PYMNTS

JANUARY 8, 2021

B2B FinTech startups have stepped into 2021 with a bang, as industry players raised more than $910 million in combined funding. With the funding, Yesler plans to invest in its marketing and engineering teams. In a statement, the company's Group President Suhail Sameer said the debt capital will be key to its lending operations.

Fintech 203

Fintech Capital Lending Operations 203

Abrigo

MARCH 24, 2021

Takeaway 1 Financial institutions that invested in technology in 2020 are using it to increase the loan portfolio in 2021. Growing loans, earnings are banks' top challenges in 2021. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey.

Lending 221

Lending Technology Survey Examples 221

Perficient

MARCH 3, 2022

The Office of the Comptroller of the Currency (OCC) recently released the economic and financial market scenarios that will be used in the upcoming stress tests for covered institutions. Equity market volatility, as measured by the Chicago Board Options Exchange Volatility Index (VIX), declines in 2022 by about 6.5 to hover around 2.50

Capital 294

Capital Regulation United States Exercises 294

Perficient

JULY 8, 2021

The Fed’s Comprehensive Capital Analysis and Review (“CCAR”) stress tests are designed to ensure that large banks can lend to households and businesses even in a severe recession. The 23 large banks tested remained well above their risk-based minimum capital requirements. Test Results.

Capital 309

Capital Exercises Analysis Lending 309

Gonzobanker

DECEMBER 5, 2024

Two deals that especially took us by surprise were Candescent’s (the artist formally known as NCR Voyix) acquisition by Veritas Capital in September for $2.45 Fast forward to September, and in steps Veritas Capital. Together, both deals show that digital isn’t hitting a lull, but rather ramping up speed for future growth.

Digital Banking 78

Digital Banking Marketing Capital Georgia 78

Perficient

MARCH 30, 2023

The front office is screaming down to the Settlement Office, “Operations, we need more capital!” Any operations team that has dealt with a stock loan trading desk can contest the inherent friction between providing more available securities to the desk and reliance on settlement cycles and market constraints.

Operations 275

Operations blockchain Capital Security 275

SWBC's LenderHub

AUGUST 23, 2021

A combination of relatively hawkish July FOMC minutes and softer global economic reports gave risk markets a slightly negative tone last week. The more hawkish Fed view showed up in the currency markets as the U.S. The labor market continues to recover as initial jobless claims continue to decline. Last Week.

Marketing 148

Marketing Industry Report Capital 148

SWBC's LenderHub

AUGUST 9, 2021

The volatility in rate markets last week was one for the ages. The week was a tale of two markets. The first was the continuation of the punishing rally that has burned shorts and frustrated yield chasers.

Marketing 148

Marketing Course Capital 148

SWBC's LenderHub

NOVEMBER 15, 2021

The week began with the continued unwinding of the massive, long-dated Treasury short positions that have roiled the markets and, in large part, caused the 10-year to revisit technical lows in yields, getting as low as 1.41% on Tuesday. Then, October CPI came on Wednesday, and the market went from student body right to student body left.

Marketing 148

Marketing Capital 148

SWBC's LenderHub

AUGUST 30, 2021

Both risk and Treasury markets spent most of last week guessing what Fed Chairman Powell was going to say when he spoke at the annual Fed summit at Jackson Hole, WY, then reacting to the actual address on Friday. Chairman Powell provided what can be called a “dovish taper”.

Marketing 147

Marketing Policies Data Capital 147

SWBC's LenderHub

OCTOBER 25, 2021

In the rates markets, more and more participants have begun to accept as fact that the inflationary pressures being experienced in all corners of the economy and most of the world aren’t going away anytime soon. It was a tale of two worlds last week.

Marketing 148

Marketing Capital 148

SWBC's LenderHub

DECEMBER 6, 2021

While equities rallied Monday after the steep selloff on Black Friday, you could feel that the market was spooked and ready to sell-off. Yet another wild one, last week. The week started with further angst over the new COVID-19 variant, Omicron.

