BankUnderground

APRIL 27, 2021

Since 2014 there have been significant changes in repo functioning, causing policymakers to question why these changes are happening and what it means for financial stability. We find fluctuations in repo were driven by changes in dealers’ supply in the pre-Covid period 2014–18. Our paper addresses these questions. Policy implications.

Marketing 117

Marketing Policies Regulation Analysis 117

PYMNTS

MARCH 8, 2016

Another major step in the Home Depot 2014 breach case has been settled. Based on the data released from both Home Depot and Target, that number has the Home Depot breach impacting 40 percent more cards than the 40 million from the Target breach that occurred in the final quarter of 2014. Home Depot also agreed to pay $6.5

Data 100

Data Cards Security Retail 100

PYMNTS

AUGUST 16, 2017

This week, the ride-hailing company has made arrangements to settle with the Federal Trade Commission (FTC) over allegations that it did not protect consumer privacy in a 2014 breach. The drama that wages on with Uber may be coming a halt soon — at least on one front anyway.

Data 100

Data Policies Company System 100

PYMNTS

MAY 16, 2016

The search for the Bangladesh cyberheist fraudsters has taken an interesting turn with new research indicating the involvement of the same hackers behind the 2014 hack on Sony Pictures. “The implementation of this function is very unique.

System 100

System Security Analysis Tools 100

Chris Skinner

MAY 16, 2019

The five phases of FinTech are (dates are rough guide): Disruption (2005-2014) Discussion (2014-2017) Partnership (2017-2022) Integration (2022-2027) Renewal (2027+) Phase One: Disruption (2005-2014) … The post Five phases of FinTech (2005-2027) appeared first on Chris Skinner's blog.

Fintech 420

Fintech 420

CFPB Monitor

APRIL 29, 2015

The CFPB has issued a fair lending report covering its fair lending activities during 2014. The report states that in 2014, CFPB fair lending supervisory and public enforcement actions required institutions to provide approximately $224 million in remediation. In mortgage lending, the CFPB focused on underwriting and redlining. .”

Lending 60

Lending Report Policies Compliance 60

PYMNTS

NOVEMBER 14, 2016

Nordstrom acquired the business in 2014. The concept — which first started with men’s clothing and recently expanded to women’s as well — allows customers to work with a personal stylist to choose clothing and ship it to them in a custom, tailored box.

Oregon 100

Oregon Chicago Retail Operations 100

South State Correspondent

OCTOBER 13, 2014

This annual survey published by ACSI gives bankers insight into what credit unions are doing right and wrong. Some highlights: . Credit union customers had just slightly greater satisfaction than bank customers. Mobil and online banking has the largest impact on customer experience.

Survey 150

Survey Customer Experience Mobile Online 150

American Banker

AUGUST 6, 2020

Credit card balances declined most sharply as consumers cut back their spending due to the coronavirus pandemic and associated shutdown orders, the New York Fed said Thursday. But delinquencies also fell across all debt categories, thanks to government and lender relief efforts.

New York 99

New York Cards Lending 99

CFPB Monitor

JUNE 15, 2015

The CFPB has announced that its FY 2014 service contract inventory is available for public viewing. The inventory provides information on service contracts over $25,000 funded by the CFPB in FY 2014. These obligations represented, respectively, 18.96% and 16.84% of the CFPB’s total FY 2014 obligations.

Analysis 60

Analysis Study Analytics Lending 60

Independent Banker

MARCH 18, 2015

The 2014 ICBA Community Banker of the Year Awards are sponsored by D+H. Community bankers rarely work alone but instead are members of dynamic teams of entrepreneurs and visionaries. ICBA received more than 400 total nomination entries for the Community Banker of the Year Awards from co-workers, community members, directors and retirees.

Community 70

Community Oakland Wyoming Video 70

CFPB Monitor

NOVEMBER 21, 2014

Mishkin The CFPB has issued its financial report for its 2014 fiscal year, which ended on September 30, 2014. The report indicates that the number of CFPB employees grew from 663 in FY 2011 to 1,443 in FY 2014. It states that as of September 30, 2014, the CPF had $112.8 Curiously, the report indicates that $13.38

Report 79

Report Lending Operations 79

South State Correspondent

NOVEMBER 3, 2014

The latest industry data was released over the weekend and a complete presentation is attached at the bottom of this blog post. Third quarter bank industry data shows return on equity performance was down at 8.1% for the industry and 8.2% for community banks below $25B in total assets.

