CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. We’ve assembled a list of innovation labs from some of the most recognizable names in retail looking to disrupt their industries. Get the 54-page retail report.

Innovation 77

Innovation Retail Branding Technology 77

CB Insights

JULY 19, 2017

Corporate innovation is critical for established companies looking to stay relevant in the face of disruption from up-and-coming startups. With industries being unbundled left and right ( supermarkets , banking , cars — just to name a few) more companies are opening up in-house innovation labs every day. Innovation Lab Name: HP Labs.

Innovation 74

Innovation San Francisco Technology Georgia 74

Bank Innovation

JUNE 29, 2017

Free credit reporting company Credit Karma reported more than $500 million in revenue in 2016 — a 50% increase compared to the prior year — hitting 70 million members since the launch of its flagship product — credit monitoring — in 2012, the company announced this week. What’s the secret to its success?

Report 285

Report Company Taxes Operations 285

PYMNTS

AUGUST 14, 2017

billion into Snap since it started in 2012, and its IPO in March of 2017 raised $3.4 It’s an inspiring story — and one that gets many an innovator out of bed to fight the good startup fight, even in the face of insurmountable odds. Investors put $2.65 billion more. Survival of the Fittest. It’s just not that kind of world anymore.

Innovation 109

Innovation Online Google Millennials 109

PYMNTS

JANUARY 8, 2020

Mediaocean is continuing to innovate with partners like Amino Payments to empower marketers and agencies to plan, execute and measure global cross-media advertising,” said Ramsey McGrory, CRO of Mediaocean. Mediaocean has been putting money into research on how blockchain would work in the advertising landscape.

New York City 130

New York City blockchain Philadelphia New York 130

PYMNTS

OCTOBER 3, 2019

Founded in 2012, the ride-hailing unicorn – which is valued at over $1 billion – was the premier tech startup in the Middle East and North Africa. Although the startup will be a wholly-owned Uber subsidiary, Careem will continue to operate under its own brand, the news outlet reported. Uber paid $3.1 billion to take ownership.

Chicago 139

Chicago Leadership Regional Operations 139

NCR

FEBRUARY 21, 2017

An easy-to-operate self-service terminal that allowed financial institutions to offer services 24/7. There are now more than three million ATMs operational around the world. Once the ATM was an established and familiar part of the banking system, the next frontier of innovation was usability. Improvements in usability.

ATM 85

ATM Innovation New York City New York 85

PYMNTS

JUNE 22, 2020

nCino, which was founded in 2012, said it will use the proceeds of its stock sale to purchase additional office buildings, and may also use a portion to acquire, invest in or obtain rights to complementary technologies, products, services or businesses. . In its initial public offering (IPO) filing with the U.S.

North Carolina 150

North Carolina Capital Software Security 150

PYMNTS

JANUARY 15, 2020

Founded in 2012, EBANX originally processed payments for Brazilian clients of global websites and recently expanded to offer services to Brazilian eCommerce platforms. Beyond Brazil, EBANX operates in Mexico, Colombia, Argentina, Chile, Peru, Ecuador and Bolivia. We are very happy to support EBANX in the construction of this solution.

Fintech 169

Fintech America Payments Capital 169

CB Insights

MAY 9, 2019

Today, it seems like every large corporation has its own “ innovation lab.”. Few are more critical of the model than startup entrepreneurs and VCs, who argue that corporate innovation labs are mostly innovation theater. Get the Best of corporate innovation. Get the Best of corporate innovation. Waymo (Google X).

Innovation 76

Innovation Apple Google System 76

Bank Innovation

JUNE 21, 2016

Since 2012, it has been the fastest growing technology in banking. That’s the word out of Digital Banking 2016 here, where bankers outnumber entrepreneurs (but not vendors). The mobile banking app traces its roots to SMS banking back in 1999. But it comes with Read More.

Digital Banking 199

Digital Banking Mobile Technology Operations 199

PYMNTS

MARCH 9, 2020

At the same time, bank branch closures appear to be accelerating, with small towns across the country losing a combined 14 percent of their banks between 2012 and 2017. For many of these smaller players, actually finding affordable, well-suited technologies to update their infrastructure and operations is the hardest part of modernization.

Community Bank 188

Community Bank Community Innovation Regional 188

Accenture

SEPTEMBER 22, 2019

An obvious reason is the inroads they’re making into the market, both domestically and globally: recent Accenture research finds that digital-only banks operating in the UK could amass a total of 35 million customers globally within the next 12 months, up from 13 million today. Why the intense interest in the neo-challengers? Customer growth.

