PYMNTS

NOVEMBER 15, 2019

Founded in 2011 by Harald Seiz, the firm offered online purchases of “cryptonyzed gold” tokens, offering customers a commission to sign up other “affiliates.” This is a new community, a new world, this is going to be very big. Seiz claims to have raised about $100 million through the sale of his KaratGold Coin (KBC).

DC 100

DC social media Bitcoin cryptocurrency 100

PYMNTS

JUNE 18, 2018

Thirty-four years have passed since SMB optimism was this high , according to the National Federation of Independent Business (NFIB). Both represent post-recession highs for traditional bank lending to small businesses, the report found, noting that big bank approval rates in 2011 were just 8.9 percent in May, down from 40.2

Lending 112

Lending Community Bank Regional Community 112

Banking 2020

JULY 15, 2015

In an industry where so many financial institutions are trying to provide the same services in order to stay competitive, it is important that they also stand out in their communities. In a few sentences could you please tell us a bit more about National Police Credit Union? If so, what are some examples?

National 40

National Chicago Community Illinois 40

Independent Banker

JULY 28, 2016

She explained why lawmakers should exempt community banks from Basel III capital rule. Community bankers score big changes in final credit-loss standard. The agencies said in formal guidance that community banks will be able to meet the new standards without complex models or third-party service providers. By James Kendrick.

Community Bank 70

Community Bank Community Connecticut Regulation 70

Independent Banker

OCTOBER 29, 2014

And the great news, according to “American Millennials and Banking,” a major new study commissioned by ICBA, is that Bauhs and the 80 million other people in his generational cohort are prime potential customers for community banks. This is really the moment for community banks to show that they’re a fit for millennials. “At

Millennials 110

Millennials Community Bank social media Community 110

PYMNTS

JANUARY 18, 2021

Every year for the last 110 years , members of the retail trade group, known as the National Retail Federation (NRF), have assembled to discuss the slate of issues pertinent to its members. The shopkeepers I asked in the malls confirmed the waning foot traffic — not just that year, but also prior years. Okay, that might not be a newsflash.

Retail 309

Retail Online Maine Branding 309

Jeff For Banks

DECEMBER 26, 2012

For comparison purposes, here are last year''s top five, as measured during September, 2011: #1 BofI Holdings, Inc. #2 Access National Corporation New to the august list is Access National, whose mission is to provide credit, treasury management and private banking services to emerging businesses with revenues of up to $100 million.

Texas 78

Texas National FDIC Capital 78

South State Correspondent

MAY 1, 2024

With financial hardship, competition from dominant players, and a startup budget, Gentle Monster faced many of the same challenges as a community bank. How Banks Can Leverage: Niche markets abound in banking, and community banks are in the perfect position to create a following on a national level should they desire.

Innovation 195

Innovation social media Branding Marketing 195

PYMNTS

JULY 4, 2016

Entrepreneurs and investors across Australia’s largest city are working to revamp the tech community, with the intention of transforming Sydney into Australia’s own Silicon Valley. Tel Aviv Fuels Israel’s ‘Startup Nation’ Reputation. Startups are estimated to employ nearly 300,000 on the island nation.

Innovation 104

Innovation Fintech National Capital 104

PYMNTS

MARCH 10, 2017

PYMNTS: Can you describe your personal and/or professional experience with the tech community in Greece? After several pivots, we established Viva Payments in 2011, aiming to catch the huge FinTech wave and finally reach our dream to become a digital payments factory and expand globally. Here is an excerpt of the conversation.

Industry 118

Industry Los Angeles Technology Fintech 118

Jeff For Banks

MARCH 27, 2015

The Credit Union National Association (CUNA), the credit union equivalent to the American Bankers'' Association (ABA), states that credit unions exist to serve members, returning earnings to members in the form of lower loan rates, higher interest on deposits, and lower fees. Clearly this remains an emotional issue.

