Chris Skinner

NOVEMBER 12, 2017

trillion: Foreign bank lending to China hit a record high in 2017 Metro founder Vernon Hill celebrates a full year of profits and 1.1m accounts Wall … The post Things worth reading: 13th November 2017 appeared first on Chris Skinner's blog.

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Metro Lending 171

Chris Skinner

OCTOBER 16, 2017

Things we’re reading today include … City warns transition deal ‘disappearing by the day’ as May heads to Brussels Fintech market moves beyond lending Wi-fi security flaw ‘puts devices at risk of hacks’ Financial regulator warns of growing debt among young people Uncertainty over Brexit transition ‘could put (..)

Lending 177

Lending Regulation Fintech Security 177

Abrigo

MARCH 22, 2017

The 2017 Risk Management Summit presented by Sageworks is set for September 25-27th in Denver, CO. For more information on the 2017 Risk Management Summit, or to register, visit Sageworks.com/Summit or email events@sageworks.com. The finalized agenda will be published in April. Here are the 2016 Summit Takeaways.

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Risk Management Management Conference Denver 186

Bank Innovation

DECEMBER 10, 2016

Consolidation, and Winners Emerging Brew Johnson and Brett Crosby, Cofounders, PeerStreet Brew: “I think the biggest trends will be consolidation in the marketplace lending and crowdfunding space, and increased partnerships/collaboration between banks and fintech companies.”

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Fintech Lending Trends Company 239

Bank Innovation

MARCH 9, 2017

Nova Credit took top honors at the PitchIt 2017 competition on Tuesday, a global fintech faceoff sponsored by LendIt and 500 Startups. Nova competed alongside seven other startups tackling the underbanked in Africa, overdrafts, commercial real estate lending, finance for freelancers, compliance, and blockchain-based lending.

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Lending blockchain Compliance Fintech 305

PYMNTS

MARCH 26, 2019

The industry indeed proved to be lucrative for FinTechs, with alternative lending often landing at the top of venture capital investment reports with giants like Kabbage , OnDeck and LendingClub securing an early lead in the industry. Remarks made in 2017 from BlueVine CEO Eyal Lifshitz hinted at this emerging trend.

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Lending Capital Fintech Security 190

Abrigo

JULY 13, 2017

The 2017 Risk Management Summit presented by Sageworks is set for September 25-27th in Denver, CO. For more information on the 2017 Risk Management Summit, or to register, visit Sageworks.com/Summit or email events@sageworks.com. One month before the primary registration period ends. Register now and save $100 per registration.

Risk Management 170

Risk Management Management Denver Conference 170

Chris Skinner

OCTOBER 31, 2017

Things we’re reading today include … CME to offer bitcoin futures RBS should have accepted faults more easily, City watchdog tells MPs Fintech firm MarketInvoice joins rush into business lending Pound spikes as Michel Barnier says he’s ready to speed up Brexit talks Bitcoin blasts to new all-time high of … The post Things worth (..)

Bitcoin 171

Bitcoin Lending Fintech 171

Chris Skinner

JULY 26, 2017

The post Things worth reading: 27th July 2017 appeared first on Chris Skinner's blog.

Bitcoin 164

Bitcoin Lending Fraud Strategy 164

Chris Skinner

MARCH 6, 2017

The post Things worth reading: 7th March 2017 appeared first on Chris Skinner's blog.

Training 177

Training Survey Lending Regulation 177

Bank Innovation

JANUARY 24, 2018

American Express is the “most-loved” financial service on social media in 2017, according to a recent report, followed by PayPal, Vanguard and bitcoin. NetBase examined 55 brands across sectors including banking, credit cards, investment banking, payment services, insurance, online lenders and crypto.

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social media Bitcoin Branding Cards 247

Chris Skinner

JULY 25, 2017

The post Things worth reading: 25th July 2017 appeared first on Chris Skinner's blog.

Bitcoin 164

Bitcoin Lending Management 164

Celent Banking

APRIL 7, 2017

I would like to offer my personal congratulations to all of our Model Bank 2017 winners: Winner. Lending Product. And of course, congratulations to Caixa Bank , our Model Bank of the Year 2017 ! In the meantime, enjoy the case studies and let's celebrate the Model Bank winners of 2017! Alior Bank S.A., CBW Bank, USA.

