CFPB Monitor

DECEMBER 20, 2023

The CFPB recently released results of a study of residential mortgage refinance loans from the first quarter of 2013 to the first quarter of 2023, focusing on differences between cash-out and non-cash-out (or rate and term) refinance loans. The CFPB used data from the National Mortgage Database to conduct the study. Continue Reading

Study 78

Study National Data 78

Accenture: Banking

JUNE 14, 2021

The Efma-Accenture Banking Innovation Awards have been a catalyst for innovation in banking since their inception in 2013. Since then, I look forward to them every year as the industry rewards and celebrates innovation. After a pause in 2020 due to COVID-19, this year’s ceremony brings even more anticipation.

Innovation 222

Innovation Industry Marketing 222

Chris Skinner

JUNE 16, 2017

“The first ICO was for Mastercoin in 2013. Unlike an initial public offering (IPO), acquisition of the tokens does not grant ownership in the company developing the new cryptocurrency. And unlike an IPO, there is little or no government regulation of an ICO. Ethereum raised money with an ICO in 2014. ICOs are now extremely popular.

cryptocurrency 408

cryptocurrency Bitcoin Community Regulation 408

Perficient

AUGUST 23, 2020

2013-04-22 15:01:37,495] INFO Reading configuration from: config /zookeeper.properties (org.apache.zookeeper.server.quorum.QuorumPeerConfig). Step 2: Start Kafka Cluster. 2013-04-22 15:01:47,028] INFO Verifying properties (kafka.utils.VerifiableProperties). > bin /zookeeper-server-start.sh config /server.properties.

Analysis 332

Analysis Data Operations Training 332

TheGuardian

FEBRUARY 21, 2025

The penalties follow a long-running investigation by the Competition and Markets Authority (CMA), which discovered that individual traders at Citi, HSBC, Morgan Stanley, Royal Bank of Canada (RBC) and Deutsche Bank had messaged rival bankers about the buying and selling of UK government bonds known as gilts on specific dates between 2009 and 2013.

Regulation 81

Regulation Marketing 81

Bank Innovation

OCTOBER 23, 2018

These 250 companies have received a combined 947 equity investments worth $53 billion since 2013. […]. Nearly half the companies are new to the Fintech 250 list, which was first published last year.

Fintech 199

Fintech Company Capital Innovation 199

PYMNTS

APRIL 12, 2020

percent this year, the lowest number since 2013 when the survey began. Prospective home buyers haven’t been able to look at any new properties because of concerns around the highly infectious virus, and the economy’s persisting degradation won’t do it any favors, either.

Survey 340

Survey National Payments Marketing 340

Bank Innovation

JUNE 14, 2018

RBC said Facebook allowed it access in order to “wind down” a payments app it first unveiled in 2013. […]. Royal Bank of Canada and Facebook today offered differing versions of why the social media company continued to give the bank extraordinary access to customer data after Facebook said publicly that it would stop doing so.

social media 186

social media Data Payments Company 186

Perficient

NOVEMBER 24, 2020

Source: Daniel James Brown, The Boys in the Boat: Nine Americans and Their Epic Quest for Gold at the 1936 Berlin Olympics (2013), 161, 179. How has your team achieved swing this year by achieving unity, trust, and personal connections while working through the hardships and uncertainty?

Washington 462

Washington US Examples Leadership 462

PYMNTS

SEPTEMBER 9, 2020

The investigation stems from Visa’s introduction of fees for staged digital wallets implemented three years ago following Mastercard’s move to add the charges in 2013. Visa’s SEC filing also reported that since the summer of 2013 more than 500 merchants have filed suit against its subsidiaries in the United Kingdom (U.K.),

Google 223

Google Survey Report Retail 223

Bank Innovation

MARCH 1, 2019

This is up from 35% in 2017, and way up from 18% in 2013, according to Financial Technology Partners’ 2018 Annual Fintech Almanac. Strategic participation in fintech climbed in 2018, with 41% of all fintech financings containing either a corporate VC or strategic investor.

Fintech 170

Fintech Financial Technology Technology Operations 170

PYMNTS

DECEMBER 28, 2020

CEO since 2013, Siegel will continue to lead the company following the acquisition. The price of the transaction was not disclosed, but the deal is expected to be complete this week, CNBC reported.

