PYMNTS

DECEMBER 30, 2019

percent in November after a fall in October that followed two consecutive months of increases, the National Association of Realtors (NAR) reported Monday (Dec. percent and pending home sales rose nationwide in all regions compared to 2018. percent in 2020 after a 5 percent gain in 2019. percent with 3.7 percent with 3.7

Marketing 136

Marketing Regional National Analysis 136

FICO

DECEMBER 20, 2018

For my predictions, I’ll focus on four areas of tactical concern within consumer banking that I feel confident bank executives will make significant progress addressing 2019. This regulatory green light will embolden bank product managers to think creatively in 2019 about how they can carve out a slice of the estimated $90 billion U.S.

Trends 73

Trends Lending Fraud Exercises 73

PYMNTS

AUGUST 31, 2020

The press release stated that many national and regional retailers, including in the fields of home improvement, electronics and fitness, use the service. Vyze was acquired by Mastercard in 2019. Vyze uses an end-to-end technology platform that can work with businesses and lenders to offer more variety in payment methods.

Regional 217

Regional National Trends Payments 217

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. Brazilian lawmakers have been developing open banking plans since 2019, for example, outlining rough guidelines to be enacted late this year.

America 165

America Regulation Regional Tools 165

FICO

FEBRUARY 25, 2019

After a 2018 that had its highs and lows, what might 2019 have in store from a credit risk management standpoint? In 2019, enhanced credit underwriting via digitally contributed-consumer data will hit the mainstream. We will be closely monitoring the odds-to-score relationship in 2019. revolver vs. transactor). has experienced.

Trends 63

Trends Fraud Data National 63

PYMNTS

NOVEMBER 5, 2020

Facing a second national lockdown in Germany, the bank has significantly upped its loan loss provisions, according to a report in the Financial Times on Thursday (Nov. Commerzbank’s loan loss provision for the third quarter was €272 million. The bank now expects to increase that amount in the fourth quarter, amounting to €1.3 billion to €1.5

National 131

National Regional Tools Digital Banking 131

PYMNTS

JUNE 22, 2020

For the third consecutive month, existing home sales fell in May as COVID-19 has made homebuying more challenging, according to the National Association of Realtors (NAR). Each of the nation’s four regions saw double-digit year-over-year sales losses. percent to $284,600 compared to May 2019, when the medium was $278,200.

National 141

National Regional Meeting Data 141

PYMNTS

JANUARY 1, 2020

“Small business job gains have flattened in the second half of the year as labor markets prove very tight,” said James Diffley, chief regional economist at IHS Markit. “In The national jobs index hit 98.16 It picked up further in late 2018 and 2019. The Southern region led small business growth. percent mid-year to 4.13

Tennessee 133

Tennessee Michigan Ohio Regional 133

PYMNTS

MARCH 12, 2020

With a longtime presence in New York and surrounding suburbs, Modell’s has 153 stores mostly located in the northeast region. Modell’s has had a rough go of things since 2019, when the company hired restructuring officers to help it compete with rivals at larger retailers like Walmart and Amazon.

New York 144

New York Regional Retail Resources 144

PYMNTS

FEBRUARY 17, 2020

BankFinancial’s management will review fourth quarter 2019 results and new developments in a conference call and webcast for stockholders and analysts on Wednesday, (Feb. “I am tremendously excited to lead this organization, and especially, our highly experienced team, into its very bright future.”. BankFinancial Corp.

Illinois 131

Illinois Lending National Conference 131

PYMNTS

DECEMBER 6, 2018

Visa , the Official Payment Services Partner of FIFA , announced Wednesday (December 6) partnerships with the Union of European Football Associations’ ( UEFA ) Women’s Football Competitions and the Confederation of African Football ( CAF ) Total Africa Cup of Nations tournament.

National 115

National Regional Innovation Payments 115

South State Correspondent

MAY 18, 2022

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ).

Community Bank 195

Community Bank Community Analysis Industry 195

PYMNTS

SEPTEMBER 23, 2020

The coronavirus crisis wiped out the equivalent of nearly half a million jobs around the world by the end of June, according to a new study by a United Nations agency. percent during the first three quarters of 2020 compared to 2019, for a total loss if income of more than $3.5 trillion, the ILO reports. 23) press release.

