Bank Innovation

MARCH 9, 2016

deal sizes in 2015, a new report from KPMG and CB Insights shows. Global fintech funding skyrocketed in 2014 and 2015, but tapered off in the fourth quarter of 2015, with the implication that 2016 won’t be so sweet, according to the report. Asian fintech deal sizes dwarfed U.S. But yesterday’s Ant Read More.

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Abrigo

DECEMBER 15, 2016

In the 2015 Growth Strategy Survey by Bank Director , the most commonly cited areas for growth were Commercial Real Estate Lending, C&I loans, SBA loans, and Construction loans. To learn more about opportunities in small business lending, download the whitepaper Tapping Growth Opportunities in the Business Loan Portfolio.

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Abrigo

AUGUST 20, 2015

According to recent data from the Agricultural Finance Databook , non-real estate farm loan volumes continued to rise in the second quarter of 2015, increasing by five percent over the second quarter of 2014. This growth continues the trend from the first quarter of 2015 , which saw an increase of eight percent year over year.

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Abrigo

SEPTEMBER 15, 2015

Credit unions are on the rise, as indicated by the NCUA in the second quarter of 2015. Last week the NCUA reported that the total number of credit union members had surpassed the 101 million mark, and overall lending was up as of the close of Q2. Total lending at federally-insured credit unions reached $745.2 billion, up 3.9

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Gonzobanker

AUGUST 11, 2020

It was into this world that the much celebrated digital lending fintech OnDeck recently sold to Enova for $90 million, a virtual fire sale at way under 1X OnDeck’s revenue. They primarily support – don’t compete with – federally insured bank lending. or 26X revenue but quickly doubled in the market. mortgage market.

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Abrigo

JANUARY 13, 2015

Enhanced data security measures aren’t the only new rules being considered by the NCUA in 2015. Credit unions can learn more about member business lending risk by accessing this complimentary whitepaper: Mitigating Top Member Business Lending Risks. Mark McWatters , NCUA Board Member. Blog Bank Credit Union'

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South State Correspondent

AUGUST 10, 2015

In a somewhat rare occurrence, lending got safer, yet loan pricing on new production improved. Here is our quarterly report on banking industry trends and insights ( HERE ). In a nutshell, banking improved by most measures as the average bank became more profitable. For the industry, the average return on equity (ROE) increased from 8.1%

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PYMNTS

AUGUST 15, 2019

He added that jumping into more traditional lending “can get us a good way to profitability, if not even all the way.”. The eBank joins smaller rival Starling Bank on the lending front, becoming the second online bank in the U.K. App-based Monzo has more than 2 million users but over £85 million in losses since its 2015 launch.

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PYMNTS

JULY 25, 2018

The report also highlighted how eBay is working with PayPal rivals, Square and Apple Pay, following its split from PayPal in 2015. eBay’s entrance into small business lending follows the company’s recent push into B2B services. Amazon rolled out small business lending services in several markets in 2015.

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PYMNTS

AUGUST 16, 2019

Reports said the watchdog is focusing on the Chinese bank’s corporate lending operations, with unnamed sources telling the FT that the probe will include a look into HNA and Zhonghong Zhuoya and their borrowing activities with the bank.

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Lending Regulation Operations Analysis 148

Abrigo

FEBRUARY 16, 2016

Financial institutions considering lending to nonprofits may want to be aware of these recent financial trends, as well as some of the ways lending to these organizations might differ from lending to for-profit businesses. Here are two mistakes to avoid when lending to nonprofits , according to the firm: 1.

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South State Correspondent

NOVEMBER 19, 2014

This issue is compounded by the fact that these very banks mostly have loan growth for 2015 exceeding GDP (3%) which would indicate faster than expected expansion and indicates higher than expected rates.'

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Abrigo

SEPTEMBER 16, 2015

Member business lending (MBL) has been a hot topic in the financial services community this summer, particularly as the industry awaits finalization of the NCUA’s rule changes. More than 78 percent of credit unions with more than $100 million in total assets offered MBL to their members for the same period of 2015.

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Abrigo

JUNE 2, 2015

Overall auto lending at credit unions is up more than 30 percent in recent years, a positive sign that CUs remain competitive in an evolving banking landscape. In a recent article from Credit Union Times , 71 million consumers had an auto loan in the first quarter of 2015, the most since the recession and an increase of 1.2

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Abrigo

FEBRUARY 24, 2015

economy is looking promising for 2015. And just as in mortgage lending , credit unions are seeing a bigger piece of the consumer loan pie. credit union auto lending portfolios are faring. Across the country used vehicle loans nearly doubled their new counterparts by lending volume. in January, a jump of 0.5

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PYMNTS

JANUARY 4, 2019

economy is showing further signs as lending to consumers in the country increased at the slowest pace in close to four years. Reuters , citing the Bank of England data, reported the growth rate for unsecured consumer lending increased 7.1 It marks the slowest growth rate since March 2015, noted the report.

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Lending Report Data Regulation 122

Chris Skinner

JUNE 22, 2017

Right now, they are the most mature peer-to-peer lender in the world – they were the first – and provide a significant amount of UK lending. For example, in February 2016 Zopa blogged: Zopa lent £530 million in 2015, and has now lent over £1.2 It is also doubling year-on-year. billion in total. billion to UK consumers.

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BankUnderground

APRIL 3, 2025

On balance, the literature is critical of loan forbearance in the corporate sector because of its potential to contribute to zombification a situation where bank lending keeps unproductive firms alive, resulting in lower aggregate total factor productivity.

