PYMNTS

SEPTEMBER 3, 2019

Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Sometimes those innovations disrupted old models and players; other times they made them better and more efficient. The Invisible Innovators .

Innovation 223

Innovation Payments Branding Cards 223

Perficient

FEBRUARY 18, 2021

Perficient takes pride in our global delivery capabilities that empower companies to adapt and innovate with agility. Perficient has aggressively grown our global delivery capabilities, increasing headcount by more than 30% annually since 2014.

Industry 332

Industry America Software Branding 332

Bank Innovation

AUGUST 23, 2017

billion, is China’s largest private investment conglomerate, has confirmed that it has invested “tens of millions of yuan,” or multi-millions of US dollars, into a Shanghai-based startup responsible for a local blockchain technology platform. This company, known as Onchain, was founded in Shanghai in 2014. In addition […].

Groups 281

Groups blockchain US Technology 281

PYMNTS

JANUARY 29, 2020

And in restaurant innovation, Domino ’s has become a leader in mobile and digital technology as it blazes its own path in the quick-service restaurant (QSR) world. 2014: The year Domino’s launched its AI-enabled chatbot as a voice-activated app. All this, Today in Data.

social media 130

social media Technology Video Mobile 130

PYMNTS

MAY 27, 2020

Amazon is in talks to buy self-driving car startup Zoox in a move that would advance the eCommerce giant’s reach in autonomous vehicle technology, according to a Tuesday (May 26) report in the Wall Street Journal (WSJ), citing sources familiar with the matter. Amazon has established a team devoted to driverless vehicle technology.

Las Vegas 245

Las Vegas San Francisco Technology Innovation 245

Bank Innovation

APRIL 4, 2017

WhatsApp–which was acquired by Facebook in 2014 for $22 billion–has 1.2 Facebook-owned messaging app WhatsApp is beginning its trek into payments, using the UPI system to enable the feature in India. 200 […].

System 311

System Payments Online Innovation 311

PYMNTS

FEBRUARY 4, 2019

. “While their contribution has grown at a slower rate than that of large businesses, small businesses continue to be at the forefront of driving innovation, jobs and economic growth.” ” However, as SMBs drive innovation for the U.S. Forty-four percent of U.S. trillion in 2015, the report said.

Technology 130

Technology Analytics Survey Community 130

PYMNTS

JUNE 26, 2020

billion to acquire Zoox , the Foster City, California self-driving technology company, the Financial Times (FT) reported. . Still, some analysts say the deal is more about Amazon’s mission to fold autonomous technology into its delivery network. Founded in 2014, it was valued at $3.2 billion four years later. “We

California 259

California Course Technology Report 259

PYMNTS

MAY 29, 2019

According to the Making Instant Pay Global Playbook , public utility companies are innovating their payment methods to include online and mobile options to meet consumer demand and stay competitive. When the company entered Nigeria in 2014, smartphone penetration was only at 10 percent. Today, we have to rethink that.”.

Innovation 145

Innovation Mobile Company Payments 145

PYMNTS

DECEMBER 21, 2020

Apple is advancing its self-driving car project, according to a Reuters report, and will look at debuting a new product by 2024 that could also come with new battery technology. Project Titan, the Apple automotive effort, has been working on a self-driving vehicle sporadically since 2014, working from scratch.

Apple 332

Apple Resources Survey Report 332

PYMNTS

SEPTEMBER 30, 2020

Co-signed by the American Bankers Association, Bank Policy Institute, Independent Community Bankers of America and The Clearing House, the letter argues that banks and non-bank technology firms are both already embracing innovation in customer service offerings. FDIC), the states and the courts.

Regulation 349

Regulation National System Industry 349

PYMNTS

NOVEMBER 17, 2019

Sterling Bancorp announced that it has launched its new Innovation Finance Group , and has tapped veteran technology bankers John Hoesley and Josh Roberts to lead it. Before joining Sterling, Hoesley was at CIBC Bank USA with Josh Roberts, where the two established the Innovation Banking group in 2014.

Groups 116

Groups Innovation Capital Leadership 116

PYMNTS

MARCH 25, 2020

Wine Insiders , in one case, has combined edgy technology and innovations, and supplemented traditional marketing channels with digital advertising. 2014: The year that DRINKS , which was Wine Insiders’ chief competitor, acquired the company. All this, Today in Data.

