BankUnderground

FEBRUARY 5, 2021

Emerging markets (EMs) have become more exposed to the global financial cycle in recent years. In a recent paper , we propose the use of money market rates to measure transmission of global funding shocks to EMs. Money markets have been shown to play an important role in transmission of global funding conditions.

Marketing 133

Marketing Policies Study Tools 133

PYMNTS

MAY 23, 2016

mobile payments market , China is light years ahead, particularly when it comes to getting consumers on board with actually using mobile payments. market hasn’t quite found the recipe for. Alibaba-backed Alipay , which is part of Ant Financial, has had the stronghold over the market, with its more than 450 million users.

Mobile 103

Mobile Marketing Payments Samsung 103

Abrigo

AUGUST 9, 2017

Avert Risk The OCC’s October 2012 Supervisory Guidance notes that financial institutions that perform stress testing “have the ability to minimize the impact of negative market developments more effectively” than those that do not have a stress testing process in place.

Columbus 150

Columbus Ohio Strategy FDIC 150

Gonzobanker

OCTOBER 15, 2014

My heart goes out to the hard working professionals who run the Treasury Services or “Cash Management” divisions at community banks. Yet for more than a decade, cash management professionals have shown their resiliency. But lately, there are deeper lines and fatigued expressions on the faces of cash management professionals.

Management 100

Management Community Bank Community Resources 100

PYMNTS

SEPTEMBER 21, 2020

The release added that the deal “strengthens Tink’s connectivity coverage and solidifies its market-leading position in the U.K.” is a key market” for Tink, said Rafa Plantier , the company’s U.K. and Ireland country manager. Stockholm, Sweden-based Tink, which was formed in 2012, has been in growth mode all year.

Digital Strategies 180

Digital Strategies America Fintech National 180

South State Correspondent

JULY 14, 2022

Beginning in May 2012, we started tracking portfolio trends of our bond accounting customers here at the Correspondent Division of SouthState Bank. Longer-term yields trended higher too but were more range-bound believing the Fed would manage to quell the inflationary forces but also slow the economy as well. years at quarter-end.

Trends 195

Trends Taxes Marketing Meeting 195

PYMNTS

JANUARY 30, 2019

The mobile market for order-ahead is growing rapidly, and could be worth $55 billion in the next half decade. Panera Bread, in 2012, was one of the first companies to use the feature. If you look at our history, we started the company in 2012 as a consumer app,” Narang said. “We Rowe Price Associates, Inc., Toast does this,” T.

Mobile 139

Mobile Apple Management Trends 139

PYMNTS

JULY 31, 2020

Founded in 2012, Affirm’s business lies in offering shoppers the ability to pay for goods in installments via short-term loans. Kaz Nejatian , vice president and general manager of Shopify’s financial solutions team, said it was critical for companies to make it easy for customers to buy from them. WSJ reported, adding 1.6

Report 177

Report Company Capital Branding 177

PYMNTS

SEPTEMBER 12, 2020

He alleged that NS8’s board and management have used an SEC investigation that began last year to suggest a more deceitful narrative. “I Founded in 2012 with 50 employees, the company grew to more than 200 workers within the last year. I did not walk away with the company’s money,” he told Forbes.

Las Vegas 210

Las Vegas Fraud Software California 210

PYMNTS

SEPTEMBER 22, 2019

SoftBank also said in July that it was leading a $231 million funding round for the Brazilian lending startup Creditas in a bid to shake up competition in the traditional financial market. Creditas was started in 2012 by Sergio Furio, a Spanish former consultant and now the company’s chief executive. Creditas is aiming to change that.

America 164

America Lending Capital Groups 164

PYMNTS

JUNE 8, 2017

And those types of concerns have led to questions in the week since the viral marketing stunt as to whether or not it is fair or appropriate of Lush to ask its retail employees to actually come to work nude in service of a corporate cause. Also, edgy marketing campaigns are part of the Lush experience.

Marketing 110

Marketing social media Metro America 110

PYMNTS

JULY 24, 2019

Vice President Al Gore’s Generation Investment Management and Fidelity Management & Research Company. Although the payroll space already has two big-name players , ADP and Paychex, their market share is only about 10 percent apiece. The company was launched in 2012 as ZenPayroll, changing its name to Gusto a year later.

New York City 149

New York City New York Texas System 149

PYMNTS

AUGUST 18, 2019

The household goods and furniture company is moving slowly into the smart home market with less expensive merchandise that works with Apple’s HomeKit platform. Ikea tested the smart home waters in 2012 and says it is now launching a business unit devoted to the IoT space. . “We We are just getting started,” said Block.