Case Study 189

Case Study Boston Risk Management Innovation 189

Bank Innovation

JANUARY 2, 2017

The fintech world has been going through a sort of an IPO freeze recently. The headwinds created by certain fintechs this year (looking at you, LendingClub) didn’t help much either. Venture capital funding continued to fall in the third quarter, according to data from KPMG Enterprise and CB Insights. Global financing Read More.

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Fintech Capital Data Operations 288

Chris Skinner

DECEMBER 18, 2017

Bob Diamond mulls UK retail banking return with Tandem stake Lloyds taps £20bn of Bank of England funds to boost profits not lending Bitcoin hits bigger stage as exchange giant CME launches futures UK cannot have a special … The post Things worth reading: 19th December 2017 appeared first on Chris Skinner's blog.

Bitcoin 150

Bitcoin Lending Retail 150

Bank Innovation

DECEMBER 1, 2017

EXCLUSIVE—Marketplace lending survived 2017 with many of its advantages over traditional balance sheet lenders intact, including its embrace and use of new digital technologies for lending and underwriting.

Lending 257

Lending Mobile Technology Online 257

Chris Skinner

APRIL 23, 2017

He gave me the classic view: “A bank is there to take people’s money and lend it out at a profit, whilst ensuring the risk of non-payment is minimised” No it isn’t, I … Financial Services: The Next Generation … where is it?

America 184

America Leadership Maine blockchain 184

PYMNTS

DECEMBER 10, 2018

China Lending Corporation has announced the launch of its new supply chain financing services, which include a business factoring program. a recently-incorporated, majority-owned subsidiary of China Lending. a recently-incorporated, majority-owned subsidiary of China Lending. In addition, China Lending has acquired 98.04

Lending 150

Lending Operations Marketing Industry 150

Bank Innovation

NOVEMBER 15, 2017

EXCLUSIVE- Online consumer lender Marcus by Goldman Sachs has reached its annual goal for loan originations. Martin Chavez, chief financial officer for Goldman Sachs, showed in a slideshow at a Bank of America Merrill Lynch event yesterday that Marcus had already surpassed $1.96 billion in originations as of Nov.

America 259

America Online Lending 259

South State Correspondent

APRIL 18, 2022

For example, 40% of JP Morgan’s commercial banking revenue is derived from fee income, and JP Morgan’s commercial banking division is composed of middle-market and commercial real estate (CRE) lending. The post Fee Income In Lending Is Crucial For Banks appeared first on SouthState Correspondent Division.

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Lending Community Bank Community Comparison 195

Accenture: Banking

NOVEMBER 27, 2017

Connecting more than 8,000 decision makers and thought leaders across the industry, Sibos 2017 in Toronto was once again the platform where the global financial community explored the disruptions and opportunities in payments driven by innovation, technology and new business models. Sibos 2018 is in Sydney.

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Innovation Conference Fintech blockchain 174

BankUnderground

JUNE 9, 2021

‘Zombie lending’ occurs when a lender supports an otherwise insolvent borrower through forbearance measures such as repayment holidays and temporary interest-only loans. In a recent paper , I examine whether these lending practices contributed to the subsequent low output experienced by the euro area. Belinda Tracey.

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Lending Capital Policies Exercises 141

Bank Innovation

SEPTEMBER 27, 2017

What is the state of banking innovation today? Each year, we poll the industry to find out. Fintech funding has grown tougher for startups, but banks’ balance sheets are looking stronger– what does it mean for innovation?

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Insights on Business

JULY 27, 2017

Against a backdrop of emerging technologies, shifting customer expectations, regulatory changes and evolving business models, Forrester Research lays out the future of financial services in a provocative report entitled “Predictions 2017: Pioneering Financial Providers Will Partner With Fintech To Build Ecosystems”. I think so. I think so.

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blockchain Fintech Maine Analytics 166

Abrigo

DECEMBER 15, 2016

In the 2015 Growth Strategy Survey by Bank Director , the most commonly cited areas for growth were Commercial Real Estate Lending, C&I loans, SBA loans, and Construction loans. To learn more about opportunities in small business lending, download the whitepaper Tapping Growth Opportunities in the Business Loan Portfolio.

