Gonzobanker

DECEMBER 20, 2019

GonzoBankers, 2019 was a year of extremes. Third, read and enjoy the 2019 edition of the GonzoBanker Awards, our 18 th. Mark Turner, Executive Chairman of the Board, WSFS Bank – We have to give the nod to an early 2019 retirement of Turner, who had one hell of a run in 12 years at the helm of a great community and wealth bank.

Idaho 148

Idaho Conference Data Marketing 148

PYMNTS

DECEMBER 20, 2019

That famous literary opener could apply to the mobile order-ahead (MOA) space in 2019. As city councils all over the nation get a hankering for MOA tax revenue, the category just keeps growing and evolving. “It was the best of times, it was the worst of times.” Tons of capital was raised and spent on new systems and processes.

Mobile 131

Mobile Fraud New York City Metro 131

PYMNTS

DECEMBER 31, 2019

percent as of 2019 — PYMNTS’ 2019 numbers are historic, trailing 12-month numbers based on data from Q4 2018 through Q3 2019. percent as of 2019 data. Its curbside grocery-pickup program has been a breakout success for the company — and a main driver of its eCommerce growth during 2019. Webster added.

Retail 136

Retail Online Georgia North Carolina 136

PYMNTS

AUGUST 19, 2019

And overall industry sales are forecast to hit a high of $863 billion this year, per projections from The National Restaurant Association, CNBC reported. Although restaurant operators do face several challenges like increasing wage costs and a tight labor pool, the consumer spending outlook is strong. Even so, $0.25

Industry 153

Industry Operations National Report 153

PYMNTS

AUGUST 7, 2020

India has seen a steady stream of digital payments since it locked down to prevent the spread of COVID-19 , but the nation of 1.3 To address grievances, the central bank will require payment system operators to introduce an online dispute resolution center. In July, the National Payments Corp.

Payments 267

Payments Guidelines National System 267

PYMNTS

APRIL 4, 2019

As far as made-up, non-holiday holidays go, you could probably do worse than National Burrito Day , which takes place on Thursday (April 4). The QSR plans to open up to 155 new restaurants in 2019, part of a push to solve what Niccol called the “No. A “few dozen more” such lanes in 2019.

Innovation 136

Innovation National Mobile Trends 136

CFPB Monitor

JULY 9, 2020

The agency would first offer “Payments Charter 1.0”, which he likened to a basic national money-transmitter license. According to Acting Comptroller Brooks, a national payments charter would align with the OCC’s role, which is to create and support national financial services platforms. would add, the initial Payments Charter 1.0

National 78

National Company Payments New York 78

ABA Community Banking

JANUARY 24, 2019

The bank is expecting Modest GDP Growth at 2%, With Strong Consumer Sector as Driving Force, Low Probability of Recession Consumer Credit The Economy Financial Research Feature Financial Trends Risk Management Customers Operational Risk Rate Risk Credit Risk Feature3.

National 40

National Risk Management Trends Operations 40

PYMNTS

DECEMBER 23, 2020

Right now the economy is gradually returning to normal, but more support is still needed (given) small and micro-sized enterprises’ production and operations face unique challenges,” the government statement said, according to CNBC’s translation of the text. percent growth between Q4 2019 and Q4 2021, followed by Indonesia (1.5

United States 174

United States National Retail Industry 174

PYMNTS

OCTOBER 16, 2020

In May 2019, the government took over Baoshang Bank in the first seizure of its kind in almost 20 years. The banks have been asked to perform [a] national service,” CreditSights Research Analyst Jason Tan told Squawk Box Asia on (Aug. They’ve been asked to support the economy at the expense of their own operational strength.” .

Regulation 280

Regulation Lending National Marketing 280

PYMNTS

OCTOBER 11, 2020

National Association for Business Economics. "We T]he euro area economy is still operating far below its pre-pandemic level," he added. percent below the same figure at the end of 2019, he said, and "economic activity is foreseen to return to pre-pandemic levels only towards the end of 2022.".

New York 240

New York Meeting National Operations 240

PYMNTS

FEBRUARY 7, 2020

The National Payments Corporation of India (NPCI) provided the firm with permission to put WhatsApp Pay into operation in a phased manner, The Business Standard reported. . The NPCI’s green light comes after approval from the Reserve Bank of India (RBI).

