BankUnderground

APRIL 3, 2025

On balance, the literature is critical of loan forbearance in the corporate sector because of its potential to contribute to zombification a situation where bank lending keeps unproductive firms alive, resulting in lower aggregate total factor productivity.

Lending 52

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PYMNTS

FEBRUARY 17, 2017

That tally is likely to be led by Silver Lake Partners, the newswire said, and will be geared toward boosting the online lending and personal finance offerings now under SoFi’s umbrella. Bloomberg noted that the firm traces its genesis to 2011, with an initial push into student loan refinancing.

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PYMNTS

APRIL 20, 2017

Wealthfront, an automated online financial adviser, or “robo-adviser,” is reportedly breaking into the lending space. Founded in 2011, Wealthfront is one of the fastest growing automated investment services. The move into lending comes as the automated financial advising company seeks to diversify its offerings. percent and 4.5

Lending 100

Lending Capital Report Online 100

PYMNTS

AUGUST 1, 2016

Online lending was all the rage even a few months ago, but funding going toward online lending platforms is on the decline. equity investments going toward online lending companies fell 44 percent in the first half of 2016 to $2.1 In June, Lending Club appointed interim CEO Scott Sanborn to the permanent head.

Lending 100

Lending Online Maine Report 100

Abrigo

APRIL 24, 2023

Construction loans grow, delinquencies flatten in 2023 Construction lending projections look positive according to S&P data from 2022 and 2023. Construction lending has seen several stumbling blocks over the past few years. That put construction lending at its highest percentage of gross loans since the second quarter of 2011.

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PYMNTS

NOVEMBER 27, 2017

3 billion | Amount that Amazon Lending has lent to SMBs since the program’s launch in 2011, with borrowers primarily from the U.S., Here are the numbers: $7.9 billion | Estimated consumer spending between Thanksgiving and Black Friday sales.

Lending 100

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Abrigo

FEBRUARY 17, 2015

trillion at the end of the third quarter of 2011. Which areas of lending and what banks are driving the expansion? Agricultural lending represents two percent, and all other loan types represent the remaining 12 percent. The report notes the increased growth has “come primarily from more robust C&I and CRE lending.

St. Louis 150

St. Louis Lending Community Bank Regional 150

TheGuardian

JANUARY 9, 2025

Hes the Burnley businessman who made millions selling vans then took a stand against fatcat bankers by opening his own community bank, the Bank of Dave, in 2011. The Bank of Dave on the high street in Burnley is still going strong lending to ordinary people who struggle to secure loans from bigger banks.

New Jersey 67

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PYMNTS

MAY 20, 2019

banks are seeing a deterioration in commercial lending portfolios for the first time in three years, according to a report by the Financial Times. Commercial lending has grown rapidly, and banks in the U.S. have $23 trillion in commercial loans, which is double the level from 2011 and bigger than overall bank lending growth.

US 164

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PYMNTS

JUNE 17, 2020

In addition, the total number of problem banks the FDIC was watching rose for the first time since 2011, with 54 firms in the first quarter, up from 51. Banks like Chase and Wells Fargo have set about tightening the reins on their lending practices, looking to minimize the risk during the times of economic uncertainty. Banks saw a $1.2

FDIC 203

FDIC US Lending Report 203

PYMNTS

APRIL 20, 2016

As the nation waits and drama builds over expected new guidelines from the Consumer Financial Protection Bureau on short-term lending, the government watchdog has issued a new report that indicates that the high cost of payday loans is even higher than most people think.

Study 100

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PYMNTS

AUGUST 15, 2018

All that to say this has been an especially tough week for CashCall, and possibly the entire installment lending industry in the state. The plaintiffs borrowed from CashCall at rates of 96 percent or 135 percent between 2004 and 2011. The California Court Loss. There’s no bright line,” she said.

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PYMNTS

JANUARY 7, 2021

Founded in 2011, SoFi has worked to leverage lending after the 2008 financial crisis, focusing on student loan refinancing. Users of Samsung’s Money by SoFi will be able to tap discounts for a variety of Samsung products, from Galaxy smartphones to washers, refrigerators and more. .

