PYMNTS

OCTOBER 28, 2019

Wayfair case that allowed states and individual cities to launch tax policies aimed at remote sellers and marketplaces is still reverberating in 2019 and will likely affect online retail in 2020. In Q3 2019, 14 states started collected online sales tax and 11 more followed in October. eBay Makes a Deal.

Taxes 102

Taxes Online San Jose South Carolina 102

PYMNTS

JANUARY 3, 2020

Call it a crisis that crosses the pond, will last into 2020 and, likely, beyond. We usually cheer the dawn of a new year as a chance to start things anew — but here, at least, 2020 may simply offer more of the same. These retailers — the surviving ones, of course — are in for an even rockier road if an economic downturn materializes.

Retail 131

Retail Samsung National Taxes 131

PYMNTS

SEPTEMBER 8, 2020

Big Tech Updates Fees to Reflect UK Digital Services Tax. Apple announced upcoming tax changes for apps and in-app purchases to include tax law changes in the U.K. digital services tax on to consumers in addition to an existing 20 percent value-added tax. customer charges to cover the new tax.

Taxes 131

Taxes Google Apple social media 131

PYMNTS

NOVEMBER 4, 2019

have resulted in a delay for legislation that is now in draft form, which would include a provision to tax larger tech firms that derive sales from the region. The bill has proposed a 2 percent tax on revenues for firms as diverse as Facebook and Amazon.

Taxes 101

Taxes Fraud Data Regional 101

PYMNTS

DECEMBER 17, 2020

Twenty-two percent of Americans have reported being targeted by pandemic-related fraud, for example, such as schemes involving fake personal protective equipment (PPE) merchants or fraudsters impersonating tax officials. About The Tracker.

Fraud 255

Fraud Online Retail Examples 255

Independent Banker

JANUARY 31, 2022

This region has the kind of energy that draws people to a place and helps them and their businesses thrive. The 2020 Census quantified the growth many residents were already sensing: Austin grew by 33% between 2010 and 2020, earning it the rank of fastest-growing large metro. The Houston metro took the 10th spot with a 20.3%

Texas 182

Texas San Antonio Community Bank Community 182

PYMNTS

DECEMBER 5, 2019

In the 2020 National Housing Forecast from Realtor.com , a number of predictions stand out, among them that home price growth will flatten, to a rate of about 80 basis points. In 2020, we expect inventory to struggle to grow and could instead reach a historic low level,” said the projections. So, too, apparently, does real estate.

Millennials 137

Millennials Nevada Arizona Georgia 137

BankUnderground

JUNE 3, 2020

A recent post on this blog based on a paper by Miles and Monro (2020) found that the fall in rates over the past four decades, combined with the increase in incomes, might explain all of the rise in UK house prices since then. There has been large variation in house price growth across regions of the UK.

Regional 138

Regional Taxes Policies Data 138

Independent Banker

APRIL 30, 2022

3-yr average pre-tax ROA. pre-tax ROA: 3.08%. pre-tax ROA: 2.83%. pre-tax ROA: 2.68%. 3-yr average pre-tax ROA. Genesee Regional Bank. In true community bank fashion, each has its own story to tell and its own path to success. Molly Bennett, executive editor, Independent Banker. Less than $300 million.

Community Bank 172

Community Bank Community Montana Taxes 172

PYMNTS

FEBRUARY 19, 2020

The European Commission is planning a single European market for data, in hopes that by pooling talent, the region can compete with Big Tech in Silicon Valley and China, Reuters reported on Tuesday (Feb. The final proposals — including feedback from stakeholders — are anticipated by the end of 2020.

Policies 151

Policies social media Data Washington 151

PYMNTS

DECEMBER 11, 2020

Right now, we've been taking a look at 2018 and 2019 tax returns. But because we're in a pandemic, we're also trying to assess how they're doing in 2020, and what their plans might be to get back up and running to where they were previously.". Looking ahead in a period of such uncertainty is a tall order, however.

Lending 233

Lending Capital Resources Taxes 233

PYMNTS

NOVEMBER 5, 2020

In international markets, according to the data, regional recoveries meant that seller GPV grew 46 percent year over year and represented 11 percent of total seller GPV up from six percent two years ago. “In At the end of the third quarter of 2020, Cash App customers had more than $1.8 stimulus funds.”.

Cards 158

Cards Conference Bitcoin Taxes 158

PYMNTS

FEBRUARY 3, 2020

Physical Retail Stumbles Into 2020 . In fact, some experts are looking at the picture in 2020 to get a bit darker before it gets light. The early days of 2020 have seen foot traffic fall, again in line with the trends of the last few years. We expect many companies — and many sizable companies — to announce closures.”.

