and mobile banking, but also their banks’ available range of products.”. platform,” said Raisin U.S. CEO Paul Knodel. Knodel added that Choice FS complements Raisin’s foray into the U.S.

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PYMNTS

FEBRUARY 4, 2020

By the end of 2020 four in 10 shoppers worldwide will belong to Gen Z, the consumer group born more or less between 1996 and 2010. Generally more adventurous and less cautious than their slightly older peers, Gen Z is making big players from eBay to Uber to online travel agencies (OTAs) rethink services and fees for their cresting wave.

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Millennials Fraud Groups Payments 130

PYMNTS

APRIL 17, 2018

As Apple seeks to bring in more revenue from online services and content, the tech company plans to integrate the technology behind Texture into its Apple News mobile app and develop a premium magazine subscription offering, Bloomberg reported.

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PYMNTS

MAY 6, 2019

First stop on Facebook’s capital raising tour: The big guns with successful payments rails, loads of money and a demonstrable appetite to invest in innovation. In 2010, spending on virtual goods inside those games and others like it – on and off the Facebook platform – was estimated at $15 billion, $1.6

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PYMNTS

JANUARY 12, 2017

“The funds will be used to further grow iZettle’s offering to ensure it continuously innovates and keeps supporting the needs of small businesses in Europe and Latin America,” the company said in its announcement of the investment.

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America Lending Cards Capital 100

PYMNTS

NOVEMBER 8, 2016

Although it is credited with being one of the first companies to offer wedding and bridal party dresses online, J.Crew’s e-store is ending its love affair with the bridal business, which was among the first of its kind when it launched back in 2004. How did J.Crew go from innovating the space to pulling the plug? So what happened?

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PYMNTS

MAY 5, 2017

Most recently, the online retail giant announced plans to open a new Research & Development (R&D) center in the U.K. Since 2010, Amazon reports investing some $8.3 “By the end of this year, we will have more than 1,500 innovation-related roles here in Britain,” Doug Gurr, U.K. billion in its U.K. operations.

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PYMNTS

FEBRUARY 25, 2020

Business-facing FinTechs have trailed behind innovation-targeting consumers – so looking back a decade ago, at the mere early rumbles of an eventual FinTech boom, it’s perhaps unsurprising that B2B FinTech was hardly a blip on the radar.

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PYMNTS

DECEMBER 20, 2018

Dynamic pricing promises to keep making strides in 2019, with vendors updating their repricing software (“repricing” is another term for “dynamic pricing”), and online sellers engaging in increasingly fierce competition to win the buy box. earlier in December launched a repricing software product for Walmart online marketplace sales.

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Software Retail Analysis Online 157

PYMNTS

MARCH 9, 2018

“We think the presentation by retail experts of ‘either [online] or [offline]’ is a false choice,” Blumenthal told CNBC. “It Although Warby Parker was founded online in 2010, the retailer pioneered the strategy of eCommerce retailers opening brick-and-mortar stores.

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Delaware New York Retail Online 102

PYMNTS

MARCH 1, 2019

Overall, the automotive industry accounted for only 53 percent of total robot shipments in North America in 2018, its lowest percentage share since 2010.”. The launch of the in-store robots called “Marty” — one of the largest deployments of robotics innovation in the U.S. Grocery Robots. Delivery Robots.

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PYMNTS

MARCH 18, 2019

The account that was eliminated was introduced in 2010, when the company was trying to lure customers to online banking. The account had no monthly fee, as long as the customer accessed statements online and did not use a bank teller. If customers used those services, they paid an $8.95 fee each month.

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PYMNTS

FEBRUARY 21, 2017

Founded in 2010, SmarterHQ began by applying machine learning and predictive analytics to retail consumer data to gain behavioral and life-cycle insight — insight which companies leveraged to develop personalized email marketing methods, said Michael Osborne, president and CEO of SmarterHQ. The partnership works to solve the following.

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Retail Analytics Data Big Data 103

PYMNTS

MAY 29, 2017

In 2010, Smith teamed up with a founder of Urchin, the platform that would later become Google Analytics, to tap into the ubiquitous nature of Wi-Fi and smartphones to drive revenue. Before, the ability to make data-driven decisions had been a luxury enjoyed only by online retailers. Visit Euclid Analytics online to learn more.

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Analytics Data Retail Online 125

Fintech Labs Insights

JUNE 25, 2020

Launched in 2010, New York City’s Fintech Innovation Lab is the longest-running fintech-only accelerator. Broker Buddha (1:12:40) Online application platform for insurance customers. In those 10 years, 79 companies have graduated from the 12-week program. Collectively raising $1.2B and creating 1,200 jobs.

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Fintech Innovation New York Data 15