PYMNTS

OCTOBER 16, 2020

As it aims to bolster methods of market exit and risk disposal for institutions that loan money, the central bank of China introduced a draft of updates to legislation applicable to commercial banks, Reuters reported. They’ve been asked to support the economy at the expense of their own operational strength.” .

Regulation 280

Regulation Lending National Marketing 280

PYMNTS

JULY 25, 2019

Banks need to keep this requirement top of mind as they compete against other FIs in newer markets, however. It is thus imperative that those seeking to expand into new markets adjust their fraud protection strategies to better fit local customer needs. Bringing a global fraud approach to a new local market. operations.

Fraud 164

Fraud Marketing US Resources 164

Chris Skinner

JUNE 22, 2017

After my blog yesterday, about banks having to move from being control freaks in a proprietary operation building everything to becoming collaborative partners in an open marketplace curating everything, I was asked: “how do you make money out of curation?” It is also doubling year-on-year. billion in total. billion to UK consumers.

Lending 228

Lending Examples Marketing Retail 228

PYMNTS

SEPTEMBER 27, 2020

The Financial Times (FT) reported the evidence of the losses can be seen in the commercial mortgage-backed securities (CMBS) market from appraisals. Hotels have been especially hard hit as travel has diminished amid COVID-19 shutdowns, with many operators reporting single-digit occupancy rates. Commercial properties in the U.S.

Los Angeles 303

Los Angeles Houston US Data 303

PYMNTS

NOVEMBER 20, 2020

Perry, and new fund Bramalea Partners, launched by Andrew Boyd, former head of global equity capital markets at Fidelity Investments. Along with growing revenue, Loadsmart, in turn, said it has managed to keep a lid on operational expenses, which it says it has kept at 2019 levels. “As Chromo Capital co-led the deal.

Capital 253

Capital Online Industry Strategy 253

PYMNTS

JANUARY 24, 2021

Operators of U.S. private businesses reported that 2021 is off to a good start overall, but signs of inflation are on the rise, and the jobs market outlook is somewhat gloomy, according to a press release from research firm IHS Markit. Chris Williamson , chief business economist at IHS Market, said in the release: “U.S.

US 255

US Survey Trends Marketing 255

PYMNTS

JANUARY 11, 2021

Revolut was granted a European Union banking license in Lithuania in December 2018 and has begun operations in central Europe. The FinTech also has a credit offer in two European markets with expectations of launching additional markets across Europe this year. billion valuation.

cryptocurrency 216

cryptocurrency Leadership Bitcoin Fintech 216

BankUnderground

JANUARY 21, 2021

But how much competition in insurance markets is there? We find competition generally works well in UK life and non-life insurance markets, despite increases in life market concentration over the past 25 years. However, competition regulators have found practices in specific markets that harm consumers.

Marketing 116

Marketing Analysis Policies Regulation 116

PYMNTS

JULY 2, 2019

is Amazon’s next market for Business Prime after rolling out the service in the U.S., That same year, Amazon hit the one million Amazon Business membership mark after launching its B2B operations in 2015. Ahead of Prime Day this year, Amazon is introducing Business Prime in the U.K., according to reports on Monday (July 1).

Marketing 108

Marketing Analytics Compliance Management 108

PYMNTS

AUGUST 16, 2019

15) that Hong Kong authorities have reportedly opened an investigation into Chinese banks operating in the city. But since the beginning of the 2015 spending spree, many of these heavily-indebted conglomerates have sold off billions of dollars in assets.

Lending 148

Lending Regulation Operations Analysis 148

PYMNTS

FEBRUARY 17, 2020

The Berlin-based digital bank said it would not be able to operate in the country anymore in the wake of Brexit, as it will no longer have a license to do business there. N26 is one among a new breed of branchless banks, looking to gain favor with consumers through a parade of slick marketing and eye-catching slogans.

Comparison 231

Comparison Digital Banking Branding Report 231

BankUnderground

FEBRUARY 5, 2021

Emerging markets (EMs) have become more exposed to the global financial cycle in recent years. Negative liquidity shocks on the other hand constitute a tightening of financial conditions, reducing lending and real investment ( Bruno and Shin (2015) and Avdjiev et al (2018) ). Aakriti Mathur and Shekhar Hari Kumar.

Marketing 134

Marketing Policies Study Tools 134

PYMNTS

OCTOBER 8, 2019

Together, Bitfinex and Tether manipulated a market that, by design, is supposed to be decentralized,” states the lawsuit. And the Swiss National Bank (SNB) and the Bank for International Settlements (BIS) announced that they have signed an operational agreement on the BIS Innovation Hub Centre in Switzerland.