Massachusetts 154

Massachusetts Technology Marketing Management 154

PYMNTS

NOVEMBER 20, 2020

To that end, Howard Yu , LEGO Professor of Management and Innovation and director of IMD’s signature program, Advanced Management Program (AMP), told Karen Webster that a restructuring may be on the horizon. . In fact, he told Webster, Ant was and is more profitable than Facebook was when that tech giant went public in 2012. .

Groups 236

Groups Regulation Policies Meeting 236

PYMNTS

FEBRUARY 20, 2020

Lucaciu is the chief technology officer of Adore Me , an eCommerce and brick-and-mortar retailer that has adjusted to disruptive changes in its market, including the bankruptcy of the parent company of Victoria’s Secret. Since it was founded in 2012, the company has grown to a team of 140 employees across the U.S.

UX 210

UX Retail Technology Mobile 210

PYMNTS

APRIL 12, 2019

Founded in 2012, Jumia became the first African unicorn startup in 2016 after a $326 million funding round that included Goldman Sachs, AXA and MTN. retailers online in markets across Africa, according to reports. Despite being home to Africa’s biggest mobile phone market, Nigeria is seeing a decline in banked adults in the country.

New York 209

New York Mobile Course Payments 209

Insights on Business

JUNE 11, 2019

In 2012, as part of the Varicent Insight users conference, I had the pleasure of spending the day with Daniel Pink, our keynote that year who gave the example of a Fuller Brush salesman, and that commissions were a thing of the past, also captured in Harvard Business Review. More sales, at lower risk, through Sales Performance Management.

Management 87

Management Training Conference Video 87

PYMNTS

JANUARY 15, 2020

The digital wallet offering is intended to solidify the FinTech’s reach in the Brazilian payments market. Founded in 2012, EBANX originally processed payments for Brazilian clients of global websites and recently expanded to offer services to Brazilian eCommerce platforms.

Fintech 169

Fintech America Payments Capital 169

PYMNTS

MAY 1, 2017

Founded in 2012, the Phoenix-based company sells cars through its website and operates automated towers that store cars in U.S. Wells Fargo Securities, LLC, Bank of America Merrill Lynch, Citigroup Global Markets, Inc. are acting as joint book-running managers for the offering. Carvana Co., and Deutsche Bank Securities, Inc.

Nashville 128

Nashville Phoenix Tennessee Austin 128

PYMNTS

JANUARY 8, 2020

The partnership expands upon several years of blockchain investments by Mediaocean, and strives to put end-to-end advertising campaign control back into the hands of marketing firms and ad agencies. With Amino Payments, Mediaocean’s applications will enhance the end-to-end “PO to payment” view of contractual media commitments.

New York City 130

New York City blockchain Philadelphia New York 130

PYMNTS

NOVEMBER 26, 2019

He added that TAB Bank is embracing the chance to expand in the Dallas-Fort Worth market and are “pleased to welcome BAM’s staff in Dallas to our team.” . BAMFi was founded in 2012 and offered cash management and working capital solutions for transportation, construction, oil and gas, and temporary staffing service providers.

Capital 130

Capital Fort Worth Dallas Lending 130

Perficient

AUGUST 12, 2020

Tip: if a component with excess inventory is used frequently and has low resale value, it is often best to consume that inventory over time (and delay the replenishment in the near term) rather than trying to sell that inventory on the open market. However, we did find that 7% of the part numbers had a lower inventory quantity than required.

How To 309

How To Taxes Exercises System 309

PYMNTS

JULY 7, 2020

If approved by the SEC, nCino will be listed on NASDAQ’s Global Select Market under the ticker symbol “NCNO.”. Founded in 2012, nCino has raised $213 million in venture-backed funding, according to Crunchbase, the San Francisco provider of business data about private and public companies. million. .

Software 140

Software North Carolina San Francisco Capital 140

PYMNTS

SEPTEMBER 23, 2020

“In Mexico, 65 percent of small businesses do not survive past their second year, and it’s largely because of cash flow management issues,” FreshBooks CEO and Co-Founder Mike McDerment said in the announcement. Ramirez López will still be the company’s CEO, while also taking on the title of managing director of FreshBooks for Mexico.

