PYMNTS

APRIL 10, 2018

Reports in ImpactAlpha on Monday (April 9) said Peru-based Tienda Pago, which operates in Peru and Mexico, secured $7.5 The company links SMB borrowers to financing via mobile phone and has already serviced 17,000 businesses since 2013, reports said. According to Gabbay, the region struggles with late supplier payments.

Mobile 100

Mobile America Regional Marketing 100

PYMNTS

MARCH 12, 2020

Payment processors expanding their operations into new industries and markets have their work cut out for them, however. Using the large data flows that international payment processing sees can give you great local and regional and international forewarning of behaviors. Understanding The Merchant Sector.

Fraud 130

Fraud Analysis Regional Examples 130

PYMNTS

FEBRUARY 16, 2017

“Our benchmarking data confirms the hazards of clinging to traditional credit-centric revenue models and static, inflexible operating practices,” said BCG’s corporate banking segment global leader, Carsten Baumgärtner, in a statement. Baumgärtner also coauthored the report. ” Positive Developments, New Opportunities.

Survey 109

Survey Regional America Innovation 109

Abrigo

NOVEMBER 2, 2016

Banks operating in oil and gas intensive areas of the U.S. Using data from quarterly Call Reports going back to 2013, analysts compared the performance of “energy-sensitive banks” with that of similar banks that aren’t located in energy-dependent regions. Possible causes Why might that be the case?

Comparison 150

Comparison Regional Study Risk Management 150

PYMNTS

MARCH 23, 2017

Launched in 2013 by Tania Boler and Jawbone founder Alex Asseily, Elvie broke even in six months, and in 2016, it generated $1 million in revenue from direct sales alone. Elvie is currently growing its customer base by 50 percent quarter on quarter and operates in 59 countries globally. billion dollar market of new mothers.

Exercises 100

Exercises Regional America Technology 100

Abrigo

FEBRUARY 23, 2023

The local decision-making and strong relationships with customers that are hallmarks of small community banks provide leaders with fresh chances to positively affect their towns, cities, and regions while growing a healthy institution.

Community Bank 195

Community Bank Kansas City Community Lending 195

PYMNTS

OCTOBER 21, 2019

21), the latest commerce operator to be on the verge of extinction in this age of digital and mobile. though they also operate under such brands as Motherhood Maternity and Pea in the Pod stores. billion in 2013, representing a 2.10 Retail chain Destination Maternity reportedly filed for bankruptcy on Monday (Oct.

Trends 101

Trends Retail social media Online 101

PYMNTS

AUGUST 5, 2019

Expanding operations to reach customers like these requires that businesses not only offer appealing products and services, but also provide payment experiences that are both convenient for consumers and easy for the companies to manage.

Payments 115

Payments Compliance Operations System 115

PYMNTS

JUNE 27, 2019

Digital enterprises are going regional and instant payments are going national (and earlier than originally scheduled). Nubank’s $10B Regional Expansion . Founded in 2013, Nubank currently claims 8.5 But before partaking in blockchain bacchanal …. While Nubank is far from a household name in the U.S.,

blockchain 147

blockchain Payments Regional America 147

PYMNTS

MAY 30, 2019

percent until 2013. Telemedicine services like Doctor on Demand – which now operates in 50 states – connect patients with physicians, psychiatrists and mental health workers entirely across digital channels.

Innovation 163

Innovation Payments Trends Technology 163

Abrigo

OCTOBER 29, 2014

This metric surged from 2 percent as of June 30, 2013, to 4.4 Operational Risk: Lastly, the OCC mentioned an increase in operational risk, and its intent to focus on: • Significant growth areas, new products, new or expanded services and changes in strategic direction. percent as measured on June 30 of this year.

Rhode Island 236

Rhode Island District of Columbia New Jersey West Virginia 236

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). In preparation for meetings, I frequently read 10k''s. If you haven''t read a 10k, it will win no literary awards, especially for originality.

Strategy 98

Strategy Texas San Antonio Fort Worth 98

PYMNTS

MARCH 27, 2020

Vending machines have come a long way from their origins as coin-operated appliances that dispense sodas or candy. Fresh meal vending solutions provider Farmer’s Fridge launched in 2013 to meet that need, using vending machines to sell fresh and healthy food at scale. “I

Meeting 130

Meeting Milwaukee New York City Data 130

PYMNTS

FEBRUARY 6, 2018

Our first base of operations was my basement in Reston, Virginia.”. Apart from those classic loans, Rockefeller explained, StreetShares also offers receivables financing and invoice factoring for veteran -operated firms with government and commercial contracts. We were a very boot-strappy start-up,” he recalled. What’s Next.

