Bank Innovation

MAY 1, 2016

Robinhood: On Target Launched in December 2014, Robinhood is a zero-fee stock trading app that quickly gained popularity among financially ambitious millennials. Robinhood was paid the enormous compliment of having “cracked the millennial code” by none other than Jay Sidhu, CEO of Customers Bank and founder of BankMobile.

Millennials 240

Millennials social media Operations Cards 240

PYMNTS

SEPTEMBER 10, 2018

Long before innovators began talking about the power of ecosystems to transform commerce, scientists spent centuries studying them under microscopes in their labs. Decomposer for innovator large or small, established or emerging. One of those is Uber Eats , which launched in 2014. An Ecosystem By Any Other Name.

Innovation 146

Innovation Cards Payments San Francisco 146

PYMNTS

OCTOBER 16, 2020

Jess Turner, Mastercard’s executive vice president for North America Products and Innovation, tells PYMNTS the venture is just one part of the firm’s push to help gig workers get benefits. Stride launched the world’s first “portable benefits platform” in 2014 — a product that has since helped more than 1.5 The tie-up will give U.S.

America 291

America Innovation Customer Experience Industry 291

Perficient

JULY 11, 2022

Here are critical facts to know about some of the most popular BNPL service platforms: Afterpay: Afterpay was founded in Australia in 2014 but was acquired by fintech Square earlier this year. When deciding whether to use a BNPL service for a purchase, it is essential to read the fine print. According to Kristen E.

Fintech 474

Fintech Trends Apple South Dakota 474

PYMNTS

DECEMBER 11, 2020

Sheryl Sandberg, chief operations officer of Facebook, is pushing back against two antitrust lawsuits filed against the social media giant, CNBC reported on Friday (Dec. The lawsuits filed this week could break up Facebook’s ownership of Instagram, acquired in 2012, and WhatsApp, snapped up in 2014.

social media 205

social media Digital Banking Groups Innovation 205

Jeff For Banks

DECEMBER 18, 2014

Open Bank (OTCQB: OPBK) Open Bank commenced operations in 2005 as First Standard Bank in the Koreatown section of Los Angeles. and its subsidiary BofI Federal Bank aspire to be the most innovative branchless bank in the United States providing products and services superior to their competitors, branch-based or otherwise.

North Dakota 90

North Dakota Arizona Minnesota Los Angeles 90

PYMNTS

JUNE 21, 2016

The effort provides innovative early-stage startups with access to an immersive six-month program where they receive guidance and support from MasterCard on scaling their operations and entering new markets and industries. “It’s not a random set of companies.

Innovation 103

Innovation Groups Operations blockchain 103

PYMNTS

OCTOBER 12, 2016

David Lauren — son of company founder and namesake Ralph Lauren — will be promoted to the newly created position of chief innovation officer, according to a recent filing with the SEC. percent from the $780 million it brought in in 2014. His most recent post has been as executive vice president of marketing and communications.

North Carolina 100

North Carolina Innovation Report Operations 100

Bank Innovation

MAY 15, 2018

It was was acquired by Madrid-based BBVA for $117 million in 2014 as the megabank sought to […]. Josh Reich, CEO of the digital bank Simple, announced yesterday that he was stepping down from his role after 10 years. Simple was started (as BankSimple) one year into the credit crisis as an alternative to the big banks.

Digital Banking 207

Digital Banking Operations Online Mobile 207

Bank Innovation

APRIL 7, 2017

The company, acquired by Bankrate in 2014, rolled out its FI-facing app […]. But while major FIs have the resources and tools in place for helping customers manage and monitor credit, smaller players often lack that crucial infrastructure. In comes Wallaby Financial.

Resources 207

Resources Tools Management Company 207

PYMNTS

NOVEMBER 8, 2017

Dozens of countries already have real-time payments programs in operation, with several more under development, as identified by financial services technology provider FIS in its latest Flavors of Fast report. In the three years since FIS began this annual report, the number of real-time payments programs more than doubled, researchers noted.

Innovation 101

Innovation Payments System Operations 101

PYMNTS

DECEMBER 18, 2019

Caribou’s current rewards system is quite different from what was offered when it debuted in 2014, Larson said. Another innovation Caribou implemented post-release was targeted recommendations. Bringing In-store Operations Up To Date. How Caribou modernized its rewards system.