Community Bank 223

Community Bank Community Industry Data 223

CFPB Monitor

JUNE 11, 2015

The Federal Trade Commission has provided its annual Financial Acts Enforcement Report to the CFPB covering the FTC’s enforcement activities in 2014 related to compliance with Regulation Z (Truth in Lending), Regulation M (Consumer Leasing), and Regulation E (Electronic Fund Transfers).

Report 60

Report Regulation Lending Compliance 60

CFPB Monitor

NOVEMBER 24, 2014

Mishkin Based on the CFPB’s Fall 2014 rulemaking agenda , proposed rules dealing with payday loans/deposit advance products, overdrafts, and debt collection are still months away.

Regulation 68

Regulation Data Management Report 68

Chris Skinner

FEBRUARY 11, 2020

Anyone who’s read this blog since 2007 or my books since 2014 will know that I have a regular rallying call: replace core systems; refresh the bank’s technology stack to an open architecture; embrace APIs, apps and analytics; deep dive on data; transform to be digital and not industrial; rethink … The post Q: Do investors believe bank digital (..)

Analytics 381

Analytics System Industry Data 381

The Paypers

NOVEMBER 26, 2020

million settlement of a multistate lawsuit stemming from a 2014 data breach that compromised the payment card data of 40 million customers. The Home Depot has reached a USD 17.5

Data 28

Data Cards Payments 28

Payments Source

OCTOBER 25, 2016

Grasping for profits and battling customer attrition, ISOs have reached a critical juncture. Pitching advances and loans can help. To get the magazine, please contact Customer Service at help@sourcemedia.com or 212-803-8500.

60

60

Bank Innovation

FEBRUARY 27, 2020

This is the first time since the company’s 2014 launch that its U.S. The point-of-sale lender announced this week it has more U.S. customers than customers in New Zealand and in Australia, where it is headquartered. customer numbers have outperformed other markets. […].

Marketing 293

Marketing US Retail Customer Experience 293

CFPB Monitor

MARCH 30, 2015

The CFPB’s Consumer Response Annual Report analyzing complaints handled in 2014 indicates that volume rose 53% from 163,700 complaints in 2013 to 250,200 in 2014. Also, while in 2013 the CFPB received the most complaints about mortgages, it received substantially more complaints in 2014 about debt collection than mortgages.

Report 60

Report Case Study Taxes Analysis 60

Bankelele

OCTOBER 3, 2014

They are now doing the same for the 2013-2014 year and with numbers in from most of the ‘major parties’ - what’s changed and what trends are there to see? As at June 2014, TNA had Kshs 29 million in the bank while both URP and Wiper had about Kshs 15 million – and ODM had 1.6

Trends 54

Trends Groups Operations 54

South State Correspondent

FEBRUARY 9, 2015

In order to give you the most current perspective on our banking industry, we have compiled the latest data and have attached a complete presentation at the bottom of this blog post. In short, we should have issued this last week on Groundhog day, as fourth quarter performance was largely similar to third quarter’s performance.

Industry 150

Industry Community Bank Community Data 150

American Banker

SEPTEMBER 24, 2024

After the bank's 2014 spinoff from Royal Bank of Scotland, its executives worked to shore up weaknesses. Now they're concentrating on how to close the gap with regional banking peers.

Company 81

Company Regional How To 81

Jeff For Banks

DECEMBER 18, 2014

For the past three years I searched for the Top 5 financial institutions in five-year total return to shareholders because I grew weary of the "get big or get out" mentality of many bankers and industry pundits.

North Dakota 87

North Dakota Arizona Minnesota Los Angeles 87

Perficient

OCTOBER 20, 2020

For this, we need to go back to 2014 and need to have a look at this 2014 web stack. Figure 2: 2014 web stack. This means the web standards or the web stack in 2014 was not powerful enough to help us create UI components. At the same time, many different frameworks came into the picture like Angular, React, and Aura.