Innovation 108

Innovation Data Regulation Retail 108

PYMNTS

NOVEMBER 29, 2019

You may have missed our coverage of a few of the retail innovators that are summed up below, arranged in no particular order, or perhaps you’ll want to revisit them anew. It was hard to pick up any article about retail and not end up reading an obituary for a mall in 2014. Catching Counterfeits With Layers Of Technology.

Retail 151

Retail Innovation Online Meeting 151

PYMNTS

AUGUST 14, 2020

The firm previously said the dual China listings back its goal to accelerate digitization of the country’s service industry and fuel domestic demand, while positioning the firm to create global markets with partners and grow investment in innovation as well as technology.

Groups 262

Groups Security Report Regulation 262

Bank Innovation

SEPTEMBER 4, 2018

Fintech startups, particularly neobanks, have long suffered from having great technology, but few customers using it. Simple and Moven had more innovative offerings than traditional peers, but that didn't translate to more customers or more revenue. What was BBVA paying for when it bought Simple for $117 million in 2014?

Fintech 150

Fintech Company Innovation Technology 150

Chris Skinner

JUNE 30, 2016

he defined as the emergence of peer-to-peer lenders and new payments companies between 2010 and 2014. I was piqued by Victor Matarranz’s [SEVP Head of Group Strategy and Chairman’s Office, Banco Santander] presentation at MoneyConf last week, mainly because he began by talking about Fintech 1.0 versus Fintech 2.0. Fintech 1.0

Fintech 292

Fintech Maine Strategy Groups 292

PYMNTS

DECEMBER 6, 2017

In short, customers want innovation, but restaurants, largely, aren’t giving it to them. The Index’s inaugural edition explores why companies in the $230 billion QSR space struggle to innovate, and how they can change that reputation. According to PYMNTS research, most brands in the QSR space are losing the innovation race.

Innovation 120

Innovation Study St. Louis Google 120

Bank Innovation

MAY 1, 2016

Robinhood: On Target Launched in December 2014, Robinhood is a zero-fee stock trading app that quickly gained popularity among financially ambitious millennials. Robinhood was paid the enormous compliment of having “cracked the millennial code” by none other than Jay Sidhu, CEO of Customers Bank and founder of BankMobile.

Millennials 240

Millennials social media Operations Cards 240

PYMNTS

SEPTEMBER 10, 2018

Long before innovators began talking about the power of ecosystems to transform commerce, scientists spent centuries studying them under microscopes in their labs. Decomposer for innovator large or small, established or emerging. One of those is Uber Eats , which launched in 2014. An Ecosystem By Any Other Name.

Innovation 146

Innovation Cards Payments San Francisco 146

Celent Banking

OCTOBER 6, 2014

We usually talk about how hard it is for the financial industry to innovate at the right pace, and doing the right bets. I will be moderating a panel on Digital transformation in financial services next October 16th, 2014 at Next Bank Americas. Banking Events Retail Banking banking digital innovation' Hope to see you there!

Conference 176

Conference America Innovation Industry 176

PYMNTS

OCTOBER 16, 2020

Jess Turner, Mastercard’s executive vice president for North America Products and Innovation, tells PYMNTS the venture is just one part of the firm’s push to help gig workers get benefits. Stride launched the world’s first “portable benefits platform” in 2014 — a product that has since helped more than 1.5 The tie-up will give U.S. [To]

America 291

America Innovation Customer Experience Industry 291

Chris Skinner

JUNE 16, 2017

Ethereum raised money with an ICO in 2014. Unlike an initial public offering (IPO), acquisition of the tokens does not grant ownership in the company developing the new cryptocurrency. And unlike an IPO, there is little or no government regulation of an ICO. “The first ICO was for Mastercoin in 2013. ICOs are now extremely popular.

cryptocurrency 408

cryptocurrency Bitcoin Community Regulation 408

PYMNTS

JUNE 1, 2020

It is not the technology itself that is important, however, but the strategy behind it. The second] is the added security because obviously, as a bank, security is paramount, and [third], it allows for new technologies to be deployed rapidly.”. It is imperative to examine how newer technologies can play into customer satisfaction.

Innovation 132

Innovation Strategy Innovation Strategies Security 132

PYMNTS

APRIL 27, 2018

Achieving those mission-critical seconds has never had more options, with the QSR industry in the midst of enjoying a boom in new technologies that promise to reduce wait times while boosting food quality and customer service. Recently, most restaurants are turning to in-store kiosks. An earlier version was opened at an MIT cafeteria.

