Jeff For Banks

DECEMBER 22, 2013

Access National Corporation #4. Especially if I believe community banks must increasingly be known for some niche to differentiate. Nasdaq: EGBN) EagleBank, founded in 1998, is a traditional community-based business bank, serving the metro Washington DC market. This, naturally, eliminated many of the smaller, illiquid FIs.

Community Bank 81

Community Bank Atlanta Community Strategy 81

BankInovation

JULY 21, 2020

Radius Bank reaches a national customer base through its digital channels and powers banking services for fintechs like Brex and NorthOne. It’s a business plan the former community bank, which was founded in 1987, spent years developing and continues to improve today. “As

Community Bank 59

Community Bank Community National Fintech 59

Independent Banker

DECEMBER 31, 2022

From 2019 to 2020 alone, the amount of money involved in elder financial abuse rose by nearly a billion dollars—the largest year-over-year increase since 2013. Community banks can help prevent, identify and report financial elder abuse. ICBA Community Banker University courses. Quick Stats. of the U.S. CRA Partners.

Training 91

Training Community Resources Course 91

South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure. This article explores the risk and what to do about it.

Community Bank 195

Community Bank Community Los Angeles Regional 195

Abrigo

MAY 5, 2022

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. Main Street Banking: A Podcast for Community Bankers 8. Breaking Banks Breaking Banks , billed as the #1 global fintech podcast and radio show, began in 2013 and is hosted by media firm Provoke.fm.

Community 195

Community Lending Maine Resources 195

Abrigo

AUGUST 11, 2016

According to the Credit Union National Association (CUNA) , credit unions had a record year in 2015, with 3.7 Federal Reserve System Survey conducted in 2015, 51 percent of mobile banking users had deposited a check using a banking app in the previous 12 months, a 38 percent increase from 2013.

Michigan 150

Michigan Milwaukee Indiana Wisconsin 150

Abrigo

FEBRUARY 16, 2016

According to the Urban Institute’s “ Nonprofit Sector in Brief 2015 ,” the number of nonprofits registered with the Internal Revenue Service increased by about 3,000 a year between 2003 and 2013. economy in 2013, or roughly 5 percent of GDP. Revenues increased 3 percent to $2.26 trillion; assets rose 5.2 percent to $5.17 percent to $2.10

Analysis 150

Analysis Lending Community Bank Community 150

CFPB Monitor

JANUARY 30, 2020

Before joining the Bureau, she served as Director of Procurement Services for the Corporation for National and Community Service. Mr. Wernecke has served at the Bureau since 2013, most recently as the Section Chief in the Consumer Response Product Office. Department of Justice.

Regulation 78

Regulation Policies Lending Community 78

PYMNTS

JULY 21, 2017

AlphaBay has been down since early July — since the arrest of founder Alexandre Cazes, a Canadian national living in Bangkok. Two men in Germany were arrested as the operators of Hansa (their nationality seems to be unknown). Their respective operators have also been arrested. DO NOT MAKE NEW ORDERS ON ANY DNM ANY MORE!”

Marketing 100

Marketing National New York Conference 100

Abrigo

JUNE 10, 2019

It is an international United Nations observance day that is commemorated by most countries around the globe on June 15. The National Adult Protective Services Association defines EFE as when a person misuses or takes the assets of a vulnerable adult for his/her own personal benefit. billion reported by financial institutions.

Fraud 150

Fraud Training National United States 150

PYMNTS

MAY 18, 2017

Appear Here’s online marketplace for short-term retail rentals began in London in 2013, and has since expanded nationally to a number of cities in the U.K All told, the company has raised $21.4 million to date in three rounds of funding according to Crunchbase. The pop-up store is nothing new in concept.

New York City 100

New York City New York Retail Online 100

South State Correspondent

MAY 1, 2024

With financial hardship, competition from dominant players, and a startup budget, Gentle Monster faced many of the same challenges as a community bank. How Banks Can Leverage: Niche markets abound in banking, and community banks are in the perfect position to create a following on a national level should they desire.

Innovation 195

Innovation social media Branding Marketing 195

Independent Banker

JUNE 29, 2015

The rejection of the recent MasterCard-Target settlement showed us something that many of us community bankers have known for a long time—that pennies on the dollar is never a good deal for anyone. A national data security breach and notification standard should replace the current patchwork of state laws. in Coldwater, Ohio.

