PYMNTS

JANUARY 23, 2019

Capital One ’s domestic card loans increased 8 percent in the fourth quarter of 2018 , the bank said on Tuesday (Jan. billion, a jump Capital One said was mainly due to a 65 percent increase in marketing expenses. Capital One said its Q4 revenue increased 1 percent year over year to $7 billion.

Capital 156

Capital Cards Branding Conference 156

BankUnderground

JUNE 8, 2022

There is a lively debate about whether and how capital regulations for banks and insurers should be adjusted in response to climate change. Incorporating climate-related risks into the capital regime will require a reliable methodology to measure these risks. Marco Bardoscia, Benjamin Guin and Misa Tanaka.

Capital 131

Capital Policies Tools Regulation 131

BankUnderground

APRIL 27, 2021

Repo markets form part of the plumbing of the financial system. When there is a blockage in repo it has repercussions on financial markets. Importance of repo markets. Small changes in the cost or availability of repo can therefore have a significant impact on financial markets and the real economy. Rupal Patel.

Marketing 119

Marketing Policies Regulation Analysis 119

Perficient

SEPTEMBER 29, 2020

In August, we surveyed 154 marketing executives to find out what they think is likely to happen this holiday season and how they’re preparing for it. I’m the Principal for the Digital Marketing Solutions Business Unit here at Perficient. What will be different this holiday season and how to adjust your strategy accordingly.

Marketing 294

Marketing Branding Data Industry 294

PYMNTS

AUGUST 3, 2020

DayTek Capital , an Australian challenger bank known for its prepaid “Infinity” card, has been granted a banking license by the country’s Securities and Investments Commission, a report from AltFi says. In 2018, Volt was the first neobank to get a RADI, the report notes.

Capital 154

Capital ATM Analytics Report 154

PYMNTS

JANUARY 6, 2020

A “capital winter” — a significant funding slowdown and drop in fundraising activities — is bearing down on China, vexed by political strife and economic uncertainty. The tech closures come as a funding shortage has investors wrestling with the end of a venture capital (VC) boom. . billion ($2.5 billion) from investors.

Capital 132

Capital Regulation Company Report 132

PYMNTS

JUNE 10, 2020

trillion market capitalization, 9to5Mac reported. . Last week, Apple inched closer to the all-time high market cap when its stock sold at $326 a share. In 2018 , Ives, a software and technology analyst at Wedbush Securities in Los Angeles, said Apple was on its way to set a U.S. company to reach a $1.52

Apple 134

Apple San Jose Los Angeles Marketing 134

BankUnderground

JULY 7, 2020

Chart 1: GDP-weighted “global” public real rates and previous series, 1311–2018. For instance, we can observe the apparent existence of two secular reversal periods, during which public capital markets broke from their general downward trend and entered lasting periods of higher real rates, ca.1320–1480, 1320–1480, and ca.

CA 141

CA Trends Exercises Data 141

PYMNTS

JANUARY 2, 2019

The P2P lending market in China has been rife with scams and controversy for some time now. Prior to the recent activity on the part of the Chinese government , this type of lending was seen as one of the riskiest and least regulated areas of the financial markets. trillion yuan by the end of 2017, reported Bloomberg.

Lending 153

Lending Marketing Regulation Groups 153

PYMNTS

JUNE 10, 2020

The BlackRock-led group is injecting capital into Trustly at a time when the company is building out its network, which enables merchants to accept bank transfers with the same ease as they now take credit card payments. Trustly had revenue of more than $147 million in 2019, according to Nordic Capital’s website.

Capital 131

Capital Groups California Online 131

PYMNTS

DECEMBER 7, 2020

Social Finance (SoFi), a San Francisco-based online lending startup, is holding talks about selling to a blank-check acquisition company, Reuters reported, to help it debut on the stock market. The news reveals CEO Anthony Noto 's aspirations to go public after he succeeded SoFi Co-Founder Mike Cagney in 2018. SoFi was valued at $4.8

Report 269

Report San Francisco Lending America 269

PYMNTS

MAY 13, 2019

The estimated value of the global intelligent vending machine market by 2025 is $15 billion. That smaller size opens up whole new markets, and gains access to spaces that have never had a retail experience [as] a part of it.”. The projected CAGR of the global interactive kiosk market from 2019 to 2027 is 6.1

Retail 177

Retail Marketing eBook Cards 177

PYMNTS

JANUARY 7, 2021

7) that it was merging with publicly-traded Social Capital in an $8.6 Noto will continue in his role as CEO which he has held for three years since arriving from Twitter in 2018, where he was COO, and prior to that the NFL, where he served as CFO. The FinTech IPO Market. Online FinTech startup SoFi announced Thursday (Jan.