Connecticut 282

Connecticut Groups Customer Experience Cards 282

PYMNTS

OCTOBER 23, 2020

Mike Belshe , BitGo's chief executive officer, founded the company in 2013 to offer highly secure digital wallets for crypto, which need multiple signatures for transactions. It's unknown how much PayPal might pay to buy BitGo. BitGo raised $58.5 million in 2018 and was valued at $170 million, according to PitchBook.

Bitcoin 268

Bitcoin cryptocurrency New York Regulation 268

Chris Skinner

APRIL 24, 2017

According to the Colombia Banking Association 65% of the Colombian adult population had access to financial services in 2013, rising to 72% in 2016 and a target of 80% banked by 2018. Pakistan is at one extreme, with only 13% of the population banked, dropping to just 5% for women. Colombia can claim to be better.

National 316

National Strategy Case Study Mobile 316

PYMNTS

JANUARY 16, 2018

million in 2013 to $716.97 Electric vehicle-charging kiosks also powered growth in the space, as those kiosks saw the largest growth of any type from 2013 to 2016, with the number of kiosks in the field growing by 153 percent. What’s more, the industry has already experienced some impressive growth, with the U.S. million in 2016.

Retail 187

Retail Industry Data Study 187

PYMNTS

APRIL 12, 2020

The press release stated that PayPal has been working since 2013 to help SMBs, particularly ones owned by women or minorities, with loans and cash advances — so working with the SBA loans isn’t a new thing for the company.

Company 267

Company Payments 267

Bobsguide

FEBRUARY 12, 2020

In April 2013, the Basel Committee on Banking. Pressure is mounting on smaller financial institutions not only to monitor, but to actively examine and control intraday liquidity in real-time. Since the financial crisis, intraday liquidity management has become a focus for regulators.

Regulation 154

Regulation Management 154

PYMNTS

SEPTEMBER 18, 2020

Chime, which CEO Chris Britt co-founded in 2013, provides clients mobile banking accounts without charges, debit cards and automated teller machine (ATM) access. Mobile banking upstart Chime has completed funding that has provided the firm with a $14.5 billion valuation, CNBC reported. The company is geared toward U.S.

Mobile 264

Mobile Comparison ATM Cards 264

Chris Skinner

MAY 9, 2017

We recall, that the decision to modernise PSD in 2013 was in order to take into account new types of payment services, which had brought innovation and competition, providing more, and often cheaper, alternatives for internet payments; but were previously unregulated.

Fintech 303

Fintech Innovation Leadership Data 303

PYMNTS

DECEMBER 21, 2020

Founded in 2013 in Salt Lake City, Utah, Acima operates in over 15,000 retail partner locations and eCommerce platforms. The deal is $1.273 billion in cash and approximately 10.8 million shares of Rent-A-Center common stock currently valued at $377 million. The transaction is expected to close in the first half of 2021. . billion in 2020.

Utah 263

Utah Retail US Taxes 263

TheGuardian

OCTOBER 22, 2024

A qualified chartered accountant, she joined as head of audit in 2013 and has almost 40 years’ experience working for UK, US and German banks. The bank also announced the promotion of its chief risk and compliance officer, Pam Kaur, to chief financial officer, the first woman to occupy the role in HSBC’s 159-year history. Continue reading.

Operations 66

Operations Compliance US 66

PYMNTS

FEBRUARY 14, 2020

In 2013, they opened 214 new stores in the country. In other Mexico news , Walmart saw a 2.7 percent year-over-year increase in sales for stores that have been open longer than a year. Walmart is Mexico’s biggest retailer. There are 3,400 total Walmart stores in Mexico, representing the company’s largest market outside of the U.S.

Taxes 239

Taxes Video Retail Online 239

Bank Innovation

SEPTEMBER 27, 2019

Starting in 2013, RBC Capital Markets began collecting all the data it could that was relevant to its clients, including e-commerce data, trades and portfolios. RBC Capital Markets has looked externally to help it consolidate data in one place, analyze it and better equip employees.

Capital 150

Capital Marketing Data Management 150

Chris Skinner

MARCH 8, 2017

The Spectator has just written an interesting piece about this: In 2013, Graeme Hartop left his job as managing director of the banking arm of the Scottish Widows investment group. What I did think I’d do is write about how hard it is to launch a new bank, which is why we should applaud those that are succeeding in development. Or are they?