Bitcoin 132

Bitcoin Data Retail Charlotte 132

CB Insights

APRIL 29, 2022

Taxfix , a mobile tax filing app, has raised $220M in a Series D. The global fintech unicorn count hit 235 in 2021 — up 108% from 2020. window.ClearbitForHubspot.addForm($form); }, region: “na1”, portalId: “763793”, formId: “43c769ca-a0ef-4952-9926-d926d9a4c885” }); Want the full post?

Taxes 56

Taxes Mobile Regional Fintech 56

PYMNTS

OCTOBER 10, 2017

Regional Trends. percent between 2015 and 2020 — significantly lower than the 11.2 percent through 2020, led by growing global trade as B2B payment volumes in the region rise. Worldwide, non-cash wholesale transactions initiated by corporates is expected to increase at a CAGR of 6.5 What’s Holding Them Back.

Payments 124

Payments Regional America Trends 124

PYMNTS

JULY 15, 2020

But a new eCommerce platform coming out of the Alibaba Group in Southeast Asia is bringing a unique business model to malls in that region, one that could provide a blueprint for struggling U.S. It points out that the mall sector has lost around 48 percent in market capitalization since January 2020. shopping destinations.

Groups 153

Groups Branding Retail Taxes 153

PYMNTS

MARCH 15, 2017

According to a recent report from logistics provider DHL , the cross-border eCommerce market is poised for big growth over the next few years: The company anticipates the value of the international eCommerce market will grow to $900 billion by 2020. News of this anticipated growth appears to be sinking in with cross-border merchants.

Report 100

Report Taxes Fraud Tools 100

PYMNTS

MAY 4, 2017

Brazil and Mexico — the total amount in cash payments for the region was $3 trillion in 2015, with weighted average cash use at 14 percent of GDP, with an estimated increase, annually, of 4 percent through 2020 in absolute dollars but a decline in percentage of GDP by 1.2 Turning to the Americas — defined as the U.S.,

ATM 192

ATM Millennials United States Study 192

PYMNTS

MAY 8, 2020

Supreme Court decision allowed sports betting in 2018 and inspired 2019 laws that govern the fledging industry in 10 states and set guidelines such as how online casinos can operate and how sports betting would be taxed. Pennsylvania reported similar figures, with tax revenues from brick-and-mortar gambling declining to $50.5

Online 176

Online Industry New Jersey Pennsylvania 176

PYMNTS

DECEMBER 13, 2018

The Interpay buy signals the launch of the company’s Africa 20-20-20 strategy, in which it expands into 20 African countries by 2020. We are excited to be part of EmTech’s vision to further advance local payment services across the region and to provide the best regulatory, tax and FX solutions to global merchants.”

Technology 108

Technology Taxes Regional America 108

PYMNTS

FEBRUARY 12, 2018

Users can even receive an instant tax refund at four major airports in the country. trillion by 2020. Overseas, Alipay now covers 38 countries and regions to provide payment services for Chinese visitors who are traveling overseas. Launched in 2004, Alipay currently boasts more than 520 million active registered users.

Mobile 101

Mobile Taxes Regional National 101

PYMNTS

FEBRUARY 10, 2017

The region is also home to an active and fast-growing startup scene. Brussels the third wealthiest region in terms of GDP per capita due to this number being twice as high as the European average. The city was ranked as a strong innovator by the latest edition of the Regional Innovation Scoreboard (RIS 2016).

Capital 100

Capital Regional Innovation Fintech 100

BankUnderground

JANUARY 26, 2023

Yet between March 2020 and December 2021 (‘the pandemic’), housing prices grew in the UK, reaching at the time their highest growth rate in a decade. First, housing prices continued to grow across all UK regions through the pandemic. Martina Fazio and Gary Harper During recessions, and indeed pandemics, housing prices usually fall.

Regional 123

Regional Analysis Trends Policies 123

Abrigo

SEPTEMBER 10, 2021

BSA was intended to detect illicit activity through cash and monetary instruments to catch tax evaders using secret foreign bank accounts. Enacted by Congress in 1970, the BSA was the initial anti-money laundering legislation first known as the Currency and Foreign Transactions Reporting Act.

Training 195

Training Risk Management Pennsylvania Resources 195

FICO

DECEMBER 9, 2019

Now, what does 2020 promise on the C&R front? Creditors have a lot to grapple with.The SSM Risk Map for 2020 still has NPLs in the mix, especially the execution of strategies to deal with the NPLs. The UK is one of the highest leveraged regions in Europe, which leads people more vulnerable to an economic downturn.