Marketing 147

Marketing Capital 147

SWBC's LenderHub

MARCH 29, 2021

The Treasury market survived another supply deluge as the Treasury auctioned off approximately $180 billion in debt (two-year, five-year, and seven-year). Last Week: Last week saw the resumption of the rotation trade in equities as large-cap value stocks outperformed small-cap and growth stocks.

Marketing 147

Marketing Capital 147

SWBC's LenderHub

OCTOBER 18, 2021

Last week, 2s-30s flattened 20 basis points as the market began to price in inflationary pressures lasting for a period that is more than transitory. Another wild week as we continue to live in “interesting times”. The Treasury yield curve steepening theme suddenly reversed course.

Marketing 148

Marketing Course Capital 148

SWBC's LenderHub

DECEMBER 13, 2021

Equity markets decided to look at the glass as half full, last week—keying in on initial reports that the Omicron Covid variant might be very contagious but not as lethal as Delta—and got their rally on. The tech-heavy NASDAQ managed to defy the narrative that it trades with positive interest rate duration, heading up 3.6%

Marketing 148

Marketing Management Report Capital 148

SWBC's LenderHub

MAY 10, 2021

Last Week: In an action-packed week, the equity markets continued the big equity rotation trade where the high-flying “Big Tech” and “Fintech Disrupter” stocks lost more ground to value stocks, such as banks. A good example of the activity could be found in two Exchange Traded Funds.

Marketing 148

Marketing Examples Innovation Fintech 148

SWBC's LenderHub

OCTOBER 11, 2021

Meanwhile, Friday’s huge non-farm payroll miss sent shivers through risk markets. The Commodity Research Bureau Raw Material Index ended the week less than one percent from its all-time high.

Marketing 147

Marketing Capital 147

SWBC's LenderHub

JULY 6, 2021

Impervious to bad news, such as the spread of the “Delta Variant,” further Fed speak on tapering, warnings of impending doom from market sages, and continued signs of inflation, the stocks party on. Last Week: Equities continued to grind higher with the S&P 500 managing to set new all-time highs every day of the week.

Marketing 148

Marketing Management Report Capital 148

SWBC's LenderHub

JANUARY 19, 2021

While 2020 started out as a difficult year for Municipal Bonds, those investors that were nimble and not ruled by fear, ended up having a good—if not a great—year. The spike in Municipal Yields during the first quarter ended up being a significant buying opportunity for individual bonds and structured products.

Marketing 148

Marketing Capital 148

PYMNTS

DECEMBER 8, 2020

Robinhood Markets , the popular stock trading app, is working with Goldman Sachs for its initial public offering (IPO) preparations, which could value the company at $20 billion, Reuters reported. The IPO could come out next year, Reuters reported, citing sources, who also said the exact timing would be subject to market conditions.

Millennials 174

Millennials Marketing Capital Analytics 174

SWBC's LenderHub

JUNE 17, 2021

The municipal bond market took a wild ride in the first half of the year to near-historic levels of richness versus Treasuries that is rarely seen, and the environment is ripe for the second half of the year to take it even further.

Marketing 139

Marketing Taxes Capital 139

Abrigo

JANUARY 24, 2025

Understanding broad market trends and the specific forces affecting bank and credit union portfolios can guide institutions decisions while helping them prepare for examiner scrutiny of CRE risk , according to a recent Abrigo webinar, Being strategic with your CRE. Senior housing and aging office buildings add to the pressure.

Lending 221

Lending Trends Risk Management Management 221

SWBC's LenderHub

FEBRUARY 22, 2021

The sell-off in rates has been orderly, so far, as we have not seen much forced duration selling yet from the mortgage market. The 10-year Treasury jumped 13 basis points, while the two-year remained firmly anchored.

Marketing 136

Marketing Capital 136

Abrigo

AUGUST 6, 2021

How can community financial institutions thrive in 2021? Acquisitions allow organizations to spread costs across a larger asset base, recognize synergies within business lines, reduce staff, and consolidate branches in overlapping markets. Community Bank Outlook: Challenges and Opportunities in 2021 and Beyond. SBA Lending.

