PYMNTS

MAY 23, 2017

This comes, Rivner explained, despite stronger authentication efforts, such as those tied to two-factor identification, which were protocols banks deployed and users knew about in the U.K. Other efforts centered on tokenization or smart card readers. Looking at 2014 to 2015, fraud showed a huge bump in the U.K., based banks.

Fraud 101

Fraud Payments Data Cards 101

PYMNTS

OCTOBER 1, 2018

Ten years after Amazon launched, it was nearing 70 million users and had just launched Amazon Prime. Ten years after Visa and Mastercard launched, they had each licensed their tech to thousands of banks that had cards in the hands of millions of consumers, who were using them to buy things at millions of merchants.

Bitcoin 214

Bitcoin blockchain cryptocurrency Innovation 214

PYMNTS

MARCH 7, 2016

In an effort to keep the user experience both simple and frictionless, Shrauger says Visa Checkout will be able to help streamline checkout based on “remembering” the preferences that consumers have saved.

Mobile 100

Mobile Online User Experience Payments 100

PYMNTS

NOVEMBER 1, 2017

million in 2014 to 59.3 DraftKings’ service, Haas explained, allows users to make payments using credit cards, PayPal or digital wallets, such as Skrill and NETELLER. The idea is to provide fantasy fans a more seamless, enjoyable user experience when using the platform, he said. and Canada.

Payments 102

Payments Regional Marketing America 102

NCR

JANUARY 15, 2018

Ever since Facebook spent $2 billion in 2014 to acquire the technology behind the Oculus Rift – a product that started life as a crowd-funded Kickstarter project – people have been waiting expectantly for it to hit the mainstream. Mastercard and Swarovski showcase VR tech.

Payments 68

Payments Branding Technology User Experience 68

Banking 2020

JANUARY 15, 2015

The 2014 Federal Reserve report identified that, for the first time, more than 50% of smartphone owners are using mobile banking. The big new feature in 2014 was Apple Pay, which had many banks scrambling to get onboard after the November launch. Additionally, we will see the first mobile-only “credit card” issued in 2015.

Retail 40

Retail Trends Millennials Mobile 40

PYMNTS

OCTOBER 24, 2016

With nearly one in four consumers trying Apple Pay this year, according to the PYMNTS Apple Pay Adoption Tracker , there’s been a steady increase in use of and interest in the mobile wallet since late 2014, when only 9 percent of those surveyed used it to make a purchase.

UX 100

UX Mobile Apple Trends 100

CB Insights

MARCH 8, 2018

customers since 2014. These startups “challenge” the traditional incumbent business model by charging customers transparent low fees, providing faster services, and delivering a better user experience through always-available digital interfaces.

Retail 78

Retail Digital Banking Fintech Regulation 78

Fintech Labs Insights

MARCH 7, 2017

Offering debit card functionality will not only drive users to the app, it will also lead to a new revenue stream from interchange fees. ” In the three years since it launched, 180,000 users have opened and funded savings accounts on the Qapital platform. The company is adding 10,000 new accounts per week.

Cards 18

Cards Millennials User Experience New York 18

CB Insights

AUGUST 21, 2018

The company stealthily acquired eyeglass video camera developer Vergence Labs at the end of 2014. To get to this integrated state, MR will rely on technologies like voice recognition and predictive AI to better observe, interpret, and respond to user behavior. leveraging voice for an immersive user experience.

Mobile 65

Mobile Google Apple Technology 65

Fintech Labs Insights

MAY 18, 2016

household billers with credit, debit, or prepaid cards. TIO acquired Chargesmart in 2014 and Jake Cunningham, VP of Consumer Payments describes the rebrand as a “natural progression” to improve the user experience across touchpoints. Since launching in 2008, Chargesmart has processed more than $1.2

User Experience 17

User Experience Branding Payments System 17

CB Insights

OCTOBER 10, 2017

These companies are making it easier to make a budget, invest, and buy stocks, as well as to get loans and credit cards. The secrets of user growth. To build a successful personal finance management tool, it’s important to understand the dynamics of user acquisition and growth. debit & credit cards. bank accounts.

Tools 78

Tools Millennials US Mobile 78

Fintech Labs Insights

MAY 25, 2017

Expensify’s solution will provide SmartScan OCR receipt scanning, next-day reimbursement, and company card reconciliation to Xero employees at all 21 of the company’s offices worldwide. Xero Head of U.S.

Management 19

Management San Francisco Software User Experience 19

Fintech Labs Insights

SEPTEMBER 17, 2015

The result is increased satisfaction, reduced confusion, and an improved user experience whereby customers always know what to expect and when to expect it. Omni-Channel to Encap means truly uniting all channels for customers: telephone, card, ATM, in-branch, online/mobile or anything else. Product Launch: 2014.

UX 12

UX Security CA User Experience 12

Fintech Labs Insights

FEBRUARY 22, 2016

Whether in service of greater security or lesser friction in e-commerce – or both – companies are busy leveraging sound and voice to improve the user experience in fintech. With SwipeSonic, consumers do not need to have credit card information on hand or wait for confirmation codes to be exchanged.

