South State Correspondent

DECEMBER 9, 2014

2015 is poised to be a critical time for banks. Changing interest rates, credit spreads and industry economics add up to an environment where boards can really make a difference in a bank’s future. Here are five areas that are often overlooked, but are conversations critical to have in the name of good corporate governance: .

Industry 249

Industry 249

South State Correspondent

JUNE 9, 2015

In 2015, we sit in the middle of an ideal story that can be told about banking that goes along the lines of record credit quality for new origination, the highest barriers to entry the industry has ever seen, higher interest rates, better bank regulatory supervision and enhanced risk management.

Capital 150

Capital Risk Management Industry Management 150

CFPB Monitor

MARCH 7, 2023

As previously reported , in June 2021 the CFPB announced that it would conduct a voluntary review of the significant amendments to the Home Mortgage Disclosure Act (HMDA) rule adopted in October 2015, most of which became effective in January 2018.

Report 78

Report Data 78

Bank Innovation

MARCH 9, 2016

deal sizes in 2015, a new report from KPMG and CB Insights shows. Global fintech funding skyrocketed in 2014 and 2015, but tapered off in the fourth quarter of 2015, with the implication that 2016 won’t be so sweet, according to the report. Asian fintech deal sizes dwarfed U.S. But yesterday’s Ant Read More.

Fintech 150

Fintech Report Capital blockchain 150

Accenture

AUGUST 12, 2015

On 29 December 2014, seated by a brightly burning fire at home, I penned 20 predictions for the Payments industry for 2015. So, half way through the year, how are the predictions faring? At this stage, I can report interesting. Read more.

Payments 150

Payments Industry Report 150

Abrigo

DECEMBER 3, 2015

While the FASB’s CECL model has garnered much of the industry’s attention as of late, several other topics within credit, stress testing and the ALLL were of interest to banks and credit unions in 2015. Below are the top 10 highest-attended webinars of 2015, with links to view the complimentary recordings.

Risk Management 150

Risk Management Taxes How To Management 150

Abrigo

DECEMBER 31, 2014

In the same way, once busy season begins, you’ll have precious little time to consider whether your accounting firm has made the right moves to build client relationships and grow in 2015. Instead, you’ll be feverishly working to meet imminent deadlines and to survive the grueling work schedule. Blog Accountant'

Meeting 207

Meeting Strategy Examples Industry 207

CFPB Monitor

OCTOBER 8, 2020

The CFPB also rescinded its Compliance Bulletin 2015-05, RESPA Compliance and Marketing Services Agreements. As previously reported , Bulletin 2015-05 is a good example of the adage “Be careful what you ask for, you may get it.” With regard to gifts, consistent with an informal position taken by the CFPB, and also by the U.S.

Marketing 148

Marketing Regulation Analysis Compliance 148

PYMNTS

JANUARY 31, 2018

and South Korea clamp down on cryptocurrencies, and investors question the stability of digital coins, bitcoin may see its worst monthly decline in value since January 2015. That figure is approaching bitcoin’s approximately 30 percent dip from January 2015, the biggest monthly decline to date. As regulators in the U.S.

Bitcoin 109

Bitcoin cryptocurrency Dallas Taxes 109

CFPB Monitor

SEPTEMBER 22, 2021

As a result, according to the district court, the TCPA could not provide a basis for federal jurisdiction for alleged TCPA robocall violations arising before the exception was severed.

United States 78

United States System 78

Abrigo

NOVEMBER 21, 2014

Several statements, including statements from the chairman of the FASB, alluded to a release date of Q3 or Q4 in 2014; however, in a September Board Meeting, the FASB decided to defer release of the new guidance to the first half of 2015. youtube:UMytSO-ksGs].

Community Bank 223

Community Bank Analysis Community Video 223

TheGuardian

MAY 3, 2021

Lenders including Barclays and HSBC provided services and loans worth £21.9bn in 2019 British banks’ financial support for companies involved in the coal industry has risen since the 2015 Paris agreement, despite their pledges to wind down financing for a sector seen as a significant obstacle to tackling global heating.

