PYMNTS

FEBRUARY 29, 2016

Just because businesses are interested and willing to adopt payments innovations doesn’t mean it’s going to happen. They really hadn’t been very innovative around that franchise for a long time.”. Of course, the actual end user — the business — plays perhaps the biggest role in determining whether a market like the U.S.

Innovation 100

Innovation Fintech Tools Technology 100

PYMNTS

JULY 22, 2020

From a shopper’s perspective, the experience is simpler: They download the app to watch a show based on a seller’s invitation or open the app to browse shows by category. Currently, there are 10 categories; Li hopes to expand to 20 or 25 as the user base expands.

Retail 212

Retail New York City Mobile User Experience 212

Insights on Business

APRIL 6, 2017

As Jim Marous notes in his article, Top 10 Retail Banking Trends and Predictions for 2017 , “APIs were not even listed as a 2016 trend, but was #4 in 2017.”. They want a user experience that is designed, simple, easy to use, and innovative.

Las Vegas 194

Las Vegas Fintech User Experience Trends 194

PYMNTS

OCTOBER 1, 2018

The innovation touted 10 years ago, that has garnered billions of dollars of venture capital (VC) funding, hasn’t turned out to be the “internet of money” as advertised. In those pieces, I acknowledged bitcoin as an interesting, even fascinating, innovation. Innovation By Any Other Name. It isn’t because it won’t.

Bitcoin 214

Bitcoin blockchain cryptocurrency Innovation 214

PYMNTS

FEBRUARY 20, 2020

and Europe, with revenues growing from $1 million in 2012 to $84 million in 2016. Using Angular improves the user experience – and for Lucaciu, UX is key to AdoreMe’s success. On the front end, he noted, Angular enables the ability to run several UX experiments and roll out different features to different segments.

UX 210

UX Retail Technology Mobile 210

PYMNTS

FEBRUARY 22, 2017

For Fiserv, a focus on financial services innovation means a focus on the end-user experience. Last year, the company won not one but two awards at the PYMNTS Innovation Project 2016 Awards, nabbing Gold for Best Check Innovation and Gold for Best Debit Innovation.

Innovation 129

Innovation Security Innovation Strategies Data 129

PYMNTS

JANUARY 30, 2018

Regardless of where blockchain makes its mark, what is certain is that corporates have to trust that a largely unfamiliar innovation will work the way it should; that means securely, efficiently and easily. One way to get consumer confidence is that someone has to look after the issue of fraud,” he told the publication. “At

blockchain 144

blockchain Security Software Tools 144

PYMNTS

MAY 24, 2016

To attend this live digital discussion on Wednesday, June 15, 2016 at 1:00 PM (EST), please complete the registration form shown below. The ubiquity of new technology has reset customer expectations, creating a new standard for speed of service and user experience. contact-form-7]. Live Discussion Overview: .

Cyber Security 109

Cyber Security New Jersey User Experience Innovation 109

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Blockchain. Marketplace lending. Digital banks.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Let's Talk Payments

AUGUST 19, 2016

London, UK: 15th August 2016; MYPINPAD, an enabler of multifactor authentication for touchscreen devices. MYPINPAD announces new campaign to explore how consumers feel about convenience versus security in online commerce.

User Experience 40

User Experience Security Online Fraud 40

PYMNTS

JUNE 29, 2017

That is how the world first met the iPhone a little over ten years ago in January 2007, when Steve Jobs took to the stage to announce Apple’s latest and greatest innovation. Apple created a movement that spanned across OS platforms toward truly consumer-friendly smartphones, where experience was re-imagined with “simplicity” in mind.

Apple 150

Apple Mobile Innovation social media 150

PYMNTS

JUNE 29, 2017

As eCommerce pushes its way onward and upward, retailers are continually looking for ways to protect consumer data while providing a quality commerce experience for all parties involved. Out of the $22.049 trillion in total retail sales around the world in 2016, eCommerce makes up $1.915 trillion, or 8.7 percent according to eMarketer.

Payments 143

Payments Retail Branding User Experience 143

PYMNTS

JUNE 30, 2016

Where we’re going there are no physical boundaries … at least when it comes to IoT, as industry innovations continue to challenge traditional notions of what a connected device looks like. Physical boundaries? And, yes, the landscape does seem downright “Back to the Future” inspired. Here’s a sneak peek: .