Lending 119

Lending Virginia United States Capital 119

PYMNTS

MAY 16, 2017

TransAct recently released the latest version of their Accudate line of labeling solutions, the Accudate XL, which Ortiz spoke to in the larger context of the roles automation, integration and technology will play as back-of-house restaurant operation management catches up with what’s going on out front.

Data 103

Data Management Software Technology 103

Jeff For Banks

FEBRUARY 3, 2018

In 2013, there were 6,812 FDIC-insured financial institutions. That yielded 291 total institutions, broken down by region. Some regions are experiencing slightly elevated non-performers from the previous year. Are these anomalies due to region, competition, or business models? Positive operating leverage!

Taxes 60

Taxes Regional Industry Trends 60

CB Insights

DECEMBER 14, 2017

And the platform, operating in California and Texas, could inevitably become more convenient and affordable than car ownership. “I ” But even if Americans are slow to adopt this convenient, affordable, and personalized experience, other regions may do so out of necessity. I don’t rent a car anymore,” he disclosed. ”

San Francisco 40

San Francisco Conference Texas User Experience 40

BankUnderground

JANUARY 27, 2021

On the supply side it can create operational / business continuity issues which can damage a bank’s capacity to originate loans. This suggests that the presence of regionally diversified banking groups enhances the ability of local group members to mitigate shocks. The importance of local lenders. Conclusion.

Lending 110

Lending Study Marketing Capital 110

PYMNTS

SEPTEMBER 11, 2019

One of the first neobanks in the region, Nubank , traces its genesis back to 2013, having raised hundreds of millions of dollars to expand across several financing rounds. That license will let the challenger bank launch banking operations, regulated by both the PRA and the Financial Conduct Authority (FCA).

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

PYMNTS

JANUARY 17, 2019

Today Fairway operates 15 stores in the New York, New Jersey, Connecticut tri-state area, as well as four liquor stores. Fairway never posted a profitable quarter after going public in 2013, and interest payments on its $280 million in debt has diminished its cash resources.

Mobile 130

Mobile New York New Jersey Connecticut 130

PYMNTS

AUGUST 19, 2019

The card may take years to reach our threshold for materiality, or above $1 billion in operating profit,” noted the report. Early Warning, the network operator of Zelle, also said that in the second quarter of 2019, “$44 billion was sent through the Zelle network on 171 million transactions.”. More than 64 percent of U.S.

Apple 128

Apple Google Data Cards 128

CFPB Monitor

DECEMBER 1, 2014

Mishkin Last week, the CFPB’s Ombudsman’s Office issued its third annual report covering the Office’s activities during fiscal year 2014 (October 1, 2013 through September 30, 2014). A desire for more clarity on regulatory compliance for business planning and operations. Concern about broad examination information requests.

Report 92

Report Industry Meeting Groups 92

NCR

MAY 4, 2017

It highlighted the example of a large regional bank in the US that saw cash loan sales rise by 28 percent per month and current account sales jump by 38 percent per month thanks to stronger links between its digital and traditional channels. The Effortless Experience 2013]. An effortless customer experience creates business value.”

Strategy 83

Strategy Customer Experience Regional Retail 83

Independent Banker

MARCH 15, 2015

As advocated by ICBA, the CFPB proposed rule released in January 2013 structured the qualified mortgage with legal safe harbor protections for some loans. It also promised to provide qualified mortgage status to balloon loans originated and held in portfolio by “small creditors” operating predominantly in rural or underserved areas.

Washington 70

Washington Community Bank Community Survey 70

Independent Banker

AUGUST 31, 2021

We stood this up from zero to fully operational in two weeks,” Goldfeder says. Situated between the town’s post office and grocery store, Central Valley Community Bank is the only financial institution sustaining this mountain region outside of Fresno, Calif., Championing community banking. where it’s based today.

