Jeff For Banks

MAY 2, 2014

The bond markets unwound the benefits of QE during 2013, so it quickly became apparent to the Fed to reduce it. nationally. Then, the Fed mishandled their message on QE early in 2013 and the markets abruptly removed its favorable impact, sending long term rates soaring over 100 basis points. Thanks for reading and Happy Spring!

Philadelphia 81

Philadelphia Marketing Pennsylvania Regional 81

CFPB Monitor

AUGUST 29, 2016

The CFPB announced that it has entered into a consent order with First National Bank of Omaha to settle charges that the bank engaged in unfair or deceptive acts or practices in connection with the marketing and sale of credit card add-on products and the billing of consumers for such products.

Cards 84

Cards Omaha Policies Compliance 84

Jeff For Banks

OCTOBER 19, 2012

He said we should use a measure of happiness like that used by the tiny Himalayan nation of Bhutan, which utilizes a Gross National Happiness index rather than a Gross National Product index for its 700,000 people. Maybe it is nationally, but Bucks County (PA) has yet to participate. in July and CoreLogic, +4.6%

National 75

National Security US Massachusetts 75

Jeff For Banks

MAY 20, 2017

Total CRE concentration criteria : Total nonowner-occupied CRE loans (including CLD loans), as defined in the 2006 guidance (“total CRE”), represent 300% or more of the institution’s total risk-based capital, and growth in total CRE lending has increased by 50 percent or more during the previous 36 months. The below two charts tell a story.

Lending 60

Lending Regulation Community Community Bank 60

Jeff For Banks

OCTOBER 27, 2013

Throughout the summer, the great bond market selloff of 2013 continued on. But give they must, negotiate they must, to avoid the unspeakable horror of a default on US debt that would destroy trust in our nation and trust in the dollar. QE3 Taper—Never Mind If you are a fixed income investor, you are still shell shocked.

Washington 75

Washington Marketing Data Regulation 75

Jeff For Banks

JANUARY 19, 2013

Housing markets have begun to improve with the national indices showing year-over-year growth of 3% to 4% recently. to its original 6.2%, translating to an extra 2% tax to be paid in 2013 for 77% of households, costing them about $110 billion more in 2013 than 2012. 4% in 2013, rather than -1.2% for the whole cliff.

Taxes 68

Taxes Philadelphia DC New Jersey 68

Jeff For Banks

JANUARY 12, 2012

Europe suffered losses on average of -6% to -17% while Japan, China, and other Asian nations saw declines of -15% to -25% on average. to 2.9% - Blue Chip Economic Indicators 2.0% - National Association of Business Economics 2.4% - Associated Press Survey of Economists 1.3% - Wall Street Journal Survey of Economists 2.3%

National 72

National Groups Survey Marketing 72

Jeff For Banks

JULY 24, 2015

60% of them voted “no” in a national referendum on July 5 th and thus rejected a deal with creditors and the likely chance to stay in the Euro. On Easter Sunday, the Large Hadron Collider of Switzerland started up again after a two year period in 2013 and 2014 for maintenance and upgrades to add twice as much speed to the machine.

Puerto Rico 60

Puerto Rico Community Bank Community Risk Management 60

FICO

JANUARY 15, 2021

Sally notes that analysis of FICO® Resilience Index data by Tom Parrent, former chief risk officer for Genworth Financial, shows that from 2010 to 2015, nearly 600,000 additional mortgages could have been originated to consumers with FICO® Scores between 680 and 699, had the FICO® Resilience Index been available to lenders at the time.

Report 59

Report Payments Cards Data 59

Fintech Labs Insights

AUGUST 22, 2024

Stratyfy: Raised $12M, decision intelligence technology gaining traction, particularly in risk management. Spring 2022 (San Francisco): Array: Credit and identity management platform, seeing increased adoption due to robust features and user-friendly interface.

San Francisco 15

San Francisco New York San Jose Tools 15

Jeff For Banks

OCTOBER 21, 2010

Well, if you are NBER, or National Bureau for Economic Research, and you wait fifteen months to declare that the recession was over in June, 2009 (its duration was 19 months), no one will care. The Collider will have planned shutdowns in 2012 and 2013 and is expected to keep running until 2030. Thanks for reading!

Taxes 60

Taxes Marketing Capital Policies 60

Gonzobanker

DECEMBER 22, 2015

We don’t know what Los Alamos National Bank’s marketing department was drinking when it designed the customized water bottle labels, but we’re giving them big points for creativity. Roboadvisor Future Advisor acquired by establishment asset management giant BlackRock for $150M. Click to enlarge. ‘It Welcome to the occupation!

Community Bank 60

Community Bank Apple Community Technology 60

CB Insights

SEPTEMBER 22, 2017

Deals to regtech startups have increased steadily (if at times slowly) over the past few years, from 83 deals in 2013 to 147 last year. Using CB Insights data, we dug into deal and funding trends to regtech startups, 2013 – 2017 YTD (9/10/17). You can see 100+ startups innovating in this area in our regtech market map.).

Compliance 46

Compliance Trends Software Capital 46

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. A Shout Out for a Gutsy Call – Scott Reckard, a reporter for the Los Angeles Times, who first wrote about Wells Fargo’s branch pressure tactics in 2013. Is it in the water? see [link] ). THE TECHNOLOGY AWARDS.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. A Shout Out for a Gutsy Call – Scott Reckard, a reporter for the Los Angeles Times, who first wrote about Wells Fargo’s branch pressure tactics in 2013. Is it in the water? see [link] ). THE TECHNOLOGY AWARDS.

Utah 60

Utah System Community Marketing 60