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CFPB Releases Study of Refinance Mortgage Loans Between 2013 and 2023

CFPB Monitor

The CFPB recently released results of a study of residential mortgage refinance loans from the first quarter of 2013 to the first quarter of 2023, focusing on differences between cash-out and non-cash-out (or rate and term) refinance loans. The CFPB used data from the National Mortgage Database to conduct the study. Continue Reading

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Your 2013 State of Banking Predictions for This Year Were Right on the Money

Bank Innovation

PREMIUM —In 2013, Bank Innovation asked readers to predict the state of innovations in banking for 2018. Data collected in the September 2013 Bank Innovation survey showed that our readers had excellent foresight into the current innovations and challenges of the fintech industry.

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Report: Holiday Sales Are Best Since 2013

PYMNTS

A new report by Bank of America Merrill Lynch Global Research said this holiday shopping season has been the best since 2013, according to a report by Bloomberg. The season is being led by online shopping and early holiday sales, which the report defined as the three-week period that runs until Black Friday , a period which grew 2.2

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We Heart It Announces Data Breach From 2013

PYMNTS

So far, only information from the company’s user account database was leaked, which included details like email addresses, usernames and encrypted passwords for accounts that were created between 2008 and November of 2013. Currently, the company said it has found no evidence that there were any unauthorized logins or wrongdoing.

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Actually, 3B Users Were Affected By 2013 Yahoo Hack

PYMNTS

Yahoo announced that it now believes a 2013 security breach exposed all 3 billion of its users at the time. Verizon was able to purchase Verizon for $350 million less than expected due to the 2013 data breach and a subsequent 2014 hack. Yahoo hasn’t been able to identify who was responsible for the 2013 breach, but the U.S.

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FTC seeks public input on updates to 2013 guide on making effective disclosures in digital advertising

CFPB Monitor

The FTC has announced that it is seeking public input on ways to modernize its 2013 guide titled “. com Disclosures: How to Make Effective Disclosures in Digital Advertising ,” which provides guidance to businesses on digital advertising and marketing.

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Shufti Pro achieves ISO/IEC 27001: 2013 certification

The Paypers

Identity verification platform Shufti Pro has received ISO/IEC 27001: 2013 certification in its journey to develop a risk-free digital world for businesses.

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