Samsung 183

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Abrigo

JUNE 17, 2015

Like other types of lending, banks must remain cautious to avoid too heavy of an agricultural concentration or too much lending within a certain ag segment. The challenge is that market conditions in this type of lending tend to be volatile. Without diversification, risks will be expounded.

How To 150

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Abrigo

OCTOBER 2, 2014

According to the BCBS’s Basel III framework document published in December 2010 and revised in June 2011, the main objective is to improve banks’ “ability to absorb shocks arising from financial and economic stress.”

How To 236

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PYMNTS

JANUARY 10, 2020

Netherlands payments firm PayU is acquiring a majority equity stake in PaySense , at a valuation of $185 million, with the intention of merging it with Indian consumer lending business LazyPay , PayU announced on Friday (Jan. Digital lending in India is a $1 trillion opportunity over the next five years, according to estimates from BCG. “We

Fintech 131

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PYMNTS

APRIL 25, 2016

Visa is determined to make EMV faster, Starbucks wants to make getting that cuppa joe faster, too, and is crushing it with mobile order ahead and the CFPB might be moving closer to having a fast exodus of the payday lending business once its rules drop. The CFPB’s Latest Round Of Payday Lending Complaints. EMV’s Second Phase.

Lending 100

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PYMNTS

AUGUST 14, 2017

He said during his employment from 2011 to 2013, it was nearly impossible for business owners to get out of their merchant agreement. CNN reported an ex-employee of Wells Fargo was told to target less sophisticated small businesses. “We

Cards 155

Cards Lending Meeting Report 155

PYMNTS

APRIL 30, 2018

Marketplace lending. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk. In 2011, Buffett made a $10 billion investment in the company in support of then-new CEO Ginni Rometty’s turnaround plans.

Fintech 183

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Abrigo

OCTOBER 30, 2015

Banks, according to Comptroller of the Currency Thomas Curry, are starting to reach for additional growth by lending to less creditworthy borrowers, a move that increases risk to the institution. One area of credit risk that is concerning to the OCC is auto lending, which has been steadily growing in recent years.

Lending 150

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PYMNTS

DECEMBER 11, 2017

Researchers said about 72 percent of market volume in 2016 can be traced back to demand for lending options among startups and small businesses, up from 50 percent the year before. Peer-to-peer businesses lending was 2016’s largest alternative finance market segment, which saw 36 percent year-over-year growth.

Lending 109

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CFPB Monitor

JUNE 16, 2021

Specifically, the report examines how the CFPB has (i) managed the reorganization of its Office of Fair Lending and Equal Opportunity and related risks during 2018, (ii) monitored and reported on its fair lending performance, and (iii) used new HMDA data fields to analyze and support its fair lending activities.

Lending 78

Lending Report Data Policies 78

PYMNTS

JUNE 18, 2018

Biz2Credit’s latest Small Business Lending Index found that loan approval rates at alternative lenders stagnated – and at credit unions, they actually fell. Thirty percent of small business loan applications at big banks got approved in May, according to Biz2Credit’s latest Small Business Lending Index.

Lending 112

Lending Community Bank Regional Community 112

PYMNTS

JUNE 29, 2016

” The bank said the charge relates to asset finance loans underwritten that did not meet Shawbrook’s lending criteria. In other words, the bank had been lending out what some reports described as “dodgy” loans. having launched in 2011 as the industry and regulators look to increase competition in the sector.

Lending 100

Lending Risk Management Report Meeting 100

PYMNTS

MARCH 8, 2016

The bureau also released a bulletin about the marketplace lending industry and provided tips for consumers who are looking for alternative financing options. The CFPB has been accepting complaints since its inception in July 2011. The CFPB expects companies to close all but the most complicated complaints within 60 days.

