Chris Skinner

JUNE 16, 2017

“The first ICO was for Mastercoin in 2013. Unlike an initial public offering (IPO), acquisition of the tokens does not grant ownership in the company developing the new cryptocurrency. And unlike an IPO, there is little or no government regulation of an ICO. Ethereum raised money with an ICO in 2014. ICOs are now extremely popular.

cryptocurrency 408

cryptocurrency Bitcoin Community Regulation 408

Bank Innovation

MARCH 1, 2019

This is up from 35% in 2017, and way up from 18% in 2013, according to Financial Technology Partners’ 2018 Annual Fintech Almanac. Strategic participation in fintech climbed in 2018, with 41% of all fintech financings containing either a corporate VC or strategic investor.

Fintech 170

Fintech Financial Technology Technology Operations 170

PYMNTS

JANUARY 22, 2018

More important, perhaps, than the innovations they made on behalf of their more famous lead players, was how their contributions accelerated those innovations’ time to market. Innovation in payments and commerce has an unsung hero, too. And who will influence how innovation happens. Distribution.

Innovation 135

Innovation Online Branding El Paso 135

PYMNTS

FEBRUARY 28, 2020

“It’s hard to imagine that there’s so much technology and innovation happening up and down the mobility spectrum except for in this market — and it’s a $1.4 It’s 2020, we have technology everywhere all the time, and most people are doing all their research on their phones anyway. trillion market in the U.S.

Marketing 242

Marketing Los Angeles San Francisco San Diego 242

PYMNTS

MARCH 8, 2017

Despite all that exchange of funds in the B2B market, the banking industry has a reputation for being a bit behind the times technologically — and it may be justified. Despite new technological developments, the majority of B2B payments are still made by check, with 51 percent of payments still coming in on good old non-cash paper stock.

Report 191

Report Trends Industry Innovation 191

Bank Innovation

JUNE 29, 2016

Square Cash was launched by Square in 2013 for P2P payments. Is Citigroup going to partner with Square to offer the startup’s peer-to-peer payments service to Citi customers? That’s the implication from a recently published article in Fortune. The service is available in the U.S., and for both personal or Read More.

Payments 186

Payments Marketing Cards Innovation 186

Jeff For Banks

DECEMBER 22, 2013

and its subsidiary BofI Federal Bank aspire to be the most innovative branchless bank in the United States providing products and services superior to their competitors, branch-based or otherwise. A summary of the banks, their strategies, and links to their website are below. #1. BofI Holdings Inc. Nasdaq: BOFI) BofI Holdings Inc.

Community Bank 84

Community Bank Atlanta Community Strategy 84

PYMNTS

SEPTEMBER 13, 2019

“The banking license means a great responsibility, and it is gratifying to see that Sweden and its authorities foster innovation,” Lindahl said, adding that the mission of the bank is to “simplify people’s financial lives through technology and innovation.”. N26, which started in 2013, has a valuation of €2.38

cryptocurrency 156

cryptocurrency Fintech Innovation Operations 156

PYMNTS

APRIL 6, 2020

Philippines payments startup Voyager Innovations has closed a funding deal worth up to $120 million from existing backers, according to a Monday (April 6) statement from Voyager. Voyager Innovations runs the payments platform PayMaya Philippines. Vea, founder and chief executive officer of Voyager Innovations.

Payments 136

Payments Innovation Branding Fintech 136

PYMNTS

FEBRUARY 13, 2020

Assembly Payments shares our vision, and we are pleased to partner them based on the strength of their core technology and talented team,” said Alex Manson, head of SC Ventures — the innovation, FinTech investment and ventures arm of Standard Chartered. We identified payments as an area where we wanted to make a strategic investment.

Payments 197

Payments Fintech Tools Management 197

PYMNTS

FEBRUARY 18, 2019

The global insurance technology ( InsurTech ) market is slated to become a $1.1 billion industry by 2023, analysts have predicted, with growing analytics and artificial intelligence (AI) functionality accelerating innovation in the insurance market. In analyzing 470,000 corporate insurance claims across 206 countries, totaling $66.5

Study 191

Study Industry Operations Innovation 191

PYMNTS

AUGUST 9, 2017

It represents the development of a whole new technology, and reliability and security are just as important as speed — otherwise, this alternative payment method would be no better than the electronic payment methods that came before it. Innovators in South Korea, France, Israel and the U.K., Even Google took a crack at it.