Analysis 60

Analysis Strategy Groups Community 60

Jeff For Banks

DECEMBER 12, 2016

Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. In 2011, at the height of its problems, when non-performing assets/assets was nine percent. In 2011, at the height of its problems, when non-performing assets/assets was nine percent. million in 2011, and are $33.2

North Dakota 60

North Dakota Minnesota West Virginia Arizona 60

Independent Banker

NOVEMBER 13, 2014

And the great news, according to “American Millennials and Banking,” a major new study commissioned by ICBA, is that Bauhs and the 80 million other people in his generational cohort are prime potential customers for community banks. This is really the moment for community banks to show that they’re a fit for millennials. “At

Millennials 87

Millennials Community Bank social media Community 87

Jeff For Banks

JULY 5, 2022

There is a fintech firm, SoFi, that was born in 2011, that focuses on millennials financial needs. So banks, even community banks like [bank name] must take a sharp pencil to prune their branch network to compete with the higher interest rates of online banks, make investments in people and technology, and deliver to their shareholders.

Millennials 78

Millennials Community Pennsylvania Meeting 78

Jeff For Banks

FEBRUARY 6, 2011

Take for example the language from an FA Article relating to a strategic plan issued by the OCC to The Suffolk County National Bank of Riverhead (“SCNB”) in New York on October 25, 2010: “The Board shall adopt, implement, and thereafter ensure Bank adherence to a written strategic plan for the Bank covering at least a three-year period.

Regulation 70

Regulation FDIC National Capital 70

Gonzobanker

AUGUST 22, 2014

The vast majority of exits came from banks with less than $100 million in assets, and more than 10,000 of these institutions left the financial services landscape between 1984 and 2011 due to mergers and failures. At the same time, the pace of new bank charters has dwindled to near non-existence.

Strategy 87

Strategy United States Community New York City 87

PYMNTS

NOVEMBER 11, 2019

The 350,000-square-foot facility is planned for Westborough, Massachusetts, a community roughly 35 miles west of Boston. He also threw in the obligatory plug, noting that Massachusetts has a “nation-leading innovation economy with a highly educated and skilled workforce.”.

Apple 101

Apple Massachusetts Data Cards 101

Jeff For Banks

DECEMBER 19, 2015

Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. At the height of its problems in 2011 over 9% of its assets were bad loans. By 2011, total assets were cut in half, total equity was $14.7 It's size today, at $2.4 But management went to work. after amassing $36.5

North Dakota 60

North Dakota Arizona Michigan Florida 60

Jeff For Banks

MARCH 3, 2018

Six years ago I asked in a blog post Will Plain Vanilla Kill Community Banking ? When I wrote that post in January 2011 there were 7,700 FDIC insured financial institutions. SunTrust - Developed Lightstream , a national online lending platform to provide consumer loans for practically any purpose. Was I, gulp, a futurist?

Apple 65

Apple Millennials Massachusetts FDIC 65

Jeff For Banks

DECEMBER 12, 2017

The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. That got regulator's attention in the form of a May 2011 Consent Order (CO). Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. How did they lose it? Its size today, at $2.8

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

CFPB Monitor

JUNE 15, 2020

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. of Community Development Fund Advisors. ET, Ballard Spahr will hold a webinar, “The OCC Issues Final CRA Rule – What Changed and What’s Next?” Thomas, Ph.D.,

Community 60

Community FDIC Lending Examples 60

Jeff For Banks

AUGUST 12, 2018

Housing has done well, despite median sales price growth which is less than national averages and lower inventories of properties for sale, which may be propping up prices. In 2Q18, Bucks County median prices rose year-over-year by 3.9%, compared to the national Case Shiller index at over 6.0%.

Marketing 60

Marketing Philadelphia Omaha US 60

Filene

OCTOBER 3, 2016

Earlier this summer, Filene released a research report that examined a systemic problem we face in this country—the lack of accessible financial service options in many low-income, urban communities. Through the partnership with the school district, we opened our first in-school branch in Madison’s La Follette High School in 2011.

Video 64

Video Millennials Training Resources 64

Independent Banker

APRIL 28, 2016

La Russa retired in 2011 after compiling 2,728 wins as a manager, the third-highest winning record of any major league coach. He was unanimously inducted into the National Baseball Hall of Fame in 2013. What’s your message to community bankers about team building? The interview has been condensed and edited for clarity.

Leadership 70

Leadership St. Louis Management Oakland 70

CB Insights

JULY 19, 2017

National Medal of Science, Turing Awards, Kyoto Prizes, and many others. The experts at T-Mobile’s Silicon Valley Innovation Center focuses on the latest technologies (cloud communications, software-defined Networking, and more) to solve customer problems in creative ways, in an environment that fosters experimentation and new ideas.