Google 106

Google Samsung User Experience Industry 106

PYMNTS

MAY 11, 2017

PYMNTS recently caught up with Dominic Venturo, executive vice president and chief innovation officer of U.S. Bank , who discussed the bank’s experience with hackathons and what types of innovations these events have produced so far. Hacking the Future of APIs. Venturo said U.S. At this event, U.S. In 2015, U.S.

Mobile 143

Mobile Innovation ATM Tools 143

NCR

JULY 26, 2017

We live in an era defined by maximum mobility and service availability for consumers, where great strides in technological innovation have created an expectation for people to be able to access the things they want, when they want them. Consider the impact the likes of Amazon and Apple have had on the retail and music industries.

Mobile 81

Mobile ATM User Experience Meeting 81

PYMNTS

NOVEMBER 29, 2016

Eye think we’ll have a few puns — when it comes to biometrics, wordplay can be visionary, and payments innovation is within sight. The financial institution has an interest in making the user experience easier and more fluid, said Rush. Ba dum tss. And eliminate one of the biggest pain points in using the devices — the password.

Security 100

Security User Experience Data Mobile 100

PYMNTS

JUNE 20, 2016

Scores for most merchants increased from Q2 2015 to Q4 2015 before stagnating in Q1 2016. Meanwhile, scores for the bottom 10 percent of companies rose briefly during Q2 2015 before plummeting by nearly 20 percent between Q3 2015 and Q1 2016. To download the 2016 Q2 PYMNTS.com Omnireadi Index™, powered by Vantiv, click below. .

Virginia 102

Virginia Resources Mobile Seattle 102

PYMNTS

AUGUST 31, 2017

There was, of course, the internet’s go-to solution for unwanted things — Craigslist — but Huzar was looking for a cleaner user experience and a process that was a bit more organized. He thought he could probably build that experience, then spent about five years trying to convince himself not to.

User Experience 127

User Experience Conference Maine Course 127

PYMNTS

JANUARY 22, 2020

For others, like NatWest and Sabre , that means collaborating on corporate card products that augment the end-user experience. Below, PYMNTS examines the latest in commercial card innovation, regulation and disruption. Visa, Sabre Pair For Virtual Travel Cards. Unified On Commercial Card Surcharges.

Cards 131

Cards New York Lending Strategy 131

PYMNTS

APRIL 19, 2017

billion in 2016 to $9.59 Branding the Nadia avatar as a “trainee” helps the agency convey to users that the program is still learning how to interact in an emotionally intelligent manner. billion by 2021. If the avatar knows you’re a happy person, the avatar will smile.

Digital Banking 180

Digital Banking Technology Meeting Samsung 180

PYMNTS

AUGUST 3, 2017

The evolution of the retail industry is well underway, and it’s becoming more evident (perhaps as a response to eCommerce giants like Amazon) that retailers are looking for innovative ways to enhance their offerings. Companies will need to think hard about how the user experience can translate to this new interaction medium,” he said.

Retail 100

Retail Samsung User Experience Industry 100

PYMNTS

APRIL 7, 2017

Amazon recently focused a bit of attention on smoothing out one of the rougher patches marring user experience and accessibility. Amazon recently fixed an early point of friction: the requirement that users enable Alexa’s skills via smartphone or web browser before they can use them. Here’s what we mean.

Google 101

Google User Experience Apple Retail 101

PYMNTS

MAY 5, 2016

Like any hotbed of technological innovation, many competitors have emerged and crowded the marketplace with options. However, when it comes to making purchases at the point of sale, mobile payments users of the world (and, more specifically, the U.S.) as of March 2015, only 6 million of Android’s total users and 14.4

Mobile 100

Mobile Samsung Payments Apple 100

PYMNTS

APRIL 18, 2017

Chatbots launched with a good deal of fanfare in early 2016 — only to seem much of the early enthusiasm for the product diminished when consumers and merchants alike learned that bots were often a better idea in concept than in execution. Still, a tall order, Anderson conceded, and early days for this technology, to be sure.

Groups 104

Groups Conference Exercises Meeting 104

PYMNTS

NOVEMBER 26, 2019

PYMNTS’ Credit Union Innovation Index found that CU members may not prioritize the latest technologies as much as bank and FinTech customers do, but they still value easy-to-use mobile apps and online capabilities. SAFE has been delivering on-demand experiences since 2016, when it launched a targeted marketing function on its mobile app.