Industry 98

Industry Groups Data Company 98

Abrigo

FEBRUARY 5, 2015

The IBM Institute for Business Value released its 2015 report, “ The paradox of Banking ”, which analyzes the existing market and makes predictions about how the landscape will evolve, what will make banks succeed or fail and how institutions can use the market trends to their advantage.

Compliance 150

Compliance Software Community Bank Policies 150

Abrigo

JANUARY 27, 2015

Following three successful years in Nashville, Tennessee, the 2015 Risk Management Summit heads to a new city this September. Registration for the 2015 Risk Management Summit will open on February 16, 2015; however, bankers can sign up now to be notified once additional information is released. Blog Bank Credit Union'

Risk Management 150

Risk Management Chicago Management Michigan 150

Abrigo

AUGUST 28, 2015

The 2015 Risk Management Summit is less than a month away. To help institutions prepare, the 2015 Summit will feature sessions dedicated to the new model , including a panel discussion, “The Latest on the FASB’s CECL Model and How to Prepare,” featuring experts from KPMG, Grant Thornton, CliftonLarsonAllen and Sageworks.

Risk Management 150

Risk Management Management Chicago Michigan 150

PYMNTS

APRIL 13, 2016

While the data shows that there were 429 million total reported identities exposed in 2015, a 23 percent increase from the year prior, Symantec explained that the number is likely much higher because companies are still withholding information about how much damage data breaches result in. According to Wired U.K. , million total.

Comparison 100

Comparison Data Report Online 100

Payments Dive

NOVEMBER 8, 2023

The bank, between 2015 and 2021, denied certain credit card products to applicants with surnames ending in “ian” and “yan,” suffixes that Citi employees associated with Armenian national origin, the CFPB said.

National 396

National Cards 396

Payments Dive

SEPTEMBER 5, 2023

Chris Comparato, who has been CEO since 2015, told the restaurant payments company’s board on Friday that he’ll exit his leadership posts on Jan.

Leadership 418

Leadership Payments Company 418

Abrigo

JANUARY 1, 2015

And, as is the case with every year’s end, the media has speculated on what could make headlines in 2015. With regulatory changes being a top concern of many bankers, moving to this management organization model may make a lot of sense for many financial institutions in 2015. Blog Bank'

Management 150

Management Compliance Regulation Data 150

CFPB Monitor

JUNE 14, 2021

In connection with the release of its latest semi-annual regulatory agenda , the CFPB announced that it will assess the October 2015 significant amendments to Regulation C under the Home Mortgage Disclosure Act (HMDA), and that it will not pursue other HMDA rulemakings.

Data 78

Data Regulation Report 78

Abrigo

DECEMBER 8, 2015

Looking back at 2015, the Sageworks valuation team hosted and attended webinars across a variety of topics from marketing a practice to finding the bias in a valuation. Each of the webinars listed below is available on demand to watch at no cost. In this article, we highlight some of our favorite webinars from the year.

social media 150

social media Leadership Meeting Resources 150

PYMNTS

MAY 31, 2016

Last week, the FBI published a report confirming the fact – the data noting that, in 2015, ransomware attacks left businesses and individuals feeling the burn of more than $1.6 In the “2015 Internet Crime Report,” Randall C. million in losses.

Washington 100

Washington Report Security Industry 100

PYMNTS

JUNE 1, 2018

Between 2015 and 2017, the amount of lending to small businesses by the five leading online lending providers increased 50 percent, according to a new report from NDP Analytics, a Washington, D.C.-based billion in 2015. based economic research firm. Collectively, the amount of those loans reached $3.9 billion in 2017 from $2.6

Lending 103

Lending Online Community Washington 103

PYMNTS

NOVEMBER 28, 2016

airspace since summer 2015. The FAA published rules in early 2015 that cut back on the use of autonomous drones and drones operated by an onboard camera for commercial use. Amazon has been in contact with the CAA since 2014 and has been testing drones in U.K. in summer of 2016.

Operations 100

Operations Technology Regulation Retail 100

Abrigo

NOVEMBER 20, 2014

In preparing for the allowance for loan and lease losses (ALLL) calculation in 2015, bankers have a lot on their plates. If anything, regulatory bodies will be focusing even more on the allowance calculation in 2015 as institutions switch from an incurred loss model to an expected loss model.