Innovation 150

Innovation Metro Apple Marketing 150

PYMNTS

FEBRUARY 15, 2018

Founded in 2012, Payworks offers a variety of omnichannel payment providers a next-generation payment gateway technology, operated in the cloud and provided in a Software-as-a-Service model. Payworks announced that it has completed a $14.5M

Technology 100

Technology New York Innovation Payments 100

PYMNTS

NOVEMBER 2, 2020

Ocado is embroiled in a patent lawsuit over robotically operated warehouse technology with AutoStore. That robotics company claims that Ocado, a customer since 2012, is using a storage system based on AutoStore’s setups. Although Ocado only claims 1.7

Las Vegas 222

Las Vegas Online Company San Francisco 222

PYMNTS

JANUARY 28, 2019

Yes, I know that for many of you, especially in California, this is old news and standard operating procedure – but hear me out. The card networks left it up to the states to decide whether or not to allow its operating merchants to do so. Innovation by Any Other Name. A 2012 survey presented by the U.K.

Regulation 181

Regulation Boston Cards Innovation 181

PYMNTS

SEPTEMBER 28, 2017

economy’s new payment system operator announced news on Wednesday (Sept. Horlock serves as a head of payments and banking operations at Nationwide Building Society, where he is responsible for all payment and banking processes. I am thrilled to be asked to take up the role of CEO for the new payments system operator.

System 100

System Payments Operations Innovation 100

PYMNTS

JULY 6, 2016

Hostess’ new ownership group, the Los Angeles-based private equity firm Gores Group, which purchased a controlling share in Hostess three years ago for $410 million after the company filed for bankruptcy in 2012, revealed its plans to take the company public with an IPO it values at about $2.3 billion, according to CNNMoney.

Los Angeles 100

Los Angeles Groups Company Innovation 100

PYMNTS

NOVEMBER 3, 2020

Perhaps it was luck or a stroke of genius, but the confectioner also introduced the world’s first cupcake ATM in 2012. Coping with the pandemic has meant seeing fewer customers inside brick-and-mortar stores, so offering options such as curbside pickup, takeout and delivery has become critical for QSRs looking to keep their operations afloat.

ATM 196

ATM Online New York City New York 196

PYMNTS

NOVEMBER 20, 2019

It’s important to note, however, that despite the fact that many malls and shopping centers have seen a decline in tenants in recent years, data shows that only three of around 40 malls and shopping centers linked to the CMBX 6 have been delinquent on their loans since 2012.

Minneapolis 100

Minneapolis United States New York America 100

PYMNTS

MAY 15, 2019

It was that observation that prompted the start of Foodsby in 2012, when the firm launched in Minneapolis to build a better delivery experience. It’s essentially consumer food delivery with a B2B base, which CEO Ben Cattoor noted was an delivery innovation that was lacking in the market. city where tech buzz is built most of the time.

San Diego 128

San Diego San Francisco Minneapolis Operations 128

PYMNTS

JANUARY 5, 2018

As of the end of October, Sears operated around 1,104 stores — about half of the 2,019 stores it possessed in 2012. The retailer has managed to use that — and some other innovations, like Sephora mini-stores — to help the firm to a better-than-expected 3.4 percent growth rate during the holiday season in 2017.

Retail 115

Retail Innovation Marketing Operations 115

CFPB Monitor

FEBRUARY 22, 2016

The CFPB has issued a final policy statement on issuing “no-action” letters (NAL) for innovative financial products or services. The policy is part of “Project Catalyst,” the CFPB’s initiative launched in November 2012 for facilitating innovation in consumer-friendly financial products and services.

Policies 60

Policies Innovation Regulation Resources 60

PYMNTS

MAY 20, 2019

As noted in a statement by Charlotte Roule, vice president of the European Chamber, the transfers “might be due to a number of reasons … either way, it is unacceptable that this practice continues in a market as mature and innovative as China.” In March , the American Chamber of Commerce in Beijing – gathering the opinions of hundreds of U.S.

Charlotte 150

Charlotte Survey Technology Regulation 150

Abrigo

OCTOBER 21, 2020

The CMBS delinquency rate reached 10.31% earlier this year, and the peak ever was 10.34% in July 2012 so we reached almost the peak historically but have been slowly decreasing ever since. He does not expect this trend to stop but we are seeing some interesting innovations from student housing and lodging operators around college campuses. .