Analytics 52

Analytics Regional Strategy Regulation 52

BankUnderground

NOVEMBER 16, 2023

The profit measure we use is earnings before interest and taxes (EBIT), which is a standard accounting measure. This measure naturally avoids some of the issues that distort the national accounting data, such as the inclusion of non-market income, tax and self-employment or mixed income. Dotted line is a linear trend.

Company 137

Company Trends Policies Taxes 137

PopularBank

OCTOBER 28, 2020

SAN JUAN, Puerto Rico – October 28, 2020 – Popular, Inc. million are expected to be recognized in the fourth quarter of 2020. The expenses include a pre-tax charge of approximately $2.4 As part of the realignment, select branches of Popular Bank will be consolidated, resulting in 11 branch closures. million, of which $23.1

Puerto Rico 52

Puerto Rico New York Metro Community 52

PYMNTS

FEBRUARY 13, 2017

For merchants, conducting cross-border trade often means following another nation’s local rules around payment acceptance, compliance, taxes and physical requirements and a host of other factors that vary between borders. percent by 2020. The political turmoil has a knock-on effect on our industry,” Bullock said.

Compliance 100

Compliance Taxes Regulation Operations 100

BankUnderground

JUNE 8, 2022

The first approach is to build climate stress testing around technologically plausible scenarios and carbon price paths which are consistent with climate goals (Batten et al ( 2016 , 2018 – Chapter 10 ) and NGFS (2020) ).

Capital 130

Capital Policies Tools Regulation 130

PYMNTS

MARCH 25, 2020

FastSpring, which provides a full-service eCommerce platform that includes features like recurring payments, tax management and subscription services for B2B and B2C software providers, sees a big opportunity for its customers in that change. We expect that number to continue to go up in the years to come.”. Moving to Next-Level Options.

Software 102

Software Management Meeting Online 102

Jeff For Banks

MARCH 21, 2024

Four Years Ago It was on March 11 th , four years ago in 2020, that the WHO declared a global pandemic due to the Covid virus threat that originated in China. Trillions of dollars of subsidies on “green” BS projects, electric vehicles no one wants, tax credits, debt forgiveness, and free money all fuel demand and contribute to inflation.

Marketing 111

Marketing Policies Report Atlanta 111

CB Insights

FEBRUARY 13, 2020

The global e-commerce market is currently estimated to be worth $4T in 2020, according to eMarketer. After being granted a tax ID and a bank account, Stripe Atlas provides businesses with access to the Stripe’s payment platform including Connect, Subscriptions, and Radar. Stripe continues to grow payments volume year over year.

Online 98

Online Company Retail Payments 98

PYMNTS

JUNE 23, 2016

The public affinity for cash is particularly visible in Belgium, Italy, Malta and Portugal — all of which are projected to show double digit total cash growth between 2015 and 2020. Last month, Indonesia announced plans to track down all credit card transactions in an effort to curb rampant tax evasion. The result?

ATM 102

ATM Cards Analysis Trends 102

PYMNTS

JULY 4, 2016

In an effort to spur job growth, the Brazilian government offered tax and legal incentives for technology companies within Rio. Roughly 251,000 people are employed in this sector across the region, representing 36 percent of the country’s financial services sector employment. How Berlin Earns Its ‘Startup Capital’ Reputation.

Innovation 104

Innovation Fintech National Capital 104

BankUnderground

MAY 22, 2024

It is calculated by taking a household’s mortgage payments (including interest and principal) and dividing them by their pre-tax income. The results have four major implications: If a household does not spend more than around 15% of their pre-tax income on mortgage payments, a higher DSR does not increases their risk of payment shortfalls.

Survey 62

Survey Lending Policies Analysis 62

MyBankTracker

FEBRUARY 26, 2021

Through a series of mergers, acquisitions, and reorganizations, the ACSC is now an AAA-affiliated insurer and, as the name suggests, serves customers in the Southern California region. In 2020, AAA was named as one of five top auto insurers by Insure.com. Generally, the death benefit is not subject to income taxes.

California 52

California Policies San Diego Los Angeles 52

CB Insights

OCTOBER 26, 2020

Even so, September 2020 was one of the strongest months for IPOs since Uber went public in May 2019. of investment banking revenues in 2020, per IBIS World. Biotech firms saw most of the best IPO performances in 2019, but conditions appear to be favoring large software platforms and tech companies once again in 2020.

Management 78

Management Capital Company Marketing 78