Community Bank 196

Community Bank Community National Fresno 196

Independent Banker

FEBRUARY 24, 2015

As advocated by ICBA, the CFPB proposed rule released in January 2013 structured the qualified mortgage with legal safe harbor protections for some loans. It also promised to provide qualified mortgage status to balloon loans originated and held in portfolio by “small creditors” operating predominantly in rural or underserved areas.

Washington 70

Washington Community Bank Community Survey 70

PYMNTS

NOVEMBER 13, 2018

percent until 2013. Telemedicine services like Doctor on Demand — which now operates in 50 states — connect patients with physicians, psychiatrists and mental health workers entirely across digital channels.

Payments 158

Payments Mobile Technology User Experience 158

PYMNTS

APRIL 4, 2018

For thredUP’s brick-and-mortar stores, the inventory is designed to match regional tastes and, when shoppers visit fitting rooms, they can turn to an iPad for recommendations. In 2013, it opened the doors of its first retail store in New York to meet customer demand for a place to try on their glasses. Pop-Up Shops.

Retail 103

Retail New York City San Francisco New York 103

Jeff For Banks

APRIL 25, 2014

In 2013 there were 246 bank and thrift merger and acquisition deals announced, the highest number since 2007 when there were 318 deals. will provide greater capital resources and operational scale that will allow us to grow as part of a larger community bank." - Loralee Hutchinson, President of Alarion Financial Services, Inc.

Community 89

Community New York Indiana Connecticut 89

PYMNTS

FEBRUARY 8, 2017

Looking at the mobile commerce ecosystem in 2013, Button began as a simple premise with far-reaching implications. “We They will be our anchors to grow all throughout the region.”. Our plans in Asia are centered around the large, rapidly growing markets in India and China, as well as the high-penetration market in Japan,” Dudas said.

San Francisco 100

San Francisco Mobile New York Fintech 100

Bankelele

AUGUST 24, 2014

Rent income went from Kshs 6 billion in 2013 to Kshs 17 million in 2014? The B737-300s exit the fleet as JamboJet gains it’s Operating Certificate and determines its own fleet requirements. The project was set up in February 2013 to implement the e-Enabling platform design recommended by Boeing for the B787 aircraft.

Taxes 48

Taxes Regional Operations Company 48

CB Insights

OCTOBER 2, 2018

Similarly, Amazon Web Services (AWS) has a contract with the US government called Secret Region to serve workloads across the full range of government data classifications, including Top Secret documents. The ability to operate on encrypted data is considered by experts to be data security’s holy grail.

Security 58

Security Data US Google 58

PYMNTS

JULY 1, 2016

In a region where mobile phone penetration grew from 92.7 According to the report, the number of startups in the city-state doubled from 24,000 to 42,000 between the years 2005 and 2013. With an estimated population of just 5.47 million, an unemployment rate of 3 percent and an adult literacy rate of about 96.54 A Knack For Mobile.

National 133

National Training Bitcoin Samsung 133

CB Insights

MARCH 6, 2019

After soaring to a multi-billion-dollar valuation behind an iconic founder, a team of prominent backers, and a promise to revolutionize blood testing, Theranos officially ceased operations in 2018. That July, it banned Holmes from owning or operating a lab for two years. The rise and fall of Theranos. Wall Street Journal.

Report 78

Report San Francisco Capital Company 78

PYMNTS

AUGUST 11, 2017

According to a report by the country’s 12 regional Federal Reserve banks, over half of all startups report difficulty in securing loans, and 81 percent report having had to dip into their personal funds to cover gaps in their corporate cash flow. And they did. Linda’s business truly grew from a kitchen table on up organically.

Lending 117

Lending Capital Online Video 117

CB Insights

FEBRUARY 13, 2020

Sigma aims to streamline business operations. The company was ultimately acquired by PayPal in 2013, and now represents a sizable chunk of its merchant business. Stripe Atlas (business incorporation tool) and Stripe Sigma (business analytics and reporting) can help simplify business operations. Virtual card issuance.

Online 98

Online Company Retail Payments 98

Fintech Labs Insights

JUNE 13, 2016

XRP offers banks access to a global payments infrastructure that increases transaction speed, certainty of settlement, and lowers the costs related to treasury operations, payment processing, liquidity and compliance. Early this year, Ripple partnered with SBI Holdings to boost interest in the ASEAN region.

San Francisco 12

San Francisco New York Regional Compliance 12