Community Bank 195

Community Bank Community Kansas City Lending 195

PYMNTS

NOVEMBER 24, 2020

The combined company, to be led by Metromile CEO Dan Preston , will have a pro forma market capitalization of approximately $1.3 Investors Social Capital, Hudson Structured Capital Management, Miller Value, Clearbridge and Mark Cuban have committed to investing $160 million through a private placement of INSU II Class A common shares.

Arizona 264

Arizona Pennsylvania Capital Washington 264

SWBC's LenderHub

MAY 3, 2021

Notable market participants such as Jeff Gundlach and David Einhorn disagree. On Wednesday, the Federal Reserve FOMC meeting showed a Fed that has every intention to let the economy run hot, even as inflationary readings pick up. The Fed views the spikes we are seeing in commodities and other production inputs as “transitory.”

Marketing 135

Marketing Meeting Capital 135

BankUnderground

JUNE 8, 2022

There is a lively debate about whether and how capital regulations for banks and insurers should be adjusted in response to climate change. Incorporating climate-related risks into the capital regime will require a reliable methodology to measure these risks. Marco Bardoscia, Benjamin Guin and Misa Tanaka.

Capital 131

Capital Policies Tools Regulation 131

SWBC's LenderHub

JUNE 28, 2021

It appears that real money buying and fast money short-covering of Treasuries has abated as supply continues to flood the market. The Treasury conducted massive two-year, five-year, and seven-year auctions, which were received fairly well.

Marketing 133

Marketing Dallas Data Capital 133

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. On the next pages, you’ll find our listings of the top-performing community banks of 2021 alongside interviews with some of the winners. Capital Community Bank. Illustration by Eight Hour Day.

Community Bank 172

Community Bank Community Montana Taxes 172

SWBC's LenderHub

AUGUST 2, 2021

The highlight of the week was the July FOMC meeting and announcement. Importantly, there was some language change that acknowledged the continued progress made by the economy and that they are now actively looking at the data to decide when to begin tapering.

Marketing 148

Marketing Meeting Data Capital 148

SWBC's LenderHub

JULY 26, 2021

Another week, another new all-time high for stocks. Equities plunged at the beginning of the week. The S&P 500 dropped 1.6% on Monday as risk assets reacted to the very real risk of the COVID-19 Delta variant causing havoc and snuffing out the recovery.

Marketing 148

Marketing Capital 148

SWBC's LenderHub

FEBRUARY 8, 2021

GameStop mania retreated last week and major stock indices roared back to life, setting new all-time highs.

Marketing 148

Marketing Capital 148

SWBC's LenderHub

JANUARY 25, 2021

Last Week: Another strong week for equities as new all-time highs were set yet again for the S&P and NASDAQ. President Biden’s inauguration went off without a hitch and some confidence rose that the new administration will attack the virus with a more coordinated federal effort and aggressively push the $1.9 trillion stimulus-relief package.

Marketing 148

Marketing Capital 148

SWBC's LenderHub

AUGUST 16, 2021

Treasury auctioned off three-year, 10-year, and 30-year notes for a grand total of $126 billion in new issuance. The highlight was the stupendous showing of the 10-year note on Wednesday. The new note stopped through pre-auction yield three basis points, while all the measures of auction performance were very solid. year-over-year increase.

Marketing 148

Marketing Capital 148

SWBC's LenderHub

JUNE 7, 2021

While the major stock indices continued to grind higher and Treasury yields drifted in a very tight range, last week was still quite interesting. Retail investors, the new 800-pound gorilla, drove their new love interest, AMC, up 83% for the week. At one point on Tuesday, the stock was up over 140% from the prior week’s close.

Marketing 148

Marketing Retail Report Company 148

SWBC's LenderHub

SEPTEMBER 20, 2021

Last Week.

Marketing 148

Marketing Capital 148

SWBC's LenderHub

OCTOBER 4, 2021

It was quite an ugly week for just about everything but oil and bitcoin. Stocks were down sharply, giving their worst monthly performance since March 2020. High-Yield corporate debt showed some signs of weakening as well. It feels like the world is waking up to the real possibilities of stagflation.

Marketing 148

Marketing Bitcoin Capital 148