Community Bank 70

Community Bank Community Ohio Security 70

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). We believe we can effectively compete as a community bank in our market area and the niche markets we serve. Department of Agriculture.

Strategy 98

Strategy Texas San Antonio Fort Worth 98

Jeff For Banks

DECEMBER 15, 2013

During the second quarter 2013, bank branches generated a relatively low 2.04% total revenue as a percent of average deposits. If you are consolidating a branch into another in the next town over, select your best people to run the consolidated branch, ideally with residents from each community. Top of my list, branch consolidation.

How To 84

How To Community New Jersey social media 84

CFPB Monitor

APRIL 28, 2016

Supreme Court decision last June in Texas Department of Housing and Community Affairs v. The Inclusive Communities Project, Inc. The trade associations originally filed their complaint in American Insurance Association and National Association of Mutual Insurance Companies v.

Industry 60

Industry Groups Community Texas 60

PYMNTS

AUGUST 26, 2016

Austin’s startup community has seen a big transformation over the years. But as Nate Stewart, Group Product Manager for BigCommerce, pointed out, today startups comprise a sizable percentage of the city’s community. “As There’s a positive feedback loop here that’s causing more and more startups to be created in or move to Austin.”.

Austin 100

Austin Fintech New York City Community 100

PYMNTS

FEBRUARY 13, 2017

By 2013, those numbers had deteriorated — and by a lot. The “crisis” in traditional retail is one we’ve documented very well over the years — flagging the issue of retail’s death spiral some three years ago when reports about the decline in foot traffic over the holiday season in 2013 surfaced.

Retail 134

Retail Innovation Maine Online 134

CFPB Monitor

DECEMBER 22, 2014

Mishkin The American Bankers Association, Consumers Bankers Association, Independent Community Bankers of America, National Association of Federal Credit Unions, and Association of Military Banks of America have submitted a 59-page letter commenting on the Department of Defense’s proposed revisions to its Military Loan Act regulations.

Groups 74

Groups Regulation Industry America 74

South State Correspondent

OCTOBER 25, 2023

However, volume has steadily declined as Venmo gained more traction by 2013, combined with real-time payments, Apple Pay, Google Wallet, and Zelle after 2017. National and many community banks want to integrate into the accounting and enterprise resource planning (ERP) software (example below).

Fraud 195

Fraud ATM Payments Management 195

Abrigo

OCTOBER 9, 2019

In a recent survey by the National Association for Business Economics, 74% of economists who responded expect a recession by the end of 2021. Charge offs were close to zero for most banks since 2013, according to call report data from S&P Market Intelligence. According to economists, a recession is looming.

Data 150

Data Exercises Software Tools 150

PYMNTS

JANUARY 18, 2021

Every year for the last 110 years , members of the retail trade group, known as the National Retail Federation (NRF), have assembled to discuss the slate of issues pertinent to its members. The 2013 holiday season then began to show signs of the shift to online and digital, and away from brick-and-mortar retail.

Retail 309

Retail Online Maine Branding 309

Independent Banker

NOVEMBER 24, 2014

“I love being around people, and people are what community banking is all about.” Overcoming various long odds over the years, Shirley Nelson launched and then grew a thriving California community bank. National Award Recipient. I love being around people, and people are what community banking is all about,” she says. “We

Oakland 98

Oakland Community Bank Community Industry 98

Abrigo

AUGUST 6, 2019

Blanco discussed the organization’s active approach toward addressing the top financial threats to our financial system, our national security, and our communities and families. FinCEN is committed to addressing compliance failures that put our financial system and national security at risk. billion since 2013.

System 264

System Las Vegas San Antonio San Diego 264

Bankelele

SEPTEMBER 22, 2014

An ad in the September 22 Nation newspaper has a statement by the European Union addressed to exporters from the East African Community on changes to the tariff regime starting on October 1 owing to the failure of the two sides to sign an Economic Partnership Agreement (EPA). EU newspaper ad. for roast coffee (not 7.5%), 10.9%

Community 34

Community National Survey 34

PYMNTS

MARCH 14, 2018

Against this backdrop, mobile ID and national ID numbers represent effective, and low-cost, ways of moving beyond cultural issues that might be impediments to financial inclusion. Mobile and national IDs provide unique digital identifications that can solve many issues for the unbanked, the socially excluded and the rural poor,” said Grobler.