Cards 202

Cards Security Apple Payments 202

CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. We’ve assembled a list of innovation labs from some of the most recognizable names in retail looking to disrupt their industries. Get the 54-page retail report.

Innovation 77

Innovation Retail Branding Technology 77

PYMNTS

SEPTEMBER 9, 2019

The cybersecurity world is witnessing a potentially new, dangerous threat: according to insurance firm Euler Hermes, one of its corporates fell victim to cyber fraud after attackers used sophisticated artificial intelligence (AI) technology to impersonate the firm’s chief executive officer by mimicking his voice on the phone.

Strategy 180

Strategy Security Technology Data 180

PYMNTS

MARCH 4, 2019

Australia’s Car Next Door , which was founded in 2013, provides a Turo -like car share service to connect car owners and would-be borrowers. These are just some of the ways that home sharing and car sharing sites are bringing value-added offerings to consumers and owners around the globe: . Just under 11 million — or 10.8

Innovation 116

Innovation Branding Samsung Online 116

Chris Skinner

MARCH 8, 2017

The Spectator has just written an interesting piece about this: In 2013, Graeme Hartop left his job as managing director of the banking arm of the Scottish Widows investment group. What I did think I’d do is write about how hard it is to launch a new bank, which is why we should applaud those that are succeeding in development. Or are they?

Metro 283

Metro Cards Management Groups 283

PYMNTS

NOVEMBER 19, 2019

Trying on clothes in the store can really be an experience of fashion out of context — a problem that MIT graduate Salvador Nissi Vilcovsky decided to formally take on in 2013 when he and MemoMi Co-Founder Ofer Saban launched a product that had heretofore never been seen in the market: a smart mirror.

Retail 102

Retail Innovation Training Video 102

CB Insights

JULY 19, 2017

Corporate innovation is critical for established companies looking to stay relevant in the face of disruption from up-and-coming startups. With industries being unbundled left and right ( supermarkets , banking , cars — just to name a few) more companies are opening up in-house innovation labs every day. Technology.

Innovation 74

Innovation San Francisco Technology Mobile 74

PYMNTS

DECEMBER 13, 2019

The initiatives will take advantage of Verizon’s 5G Ultra Wideband tech to not only provide innovative AR products, but content and new ways for people to communicate. Our strategy is to partner with the best brands to ensure our customers have exclusive access to cutting edge technology and services. Fashionable Looks. That’s not all.

Customer Experience 136

Customer Experience social media Video Retail 136

Bank Innovation

MARCH 7, 2016

Digital Insight, acquired by NCR in 2013, announced today that Android Fingerprint ID would be incorporated into its mobile banking app in May. This feature allows mobile banking users to authenticate with fingerprints on Android devices.

Mobile 150

Mobile National Online Security 150

CB Insights

SEPTEMBER 26, 2018

From the digitization of medical records to smart patient care platforms, technology is disrupting the healthcare industry. One solution: in-house healthcare innovation labs. We put together a list of healthcare innovation labs from new entries to the field, as well as some of the oldest — and most familiar — names in health.

Innovation 73

Innovation New York Cleveland New York City 73

PYMNTS

JUNE 2, 2020

As the number of worldwide deaths from the coronavirus nears 400,000, the crowdfunding platform OurCrowd has launched a $100 million Pandemic Innovation Fund. This worldwide crisis presents the greatest challenge yet faced by digital technology,” he wrote. “To Since its founding in 2013, OurCrowd has raised $1.4

Resources 130

Resources Innovation Capital Technology 130

PYMNTS

DECEMBER 10, 2018

Analysts at the time called this product “an historic opportunity” to bolster the merchant’s “corroding bottom lines,” and innovators rushed to build new applications to help them seize it. The REDCard has seen its growth slow appreciably since 2013, the year of the infamous Target breach. And what was the product?

Branding 184

Branding Cards Payments New Jersey 184

PYMNTS

SEPTEMBER 26, 2016

The company has opened an arm of its early-stage technology investment program in Tel Aviv and plans to pursue R&D in artificial intelligence, augmented and virtual reality and cybersecurity. This latest move by Samsung shows the race for innovation between the two rivals. Discussions on free trade and the $1.7

Samsung 100

Samsung New York Innovation California 100

PYMNTS

SEPTEMBER 25, 2018

A report by the Bank for International Settlements (BIS) found that when it comes to credit done through nascent technological platforms, boons and risks are afoot. Beyond that, volume has exploded, with $284 billion extended in 2016 compared to $11 billion in 2013.