Mobile 267

Mobile Compliance Payments National 267

PYMNTS

MARCH 3, 2020

As part of a broader effort to bring the newest innovations to its operations, the National Bank of Fujairah PJSC (NBF) has teamed with blockchain firm Ripple to enable cross-border payments via the RippleNet platform. In 2019, news surfaced that PNC Bank had started to utilize RippleNet to facilitate cross-border transactions.

Payments 250

Payments blockchain User Experience National 250

PYMNTS

FEBRUARY 26, 2020

The company already operates in Pakistan and plans to roll out in India later this year. JUMO currently has operations in Kenya, Ghana, Uganda, Zambia and Tanzania, where it works with telecoms and financial services firms to provide savings, lending and insurance services.

National 132

National Fintech Lending Operations 132

PYMNTS

JANUARY 26, 2020

Staff and customers’ safety is our first priority and we have comprehensive, precautious measures being implemented to all restaurant operations and office staff.”. The virus — a genetic cousin of the SARS virus— comes at a time when 7 million Chinese tourists travel abroad during the Lunar New Year holiday in 2019.

San Francisco 193

San Francisco Arizona National California 193

PYMNTS

JANUARY 25, 2021

trillion in 2019. 55-Plus Group Lends Optimism To Travel Operators. Bus company National Express registered a 185 percent rise in reservations for spring and summer trips in contrast to reservations made during the same timeframe last year. FDI dropped to $859 billion in 2020 from $1.5

United States 217

United States Regulation Payments Lending 217

PYMNTS

SEPTEMBER 8, 2020

million at the conclusion of Q2 2019. Each of the retailer’s retail locations in Europe, North America and select Asia Pacific nations were shuttered for a time in Q1. It also reported an operating margin of 13.8 percent, marking a fall of 520 basis points from Q2 2019. Lululemon reported 54.2 million for Q2 2020.

Report 168

Report Retail America National 168

Abrigo

JULY 28, 2021

How the pandemic affected the allowance under the two models Abrigo analyzed proprietary loan-level data from FIs operating under the two different models and found contrasting stories of how reserve and provision levels progressed after the pandemic began. Would you like other articles like this in your inbox? Kickstart your. Register Now.

Risk Management 195

Risk Management Operations Trends Data 195

PYMNTS

JULY 30, 2020

Report: India’s National Payments Corp Vulnerable To Security Breaches. National Payments Corp. of India (NPCI) discovered over three dozen security risks in 2019. The audit determined that personal information held by the main digital payments system in the country operated by the RuPay card network was vulnerable.

Report 133

Report Payments National Maine 133

PYMNTS

OCTOBER 8, 2020

Comparing it favorably to the first half of 2019, Feedzai says it closed deals in the U.S., one of the biggest payments processors in the world, one of the top 3 banks in Brazil, one of the big four banks in Australia, the largest national card processor in Europe, and several others),” according to the release.

Report 247

Report Fraud Risk Management America 247

PYMNTS

DECEMBER 28, 2020

In Los Angeles, a widespread glut of shipments has slowed down operations at the nation's busiest container port complex, the Port of Los Angeles , according to CNBC. In November, the port logged 890,000 20-foot-equivalent units of shipments, a 22 percent increase from the same month in 2019.

Los Angeles 206

Los Angeles Policies National Retail 206

PYMNTS

SEPTEMBER 23, 2020

The idea of a digital token has been touted by a number of nations and firms lately. The State Administration for Market Regulation in China has penalized Luckin Coffee and other companies that reportedly helped it inflate its revenue and expenses in 2019. Chinese Regulator Fines Luckin, 43 Other Companies In Fraud Case.

Cards 214

Cards Google Regulation cryptocurrency 214

PYMNTS

NOVEMBER 25, 2020

But all in, Gap Global’s net sales dropped 14 percent year over year, with comparable sales for the brand falling 5 percent from Q3 2019. billion at Q3 2019’s end. Management added that Gap ended the latest quarter with 3,785 retail locations in 43 nations, including 3,178 company-operated stores. billion in net sales.

Online 170

Online Branding Retail Management 170

PYMNTS

FEBRUARY 27, 2020

The 2020 outlook report from the National Restaurant Association was released today and it paints a picture of an industry dealing with the countercurrents of solid consumer spending and disruptive technology. In fact, by 2030, the National Restaurant Association expects that technology could completely change the face of dining.