Bitcoin 181

Bitcoin Taxes Innovation cryptocurrency 181

PYMNTS

JANUARY 7, 2021

As president of AppHarvest, Lee will be in charge of developing strategy and working on managing operations, leading sales, marketing and finance functions as the company continues to grow. Lee said in the release that the company offers a “unique solution to building a more resilient and responsible food system.”. “I

Kentucky 159

Kentucky Operations National Company 159

PYMNTS

DECEMBER 28, 2016

The once pure play eCommerce business will open 12 new physical locations next year, adding to the 18 existing Fabletics locations that began launching in the Fall of 2015. Less is more,” Dustin Netral, SVP of operations for Fabletics, said in a press release.

San Diego 190

San Diego San Jose San Francisco Indianapolis 190

PYMNTS

JUNE 26, 2020

That vision appeared to be coming to fruition with Albertsons’ 2015 purchase of rival chain Safeway for $9.2 Along with Safeway, the Albertsons portfolio includes Vons, Pavilions, Randalls, Tom Thumb, Carrs, Sav-On, Jewel-Osco, Acme, Shaw’s, Star Market, United Supermarkets, Market Street, Amigos and United Express.

Idaho 224

Idaho New York Online Capital 224

PYMNTS

JANUARY 21, 2019

Alipay’s latest expansion — this time, to Luxembourg — shows not only the increasing reach of the China-based mobile payments ecosystem, but also stands as the latest example of companies in payments and FinTech gaining licenses to operate in Europe. Reuters noted that the bank, which launched in 2015, isn’t profitable. Monzo , a U.K.-based,

Trends 185

Trends Payments Fintech Mobile 185

PYMNTS

DECEMBER 23, 2020

As reported by CNBC , the suit hinges on the contention that the crypto — the third largest as measured in terms of market value before a double-digit percentage slide in its value to 34 cents — is a security, not a currency, and thus is regulated by the SEC. “We billion to fund Ripple’s operations and enrich Larsen and Garlinghouse.”

cryptocurrency 234

cryptocurrency Security Bitcoin Regulation 234

CFPB Monitor

AUGUST 13, 2020

The NCCF was established by the Consumer Credit Protection Act of 1968) to study consumer credit markets and recommend improvements in consumer credit regulations. The article begins with a discussion of a 1972 report issued by the National Commission on Consumer Finance (NCCF). A $594 loan required a 103.54 A $594 loan required a 103.54

Study 148

Study Survey National Analysis 148

PYMNTS

OCTOBER 7, 2016

This investment round of $17 million enabled Financeit to fund the recently announced acquisition of TD Bank Group’s indirect home improvement financing assets, which included the purchase of more than 800 merchant dealer agreements and the transition of a number of former TD relationship managers and operational staff.

Capital 155

Capital Innovation America Mobile 155

PYMNTS

OCTOBER 3, 2016

Singapore firm WB21 Pte is taking its operations from its head office in London to Berlin and is citing Britain’s decision to leave the EU as the clincher in its decision to relocate, according to The Wall Street Journal. WB21 is a payments solutions provider and launched in 2015. Companies operating in the U.K.

Operations 161

Operations Maine Company Fintech 161

PYMNTS

AUGUST 18, 2019

The New York State Department of Financial Services (DFS) announced that it has granted a charter under New York Banking Law to Bakkt Trust to operate as a limited liability trust company. This is the first virtual currency trust company application approved under Superintendent of Financial Services Linda A. Lacewell. “As

Bitcoin 165

Bitcoin New York United States Leadership 165

PYMNTS

MARCH 26, 2019

In 2015, news outlets ran articles about the “ gold mine ” of venture capital investments in the alternative finance sector. But there is evidence that investors’ appetite for alternative lending startups is on the wane, even as overall FinTech funding continues to climb — and as the success of the alternative lending market grows, too.

Lending 190

Lending Capital Fintech Security 190

PYMNTS

NOVEMBER 27, 2018

Climbing interest rates are taking their toll on the number of consumers in the market for new home mortgages. percent, according to Freddie Mac – the biggest weekly decline since January 2015. The Incredible Shrinking Non-Bank Mortgage Lending Market. Mortgage applications for new homes are down 25 percent year over year.