Fintech 172

Fintech Lending United States Regulation 172

PYMNTS

JUNE 13, 2019

The new 5G mobile network technology is getting its first deployments, but that’s not the only communications game in town. A technology that tracks lost scooters people rent could play a role in the coming years in digital retail and payments, at least going by recent reports. Telco Alternative. Internet of Things.

Austin 164

Austin Maine Survey Mobile 164

PYMNTS

SEPTEMBER 27, 2019

We are excited about the role that our company plays in helping these high growth brands to innovate with subscriptions in a way that delights their customers while delivering breakout results against their competitors.”. Tony Allen, a former platform and architecture engineer, joins as chief technology officer.

San Francisco 148

San Francisco America Branding Analytics 148

PYMNTS

JANUARY 7, 2019

The GAO said it had seen — through interviews with 11 FinTech firms — loan volume grow by sevenfold, while collaborative efforts with banks continued to grow from 2013 to 2017. The bill , titled the “Financial Technology Sandbox Act,” was introduced as 2019 dawned, and will allow new financial products to be tested in the state.

Lending 150

Lending Fintech Data Wyoming 150

Bank Innovation

MAY 10, 2016

in 2013, it seemed like a distant dream, The Fed itself announced a 10-year time horizon. It looks like this faster payments thing is going to happen after all. When the Federal Reserve floated the idea of faster payments in the U.S. But over the past week, proposals have been Read More.

Payments 150

Payments Marketing Bitcoin Online 150

PYMNTS

FEBRUARY 16, 2017

And while partnerships, collaboration and internal product development have helped banks to improve their reputations for innovation among their corporate clients, a new report from Boston Consulting Group says it’s not enough. The report found some good news for the corporate banking divisions of FIs, however. ”

Survey 109

Survey Regional Innovation America 109

Bank Innovation

JULY 12, 2016

But a new report from the Wall Street Journal indicates that chargeoff rates at Lending Club are up 38% since 2013. Scandals aside, Lending Club has been doing well in the area that mattered — borrowers were paying back their loans. This is troubling because credit card default rates decreased over the Read More.

Lending 150

Lending Cards Report Online 150

Abrigo

AUGUST 6, 2019

Financial criminals are working hard, using technology and innovation to their advantage, to stay one step ahead of FinCEN and financial institutions. He further stated that we must be responsible with such innovation. billion since 2013. For BEC SARs specifically, they receive an average of 13,500 SARs per year.

System 264

System Las Vegas San Antonio San Diego 264

PYMNTS

NOVEMBER 21, 2018

SWIFT India , a joint venture between SWIFT SCRL and several banks, plans to test distributed ledger technology (DLT) in partnership with blockchain startup MonetaGo , Cointelegraph reported. The FinTech firm’s technology will reportedly work with SWIFT’s standardized financial messages, which serve the market in India.

Bitcoin 131

Bitcoin blockchain Policies Report 131

Chris Skinner

FEBRUARY 20, 2017

There’s a line in the 2013 film Her, it’s not just an operating system, it’s a consciousness. The film is about Theodore, played by Joaquin Phoenix. Theodore is a lonely writer who gets to trial a new operating system OS1, the world’s first artificially intelligent operating system.

Phoenix 251

Phoenix System Operations Examples 251

PYMNTS

FEBRUARY 24, 2016

The mobile version was launched in 2011, with the tablet version following in 2013; they were developed for corporate treasurers as a way to conduct critical business functions, like payment initiation, trade authorization, payment status monitoring and other financial matters, from anywhere via mobile device. “The

Mobile 100

Mobile Management Innovation Operations 100

CB Insights

JUNE 17, 2020

From healthcare to education to entertainment to manufacturing, technology innovators are stepping forward to help answer that question. In some cases, the technological changes inspired by Covid-19 will come in the form of an acceleration of existing trends — for example, industrial automation and contactless payments.

Industry 101

Industry Technology Online Video 101

PYMNTS

MAY 26, 2020

Checkout.com faces competition from Stripe, a San Francisco technology company that allows businesses to make and receive payments over the internet, and Adyen, a Dutch payment company that provides businesses a way to accept eCommerce, mobile and point-of-sale payments.

Payments 130

Payments San Francisco social media Regional 130