Marketing 131

Marketing Sacramento Data Mobile 131

PYMNTS

APRIL 25, 2016

14, 2016, any bank that issues a Visa-branded card must give cardholders the option to register for alerts related to any card and card-not-present transactions, international cross-border transactions, and transaction amounts that an authorized cardholder has specified based on some transactional limit. Effective Oct.

Fraud 100

Fraud Cards Branding User Experience 100

William Mills

MAY 11, 2016

William Mills Agency and Beyond the Arc will be live blogging at FinovateSpring 2016. Katerina Frolovicheva (MD, Technologies Innovations). This is a leading bank in Russia, with a track record of fintech innovation. Customers can store all of their online profiles in one secure location to improve user experience.

Mobile 41

Mobile Video social media Data 41

PYMNTS

DECEMBER 30, 2016

In the four-day period between Black Friday and Cyber Monday 2016, top-performing subscription businesses experienced an overall TVP growth rate of 115 percent compared to the same holiday weekend period in 2015. Dan Burkhart: I think we are seeing some phenomenal advancements in user experience.

Community 129

Community User Experience US Company 129

William Mills

SEPTEMBER 7, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. 09:47 am Finovate Fall 2016 Day 1 Recap. End of Day 1, check back later today for our video recap of Finovate Fall 2016! Recent coverage about new VC: https://techcrunch.com/2016/02/18/digital-payments-startup-modopayments-raises-2-million. Amen to that.

Mobile 40

Mobile Cards Fraud Data 40

PYMNTS

JULY 1, 2016

It was this broad potential for IoT innovation that inspired the PYMNTS 2016 Alexa Challenge. The (unobstructed) sound of innovation. We dedicated both a hardware button and an electronic channel to be able to communicate and create great experiences for those types of interactions using this IoT device.

Report 102

Report Technology Innovation Mobile 102

FICO

APRIL 26, 2016

The latest version of FICO® Decision Management Suite provides everything businesses of all sizes need to rapidly develop innovative analytic applications and improve business agility – just like a start-up. We are finding with our customers, that our prescriptive analytics and decision technology is enabling them to innovate like start-ups.

Analytics 40

Analytics Management Innovation How To 40

PYMNTS

JANUARY 2, 2017

In 2016, the PYMNTS.com Tracker series kept tabs on practically everything within the payments and commerce ecosystem, from A to Z (that’s ACH transfers to Ziosk). From using virtual reality to overhauling the retail industry to shifting trends in cross-border payments, here are some of the highlights from our 2016 Trackers.

Retail 123

Retail Millennials blockchain Mobile 123

PYMNTS

OCTOBER 24, 2016

The 23 percent of users trying Apple Pay in June 2016 represents an upward trend instead of the decreasing percentage revealed in the two previous PYMNTS Apple Pay studies. The appeal of design and positive user experience goes on to influence a consumer’s likelihood to complete a transaction.

UX 100

UX Mobile Apple Trends 100

PYMNTS

JULY 26, 2016

They also want a high-quality user experience.”. Not exactly a new innovation in lending but one that is surprisingly useful when times get lean. Which, as it turns out, is right now for those disruptive innovators in the marketplace lending segment. From there, Schwartz noted, the objective was pretty clear.

Lending 100

Lending Online Innovation Retail 100

PYMNTS

JUNE 27, 2016

At launch, the service was positioned as an innovative replacement for a well-entrenched standard considered not well-suited for a mobile and digital world. Now, before you call me out for being too harsh, it’s not nearly half as harsh as the reality of how eligible users view Apple Pay today. Source: PYMNTS.com/InfoScout 2016.

Apple 165

Apple Mobile Cards Payments 165

CB Insights

JANUARY 8, 2019

The phone, watch, and medical device innovation. Apple has the aggregate leverage of its entire user base to negotiate with — as of December 2016, there were 85.8M The phone, watch, and medical device innovation. Apple’s edge in health. Apple Health and the Personal Health Record. ResearchKit.

Apple 78

Apple Data Industry Study 78

CB Insights

MARCH 8, 2018

These startups “challenge” the traditional incumbent business model by charging customers transparent low fees, providing faster services, and delivering a better user experience through always-available digital interfaces. But challenger banks are innovating quickly and may pursue other opportunities first.

Retail 78

Retail Digital Banking Fintech Regulation 78