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Abrigo

SEPTEMBER 10, 2015

As credit unions await the finalization of the National Credit Union Administration’s (NCUA) proposed changes to rules for business lending, they may do well to remember Spider-Man’s creed that “With great power comes great responsibility.” The comment period for the NCUA’s proposed member-business lending rule closed Aug.

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PYMNTS

DECEMBER 10, 2018

B2B payments startup Razorpay announced the launch of Razorpay Capital, a lending marketplace offering both short-term working capital loans and long-term business loans. We always thought we can make lending a lot easier than what it is today. We always thought we can make lending a lot easier than what it is today.

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PYMNTS

APRIL 3, 2018

Lending FinTech GreenSky has confidentially filed paperwork for an initial public offering (IPO). In fact, since 2015, just six U.S.-listed While private investors have been generous in financing lending startups, IPOs have been scarce in recent years because of rising defaults among borrowers, as well as increased competition.

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PYMNTS

FEBRUARY 23, 2020

The operation will likely include savings and lending products, and it comes just two years after U.S. Since leaving that role in 2015, he has worked in other capacities for JPMorgan, chairing its international business between 2016 and 2019. bank Goldman Sachs launched a digital bank called Marcus in the U.K.

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Digital Banking Lending Regulation Operations 255

PYMNTS

OCTOBER 16, 2020

The People’s Bank of China (PBOC) set the terms for commercial banks to seek bankruptcy, while outlining actions for lenders to follow as they aim to leave the market or reorganize through its first changes to the law as of 2015. The changes also put forward a process for banks to assuage risks.

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Regulation Lending National Marketing 280

PYMNTS

JUNE 29, 2018

As Amazon presses further into China to compete with rivals like Alibaba , a job posting on the Amazon website may have just revealed plans for the eCommerce conglomerate to extend its small business lending program into the country. Amazon first began lending to small businesses in 2015, beginning with the U.S., Japan and U.K.

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Lending Operations Cards Report 109

PYMNTS

DECEMBER 11, 2019

Qwil, which is based in San Francisco, said it was going to use the funding to expand, and hire new employees, while increasing the breadth of the people and businesses it lends to. CEO Johnny Reinsch co-founded the company in 2015.

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PYMNTS

DECEMBER 10, 2016

Two years ago today, Lending Club was ringing the bell on an IPO that one early investor called “a no-brainer.”. Lending Club’s model does not need bank branches on each street corner, and it can turn around in minutes and hours, not days. “I So what went so right for LendingClub two years ago today at its IPO — and then so wrong?

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Lending Compliance Capital Marketing 100

PYMNTS

JUNE 6, 2018

Alternative lending platform BlueVine has announced its latest investment to the tune of $60 million. A press release issued by the company said Menlo Ventures led the Series E equity funding round for BlueVine, which also saw backing from SVB Capital and other investors.

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PYMNTS

OCTOBER 16, 2018

OnDeck Capital has created a unit that will provide technology and services for banks lending to small businesses over the internet. Reuters , citing the company, reported the new company will be called ODX and will expand its business, in which it provides lending software to banks.

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PYMNTS

DECEMBER 11, 2019

Qwil, which is based in San Francisco, said it was going to use the funding to expand, and hire new employees, while increasing the breadth of the people and businesses it lends to. CEO Johnny Reinsch co-founded the company in 2015.

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BankInovation

APRIL 22, 2022

QuadFi, founded in 2015, uses artificial intelligence (AI), machine learning, and data analytics to provide lending solutions to customers with thin or non-existent credit. Canadian digital lender QuadFi has raised $100 million in debt financing, the fintech announced Wednesday.

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PYMNTS

JUNE 10, 2019

The Financial Stability Board says Basel III rules have not led to a squeeze of the small business bank lending market, according to reports on Friday (June 7). The FSB announced Friday the findings of its analysis of Basel III regulations on the small business lending space.

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Lending Capital Regulation Survey 100

Abrigo

JANUARY 6, 2016

According to Q3 2015 data released by Glatt Consulting , the overall strength of the credit union industry is up 2.92 The Q3 2015 score, however, is a slight decrease from the Q2 2015 score of 2.631. The Q3 2015 score, however, is a slight decrease from the Q2 2015 score of 2.631.

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South State Correspondent

AUGUST 1, 2016

This past December, the regulatory community telegraphed their intentions of focusing bank examinations on commercial real estate (CRE) concentrations in 2016: “During 2016, supervisors from the banking agencies will continue to pay particular attention to potential risks associated with CRE lending” (SR 15 17 , Dec 2015).

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Abrigo

MAY 11, 2015

50 percent below the long-run average) have not been observed since 1983 and, in the four years prior to 2015, incomes were extraordinarily high. “Although [farm] incomes have dropped substantially from recent highs, they were not yet expected to fall below the average of the past 40 years,” the report said. “In

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Gonzobanker

DECEMBER 4, 2019

Q2’s acquisition follows many years of paced, organic growth in consumer and business digital banking and a string of acquisitions including digital deposit origination specialist Gro Solutions and loan/lease origination system provider Cloud Lending. Lending is a great area of a bank for analytics to grow from naturally. Meridianlink.

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Bank Innovation

MAY 1, 2017

first was Yirendai in 2015), China Rapid Finance is confident its new listing on the New York Stock Exchange will lead to growth. As only the second Chinese online lender to go public in the U.S.

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South State Correspondent

NOVEMBER 9, 2016

Starting in 2015, all US banks that lend on “high volatility commercial real estate” (HVCRE) are required to hold more capital against such loans. Back in June of 2013, the FDIC, OCC, and Federal Reserve jointly approved rules intended to implement new international banking standards.

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