Innovation 105

Innovation Study Google Survey 105

PYMNTS

SEPTEMBER 28, 2017

Instead, the majority actually said accounting software was the most important innovation in their industry. More than 63 percent said they were motivated to upgrade their technology to embrace automation to better serve their clients. Cloud technology is critical to this initiative, Right Networks found. Embracing The Cloud.

Trends 108

Trends Innovation Survey Software 108

PYMNTS

SEPTEMBER 18, 2020

Often written off as a technological solution in desperate search of an actual problem, the QR code fell by the wayside development-wise. consumers could have learned to pay with QR codes, but the technology hit two major roadblocks. Second, U.S. consumer interest in adopting mobile payments had been pretty consistently low.

Apple 292

Apple Jacksonville Study Mobile 292

PYMNTS

NOVEMBER 7, 2019

Retail technology is undergoing big changes in the restaurant world, and that includes the drive-thru. Some brands like McDonald’s are turning to voice recognition technology to keep orders moving. Some brands like McDonald’s are turning to voice recognition technology to keep orders moving. Role of Cameras.

Retail 103

Retail Innovation Mobile Google 103

PYMNTS

DECEMBER 14, 2018

By some accounts , more than 90 percent of existing data was created after 2014. More Data, More Innovation. financial services sector as consumers embrace digital technology for the banking and retail industry. Adoption of digital payment technologies is poised to grow significantly among U.K. billion per week in 2014.

Payments 180

Payments Regulation Data Security 180

PYMNTS

AUGUST 16, 2019

These transactions reached $144 billion in value in 2014 and could hit $240 billion by 2024. Private-sector firms may be hesitant to adopt such a system, because they have limited budgets and there are potentially more compelling technologies in which they would like to invest. innovations. and Australia’s NPP.

Payments 204

Payments System Fintech Innovation 204

Bank Innovation

APRIL 7, 2017

The company, acquired by Bankrate in 2014, rolled out its FI-facing app […]. But while major FIs have the resources and tools in place for helping customers manage and monitor credit, smaller players often lack that crucial infrastructure. In comes Wallaby Financial.

Resources 207

Resources Tools Management Company 207

PYMNTS

OCTOBER 8, 2019

Cotten didn’t file personal tax returns for 2014, 2015 or 2017 and his 2016 return didn’t report any income from Quadriga, and Robertson’s tax returns from 2015 and 2016 showed income of less than C$60,000 a year, while in 2017 there was income of less than C$5,000 — but none of it from Quadriga.

Bitcoin 181

Bitcoin Taxes Innovation cryptocurrency 181

PYMNTS

AUGUST 12, 2020

Mastercard is expanding its Accelerate financial technology (FinTech) portfolio and is adding 11 companies to its Start Path startup engagement program, according to a Wednesday (Aug. Mastercard is thrilled to partner with some of the world’s most innovative startups to transform the future of commerce.”. 12) announcement.

Fintech 163

Fintech Innovation cryptocurrency blockchain 163

PYMNTS

NOVEMBER 18, 2018

Late last month Visa made a strategic minority investment in Conductor , a digital payments processing technology platform in Brazil. In a press release, Visa said the investment will go to help Conductor expand its products and to accelerate innovation in payments.

Regulation 173

Regulation Payments Meeting Strategy 173

PYMNTS

DECEMBER 14, 2020

“Building a vehicle from the ground up has given us the opportunity to reimagine passenger safety,” said Jesse Levinson, Zoox chief technology officer and co-founder. Levinson added that the company will continue “to look for new, innovative ways to protect our riders and others on the road.”. For its part, the U.S.

California 160

California Regulation Operations Innovation 160

Perficient

JULY 11, 2022

Here are critical facts to know about some of the most popular BNPL service platforms: Afterpay: Afterpay was founded in Australia in 2014 but was acquired by fintech Square earlier this year. When deciding whether to use a BNPL service for a purchase, it is essential to read the fine print. According to Kristen E.

Fintech 474

Fintech Trends Apple South Dakota 474

Bank Innovation

DECEMBER 6, 2016

The question is whether these vendors will use some of those profits to transform themselves or let nimble startups with modern technology and new business models eat their lunch. Two years ago, in December 2014, we took a look at Read More. Traditional Fintech is so boring – and so profitable.

Fintech 150

Fintech Technology 150