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Lending Millennials Study Survey 150

PYMNTS

JANUARY 22, 2019

Could it be that the CFPB, under new Executive Director Kathy Kraninger , will be moving directly to eliminate the more controversial provisions of its payday lending rule? In April, Mulvaney sided with two payday lending groups that sued the CFPB in an attempt to invalidate the regulatory restrictions created by the new rules.

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Lending South Carolina Regulation Groups 153

PYMNTS

JANUARY 2, 2019

The P2P lending market in China has been rife with scams and controversy for some time now. Bloomberg, citing people with knowledge of the matter, noted that Chinese authorities are gearing up to shut down small and medium-sized P2P lending platforms across the country. trillion yuan by the end of 2017, reported Bloomberg.

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Lending Marketing Regulation Groups 153

Bank Innovation

DECEMBER 11, 2017

The year 2017 has been the year for bitcoin, but it has also been the time for digital lenders, who seem to be experiencing significant growth across personal, SME, and student-focused verticals. Despite the abysmal stock fall of LendingClub, arguably the pioneer in the online lending space, digital lenders in […].

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Bitcoin Lending Online Fintech 231

PYMNTS

JANUARY 30, 2019

Financial technology (FinTech) company Numerated , which links financial institutions (FIs) with digital business lending and sales solutions, has announced a partnership with PayNet to integrate risk analytics into its offering. In a press release issued on Tuesday (Jan.

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Analytics Lending Tools Community Bank 144

PYMNTS

APRIL 19, 2019

Small business lending technology company Lenderfit has rolled out its services in beta, connecting financial institutions to solutions to facilitate small business lending. He told the publication that Lenderfit began as a way to address the small business lending challenges of nonprofit investment firm Access Ventures.

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Lending Louisville Kentucky Survey 128

Bank Innovation

NOVEMBER 28, 2016

will participate in a fireside chat at Bank Innovation 2017. Bank Innovation 2017, March 6-7 in San Jose, Calif., Adam Carson, managing director, global technology strategy & partnerships at JPMorgan Chase & Co., will feature dozens of speakers on investing in innovation, chatbots, blockchain and more.

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PYMNTS

JANUARY 7, 2019

Government Accountability Office (GAO) said that financial regulators should look more closely at the role of non-bank tech companies in the small business (SMB) lending and consumer lending markets. Such alternative data, said the GAO, could pose risk to such lending decisions.

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Lending Fintech Data Wyoming 150

Bank Innovation

JANUARY 19, 2018

EXCLUSIVE – After a successful 2017, Goldman Sachs’s consumer lending offshoot Marcus is hoping for a better 2018 by expanding its products beyond personal loans and savings offerings. Now, Marcus will be providing home improvement loans ranging between $3,500 to $40,000 for periods of three to six years.

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Lending Fintech Mobile Retail 210

PYMNTS

JUNE 6, 2019

When it comes to small business (SMB) lending, the top two contenders for business owners are banks and alternative financiers or online marketplaces. Fewer than 200 credit unions in the country made an SBA loan in the past 16 months, while the number of credit unions participating in the program in Fiscal Year 2017 fell by 1 percent.

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Lending Analytics Data Security 129

PYMNTS

SEPTEMBER 18, 2018

And in lending, with the financial crisis in the rearview mirror, a decade on, invention – okay, innovation – has become a hallmark, at least in some corners. But a standstill in the credit markets created a vacuum for a bit, at least along traditional lending conduits. Necessity is the mother of invention.

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Lending Innovation Fintech Cards 148

BankUnderground

APRIL 3, 2025

On balance, the literature is critical of loan forbearance in the corporate sector because of its potential to contribute to zombification a situation where bank lending keeps unproductive firms alive, resulting in lower aggregate total factor productivity. On average, it depressed interest rates by about 18.5% for treated firms over 201018.

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Lending Tools Management Policies 52

PYMNTS

DECEMBER 30, 2019

30) said a lack of regulation in the online SMB lending arena is raising concerns over sky-high fees and interest rates, sparking a bigger conversation about expanding borrower protections beyond consumers. Top players in the industry, including PayPal and Amazon , have promoted borrower trust in the online lending business model for SMBs.

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