Marketing 312

Marketing Lending Risk Management Retail 312

PYMNTS

SEPTEMBER 12, 2016

Call it covert operations. According to Wired , Google’s Suman Prasad, since 2012, has sought out startups that show potential and sucked them into Google’s world. Technology leaders, such as Google and Apple, know that partnering with overseas entities early is the best way to leverage their innovation and technology assets.

Google 100

Google Resources Apple Innovation 100

PYMNTS

SEPTEMBER 30, 2019

We here at PYMNTS will leave it to others to hash out the truths of that view, but here is one thing we know: All that stuff is creating a tremendous opportunity for self-storage operators, especially those who know how to get the attention of younger consumers. Get ready for more movement, innovation and disruption in this space.

Policies 117

Policies Industry Millennials Operations 117

PYMNTS

JANUARY 9, 2020

This isn’t Amazon’s first attempt at breaking into the luxury fashion market – the retail giant originally tried in 2012, but was not successful. Amazon will face new and different competition from the first time the eCommerce operator tried upscale fashion. Part of the problem is the eCommerce brand’s image. Fashion Rentals.

Branding 137

Branding Retail Marketing Operations 137

PYMNTS

SEPTEMBER 18, 2017

The credit bureaus were included in the CFPB’s scope of oversight in 2012, and she’s asked the agency to let her know what additional power it might need to better regulate the credit reporting agencies going forward. The credit score itself, the FICO score, was an innovation brought to market in 1989 by the Fair Isaac Corporation.

Report 202

Report Regulation Data Retail 202

PYMNTS

JULY 26, 2016

Launched in March 2012, DSC rode the waves created by its clever marketing to thumb its metaphorical nose at entrenched businesses stuck in outdated retail models. How that growth might come about is less clear, especially since the two brands would seem to operate on different models.

Retail 100

Retail Innovation Online Branding 100

PYMNTS

MAY 6, 2019

It shut down in 2012, 15 months after its official launch. First stop on Facebook’s capital raising tour: The big guns with successful payments rails, loads of money and a demonstrable appetite to invest in innovation. Fifteen months after its official launch, in September of 2012, Facebook Credits was shuttered.

Innovation 209

Innovation blockchain Payments cryptocurrency 209

PYMNTS

OCTOBER 26, 2018

In an earlier interview with PYMNTS, Ben Peters, chief operating officer at insurance payments solutions company VPay, said a lack of remittance data may be partially to blame for ACH’s lack of ubiquity. .” He’s not the first to bring up the issue of corporates and banks struggling to transmit information along with funds.

Data 150

Data Compliance Payments Tools 150

PYMNTS

JANUARY 26, 2017

The city is able to attract investors due to its low logistical and operational costs and excellent infrastructure, international outlook and liberal government policies. As of 2012, Dubai was the 22nd most expensive city in the world and the most expensive city in the Middle East. 2016, the inflation rate was 0.12

Fintech 100

Fintech Regional Innovation Leadership 100

PYMNTS

MARCH 6, 2018

The Omni Developer Report , a Vantiv collaboration, is designed to provide the payments ecosystem with a view into how software developers are using new technologies to create innovative business opportunities and enable merchants to optimize the ways in which they engage with shoppers today. out of 100.

Trends 127

Trends Software Retail Report 127

Fintech Labs Insights

MAY 26, 2017

. “A core part of our business transformation program will involve creating an internal, centralized KYC target operating model that will help us to simultaneously improve the client experience and reduce the cost impact of the regulator KYC activities,” Erftemeijer said.

Management 17

Management Innovation Compliance Capital 17

PYMNTS

APRIL 22, 2016

But last week also revealed another trend: VCs’ love of the invoice financing platform, with new backing going to Kickfurther and Onfido, two SME lending portals that operate in the space. Since its launch in 2012, the firm said it has facilitated $178 million worth of invoice financing to local SMEs. B2B ePayments. Transactis.

Capital 100

Capital Security Software User Experience 100

PYMNTS

JUNE 20, 2016

San Francisco-based Plaid was founded in 2012 with the vision of making the world a better place for FinTech firms by providing easy infrastructure to connect FinTech innovators with their clients’ bank accounts. We are excited to partner with Plaid and support the business as it continues to enable financial innovation.”.

Technology 101

Technology San Francisco Fintech Financial Technology 101