Marketing 116

Marketing Dallas Lending Conference 116

Bank Innovation

APRIL 4, 2016

Western Union is among the world leaders in the market, moving $75 billion in 2015, some 15% of total consumer remittances. Its main business, cross-border peer-to-peer payments, faces significant threat of disruption, and rightly so — these payments can be expensive, slow, and far from transparent. But Read More.

Maine 150

Maine Payments Marketing Operations 150

PYMNTS

SEPTEMBER 20, 2019

By 2022, 10,000 of the new carbon-neutral vehicles will be reportedly operating. And, by 2030, all 100,000 would reportedly be operating. Amazon entered Germany in 2015, and it is now its second-biggest market.

America 166

America Retail Operations Report 166

PYMNTS

DECEMBER 11, 2019

Lacewell said the new rules are the first steps in the revision of New York’s BitLicense to better meet the numerous changes in the industry since 2015. One change is that any coins the regulator approves for listing in New York can be listed by any exchange that operates in the state, as long as they provide notice to DFS.

New York 132

New York Regulation cryptocurrency Meeting 132

PYMNTS

JULY 25, 2018

The report also highlighted how eBay is working with PayPal rivals, Square and Apple Pay, following its split from PayPal in 2015. In 2016, eBay launched its B2B platform, Business Supply , though it has mostly continued to focus on its B2C commerce operations.

Lending 134

Lending Capital Apple Operations 134

PYMNTS

NOVEMBER 25, 2019

German bank N26 is partnering with financial software firm Eurobase International for its treasury management operations, BobsGuide reported on Monday (Nov. Headquartered in Berlin, N26 will use the Eurobase Siena platform to support its treasury management operations throughout most of the Eurozone, U.K., Switzerland and the U.S.

Management 142

Management User Experience Software Operations 142

PYMNTS

FEBRUARY 28, 2019

Co-founder and CEO Pravin Agarwala of BetterPlace asserted that more than 60,000 workers have been onboarded since its 2015 launch, and more than 1,000 large employers are using the service. Airbnb on Payments, User Friction and Security Challenges in a Global Market. Read these and the rest of the latest headlines in the Tracker.

Payments 183

Payments User Experience Training Case Study 183

PYMNTS

APRIL 26, 2019

percent, which represents its slowest expansion since Q1 2015. billion internationally, as well as a domestic operating income of $2.29 billion and an international operating loss of $90 million. Analysts had been looking for a domestic operating income of $1.52 billion and an international operating loss of $605 million.

Operations 154

Operations America Marketing Report 154

PYMNTS

DECEMBER 13, 2019

The company has integrated its proprietary P2P lending platform, Robo.cash, with the company’s Singapore arm, Robocash Pte, which launched in 2015 to help support the Robocash Group’s Southeast Asia operations. Around the world, the market reached a $54 billion value, compared to $9 billion in 2014. billion two years later.

Lending 130

Lending Regional Groups Marketing 130

PYMNTS

MARCH 4, 2020

It also aims to enable banks, mobile money operators and other providers to connect with one another at a low cost. TerraPay was launched in 2015. Our investment should allow the company to further expand and scale its operations.”.

Fintech 168

Fintech Mobile Regional Management 168

PYMNTS

MAY 3, 2020

A lawsuit against Uber alleges that the company engaged in deceitful practices to drive its competitor Sidecar Technologies out of business in 2015, according to Reuters. The lawsuit alleges that Uber began offering low fares for passengers and better incentives for drivers to bust into the market.

San Francisco 174

San Francisco US Innovation Regulation 174

PYMNTS

OCTOBER 2, 2017

Since opening their first store in Palo Alto, California, in 2015, b8ta has aimed to offer just such an experience: the ability to snap up tech products that might otherwise be hard to find — and buy anyplace but online. Sometimes the product takes 18 months to get to market, or never ships.”.

Technology 168

Technology Retail Branding Innovation 168

PYMNTS

APRIL 24, 2019

Pérez-Tasso joined SWIFT in 1995, and in 2015 was appointed as chief executive for the Americas and U.K. As chief executive, he worked with SWIFT’s engagement model to deepen its relationship with global transaction banks, and also delivered business development results in high growth markets, the company said.

Leadership 169

Leadership Regional America Community 169

Perficient

MAY 27, 2022

Since 2014, New York has only allowed crypto companies to operate in the state if they obtain a BitLicense, and even then, licensed companies are limited in the types of digital assets they can sell. For instance, Coinbase can only offer about half the coins available on its platform to New York customers. dollars.

cryptocurrency 332

cryptocurrency Regulation Management Bitcoin 332