PYMNTS

JANUARY 8, 2021

Thus far in 2021, as of this writing, there have been 27 SPAC IPOs, according to the site, which have generated $6.6 In only one example noted in this space, as reported this week , tech startup Social Finance (SoFi) is closing a merger deal with blank-check firm Social Capital Hedosophia Holdings Corp. billion in gross proceeds.

Capital 237

Capital Examples Company Course 237

PYMNTS

SEPTEMBER 28, 2020

As 2020 limps toward its exhausting conclusion, get ready for a massive rebound in 2021 — for consumer spending , for small- to medium-sized businesses’ ( SMBs ’) top lines, and for the U.S. I actually think that 2021 may not be a good year — I’ll be blunt in saying that,” he told Webster. economy in general.

Fintech 291

Fintech Examples Industry Management 291

Perficient

JULY 7, 2021

Capital One, National Association. Capital One Bank (USA). Examination. Outstanding. Large Bank. Guaranty Bank & Trust, National Association. Satisfactory. Large Bank. Modern Bank, National Association. Outstanding. Wholesale Bank. Glen Allen. West Covina. Outstanding. Intermediate Small Bank. Sterling Federal Bank, F.S.B.

National 309

National Texas Tennessee CA 309

PYMNTS

OCTOBER 7, 2020

It is estimated that the worldwide pandemic will propel 88 million to 115 million people into extreme poverty in 2020, a number that could hit 150 million by 2021. It is also estimated that some 490 million people will lose access to either potable water, sufficient food, electricity or education in 2021.

Groups 220

Groups Meeting Capital Innovation 220

Abrigo

MARCH 24, 2021

Takeaway 1 Financial institutions that invested in technology in 2020 are using it to increase the loan portfolio in 2021. Growing loans, earnings are banks' top challenges in 2021. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey.

Lending 221

Lending Technology Survey Examples 221

Accenture

JANUARY 23, 2022

The market turmoil of 2020-2021, along with an unprecedented surge that has renewed a focus on retail investors, has pushed direct investing platforms into the spotlight. However, during the pandemic we witnessed the union of social (media, communities and group action) and capital (saving and trading) as….

Retail 359

Retail social media Customer Experience Community 359

PYMNTS

JANUARY 8, 2021

B2B FinTech startups have stepped into 2021 with a bang, as industry players raised more than $910 million in combined funding. India's BharatPe, which operates a B2B payments platform, is currently in the process of building credit solutions for its business users that will include short-term capital loans.

Fintech 203

Fintech Capital Lending Operations 203

Perficient

JUNE 30, 2022

As reported by the World Bank, in 2021 the GDP of The Bahamas was $9.91 In 2021, FTX, the crypto derivatives marketplace, made the decision to relocate from Hong Kong to the Bahamas. In 2022, FTX broke ground on its new headquarters in Nassau, the country’s capital. Billion, down 14.5% ( and down even more from the $13.16

cryptocurrency 472

cryptocurrency Regulation Conference Taxes 472

Perficient

MARCH 19, 2021

The largest program announced, dollar-wise, by the Treasury Department was the creation and funding of the Emergency Capital Investment Program (ECIP). The funding round was opened prior to ECIP on February 25, 2021. The ESMLP will not be open until June 2021. These are: CDFI Rapid Response Program: a $1.25

Community 309

Community Capital Lending US 309

Perficient

MARCH 3, 2022

Federal bank regulators work together to design Comprehensive Capital Analysis and Review (“CCAR”) stress tests that are designed to ensure that even in the case of a severe recession, significant banks can lend to households and businesses. As repeated by federal bank regulators, the required economic scenarios are not forecasts.

Capital 294

Capital Regulation United States Exercises 294

Perficient

JULY 8, 2021

The Fed’s Comprehensive Capital Analysis and Review (“CCAR”) stress tests are designed to ensure that large banks can lend to households and businesses even in a severe recession. The 23 large banks tested remained well above their risk-based minimum capital requirements.

Capital 309

Capital Exercises Analysis Lending 309

Abrigo

AUGUST 6, 2021

How can community financial institutions thrive in 2021? By implementing new technologies and strategies to reduce costs and manual processes, community financial institutions can capitalize on their strengths and better serve their customers and members. . Community Bank Outlook: Challenges and Opportunities in 2021 and Beyond.

Community Bank 195

Community Bank Community Kansas City Lending 195

Payments Dive

DECEMBER 22, 2022

This year’s venture capital funding activity in payments paled in comparison to 2021’s record-setting year.