Capital 150

Capital Los Angeles Boston Lending 150

PYMNTS

OCTOBER 8, 2019

still decided to postpone its listing “in light of currently unfavourable and uncertain market conditions, particularly in the technology sector.” Net income for the company has increased 54 percent to $203 million in the first six months of 2019 compared with the same period in 2018. “We stock market.

Marketing 139

Marketing Fintech New York Maine 139

Accenture

AUGUST 20, 2019

But in a quickly changing world, merchants now require simple, secure and frictionless along with easy integrations, cloud-based solutions, mobile applications and digital enablers—just to name a few hot terms in today’s payment market. Market conditions are ripe for ISVs to move into payments. Merchants therefore need to adapt.

Software 150

Software Capital Payments Analysis 150

PYMNTS

DECEMBER 15, 2020

billion and gave it an implied market capitalization of $14 billion. The price range implied a lower market capitalization than some bankers had thought before, with the previous estimates having risen to $25 billion to $30 billion. and it was the most-downloaded shopping app in the world in 2018.

Report 235

Report San Francisco Capital America 235

PYMNTS

JUNE 24, 2020

Zopa received those funds from a group linked to IAG Capital Partners, a U.S.-based Since COVID-19, non-bank lenders have been hurting as capital markets became less available and retail investors tried to withdraw their cash from the P2P sector, the Times reported. Capital One was one of the earlier disrupters,” Janardana said.

Security 215

Security Capital Cards Report 215

PYMNTS

AUGUST 11, 2020

million in 2018 — according to CNBC. Revolut attributed the losses to its expansion into new markets and the introduction of new products. The company’s revenues actually tripled last year, increasing 180 percent to £162.7 ($213 million) from 2018. The company posted a total loss of $139.6 million (£106.5

San Francisco 239

San Francisco Fintech Digital Banking California 239

PYMNTS

MARCH 26, 2019

In 2015, news outlets ran articles about the “ gold mine ” of venture capital investments in the alternative finance sector. But there is evidence that investors’ appetite for alternative lending startups is on the wane, even as overall FinTech funding continues to climb — and as the success of the alternative lending market grows, too.

Lending 190

Lending Capital Fintech Security 190

PYMNTS

JANUARY 29, 2019

What’s more, a $14 billion investment in Ant Financial represented 35 percent of the total funding in 2018. The report noted that in the fourth quarter of 2018 five companies became unicorns, which happens when a startup has a valuation of more than $1 billion. billion in funding in 2018, setting a new record. In the U.S.

Fintech 184

Fintech Capital Report Financial Technology 184

PYMNTS

FEBRUARY 6, 2019

Raisin , the pan-European FinTech that operates a marketplace for savings and investment products, announced Wednesday (February 6) that it raised $114 million in venture capital funding, bringing the total amount it has raised to $200 million. in 2018 and plans to add two or more markets to the platform in 2019.

Capital 176

Capital Fintech Marketing Retail 176

PYMNTS

DECEMBER 30, 2020

Many enjoyed huge first-day price pops, heating up the IPO market even more — and 2021 seems poised to only continue the fireworks. Popular stock-trading app Robinhood Markets reportedly recently hired Goldman Sachs to lead a possible 2021 IPO that would value the company at more than $20 billion. Then shares soared 85.8 on March 13.

Marketing 198

Marketing Company Online Report 198

PYMNTS

NOVEMBER 20, 2018

According to the latest Q3 2018 TransUnion’s Industry Insights Report the back half of 2018 has been a good year for sub-prime borrowers looking for access to credit. In 2016, the market experienced a pullback as lenders slowed or stalled sub-prime originations,” Komos said. Sub-prime issuing also ticked up 3.6

Lending 188

Lending Trends Cards Capital 188

BankUnderground

FEBRUARY 5, 2021

Emerging markets (EMs) have become more exposed to the global financial cycle in recent years. Negative liquidity shocks on the other hand constitute a tightening of financial conditions, reducing lending and real investment ( Bruno and Shin (2015) and Avdjiev et al (2018) ).