Metro 283

Metro Cards Management Groups 283

PYMNTS

APRIL 12, 2020

The press release stated that PayPal has been working since 2013 to help SMBs, particularly ones owned by women or minorities, with loans and cash advances — so working with the SBA loans isn’t a new thing for the company.

Company 246

Company Payments 246

PYMNTS

JANUARY 15, 2021

Capital One was made aware of Pucillo’s participation in potential criminal activity and other risks on several occasions, including learning in early 2013 about potential criminal charges in two different jurisdictions,” the FinCEN statement said.

Capital 268

Capital New Jersey Groups New York 268

PYMNTS

APRIL 17, 2020

Google, for its part, rolled out a Wallet debit card in 2013 before closing it down in 2016. They can also lock their accounts to prevent transfers and payments if they think someone has accessed their account without permission. In separate news, Apple Card clients had $736 million in loan balances at the conclusion of September.

Google 229

Google Cards Apple Branding 229

PYMNTS

FEBRUARY 13, 2020

Elliptic, founded in 2013, has become known for cryptocurrency platform tools that help find and block illicit transactions. The funding will enable Elliptic to expand across Asia and collaborate with financial institutions for an increased understanding of the cryptocurrency ecosystem.

Analysis 250

Analysis blockchain Risk Management cryptocurrency 250

PYMNTS

MAY 1, 2020

percent in 2013. . A Bureau of Economic Analysis report released on Thursday (April 30) indicated that the savings rate escalated to 13.1 percent in March, with people putting away $2.17 Comparatively, the savings rate in February was 8 percent. The savings rate peaked at 12 percent in December 2012 but dropped to 5.8

Analysis 238

Analysis Conference Survey Report 238

PYMNTS

JANUARY 18, 2021

DN Capital was one of the early backers of Auto1, investing in the company in 2013, just a year after the company founded, Bloomberg noted. Auto1 also said it's aiming to raise 1 billion euros from a Frankfurt share sale in the first quarter. Auto1 announced its plan to go public last week.

Capital 234

Capital Groups Branding Online 234

PYMNTS

AUGUST 7, 2020

The site’s two head operators allegedly distributed over 880,000 pirated movie copies from 2013 to 2018 and have allegedly used the site’s ad and subscription revenue to buy real estate and Bitcoin. was shut down in the Spring of 2013 over copyright infringement issues. Movie2k.to

Bitcoin 157

Bitcoin ATM cryptocurrency Operations 157

PYMNTS

APRIL 10, 2020

Sashank Rishyasringa and Gaurav Hinduja rolled out Capital Float in 2013. The startup’s board had set aside just under 93,000 Series E preference shares with an INR 100 nominal value, Inc 42 reported. The company assists small and medium-sized enterprises (SMEs) with growth through lending.

Capital 230

Capital Lending Fintech Report 230

PYMNTS

JANUARY 27, 2020

Bryant created the venture capital firm Bryant Stibel in 2013 with Web.com founder Jeff Stibel. . “… He was generous with the wisdom he acquired and saw it as his mission to share with future generations of players…”.

Capital 250

Capital US Branding Company 250

Chris Skinner

FEBRUARY 20, 2017

There’s a line in the 2013 film Her, it’s not just an operating system, it’s a consciousness. The film is about Theodore, played by Joaquin Phoenix. Theodore is a lonely writer who gets to trial a new operating system OS1, the world’s first artificially intelligent operating system.

Phoenix 251

Phoenix System Operations Examples 251

Perficient

MARCH 10, 2021

Total Outstanding.

National 309

National Regulation FDIC Retail 309

PYMNTS

DECEMBER 10, 2018

500 billion: The approximate value of transactions processed by Braintree since being acquired by PayPal in 2013. trillion: The total amount of student debt owed by Americans. percent: Share of shoppers who report being satisfied with using mobile payments.

Data 164

Data Security Mobile Technology 164

Perficient

AUGUST 16, 2020

If you’re unfamiliar with Kari’s law, this law was named in honor of Kari Hunt, who was attacked and killed by her estranged husband in a motel room in Marshall, Texas in 2013. Hunt’s 9-year-old daughter tried to call 911 for help four times from the motel room phone, as her mother had taught her to do.

System 348

System Regulation Texas Compliance 348