PYMNTS

SEPTEMBER 30, 2020

The agency first proposed a special banking charter for FinTechs in 2014 that would limit pushback from the Federal Deposit Insurance Corp. That last measure aims to ensure that banks lend money and provide banking services to underserved and minority consumers. FDIC), the states and the courts.

Regulation 349

Regulation National System Industry 349

PYMNTS

JULY 27, 2018

watchdog in charge of investor oversight proposed tough new regulations regarding peer-to-peer (P2P) lending platforms, in a bid to help consumers wade through the new landscape, according to a report by Reuters. The proposed rule changes come in the wake of a 2016 study of regulations that govern the sector, which dates back to 2014.

Lending 102

Lending Regulation Fintech Study 102

PYMNTS

MARCH 14, 2016

That means the region is becoming a sweet spot for FinTech investment. billion, as measured across payment companies, Internet insurers and peer-to-peer players, and the most recent tally grew by 60 percent over 2014, Reuters reported. As a region, Asia has seen $4.5 The global investment activity in the space stood at $19.1

Fintech 100

Fintech Regional National Mobile 100

PYMNTS

OCTOBER 20, 2017

“Big banks and financial services firms were the first corporate players to make direct blockchain investments en masse — unsurprising, given how bitcoin’s underlying technology lends itself (both technically and in popular thought) to financial services,” said CB Insights in a report.

blockchain 210

blockchain cryptocurrency Bitcoin Technology 210

PYMNTS

MAY 25, 2018

We have a lot of predatory lending out here, which we want to regulate,” Geoffrey Mwau, director general of budget, fiscal and economic affairs at the country’s treasury, said on Thursday (May 24).

Regulation 101

Regulation Lending Mobile Course 101

PYMNTS

JANUARY 30, 2017

Nyca Partners, the venture capital firm focused on the FinTech market, raised $125 million for a second fund. According to a report , Hans Morris, the former Visa president turned venture capitalist, created Nyca Partners in 2014, launching a $30 million fund. Nyca Partners isn’t the only one eyeing the FinTech market.

Fintech 100

Fintech Capital Lending Innovation 100

PYMNTS

MARCH 1, 2016

The tallies are in: Innovate Finance has calculated the state of investment in FinTech for 2015, and we have the numbers. Innovate Finance released The 2015 FinTech Investment Landscape this month, a report that offers a snapshot at how investors are placing their money among financial innovators. It amounted to about $12.5

Fintech 100

Fintech Lending Capital Innovation 100

Bank Innovation

APRIL 3, 2018

based money transfer service, it launched in 2014, where customers could transfer money at lower fees. Retail giant Walmart announced today the launch of a global money transfer service called Walmart2World. The Walmart2World service is extension of its U.S.-based

Retail 250

Retail Online Innovation Lending 250

PYMNTS

JULY 22, 2016

It feels like 2014 again with the ongoing popularity of alternative lending startups. Earlier this week, reports emerged that some alternative lending and industry professionals are beginning to heighten their anxieties about incoming regulation, particularly as some ponder whether the U.S. Alternative Lending.

Lending 100

Lending Regulation Big Data Management 100

PYMNTS

JANUARY 15, 2021

Ant, spun off from Alibaba in 2014, was set to list on the Shanghai and Hong Kong stock exchanges in November until regulators stepped in and suddenly pulled the plug. . Ant and the regulators are probably going back and forth behind the scenes to fix its business,” FinTech industry consultant Richard Turrin told WSJ. .

Regulation 158

Regulation Groups Operations Lending 158

PYMNTS

JULY 1, 2019

While it gears up to apply for a digital banking license in Singapore, cross-border payments firm InstaReM is reportedly seeking lending business partners. Nanu continued per reports, “One key aspect where we have limited ability is lending and we will be looking to partner to create the lending experience in the same technology stack.”.

Digital Banking 123

Digital Banking Lending America Report 123

CB Insights

JANUARY 31, 2018

Since 2012, the top 10 US banks by total assets have participated in 81 deals to fintech startups, totaling nearly $4.1B Fintech: 2017 Year-in-Review & 2018 Trends. In the briefing we’ll highlight 2017 trends and explore what’s ahead for fintech in 2018, looking across payments, wealth management, insurance, and more.