San Jose 12

San Jose Payments User Experience Online 12

William Mills

SEPTEMBER 7, 2016

With CRMnext, replacing a lost card or request a new pin is a one button process. Demo: voice conversation with Alexa, able to ask bank account balance, block cards, pay bills, send money to friends. in 3 Rounds from 4 Investors, Most Recent Funding, M Series C on December 8, 2014. Easy mobile to gift card app.

Mobile 40

Mobile Cards Fraud Data 40

Fintech Labs Insights

AUGUST 22, 2024

It was a hassle, but I’m so glad we started the “Best of Show” tradition because it became a signature part of the Finovate experience, in no small part because of the $5 Starbucks card attendees received each day for voting. And prior to 2014, the line-up was smaller and highly curated.

San Francisco 15

San Francisco New York San Jose Tools 15

Fintech Labs Insights

APRIL 14, 2016

May 2015 demo: Avoka showed Transact for Financial Services , which combines social, cloud services, and crowdsourcing into the world’s fastest credit card application. Founded: 2014. What they’ve been up to: July 2015: Won “Most Personalized Banking Experience” award from EPAM at the 2015 Citi Mobile Challenge in EMEA.

Las Vegas 12

Las Vegas San Jose Video New York 12

Celent Banking

DECEMBER 11, 2014

This is the time of the year when we begin to cast our eye back to 2014 as well as forward to 2015, and reflect on the top trends we are seeing in the market. Without a doubt, the biggest event in payments in 2014 was the launch of Apple Pay. of iPhone 6/ 6+ users have never tried Apple Pay, and only 4.6%

Apple 177

Apple User Experience Trends Retail 177

PYMNTS

APRIL 30, 2018

Additionally, LendingClub’s stock has lost 88 percent of its value since its 2014 IPO. LendingClub makes unsecured personal loans to consumers, mostly to consolidate and pay off credit card debt and more recently to refinance auto loans. All tout an easy user experience via a mobile app that helps users track and monitor spend.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

AUGUST 22, 2018

Native apps are boring and the web is not dead, said Sir Tim Berners-Lee in November of 2014, on the 25 th anniversary of the commercial web. Web apps, he posited then, create richer user experiences by connecting users with more content and inspiring more collaboration.

Payments 129

Payments User Experience Security Online 129

Fintech Labs Insights

JULY 22, 2015

It will showcase its REST API that allows technology companies to access turnkey global payout options while maintaining control of the user experience, making it easy for your users around the world to be paid. A card tokenized with Spreedly can be used multiple times against different gateways or API endpoints.

San Francisco 12

San Francisco Video Fintech Data 12

CB Insights

MAY 15, 2019

It is also looking at integrating banking solutions into wearables and how the internet of things (IoT) could improve the customer experience. Notable projects: Card Free Access is a program developed out of the lab that allows Wells Fargo Banking customers to access ATMs through a variety of methods without their cards.

Innovation 78

Innovation blockchain Technology Groups 78

CB Insights

OCTOBER 31, 2017

2014 Second Update (9/24/2014). 2014 First Update (6/3/2014). Original 50 Startup Failure Post-Mortems (1/20/2014). Background: Pearl was founded in 2014 by three ex-Apple iPod engineers, and hired dozens of other ex-Apple employees. Users May Withdraw Stored Bitcoin until July. Product: BTCJam.

Company 78

Company US San Francisco Capital 78

Fintech Labs Insights

OCTOBER 13, 2015

Stockpile , the company that provides gift cards for stock, has raised $15 million in funding. The major investment in Stockpile comes courtesy of Sequoia Capital, Mayfield, and individual investor, Ashton Kutcher, who praised Stockpile’s “drop-dead easy user experience and affordability to all.”

San Jose 12

San Jose Cards User Experience California 12

Fintech Labs Insights

MAY 29, 2015

I mean, how hard is it to swipe your card and type in a PIN at an ATM? Like Starbucks mobile order, there is a small, yet noticeable improvement in user experience. PrivatBank launched a mobile-access-only ATM at FinovateSpring in 2014 ( video here ). Privacy is improved, control is better and login is easier.

Mobile 12

Mobile ATM San Jose Video 12

Fintech Labs Insights

JULY 27, 2016

in 2014, about the company’s digital check platform. Finovate: Where did you start your career and how did you gain experience needed to found Checkbook? Using our Digital Checks obviates all of the above problems while also offering a modern user experience that people expect nowadays. type=finovate.

Compliance 12

Compliance UX Video US 12

CB Insights

OCTOBER 31, 2019

Given the number of angel and seed rounds that took place between 2014 and 2017, this lack of later-stage fundraising rounds suggests that few of those early chatbot investments were successes. Chatbots can help users keep track of their debts and liabilities. Source: CB Insights. In January 2018, Facebook closed down M.

Industry 78

Industry Examples Tools Retail 78

CB Insights

DECEMBER 14, 2017

The bed-in-a-box startup Casper launched in 2014 with five co-founders and one fundamental observation about the mattress industry: that buying a mattress is an “awful consumer experience.” In 2014, the New York Times published a 2200-word piece about the “Kafkaesque” process of trying to buy a mattress. By 2014, it hit $150M.

Video 78

Video Branding Company Strategy 78