Report 178

Report United States Study Regional 178

South State Correspondent

MAY 9, 2022

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. percentage points to 67.52% from the end of 2019 to the end of 2021. from 2019 to 2021.

Community Bank 195

Community Bank Community Industry Online 195

PYMNTS

MAY 11, 2020

“There’s no question that millennials have been laid off at a higher rate because of the pandemic,” Jessica Lautz, vice president of demographics and behavioral insights at the National Association of Realtors (NAR), told PYMNTS. March’s national price increase marks 97 consecutive months of year-over-year price gains.

Millennials 141

Millennials Survey National Regional 141

PYMNTS

JANUARY 3, 2020

A bit closer to home, 2019 marked a record year in the U.S. — National Returns Day : The dawn of the new year heralds a spike in returns of unwanted gifts. But online lending companies are seeing a surge in digital loans — up 19 percent year over year in 2019. The retail sector is among the largest employers in the U.K.,

Retail 131

Retail Samsung National Taxes 131

PYMNTS

FEBRUARY 27, 2020

The 2020 outlook report from the National Restaurant Association was released today and it paints a picture of an industry dealing with the countercurrents of solid consumer spending and disruptive technology. In fact, by 2030, the National Restaurant Association expects that technology could completely change the face of dining.

Rhode Island 151

Rhode Island National social media Arizona 151

PYMNTS

AUGUST 5, 2020

By region, Diageo’s Asia sales saw the biggest drop at 16 percent. The company attributed that to the fact that many countries in that region not only shuttered bars and restaurants, but also liquor stores. However, not all regions showed declines: North America bucked the trend and saw its sales rise 2 percent.

South Carolina 140

South Carolina US America Regional 140

PYMNTS

JUNE 17, 2020

The United Nations said in January that it had evidence of bin Salman’s involvement in that plot, which Saudi Arabia called “absurd,” according to Reuters. Bezos said leaked texts between him and a girlfriend, done by a U.S. tabloid, were being investigated for reported meddling from a Saudi-backed entity.

Washington 192

Washington Leadership Video Branding 192

PYMNTS

JANUARY 13, 2020

“We’ve long felt that the gaming and esports communities in the Southeast, especially the greater Atlanta metropolitan area, are vibrant and growing, and believe we have a location at [the] Mall of Georgia that will serve as a dynamic hub for esports experiences in the region,” said Jud Hannigan, CEO of Allied Esports.

Georgia 136

Georgia Atlanta United States Community 136

South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). While national banks took the brunt of subprime mortgage losses, in the years (2008-2013) following the Great Recession, credit risk spread to CRE.

Community Bank 195

Community Bank Community Los Angeles Regional 195

PYMNTS

APRIL 2, 2019

Reuters , citing Reis, the real estate research firm, reported the vacancy rate in 28 of the 77 metro areas increased during the first three months of 2019. On the regional front, Reis said the vacancy rate at regional malls increased 0.3 The vacancy rate of community shopping centers in the U.S. reached 10.2 percent to 9.3

Metro 125

Metro Regional Retail Community 125

PYMNTS

JULY 17, 2020

The move represents Beijing’s first significant regulatory action this year and comes on the heels of the bailout of some regional lenders a year ago. percent when compared with the first half of 2019, according to China’s National Bureau of Statistics. China’s second-quarter economic growth led to an 11.5

Regulation 151

Regulation Security Regional System 151

PYMNTS

OCTOBER 23, 2020

To that end, and in terms of the data announced by the National Association of Realtors, existing home sales grew by 9.4 Drilling into the data, NAR said that each of the four regions tracked showed month-over-month and year-over-year growth. Home sales in that region were up more than 40 percent. million units.

Survey 227

Survey Maine New York Millennials 227

PYMNTS

MARCH 6, 2018

s exit from the bloc next year, the EU’s executive is set to propose a draft law aimed at boosting the FinTech market throughout the region. Some national watchdogs offer these controlled environments (or “sandboxes”) to FinTech firms for testing new applications on real customers. exits the bloc in 2019.

Fintech 136

Fintech blockchain Maine Guidelines 136

Jeff For Banks

NOVEMBER 24, 2019

The bank, First National Bank of Keystone, was $1.1 Another depressed town due to the general economic malaise that bedraggled the region when the steelmaking industry moved elsewhere. And so went the birth of First National Bank of Keystone's meteoric rise. Clearly, blue-suit regulators stood out. I'm not making this up.