Fintech 78

Fintech US blockchain Lending 78

PYMNTS

APRIL 2, 2018

It’s not only for consumers, though: Alternative lending firm Kabbage recently found that mobile lending is on the rise among small businesses, with a more than 360 percent increase in the number of SMB loans accessed via mobile device between April 2014 and February 2018.

blockchain 171

blockchain Lending User Experience Mobile 171

PYMNTS

SEPTEMBER 12, 2016

Alternative lending has been popular among venture capitalists, but France may not come to mind when one considers the top alt-fin markets of the world. The French alternative lending startup announced a $2.8 It marks NewAlpha’s third FinTech investment from its fund launched in Nov. Unilend may help to change that.

Lending 100

Lending Analysis Capital National 100

PYMNTS

SEPTEMBER 9, 2019

Goldman Sachs Group is giving a $100 million loan to Konfio, marking the first time the lender’s structured finance, investment and lending business has provided a credit facility to a Latin American FinTech. Launched in 2014, Konfio raised $43 million in equity and $260 million in debt. So I saw an opportunity.”.

New York 123

New York Lending Conference America 123

PYMNTS

NOVEMBER 5, 2018

Ant Financial , the Chinese FinTech giant and an affiliate of Alibaba Group , posted an earnings pre-tax loss of 2.4 It marked the third time that Ant had a quarterly loss since its unit’s result was disclosed by Alibaba in the early part of 2014. billion yuan ($353 million USD) for the quarter ending Sept. It posted 9.18

Taxes 134

Taxes Operations Lending Marketing 134

CB Insights

MARCH 27, 2019

PREPARE FOR THE FINTECH FUTURE. As investor preferences shift, download our free 106-page fintech report to see what trends to watch in 2019. Since 2014, news mentions of impact investing and ESG (environmental, social, and governance) investing have increased tenfold. GET THE 106-PAGE FINTECH TRENDS REPORT.

Millennials 77

Millennials Fintech Trends Report 77

CB Insights

NOVEMBER 6, 2019

The fintech space is gaining momentum. Last year saw a double record of $46B invested across over 2,800 deals to fintech startups — a 92% uptick in funding year-over-year. GET THE 83-PAGE q2 2019 FINTECH TRENDS REPORT. Q2’19 fintech funding topped $8.3B, boosted by a record quarter of $100M+ mega-rounds. KEY TAKEAWAYS.

United States 72

United States Fintech North Carolina Rhode Island 72

PYMNTS

JULY 19, 2017

Alternative lending has shifted from a competitor of traditional FIs to a collaborator, often lending a digital hand to banks in need of upgrading their systems to provide faster, more agile financing to SMEs. s Big Four banks, with alt lending firms and P2P lenders acting as key vessels for BBB funding. businesses.”.

Lending 138

Lending Capital Report Customer Experience 138

PYMNTS

JUNE 17, 2016

Unfortunately, “60 Minutes,” famous for investigative journalism, missed the really big story in FinTech. A few days later, one of the founding fathers of FinTech, Renaud Laplanche , was forced out of Lending Club, the peer-to-peer lender he founded in 2006, following scandals over loan disclosures and conflicts of interest.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

PYMNTS

MARCH 14, 2018

Co-founded by FinTech veteran Ricky Knox, Tandem also recently purchased Harrods Bank , which enabled the startup to achieve its goals of moving into the U.K. Founded in 2014 by Ford, London-based Pariti is a mobile app that has access to your existing bank accounts. banking market.

Management 100

Management Lending Fintech Data 100

CB Insights

JANUARY 4, 2018

UK-based lender Zopa pioneered peer-to-peer (P2P) lending in 2005, quickly followed by US contenders Prosper Marketplace and LendingClub in 2006. By December 2014, venture-backed alternative lenders OnDeck Capital and Lending Club had gone public on the NYSE. FINTECH TRENDS Q3 2017 RESEARCH BRIEFING. from investors.

Lending 45

Lending Fintech Trends Capital 45

PYMNTS

JANUARY 24, 2020

In lending, in determining whether credit is likely to be repaid by a borrower, the devil is in the details. The FICO updates tend to happen every five years — the last two were in 2014 and 2009 — and yet there’s a long tail of adoption. What if the details are the wrong ones? The Two C’s .

Lending 126

Lending System Data Capital 126

PYMNTS

DECEMBER 21, 2016

During the year, Atom launched two Fixed Saver accounts — business lending and, most recently, Digital Mortgages by Atom, a range of residential mortgage products via a panel of specialist intermediaries, Atom said in the press release. Among the 2016 highlights, Atom said the bank became the only U.K.

Lending 100

Lending Mobile Regulation Technology 100

PYMNTS

SEPTEMBER 28, 2016

Investors have cooled off to alternative lending in the U.S. Just look at the near-immediate struggle faced by Lending Club and OnDeck after their IPOs in 2014, or more recently, the knock-on effect Lending Club’s less-than-noble lending practices have had on investor confidence in other marketplace lenders.