Analytics 130

Analytics Regional Resources Management 130

PYMNTS

DECEMBER 3, 2019

Securities and Exchange Commission] SEC completes its review process, subject to market and other conditions. In 2012, it changed its name to Harbortouch, taking the brand of its POS system. The group has had a fantastic run,” said Gary Prestopino, managing director at Chicago-based Barrington Research. 3) in a press release.

Payments 132

Payments Kentucky United States Chicago 132

PYMNTS

JUNE 5, 2020

Jio Platforms, which has more than 388 million subscribers since 2016, has attracted foreign investors looking for a piece of the one of the world’s largest internet markets, the report said. The company was debt-free in 2012, but took loans to bankroll the creation of Jio Platforms.

California 141

California Report Management Groups 141

Abrigo

NOVEMBER 29, 2021

Noninterest income associated with the housing markets such as securitization, trading, and real estate slowed significantly during the financial crisis and beyond. Noninterest income drove 20% of community banks' net operating revenue in 2019, down from 22% in 2012, according to a recent FDIC study. Follow ALM Best Practices.

Community Bank 195

Community Bank Community FDIC Trends 195

PYMNTS

JUNE 22, 2020

nCino, which was founded in 2012, said it will use the proceeds of its stock sale to purchase additional office buildings, and may also use a portion to acquire, invest in or obtain rights to complementary technologies, products, services or businesses. . BofA Securities and Barclays are the managers for the proposed offering.

North Carolina 150

North Carolina Capital Software Security 150

PYMNTS

SEPTEMBER 5, 2016

Cozy , a startup that created a platform to streamline interactions between property managers and renters, closed an $8.5 million Series A round of funding back in 2012. What’s more, almost every interaction between renters and property managers occurs on different platforms or no platform at all.

Software 100

Software Management Capital Marketing 100

PYMNTS

OCTOBER 6, 2016

The brain trust behind Viv — Adam Cheyer, Dag Kittlaus, and Chris Brigham — departed Apple in a staggered manner after the Siri acquisition in 2012 and have been working on Viv ever since. And they have installed a new cadre of senior SW-savvy management stretching all the way to the top with a mission.

Samsung 155

Samsung Apple Google Software 155

Abrigo

APRIL 10, 2017

In a recent Sageworks webinar , Ancin Cooley of Synergy Credit Union Consulting took a deep dive into five areas that credit unions interested in growing their MBL portfolios need to be aware of in order to effectively manage risk in the MBL portfolio. Next, Ancin moved into a discussion of the current regulatory environment around MBL.

Regulation 150

Regulation United States Lending Community Bank 150

PYMNTS

JANUARY 8, 2020

Launched in 2012 by Payal Kadakia under the name Classtivity, ClassPass closed $2 million in seed funding in March 2014 after rebranding. The new funding also adds two additional board members: Marc Magliacano, managing partner at L Catterton and Daniel O’Keefe, managing partner at Apax Digital.

Branding 130

Branding Management US Exercises 130

PYMNTS

AUGUST 8, 2017

Japan-based business card management service Sansan has announced news of fresh venture capital in support of its solution which helps professionals with business information management and networking. The service launched in Japan in 2012. An announcement Monday (Aug.

social media 100

social media Capital Study Leadership 100

PYMNTS

APRIL 24, 2019

The company is aiming to compete directly with Amazon , which launched its online Brazilian operations in 2012. After two of the country’s biggest booksellers — Saraiva Livreiros SA and Livraria Cultura — filed for bankruptcy protection last year, Magazine Luiza saw room in the market.

Retail 108

Retail Taxes Online System 108

Gonzobanker

APRIL 23, 2020

If the institution is using this service in the AML and fraud departments, it might be wise to open these searches to loan officers managing their portfolios. If the institution is not getting the right markets that are indicative of its geography, now is the time to find a provider that can provide at least quarterly updates.

Management 78

Management Tampa Analytics Data 78

PYMNTS

APRIL 27, 2018

Other industries see lower conversion rates — 1 percent to 10 percent, according to a 2012 study. The researchers found in one company they were able to study that the lifetime customer value of a free trial convert was about 40 percent of the value of a customer acquired in other ways, such as through direct marketing.

Study 190

Study Retail Industry Marketing 190

Celent Banking

DECEMBER 9, 2016

Treasury management plays an important role in a corporation’s globalisation efforts especially in the areas of cash management, banking, foreign exchange risk, and investments. since 2012. Cloud-based treasury management systems (TMS) provide an opportunity to implement specific modules on a subscription pricing basis.

Regional 100

Regional Management Fintech Strategy 100