Marketing 134

Marketing Policies Study Tools 134

PYMNTS

SEPTEMBER 30, 2018

Ripple (XRP) has overtaken Ethereum within the last 24 hours, with a 7 percent surge in price for a market valuation of $24.28 But with the market cap of Ethereum only slightly below that of Ripple — combined with the weak volume of XRP — it is likely that Ethereum will regain its position as the second-most valuable cryptocurrency soon.

blockchain 192

blockchain Bitcoin Analysis cryptocurrency 192

SWBC's LenderHub

JUNE 7, 2021

Commodities continued to surge as crude closed Friday at its highest level since 2018. Meanwhile, the economy continues to recover from the pandemic, as Friday’s employment report booked solid gains.

Marketing 148

Marketing Retail Report Company 148

PYMNTS

MAY 22, 2020

Previously, Missfresh has raised $900 million thanks to investors like Jeneration Capital and Genesis Capital. As of 2018, Missfresh had $1.5 Last summer, PYMNTS reported that the company was seeking additional funding as China’s economy and market appeared to be trending downward.

Online 209

Online Capital Report Survey 209

PYMNTS

MARCH 6, 2019

Global payments and receivables company Flywire enjoyed strong growth in 2018 that it plans to carry into this coming year and over $10 billion in total payments volume. In addition, Flywire rebranded and integrated OnPlan, a domestic payment capability acquired in January 2018, into its product suite.

Payments 201

Payments Regional America Capital 201

PYMNTS

NOVEMBER 26, 2019

million for not completing accurate returns between 2014 and 2018, according to a report by Reuters. Banks have to regularly report financial data to make sure they’re operating within the law, and to make sure they have buffers against market shifts in terms of risk and capital.

Report 191

Report Capital Regulation Meeting 191

PYMNTS

FEBRUARY 27, 2020

Although the markets are currently “inhospitable” for new listings, DoorDash and its underwriters at Goldman Sachs are counting on the volatility being over by the time the IPO is approved. The startup raised about $2 billion from investors, including SoftBank and venture capital firm Sequoia Capital. Rowe Price Group.

New York City 197

New York City New York Capital Analytics 197

PYMNTS

OCTOBER 16, 2018

exchanges, companies are raising capital through the markets at an uncommonly fast pace compared to the past 20 years. While bankers do not have a clear reason as to why companies are seeking capital in the public markets, favorable business conditions might be at play.

NV 177

NV Company Capital Marketing 177

PYMNTS

FEBRUARY 17, 2020

The funds will be used for the Neobank product development, talent recruitment and market expansion. . Small business (SMB) import and export volume between Europe and China hit $323 billion in 2018, and eCommerce — Amazon, Shopify and France’s Cdiscount — exceeded $100 billion in the same year. .

Fintech 176

Fintech Capital Regional Digital Banking 176

PYMNTS

NOVEMBER 11, 2020

“The combined losses of the five tech heavyweights since their Monday’s close has contributed to more than $280 billion being wiped off in terms of market cap at the close of the trading day in Hong Kong,” according to CNBC’s calculations. The State Administration for Market Regulation — China’s regulator — said on Tuesday (Nov.

Regulation 207

Regulation Marketing Groups Lending 207

PYMNTS

FEBRUARY 14, 2020

Its digital wallet was introduced in October of 2018, enabling users to do things like pay bills, send money internationally and share or transfer money with people they know. He used to work for new markets for Google in North Africa and the Middle East. STC Pay also has a partnership with Western Union.

Regional 222

Regional Google Financial Technology Capital 222

PYMNTS

JULY 10, 2020

Its stock would be listed on the NASDAQ Global Select Market under the “NCNO” ticker symbol. percent of total revenues) in fiscal 2018, representing a 64.7 The company recorded net losses in fiscal 2018, 2019 and 2020 of $18.6 The company’s subscription revenues in fiscal 2020 were $103.3 million, or 74.7 million (70.4

North Carolina 197

North Carolina Software Compliance Security 197

PYMNTS

SEPTEMBER 8, 2020

Virtual Kitchen , a startup founded by ex- Uber employees, has raised $20 million in fresh capital in a bid to capitalize on the need for food delivery amid the pandemic, according to CNBC. The company was founded in 2018 by Ken Chong and Matt Sawchuk , both of whom used to work for Uber. billion by 2026, CNBC reported.

Capital 163

Capital Report Data Branding 163

PYMNTS

APRIL 7, 2020

Jaimee Minney, senior vice president of marketing at Rakuten Intelligence says the coronavirus pandemic is introducing shoppers to the concept. Amish Jani, a partner in venture capital firm FirstMark Capital, agrees. BOPIS orders saw the highest increases. BOPIS grew 111 percent from March 12 through March 15, compared with 38.9

Online 130

Online Marketing Comparison Capital 130