Rhode Island 151

Rhode Island National social media Arizona 151

PYMNTS

JUNE 19, 2020

Merchants looking to expand their operations at home and abroad must be able to support their customers’ preferred payment methods, but doing so is no easy feat. percent year-over-year increase since 2019. eBay On The Importance Of Streamlining International Payments Operations. Around The Payments Orchestration Ecosystem.

Payments 188

Payments Compliance Resources Fraud 188

PYMNTS

MARCH 17, 2020

percentage points between 2018 and 2019 — from 17.3 percent between 2018 and 2019.”. percent of CU members would consider using challenger banks if they were operated by national banks, and 16.4 percent would consider using hypothetical options operated by technology giants like Google or Apple.” “Only 13.4

Innovation 159

Innovation Study Operations Examples 159

PYMNTS

JUNE 30, 2020

Microsoft reported that digital currency mining encounters dropped 40 percent from 2018 to 2019, according to a report. The operation was conducted against two distinct groups of criminals. The move comes as the institutions aims to defend against efforts to avoid hyperinflation in the nation.

Bitcoin 200

Bitcoin United States cryptocurrency Mobile 200

South State Correspondent

MAY 9, 2022

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. percentage points to 67.52% from the end of 2019 to the end of 2021. from 2019 to 2021.

Community Bank 195

Community Bank Community Industry Online 195

PYMNTS

APRIL 15, 2020

put a kibosh on a request by its more than 1,600 franchisees which own and operate nearly all of the chain’s 14,000 U.S. The operators have asked for financial help during the coronavirus pandemic while corporate has asked its operators to step up and do a better job at protecting workers. percent compared to March 2019.

Leadership 131

Leadership Operations National Branding 131

PYMNTS

JANUARY 7, 2021

As president of AppHarvest, Lee will be in charge of developing strategy and working on managing operations, leading sales, marketing and finance functions as the company continues to grow. billion in funding to accelerate manufacturing, product development and distribution into key national grocery, restaurant, and hospitality venues.”.

Kentucky 159

Kentucky Operations National Company 159

PYMNTS

JANUARY 28, 2020

WhatsApp, which boasts end-to-end encryption and high-level security, disclosed 12 vulnerabilities in 2019, seven of which were described as critical, according to a report by the Financial Times. National Vulnerability Database, which is run by the U.S. The fact that they found?…?serious

Security 130

Security Conference Video Apple 130

PYMNTS

JANUARY 17, 2019

In other nations, it’s a smaller percentage because we have less penetration, but 10 percent is a great mark for us.”. Our multi-year plan is to keep significantly growing our content while increasing our revenue faster to expand our operating margins,” Netflix said as part of its financials on Thursday. percent — down from 7.5

Video 173

Video Apple Operations Course 173

FICO

JANUARY 18, 2019

Despite advances in customer due diligence, including the addition of advanced analytics to compliance officers’ toolkits, the scandals of 2018 confirmed that many banks are struggling to bring their operations up to regulators’ standards, to say nothing of best practices. Watch this space for more on financial crime compliance!

Compliance 40

Compliance Regulation Taxes Analytics 40

Abrigo

NOVEMBER 29, 2021

To remain competitive, some of the nations’ largest banks have introduced new products. A recent study by the Cleveland Fed noted that traditionally, noninterest income is only 30% to 40% of small banks’ operating revenue, compared with over half of large banks’ revenue.

Community Bank 195

Community Bank Community FDIC Trends 195

PYMNTS

JANUARY 3, 2020

A bit closer to home, 2019 marked a record year in the U.S. — More than 9,300 stores went dark, and among them were locations operated by marquee names, such as Sears , Party City and Payless. National Returns Day : The dawn of the new year heralds a spike in returns of unwanted gifts. According to stats, Jan.

Retail 131

Retail Samsung National Taxes 131

PYMNTS

AUGUST 25, 2019

After expanding nationally, Kohl’s has indicated the service is creating more store traffic, leading to more sales. The company began supporting the program in mid-July with a robust marketing plan that encompassed digital, print and national broadcast television.

Millennials 133

Millennials Data social media Branding 133

PYMNTS

JULY 6, 2020

While those numbers might sound impressive, the same five days in July 2019 saw nearly 12 million passengers. But returning to 2019 travel numbers will take years, an airline executive told National Public Radio. A total of 3.3 That represents a 72 percent dive. Last month, U.S.

National 139

National Strategy Data Report 139