US 364

US Maine Tools Security 364

Javelin Strategy & Research

OCTOBER 19, 2014

Figure: Consumers Purchasing Physical Goods Using a Mobile Phone 2009-2014. Consumer Confidence in Mobile Purchasing is Growing. Why should you care about the Apple Pay launch? Apple iOS users are young: 60% are under age 45. Apple iOS users are wealthy: 7% have investable assets over $1 million.

Apple 68

Apple Analysis Mobile Strategy 68

Javelin Strategy & Research

MAY 2, 2014

Stocks, IPOs, and large real estate investments are all mainstream in 2014, as startups empower a new wave of everyday consumers with investment tools. It’s no longer about having the most features; it’s about delighting consumers into enjoying a task that they used to dread. The intersection of Wall Street and Main Street is digital.

Trends 56

Trends System Mobile Maine 56

Bankelele

JANUARY 31, 2015

The 2014 annual general meeting (AGM) of Unga Ltd. shareholders took place at KICC in Nairobi on December 2 2014. The meeting started on time, and with good attendance, and the set-up was different with the ‘speaker’ (primarily the Chairperson) using a lectern as opposed to answering questions while seated.

Marketing Strategies 28

Marketing Strategies Meeting Taxes Regional 28

The Paypers

FEBRUARY 9, 2017

(The Paypers) The number of complaints against ecommerce companies has increased by more than 300% since 2014, according to the Bengaluru government from India.

Company 28

Company 28

Bank Innovation

JANUARY 12, 2018

Orlando founded FitPay in 2014. EXCLUSIVE- Michael Orlando, founder of FitPay, a provider of payment technology for wearables, has joined the speaker faculty for Bank Innovation 2018, which takes place March 5-6 in San Francisco. The company went on to be acquired by security technology company Next-ID Inc.,

San Francisco 326

San Francisco Innovation Security Technology 326

Chris Skinner

MAY 18, 2019

The five phases of FinTech are (dates are rough guide): Disruption (2005-2014) Discussion … The post The Finanser’s Week: 13th May – 19th May 2019 appeared first on Chris Skinner's blog. The main blog headlines are … Five phases of FinTech (2005-2027) Three years ago, I blogged about three phases of FinTech.

Maine 283

Maine Fintech 283

ABA Community Banking

NOVEMBER 7, 2014

SNL Report: Regulators required convincing before letting State Bank bid on Chi failure Management Financial Trends CSuite. 1Management'

Trends 75

Trends Regulation Management Report 75

Payments Source

MAY 18, 2020

The order's removal allows the Delaware company to pursue more opportunities in its payments business.

Delaware 65

Delaware Compliance Payments Company 65

Bank Innovation

FEBRUARY 27, 2020

This is the first time since the company’s 2014 launch that its U.S. The point-of-sale lender announced this week it has more U.S. customers than customers in New Zealand and in Australia, where it is headquartered. customer numbers have outperformed other markets. […].

Marketing 195

Marketing US Retail Customer Experience 195

Bank Innovation

JULY 6, 2016

Back in 2014, Stripe confirmed that it was working with Facebook on a “Buy” button for the social media giant. From Recode: Facebook first began testing a “Buy” button within the News Feed in July [2014], and payments startup Stripe has been tasked Read More. Whatever happened to the “Buy with Facebook” button?

social media 240

social media Payments Google Online 240

Bankelele

NOVEMBER 25, 2014

since August 2014. Comparing shares to last year and last quarter , the portfolio is up 7% in three months (excluding new investments), while the NSE 20 share index is up is up 0.5% The Stable. Bralirwa (Rwanda) ?. Centum (ICDCI) ?. Diamond Trust ?. Kenya Airways ?. Kenya Oil ?. Mumias Sugar. Nairobi Shares Exchange ?. Safaricom ?.

Groups 34

Groups Report Company 34

The Paypers

APRIL 25, 2018

(The Paypers) The United States Securities and Exchange Commission has fined Yahoo USD 35 million for failing to disclose a security breach that took place in 2014.

United States 28

United States Data Security 28