Mobile 130

Mobile Innovation System Security 130

PYMNTS

AUGUST 12, 2020

Mastercard Accelerate works with FinTechs “through all stages of growth and transformation — market entry, expansion, product development, diversification and innovation,” the firm said. Mastercard is thrilled to partner with some of the world’s most innovative startups to transform the future of commerce.”.

Fintech 163

Fintech Innovation cryptocurrency blockchain 163

PYMNTS

NOVEMBER 7, 2019

The acquisition aims to help McDonald’s improve order-taking operations in its drive-thru facilities by implementing voice-recognition technology to help customers navigate increasingly complex quick-service restaurant (QSR) menus. But recent changes have sparked even more interest and innovation from commerce operators.

Retail 103

Retail Innovation Mobile Google 103

PYMNTS

DECEMBER 14, 2020

The company said its robotaxi is capable of driving up to 75 miles per hour and can operate continuously for up to 16 hours on a single charge. Levinson added that the company will continue “to look for new, innovative ways to protect our riders and others on the road.”. For its part, the U.S.

California 160

California Regulation Operations Innovation 160

Bobsguide

MARCH 14, 2022

Profile Software , the leading financial solutions provider, announced today the selection of Axia by Cirdan Capital, a financial technology company in the UK founded in 2014, that specialises in the issuance of structured investment products, to complete the proprietary technology of its platform.

Capital 78

Capital Operations Fintech Software 78

PYMNTS

MARCH 25, 2020

Dan is a highly regarded leader and accomplished executive with operational expertise and over two decades of deep experience in the FinTech space. He is also an innovator who has spearheaded, built and operated two publicly-traded payments companies,” said Jacobs. 31, 2019 showed an increase in total operating revenues of $249.3

Fintech 139

Fintech Operations Innovation Company 139

PYMNTS

JULY 27, 2018

The company claims the firms are using its 2002 patent for a hands-free, voice operated, remote-control transmitter, according to a report from CultofMac.com. According to a report in AppleInsider , Advanced Voice claims that Apple has been aware of the original technology at least since 2014, when it was cited in a patent application.

Apple 100

Apple Operations Samsung California 100

PYMNTS

APRIL 27, 2018

A 2014 study by Northwestern University’s Kellogg School of Management found that’s the case, revealing evidence to support that seven-second rule of thumb. Interestingly, the 20 percent middle-of-the-road innovators had a kiosk implementation rate of just 25 percent, according to PYMNTS’ report.

Innovation 105

Innovation Study Google Survey 105

PYMNTS

MARCH 24, 2016

Coupled with internal factors — like pressures from CFOs to reduce operating costs — the CPO today is facing monumental challenges but also the opportunity to rise as a strategic part of the overall enterprise, Umbenhauer explained. The difference in investment of new technologies between 2014 and 2015 was also significant.

Innovation 100

Innovation Marketing Digital Strategies social media 100

PYMNTS

OCTOBER 8, 2019

Cotten didn’t file personal tax returns for 2014, 2015 or 2017 and his 2016 return didn’t report any income from Quadriga, and Robertson’s tax returns from 2015 and 2016 showed income of less than C$60,000 a year, while in 2017 there was income of less than C$5,000 — but none of it from Quadriga.

Bitcoin 181

Bitcoin Taxes Innovation cryptocurrency 181

CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. We’ve assembled a list of innovation labs from some of the most recognizable names in retail looking to disrupt their industries. Get the 54-page retail report.

Innovation 77

Innovation Retail Branding Technology 77

PYMNTS

JANUARY 27, 2020

The recently released Mobile Order-Ahead Tracker , a Kount and PYMNTS collaboration, digs deep into how the consumer experience and consumer engagement are guiding the pizza chain’s newest efforts to innovate in the QSR space. First, a few broad points — data that helps define the context in which Domino’s is operating and innovating.

Mobile 173

Mobile Innovation Analysis Course 173

PYMNTS

FEBRUARY 8, 2019

According to the publication, KPMG’s Small Business Accounting (SBA) service, which launched in 2014, will be closed in the U.K. ” The company added that the closure is part of KPMG’s efforts to refocus on core operations in the U.K., SBA operations. will remain unaffected. .” will remain unaffected.