Comparison 221

Comparison Payments Capital 221

PYMNTS

AUGUST 21, 2020

The move “will enable it to capitalize on the accelerating transition of millions of bank customers from branch-based activity to digital services during the COVID-19 pandemic,” the news outlet said. Although the bank has not confirmed the digital venture, the news outlet cited an “insider” as saying it could launch in early 2021.

Report 173

Report Digital Banking Technology Lending 173

PYMNTS

DECEMBER 30, 2020

Many enjoyed huge first-day price pops, heating up the IPO market even more — and 2021 seems poised to only continue the fireworks. Reuters quoted unnamed sources as saying the offering would occur in early 2021, valuing the company at about $30 billion. Connected-economy companies led 2020’s surprisingly successful roster of U.S.

Marketing 198

Marketing Company Online Report 198

BankUnderground

JUNE 8, 2022

There is a lively debate about whether and how capital regulations for banks and insurers should be adjusted in response to climate change. Incorporating climate-related risks into the capital regime will require a reliable methodology to measure these risks. Marco Bardoscia, Benjamin Guin and Misa Tanaka.

Capital 131

Capital Policies Tools Regulation 131

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. On the next pages, you’ll find our listings of the top-performing community banks of 2021 alongside interviews with some of the winners. Capital Community Bank. Illustration by Eight Hour Day.

Community Bank 172

Community Bank Community Montana Taxes 172

Perficient

MARCH 30, 2023

The front office is screaming down to the Settlement Office, “Operations, we need more capital!” Blockchain technology can be a solution to the batch processing issue that plagues trading desks having to wait on settlement confirmation; before having capital/securities available for trading. I’m giving it all we’ve got.

Operations 275

Operations blockchain Capital Security 275

Independent Banker

AUGUST 31, 2021

ICBA’s National Community Bank Service Award winners for 2021 demonstrate that when their local areas need support, community banks are there with innovative, compassionate and thoughtful responses. In mid-June 2020, the community bank launched Cross River Digital Ventures, a venture capital arm that invests in fintechs.

Community Bank 196

Community Bank Community National Fresno 196

PYMNTS

DECEMBER 18, 2020

18) as part of its Q2 fiscal 2021 earnings that higher volumes in international priority and U.S. For Q2 fiscal 2021, FedEx reported $4.83 Management said the company is not offering a fiscal 2021 earnings forecast, and noted that the capital spending outlook for the year stays at $5.1 FedEx reported on Friday (Dec.

US 262

US Illinois Operations Report 262

PYMNTS

JULY 3, 2020

Commercial payments technology firm WEX landed a $400 million investment this week, but when it comes to venture capital, investors set their sights on B2B eCommerce, small business funding, payroll and more. Supporting that initiative is Square Peg Capital, which led a $6.3 With a combined $43.3

Capital 161

Capital Fintech Security Operations 161

PYMNTS

DECEMBER 8, 2020

The company, which PYMNTS described as "pandemic-proof," has favored younger, savvy clients who are acting in a risk-averse manner by capitalizing on market downturns, according to Co-Founder and Co-CEO Vlad Tenev. PYMNTS reported that the app signed a record 3 million new users in the first four months of the year.

Millennials 174

Millennials Marketing Capital Analytics 174

PYMNTS

NOVEMBER 24, 2020

The combined company, to be led by Metromile CEO Dan Preston , will have a pro forma market capitalization of approximately $1.3 Investors Social Capital, Hudson Structured Capital Management, Miller Value, Clearbridge and Mark Cuban have committed to investing $160 million through a private placement of INSU II Class A common shares.

Arizona 264

Arizona Pennsylvania Capital Washington 264

Perficient

APRIL 13, 2022

Yet, 2021 was the defining year that changed everything. It was 2021 when digital artist Mike Winkelmann, aka Beeple, sold his NFT, “Everydays: The First 5,000 Days,” for $69 million at Christie’s auction house, and a shocked world took notice. The owner at that point can trade it, loan it, sell or keep it.

Dallas 411

Dallas blockchain Bitcoin Community 411

PYMNTS

OCTOBER 12, 2020

billion, Berlin-based FinTech N26 is exploring seeking additional investments in calendar 2021, Bloomberg reported Monday (Oct. N26 already has raised nearly $800 million in venture capital, Bloomberg reported, including a $100 million round in May 2020. Venture capital investment in Europe’s FinTech industry has surpassed $35.4

Fintech 268

Fintech United States Capital Meeting 268

Perficient

DECEMBER 15, 2021

Early Warning Services is a private company owned by BofA, BB&T, Capital One, JPMorgan Chase, PCN Bank, U.S. Zelle processed more than $120 billion across 450+ million transactions during Q3 2021. Zelle is a major peer-to-peer payment network operated by Early Warning Services. Bank, and Wells Fargo.