Lending 100

Lending Regulation Capital Industry 100

PYMNTS

JULY 29, 2020

This strategic transaction, which brings together two FinTech leaders, is a great opportunity for customers, employees and shareholders of both companies,” Enova CEO David Fisher said in announcing the deal. Voce’s move came amid a big first-quarter loss and a 96 percent drop in the stock’s value since 2014.

Online 165

Online Report Fintech Strategy 165

PYMNTS

FEBRUARY 24, 2016

In a sign that small business lending may be well on its way to moving beyond the traditional conduits of big banks and other larger financial players, online platform Lendio, which helps smaller companies find access to capital, reported heady growth for 2015. The company said Wednesday (Feb. million in funding.

Lending 100

Lending Capital Company Retail 100

PYMNTS

DECEMBER 7, 2016

As has been seen previously, FinTech dominated, marking a rebound from the end of last month when traditional banking had held sway. The biggest deal in FinTech came with Wimdu, at $90 million, as the German vacation company was sold to Wyndham’s Danish arm, Novasol. million) in a Series A. “We’ve That’s the goal.

Lending 100

Lending Fintech Data Capital 100

PYMNTS

JANUARY 12, 2020

They want insurance, lending, investment opportunities and multiple products,” said Narayanan, epiFi CEO. India started building a national digital financial infrastructure when the number of Indians with bank accounts reached 53 percent in 2014, up from 35 percent in 2000. billion citizens outside the financial system. .

Google 101

Google Capital Millennials Digital Banking 101

CB Insights

DECEMBER 12, 2019

From payments to insurtech to lending, fintech companies are attracting investor attention. In 2018, startups in the space raised more than $45B , a record amount, while Q3’19 fintech funding recently clocked in with a quarterly record of nearly $9B. GET THE 88-PAGE q3 2019 FINTECH TRENDS REPORT. in late 2014.

Fintech 41

Fintech US Lending Analytics 41

PYMNTS

JUNE 24, 2016

Meanwhile, Australia and Ireland revealed their continuing support of the alternative SME lending space, even as the U.S. With new funding, ProcMart said it will continue to collaborate with FinTech and logistics companies as it looks to add financing and other services for its business customers. Alt-Lending. But the U.S.

National 100

National Trends Lending Capital 100

CFPB Monitor

FEBRUARY 13, 2017

However, like the FTC’s letters on its 2014 and 2015 ECOA activities, the letter on 2016 activities does not describe any 2016 FTC ECOA enforcement activity and only contains information about the FTC’s research and policy development efforts and educational initiatives. Fintech forum. Interagency fair lending task force.

Report 68

Report Big Data Lending Survey 68

Fintech Labs Insights

FEBRUARY 20, 2025

Welcome to 2025 all you lending technology experts! To assist your 2025 planning, review our curated list of the top lending, mortgage, and lendtech conferences for 2025. To assist your 2025 planning, review our curated list of the top lending, mortgage, and lendtech conferences for 2025.

Conference 15

Conference Las Vegas San Diego Lending 15

Fintech Labs Insights

MARCH 28, 2025

These are the largest events in the financial services industry geared towards banking technologists, program managers, marketers, developers and C-Suite execs at both legacy financial institutions and upstart banktech and fintech firms. Event details are current at the time of publication, but always check event websites for the latest.

Las Vegas 12

Las Vegas Conference Lending Nashville 12

PYMNTS

JUNE 14, 2018

“Many groups that were granted licenses in the first application round in Massachusetts in 2014 are still not open today, largely due to the inability to find the $4 million to $6 million minimum needed for a large-scale, vertically integrated cannabis operation,” the publication wrote.

Massachusetts 108

Massachusetts Industry Resources Operations 108

Jessica Ellerm

JULY 17, 2016

In March 2014 the Australian Parliament rubber stamped new Credit reporting & Privacy Laws that enabled Credit Providers (CPs) and Credit Reporting Bureaus (CRBs) to commence voluntary Comprehensive Credit Reporting (CCR). SoFi is one such fintech lender. Ratesetter is one fintech lender who has put its money where its data is.

Fintech 40

Fintech Report Lending Data 40

Abrigo

NOVEMBER 29, 2021

Financial institutions generate most of their income by lending and investment activities. million customers over "deceptive" overdraft enrollment practices between 2014 and 2018, Banking Dive noted in a recent article about growth in overdraft fees. Types of Noninterest Income. An important source of revenue.

Community Bank 195

Community Bank Community FDIC Trends 195