Online 100

Online Lending Regulation Industry 100

PYMNTS

JULY 11, 2019

The tie-up with the bank is said to let Go-Jek bring SCB’s products in payments, insurance and digital lending to its apps in the months to come. It was also noted that customers, merchants and drivers will have additional access to bank products such as small business lending as well as insurance.

Lending 100

Lending Online Financial Technology Report 100

PYMNTS

NOVEMBER 12, 2019

As part of its expansion, MarketFinance has also begun targeting larger corporates with the introduction of corporate lending, which provides businesses with up to £5 million in structured financing facilities that can combine invoice financing and business loans.

Lending 101

Lending Resources Strategy Fintech 101

PYMNTS

DECEMBER 5, 2016

As reported in the Wall Street Journal , the housing lending market has become a bifurcated one, with credit costs low in a phenomenally low interest rate environment. But banks are tightening the reins on risks they will take, which translates into lending reticence. If the American dream is buying real estate, the U.S.

St. Louis 100

St. Louis Lending United States Marketing 100

Celent Banking

NOVEMBER 17, 2015

In the FinTech space, much of the focus is on consumer-oriented solutions like Mint for financial management, Venmo for P2P payments, and Prosper for social lending. Online small business lending by direct credit providers has especially taken off. Morgan Stanley reports that US small business direct lending grew to around $7.5B

Report 100

Report FDIC Lending Fintech 100

PYMNTS

JANUARY 7, 2021

Today, SoFi’s suite of products includes 11 different offerings including a no-fee bank and savings account, debit and credit cards, student loans, mortgages, investments, auto/life/homeowners/renters insurance, as well as lending and planning services for small businesses. The Path Of The Neobank Supermarket.

Capital 150

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PYMNTS

DECEMBER 19, 2018

Because of rising interest rates and a significantly large amount of leveraged lending, some investors are signaling that corporate ratings may not be as good as they seem. The SEC said the problems DERA faced were “generally resolved,” and that other departments pitched in to help.

Regulation 128

Regulation Data Analysis Compliance 128

PYMNTS

MAY 29, 2019

Over the last year, we’ve worked aggressively to grow SoFi from a desktop lending business to a broad-based, mobile-first financial platform enabling members to borrow, save, spend, invest and protect their money,” said Anthony Noto, CEO of SoFi. billion in 2018, up from under $1 billion in 2013. percent annual percentage yield.

San Francisco 116

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PYMNTS

JANUARY 2, 2020

Southeast Asia’s digital lending market is anticipated to top $110 billion by 2025 — over four times what it is worth now. The earnings growth is the highest since the Paychex/IHS Markit Small Business Employment Watch report launched in 2011. Indonesia Likely To Implement Flat Rates For Digital Wallet Payments. percent year over year.

Fintech 133

Fintech Payments Digital Banking America 133

PYMNTS

AUGUST 3, 2017

Pivotal Payments unit GlobalOnePay is partnering with InvoiceASAP to lend invoice-to-pay solutions to joint clients. The company launched in 2011, targeting businesses like contractors, plumbers and other independent companies. The offering is geared towards small- and medium-sized businesses (SMBs).

Cards 101

Cards Payments Tools Mobile 101

Celent Banking

AUGUST 21, 2014

For some accessible perspectives on the subject, try one of the following: Thinking, Fast and Slow, Kahneman, 2011. and yet customers typically think that most of these functions should be free (on the deposit side) or should cost less than they do (lending). Behavioral economists, of course, have been onto this for years.

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PYMNTS

JANUARY 2, 2019

The paper noted that the increase in borrowing on the part of consumers is being driven by lenders willing to lend more as the memories of the financial crisis fade away. percent higher than September of 2017 and 11 percent higher than 2011. that is growing and unemployment that currently stands at a fifty year low.

Cards 131

Cards Report Lending Data 131

CFPB Monitor

FEBRUARY 10, 2020

He will also teach a course on consumer finance regulation at Georgetown’s McCourt School of Public Policy and at Harvard Law School in the next academic year.

Policies 78

Policies Course Regulation Lending 78