National 78

National West Virginia Virginia Pennsylvania 78

PYMNTS

JANUARY 8, 2019

In addition, Pakistan’s Telenor Microfinance Bank unveiled a cross-border remittance service based on Alipay’s blockchain technology, Indonesia’s KinerjaPay notched an investment of $200 million from a construction firm in the region and mobile payments are on the rise in China. percent year on year in 2019.

Regional 128

Regional blockchain Mobile United States 128

Independent Banker

JANUARY 31, 2022

This region has the kind of energy that draws people to a place and helps them and their businesses thrive. billion to the state’s GDP in 2019, according to state records. That year, installations further south, in the region that includes Brownsville and Corpus Christi, supported an estimated 41,000 jobs and contributed about $4.6

Texas 182

Texas San Antonio Community Bank Community 182

PYMNTS

MAY 21, 2019

Banking service Monese now offers Apple Pay through 13 countries in Europe , as the digital payment service has also arrived at National Australia Bank (NAB). In addition, it was noted that the number of point-of-sale (POS) terminals at the end of March 2019 was 3.7 Users who reside in Belgium, the U.K., And in the U.K.,

Apple 108

Apple Retail Mobile National 108

PYMNTS

NOVEMBER 17, 2019

Hoesley also previously led the midwest region for Silicon Valley Bank, and was a partner at Prism Capital, a middle-market provider of venture capital and mezzanine debt. Sterling Bancorp, of which the principal subsidiary is Sterling National Bank, offers financial services and solutions for small- to mid-sized businesses and consumers.

Groups 116

Groups Innovation Capital Leadership 116

PYMNTS

SEPTEMBER 19, 2019

In a joint report released this week with the United Nations Economic and Social Commission for Asia and the Pacific (UN ESCAP), the ADP again urged world leaders to combine their efforts in addressing the trade finance gap. Beyond APAC. Indeed, U.S.

Regional 117

Regional Analysis Management National 117

PYMNTS

AUGUST 2, 2019

Latin America showed the strongest growth and offset declines in the Asia Pacific region and in the U.S. Westernunion.com is now available in 70 nations and represented 13 percent of total C2C revenue. domestic market. We also saw more leading global brands turn to Western Union for our unique cross-border capabilities.

Strategy 219

Strategy Branding Regional America 219

PYMNTS

FEBRUARY 3, 2020

By comparison, 2019 saw 9,200 stores closed as brands like Payless ShoeSource, Fred’s, Gymboree, Charlotte Russe, Family Dollar, Forever 21 , Charming Charlie, Sears, Kmart, A.C. The emergent form of coronavirus that originated in China’s Wuhan region continues to spread and pick up fatalities. Criminal activity accounted for $3.5

Bitcoin 132

Bitcoin Data Retail Charlotte 132

PYMNTS

AUGUST 6, 2019

Latin America is often considered to be the world leader in electronic invoicing thanks to government mandates, but the Asia Pacific region is quickly gaining steam in its eInvoicing efforts, too. And beyond government efforts, FinTechs in the private sector are also promoting eProcurement digitization in the region.

Regional 108

Regional Taxes System Guidelines 108

PYMNTS

APRIL 17, 2020

percent fall from March 2019, as slot revenues fell 61 percent throughout the state from last March. Regional airlines such as Fuzhou Airlines, Guizhou Airlines, and China United Airlines, which is the low-cost unit of China Eastern Airlines, have brought on additional routes throughout the nation. Table games took in only $33.1

New York City 141

New York City New York US Pennsylvania 141

PYMNTS

OCTOBER 28, 2019

Wayfair case that allowed states and individual cities to launch tax policies aimed at remote sellers and marketplaces is still reverberating in 2019 and will likely affect online retail in 2020. In Q3 2019, 14 states started collected online sales tax and 11 more followed in October. eBay Makes a Deal.

Taxes 102

Taxes Online San Jose South Carolina 102

Independent Banker

JULY 2, 2022

It may be celebrating its 150th anniversary, but First National Bank of Fort Smith didn’t want presents this year. billion-asset The First National Bank of Fort Smith (FNB) was founded on Feb. In 2019, the community bank was a partial sponsor of the $2.25 Sicard, The First National Bank of Fort Smith. By Paul Sisolak.

Arkansas 91

Arkansas Community Community Bank National 91