Analysis 223

Analysis Trends Examples Data 223

Abrigo

JANUARY 5, 2015

Bank Director recently sought feedback from over 200 senior executives and directors at banks nationwide through their 2015 Bank M&A Survey , sponsored by Crowe Horwath LLP. Despite the confidence among survey respondents, banks will continue to propose M&A deals moving into 2015.

Survey 150

Survey Capital Marketing Maine 150

Banking 2020

DECEMBER 17, 2014

As 2014 comes to an end, we’ve been reviewing the trends, articles and news that kept us talking this past year and started thinking about what will come in 2015. So, to find out what we may be able to expect from 2015, we looked to our readers and collaborators to see what they think next year has in store.

Digital Banking 111

Digital Banking Trends US Regulation 111

Abrigo

DECEMBER 30, 2014

In 2015, accountants should be focusing on technology, consulting services and marketing strategies for their firm, among other trends outlined here. Download this infographic to find out what 2015 may hold for accounting firms and, most importantly, learn how your business can prepare and get (and stay) ahead of the competition.

Trends 191

Trends Leadership Marketing Strategies Strategy 191

CFPB Monitor

SEPTEMBER 15, 2020

With regard to the CFPA, the Complaint alleges that Defendants: (1) committed deceptive acts and practices; (2) committed unfair acts and practices; (3) violated the 2015 consent order; and (4) violated the FDCPA. failed to process payments by accepted means so as to avoid the assessment of fees to consumers.

California 138

California Capital Groups Management 138

PYMNTS

OCTOBER 27, 2016

percent in 2015, outpacing the growing global card volume. 20.6% | The growth percentage of global fraud in 2015. According to The Nilson Report stated, this means that for every $100 in volume, 6.97 cents was fraudulent. The number doesn’t come at too much of a surprise considering fraud itself grew by 20.6 market accounted for.

Fraud 100

Fraud Data Cards Report 100

Abrigo

JANUARY 5, 2016

Read the most popular business valuation articles published by Sageworks in 2015. Did you miss them? Visit the Valuation Blog to read the latest. Most common challenges facing business valuation professionals. The process of valuing a business combines both art and science and can be arduous.

social media 150

social media Capital Video Meeting 150

Payments Dive

FEBRUARY 23, 2016

The Emerging Markets Payment Index is intended to be used by digital media companies, web and game developers for benchmarking their revenue in markets with high smartphone growth and low credit card penetration.

Marketing 150

Marketing Payments Cards Company 150

CFPB Monitor

APRIL 5, 2016

The CFPB’s Consumer Response Annual Report analyzing complaints handled in 2015 indicates that volume rose 8% from 250,700 complaints in 2014 to 271,600 in 2015. The report provides data on the most common types of complaints for each product, the handling of complaints, and median monetary relief.

Report 60

Report Regulation Cards Payments 60

CFPB Monitor

MAY 3, 2016

The CFPB has issued a report covering its fair lending activities during 2015. The report states that in 2015, CFPB fair lending supervisory and public enforcement actions required institutions to provide approximately $108 million in remediation. It also notes that in 2015, the CFPB referred 8 matters to the Department of Justice.

Lending 60

Lending Report Compliance Data 60

CFPB Monitor

NOVEMBER 18, 2015

The CFPB has issued its financial report for its 2015 fiscal year, which ended on September 30, 2015. The report indicates that the number of CFPB employees grew from 1,443 in FY 2014 to 1,529 in FY 2015. It states that as of September 30, 2015, the CPF had $136.6 This percentage was the same as of the end of FY 2014.)

Report 60

Report Lending Software Operations 60

Abrigo

JANUARY 13, 2015

Enhanced data security measures aren’t the only new rules being considered by the NCUA in 2015. The investigation will review if the NCUA has appropriate measures in place to protect sensitive information.

Lending 150

Lending Regulation Data How To 150

PYMNTS

APRIL 25, 2016

Twenty years later we still see double-digit growth rates, including 20% in 2015. “Internet advertising was a disruptive innovation when the industry was formed,” says David Silverman, partner, PwC US. Three key disruptive trends — mobile, social, and programmatic — continue to fuel this exceptional rate of growth.”. percent to $ 10.9

Mobile 100

Mobile social media Google Online 100