Mobile 120

Mobile Case Study Payments United States 120

Jeff For Banks

MAY 20, 2017

and New York Community Bancorp called off their planned merger. The OCC did an excellent analysis of the impact of this guidance in 2013. The Great Recession lasted from the fourth quarter 2007 through the second quarter 2009, according to the National Bureau of Economic Research. And regulators are getting anxious.

Lending 60

Lending Regulation Community Community Bank 60

PYMNTS

SEPTEMBER 3, 2019

The goal was to offer an easy mechanism within the eBay community to disseminate information on which sellers to trust and which to avoid. The national craze ended up pushing 6 percent of eBay’s sales on site. EBay, incidentally, also claims Beanie Babies were another big driver of the magic in 1997. eBay In The 21st Century .

San Jose 203

San Jose Online Illinois Payments 203

Bankelele

APRIL 15, 2015

Ranked by assets (and placing in 2013 ). 11 (11) National Bank. 30 (33) First Community. Ranked by assets (and placing in 2013 ). 11 (11) National Bank. 30 (33) First Community. 30 (33) First Community. 1 (1) KCB [Assets of Kshs 376 billion ($4.21 billion), and profits of Kshs 22.36 3 (2) Equity.

Community 28

Community National 28

Filene

OCTOBER 3, 2016

Earlier this summer, Filene released a research report that examined a systemic problem we face in this country—the lack of accessible financial service options in many low-income, urban communities. This was launched in 2013 in Summit’s high school branches. Project Teen Money.

Video 64

Video Millennials Training Resources 64

Jeff For Banks

DECEMBER 7, 2019

I also filtered for anomalies such as recent merger announcements, turnaround situations (losses suffered from 2013 forward), mutual-to-stock conversions, stock dividends/splits without price adjustments, and penny stocks. billion in assets community bank with 22 branches that encircle the Seattle Sound. NASDAQ: FSBW) FS Bancorp, Inc.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

Jeff For Banks

DECEMBER 18, 2014

For comparison purposes, here are last year''s top five , as measured as of December, 2013: #1. They are built as a relationship bank serving the Korean community in LA and surrounding areas. It also has a national platform of specialized finance units in homeowners'' associations, public finance, resort finance, and warehouse lending.

North Dakota 87

North Dakota Arizona Minnesota Los Angeles 87

Independent Banker

MARCH 15, 2015

in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. What concerned me most wasn’t that the customer was upset with me,” recalls Hartings of the homebuyers who ignored his community bank’s cautiously pragmatic approach. “I percent return on equity in 2013.

Ohio 70

Ohio Community Bank Community Lending 70

PYMNTS

DECEMBER 3, 2019

Thanksgiving outlived Lincoln, and every president that followed him offered the same proclamation every year declaring a national day of Thanksgiving to be celebrated on the last Thursday in November. In 2013 — the last time it happened — retailers opened up on Thanksgiving night to stretch out the shopping season and get a day back.

Retail 139

Retail Millennials Online Data 139

PYMNTS

MARCH 10, 2017

The European Investment Fund (EIF) via the JERMIE (Joint European Resources for Micro to Medium Enterprises) initiative allocated around €50 million to four programs between 2013 and 2015. PYMNTS: Can you describe your personal and/or professional experience with the tech community in Greece? Here is an excerpt of the conversation.

Industry 118

Industry Los Angeles Technology Fintech 118

PYMNTS

MARCH 24, 2016

In Schulman’s remarks about Cuba, he also shared that Xoom would soon be coming to Cuba in order to make remittances between the two nations faster and cheaper. That figure shows how Alibaba has managed to continually boost its GMV significantly each year, which included doubling the rate since 2013.

Mobile 100

Mobile US Apple Payments 100

Gonzobanker

AUGUST 22, 2014

Between the end of 2010 and 2013, one new bank opened in the United States. . Mid-size banks are in the proverbial catbird seat – they can offer most of the products and sophistication of the top national banks combined with the service culture, community involvement, and local market knowledge of a smaller community bank.

Strategy 87

Strategy United States Community New York City 87