Taxes 134

Taxes Operations America Tools 134

PYMNTS

SEPTEMBER 18, 2020

The first was that American mobile-wallet providers pretty much avoided it, starting with Apple eschewing QR codes in 2014 in favor of the higher-tech (and more secure) NFC technology. consumers could have learned to pay with QR codes, but the technology hit two major roadblocks. Second, U.S. It's completely unstructured,” he noted.

Apple 292

Apple Jacksonville Study Mobile 292

PYMNTS

APRIL 29, 2020

Many physical bank branches have temporarily closed or reduced service hours to better safeguard their employees and spare themselves the costs of operating branches now that consumers are staying home. Brazil-based, digital-only FI Nubank has had to tackle such issues since it launched in 2014. A recent survey of 1,000 U.S.

Digital Banking 263

Digital Banking Cards Trends Online 263

PYMNTS

JANUARY 11, 2019

That was established in 2014 by that same court, and enables residents of the EU to ask search engines to remove links containing their personal information. That might not mean much to companies that are not based in the EU but, because of their global operations, must conform to the General Data Protection Regulation, or GDPR.

Google 191

Google Regulation Course California 191

Abrigo

JUNE 10, 2020

The former Chief Operational Risk Officer was fined for insufficient action on AML program deficiencies and staffing issues. FinCEN encourages technological innovations to help fight money laundering, but technology must be used properly,” the regulator said in a news release announcing the fine against LaFontaine.

Resources 195

Resources Regulation Compliance Policies 195

PYMNTS

JANUARY 27, 2020

Fraudsters’ attempts to access systems and steal valuable information are becoming more innovative, and research suggests they are also increasingly successful. The same report found that the total cost of a data breach had risen 12 percent since 2014. Businesses have good reason to be concerned about data breaches.

Fraud 249

Fraud Policies Security Resources 249

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. As of 2014, the mobile phone penetration rate in Singapore was 148 percent. Singapore’s GDP was roughly $407 billion in 2015. With an estimated population of just 5.47 A Knack For Mobile.

National 133

National Training Bitcoin Samsung 133

PYMNTS

NOVEMBER 23, 2020

While technological advancements have revolutionized many aspects of operations, payroll and expense management are not [among] them. This approach can be compelling for employers that need to quickly solve problems to grow their workforces and operations worldwide.”. based organizations, 41.2 percent compensated workers in just one.

System 165

System Management Tools Cards 165

CB Insights

JULY 19, 2017

Corporate innovation is critical for established companies looking to stay relevant in the face of disruption from up-and-coming startups. With industries being unbundled left and right ( supermarkets , banking , cars — just to name a few) more companies are opening up in-house innovation labs every day. Innovation Lab Name: HP Labs.

Innovation 74

Innovation San Francisco Technology Georgia 74

PYMNTS

OCTOBER 8, 2018

B2B payments innovators and Warren Buffet have something in common: They are both obsessed with rails. In 2014, the last time data was publicly reported , U.S. Today, a host of innovators are making B2B payments rails sexy again too. Topic Two: Banks — sure, they’re boring as all get out, but they are innovating.

Payments 192

Payments Innovation Regulation San Francisco 192

PYMNTS

MAY 6, 2019

Faster, faster, faster — that’s the motto driving so much of payments innovation today. Nanu started putting together a global remittance firm for consumers and businesses in 2014. InstaReM was then founded as a four-person operation in a single Singapore office.

Cards 202

Cards Payments Regional Operations 202

CB Insights

MAY 9, 2019

Today, it seems like every large corporation has its own “ innovation lab.”. Few are more critical of the model than startup entrepreneurs and VCs, who argue that corporate innovation labs are mostly innovation theater. Get the Best of corporate innovation. Get the Best of corporate innovation. Waymo (Google X).

Innovation 76

Innovation Apple Google System 76

PYMNTS

JANUARY 27, 2020

The recently released Mobile Order-Ahead Tracker , a Kount and PYMNTS collaboration, digs deep into how the consumer experience and consumer engagement are guiding the pizza chain’s newest efforts to innovate in the QSR space. First, a few broad points — data that helps define the context in which Domino’s is operating and innovating.

US 141

US Mobile Innovation Analysis 141

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. And since iPhone users skew more to the affluent, it also denied those innovators the opportunity to monetize their spend. 23-25, 2020.

Apple 227

Apple Study Innovation Survey 227