Innovation 74

Innovation San Francisco Technology Georgia 74

CB Insights

FEBRUARY 16, 2018

on the horizon, CRISPR has reached a new peak in interest from outside the scientific community. . Jennifer Doudna’s first CRISPR startup, Caribou Biosciences , was founded in 2011 for non-therapeutic research purposes across industries. Using CRISPR for “germline modifications” is making the scientific community nervous.

System 78

System Study Industry Technology 78

Fintech Labs Insights

MARCH 2, 2017

Franchise owners will work with local small business owners in their community to support their needs for working capital. The Salt Lake City-based company will support franchisees by giving them access to Lendio’s marketplace and technology, training, marketing tools, national advertising, and partnerships.

Lending 12

Lending Community Training Capital 12

CB Insights

FEBRUARY 16, 2018

on the horizon, CRISPR has reached a new peak in interest from outside the scientific community. . Jennifer Doudna’s first CRISPR startup, Caribou Biosciences , was founded in 2011 for non-therapeutic research purposes across industries. Using CRISPR for “germline modifications” is making the scientific community nervous.

System 40

System Study Industry Technology 40

Fintech Labs Insights

AUGUST 22, 2024

Invest Sou Sou (now Wellthi): Savings platform rebranded as Wellthi, focusing on community-based savings. UBank (by National Australia Bank): Continued innovation in digital banking services. Fall 2011 (New York): Dynamics: Continued to innovate in payment technologies, expanded with new security features.

San Francisco 15

San Francisco New York San Jose Tools 15

CFPB Monitor

JULY 1, 2015

A recent American Banker article written by officials of three community groups urges President Obama to publicly denounce Director Cordray for failing to issue regulations implementing the small business lending data requirements of Dodd-Frank Section 1071.

Community 60

Community Lending Groups Data 60

CFPB Monitor

APRIL 14, 2016

Before working in government, Mr. Hedgespeth led two different national small business community development financial institution lenders and created several businesses focused on underserved markets at some of the nation’s largest banks. Mr. Frotman had been serving in the same positions on an acting basis.

Leadership 60

Leadership Lending Marketing Regional 60

CFPB Monitor

JULY 24, 2019

In April 2011, the CFPB issued guidance indicating that it would not enforce Section 1071 until it issued implementing regulations. Section 1071 amended the ECOA to require financial institutions to collect and maintain certain data in connection with credit applications made by women- or minority-owned businesses and small businesses.

California 60

California Regulation Community National 60

Gonzobanker

DECEMBER 19, 2017

Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. THE BANKING AWARDS. GonzoBanker of the Year – Large Banks.

Conference 87

Conference Industry Community Bank Community 87

CFPB Monitor

JULY 2, 2019

In April 2011, the CFPB issued guidance indicating that it would not enforce Section 1071 until it issued implementing regulations. In the amended complaint adding the new plaintiffs , the NALCAB is described as a nonprofit organization whose “mission is to strengthen the economy by advancing economic mobility in Latino communities.”

California 60

California Resources Community Lending 60

PYMNTS

FEBRUARY 7, 2018

“Business leaders can prepare to take full advantage of the changes now by paying more attention to the way they make and receive payments, examining the inefficiencies in their existing processes and becoming more informed about the coming changes to national payment systems.”.

Payments 124

Payments Analysis National System 124

CB Insights

SEPTEMBER 4, 2019

Over 1M millennial women are becoming mothers every year, meaning Gen Y now makes up the majority of annual births in the United States, according to the National Center for Health Statistics. BOUTIQUE GYMS & CLASSES ARE spreading AS MILLENNIALS SEEK CHOICE AND COMMUNITY.

Millennials 78

Millennials Industry Branding social media 78

CB Insights

MARCH 26, 2019

The class-based model also centers heavily around community and socialization, which reflects millennials’ hunger for social contact. Rather, millennials are willing to pay a premium for fitness experiences that fulfill their desire for flexibility and community — and the fitness industry should take note. The Cigna U.S.

Millennials 78

Millennials Industry Trends Branding 78