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Prepare for stronger C&I lending demand: A $1.7 trillion “wave”

Abrigo

2010-2023: 137.3% Credit risk : In C&I lending, at least part of the collateral is intangible. The emphasis for commercial credit risk management and evaluation is cash flow, fixed charges coverage, and working capital cycles. 2004-2008: 82.6% trillion, Pruis said.

Lending 195
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Guest Post: 2Q Financial Markets and Economics Update - Second Quarter 2024

Jeff For Banks

Of course, that’s what we lived through from 2010 to 2020. Debt-to-GDP at the end of the 1Q24 was 122.3%; studies show that debt levels greater than 90% of GDP (which we’ve had since 2010) lead to a severe reduction in GDP. Lower GDP means lower inflation but it may also mean lower tax receipts. for 2024 and 2.0%

Marketing 153
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Guest Post: Fourth Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

Rates Give Us a Wild Ride Bond market behavior in the fourth quarter of 2010 was one for the record books. Congress entered the mix and extended the Bush tax cuts for two years and unexpectedly added new tax cuts for consumers and businesses. Combined these tax breaks can provide up to 0.5% So what happened? in December.

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Guest Post: First Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

Oil prices keep rising and we’ve seen a 15% increase in gas prices since year end 2010. So far, about half of the positive economic impact of the surprise 2% reduction in social security taxes and small business tax cuts are gone because of higher gas prices. It may not take long before the remainder is gone, too.

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Guest Post: Second Quarter Economic Update

Jeff For Banks

Government and regulators are contributing to the pessimism with financial reform legislation that does not even address some of the causes of the crisis, new FASB proposals to impose harmful mark-to-market accounting on bank loans, and the looming expiration of the Bush tax cuts in 2011. to 3% in 2010 and about the same in 2011.

Taxes 60
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Guest Post: Second Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

Housing, so very important to consumer confidence, resumed its downward trend after seeming to have stabilized in late 2010. No extended tax cuts and business credits are in our future. in May, will be the only tax cut we will get. The unemployment rate ticked back up above 9%. The Federal Reserve’s stimulus is ending too.

Survey 64
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Guest Post: 3rd Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

So far in 2010, private employers have added 723,000 jobs, well below the pace of prior recoveries. Rebuilding of depleted inventories and increased capital spending helped to get GDP growth back on track in the summer of 2009 and into 2010. Real final sales are growing ever so slowly at 1.0% in the second quarter and 1.1%

Taxes 60