America 294

America Mobile Video Capital 294

Cisco

AUGUST 23, 2022

Since preserving capital will remain a top priority, decision makers will need to look for options that allow them to maintain or increase IT capabilities while keeping monthly spending to a minimum. Cisco Capital and Cisco Refresh , which offer global payment and lifecycle management solutions, were created to enable customers and partners.

Capital 116

Capital Policies Management Survey 116

Abrigo

SEPTEMBER 13, 2021

Takeaway 3 The future looks brighter, as financial institutions have cash and capital, and opportunities are starting to unfold. Here are seven highlights from the quarter ended June 30, 2021: . trillion as of June 2021. billion in June 2021; $175 billion of these deposits are non-interest bearing. 27% in June 2021.

FDIC 195

FDIC Lending Capital Trends 195

PYMNTS

SEPTEMBER 27, 2020

The Tracker notes that one in three eCommerce retailers is expected to offer some type of BNPL payment plan by the end of 2021. After a recent $55 million capital raise , Sezzle plans to focus more on that area of business. Bork is responsible for Sezzle’s large-scale acquisition efforts.

Leadership 302

Leadership Millennials Retail Study 302

BankUnderground

SEPTEMBER 8, 2022

The probability of an extreme stress event with losses above £91 billion (roughly 19% of CET1 capital) increased from 1% before the pandemic to 4.1% in 2021 Q4. Measuring capital at risk. In 2021 Q4, the CaR estimate was still above the pre-pandemic level and close to £31 billion. in 2020 Q2, subsequently falling to 1.7%

Capital 126

Capital System Policies Data 126

PYMNTS

APRIL 28, 2020

Its nearest debt maturity was for roughly $530 million in January 2021. Its shares have fallen nearly 70 percent year to date, giving it a market capitalization of $1.6 In its most recent filing in January, Macy’s had sales of roughly $25 billion and net debt of $3.5 billion.

Policies 225

Policies Capital Retail Report 225

PYMNTS

JANUARY 22, 2021

As corporate treasurers hit the ground running in 2021, Schwartz said, they must be strategic about implementing cutting-edge solutions and should work with their banks as collaborative partners to overcome the biggest barriers to working capital optimization. "But they need to be planned for.". A Fork In The Road.

Management 258

Management Tools Capital Strategy 258

PYMNTS

JANUARY 3, 2021

Moreover, airlines aren't expected to recover until the second half of calendar 2021, according to CNBC. According to the news site, American Airlines' market capitalization fell 45 percent, Delta's fell 31 percent and United Airlines' fell 51 percent. According to the recent post, U.S. According to the recent post, U.S.

US 181

US Alaska Course Capital 181

PYMNTS

SEPTEMBER 30, 2020

million in Blumberg Capital-led seed funding. million in seed funding led by Blumberg Capital with the participation of Vulcan Capital, among others. The Tata Group’s mobile program is reportedly on pace to debut by the end of 2020 or January 2021. Plus, Intelage has notched $3.5 in Seed Funding. Intelage has landed $3.5

Cards 214

Cards United States Payments Capital 214

PYMNTS

DECEMBER 18, 2020

18) as part of its fiscal Q2 2021 earnings that total sales dropped 19.4 Darden CEO Gene Lee said that the company, which owns the Olive Garden, LongHorn Steakhouse, the Capital Grille and other sit-down chains hit hard by the pandemic, focused on four priorities during the quarter. Darden Restaurants, Inc. reported Friday (Dec.

Report 201

Report Operations Customer Experience Capital 201

SWBC's LenderHub

JANUARY 19, 2021

While 2020 started out as a difficult year for Municipal Bonds, those investors that were nimble and not ruled by fear, ended up having a good—if not a great—year. The spike in Municipal Yields during the first quarter ended up being a significant buying opportunity for individual bonds and structured products.

Marketing 148

Marketing Capital 148

PYMNTS

APRIL 8, 2020

Another program gives businesses the opportunity to monetize IT infrastructure by exchanging assets for capital that can be used for new purchases. Businesses can get the technology they need right away and pay 1 percent of the total contract value each month for the first eight months, pushing 90 percent of the cost into 2021.

Payments 238

Payments Management America Technology 238