PYMNTS

NOVEMBER 23, 2020

23) that they have entered a strategic partnership to launch Visa Commercial Pay, billed as a suite of B2B payment solutions for enterprises making the shift to digital transactions, and, specifically, virtual cards — and away from paper-based manual processes. She said 89 percent of B2B buyers are making more online purchases than last year.

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Cards Payments Mobile Management 287

PYMNTS

OCTOBER 1, 2020

The great digital shift is transforming credit cards into money management tools. Consumers want cards, and they want them quickly, and they want those cards [delivered] in a digital way," said Turner. The company said that through the expansion of its Digital-First Card Program, which was announced last Wednesday (Sept.

Cards 249

Cards Management Tools Guidelines 249

Abrigo

MARCH 18, 2025

checks, debit/credit cards, wire transfers, digital wallets) Clearing and settlement mechanisms for processing transactions accurately and securely Payment systems are critical to the nations financial infrastructure and are vital to the financial stability of the U.S. trillion in 2021, according to the latest data from the Fed.

System 195

System Payments Fraud Regulation 195

PYMNTS

JANUARY 21, 2021

“We can provide them these services regardless of the channel that the member wants to interact with,” across brick-and-mortar, online or contactless payments, she added. So that way, we can customize the program specifically for the credit union based on a target demographic or based on how their members use their cards.”.

Analytics 240

Analytics Fraud Trends Mobile 240

PYMNTS

JUNE 20, 2017

As the popularity of online shopping continues to rise, it comes as no surprise that there has also been an uptick in card-not-present purchases. Worldwide, eCommerce card payments generated $2.7 Cards Association (UKCA) found that cashless purchases made through debit and credit cards more than doubled in the past decade.

Online 131

Online Cards Study Mobile 131

PYMNTS

DECEMBER 22, 2020

Italian consumers are embracing a new government program aimed at boosting retail sales while tamping down on tax evasion that allows buyers to receive a 10% refund on card payments made in stores. At the same time, commercial credit cards’ cash advances dropped 14 percent last year. The program, which began on Dec.

Cards 188

Cards Payments Taxes Study 188

BankBazaar

DECEMBER 24, 2020

Want to start 2021 on the right financial note? Here are the top 10 Credit Cards that can help you do just that! Start the New Year by choosing the right Credit Card! That’s exactly why we’ve picked some awesome cards for you. IndusInd Bank Platinum Card. 150 spent on this card.

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PYMNTS

JANUARY 11, 2021

"This is a groundbreaking step in creating a world that enables merchants to turn their smartphones into a payment acceptance device without the need for an externally paired physical card reader.”. NMI offers “card payment gateways, processing over 1.2 Mastercard predicted that this shift is likely to continue in the future.

Trends 299

Trends California Maine Groups 299

PYMNTS

SEPTEMBER 15, 2020

With the increasingly high numbers of online shoppers in the wake of COVID-19 , we are committed to providing solutions that lay the groundwork for the next generation of simple, secure and better ways to pay,” Stacey Madge , president and country manager of Visa Canada, said in the announcement. 15) announcement.

United States 291

United States Security Retail Cards 291

PYMNTS

OCTOBER 15, 2020

But bank earnings are showing that loan loss reserves were more conservative than needed (at least for now) and that in some cases, consumer spending and card activity might be emerging from the most recent depths spurred by the pandemic. At least in terms of third-quarter results that gave insight into card spending and charge-offs. “As

America 220

America Cards Mobile Management 220

PYMNTS

JANUARY 15, 2021

A year ago, as 2019 was turning over into 2020, the distinction between card-present transactions and card-not present transactions was highly relevant in the world of commerce. As 2020 is becoming 2021, on the other hand — not so much and for good reason. How do you put the card in the hands of one’s customers faster digitally?

Cards 235

Cards Payments Mobile Data 235

PYMNTS

DECEMBER 11, 2020

Although much of the 2021 holiday season will be very different than anything that came before it, some of the changes are easier to anticipate than others. Before COVID-19, there were probably a lot of demographic groups that didn't know how easy it is to order online and then head to the store for pickup.

Retail 273

Retail Meeting Customer Experience Online 273

PYMNTS

NOVEMBER 30, 2020

Outback Steakhouse has rolled out a new “curbside concierge” option for holiday gift card shopping, according to a Monday (Nov. Customers call ahead or go to their nearby restaurant and drive into a set gift card drive-up parking spot with the service. Customers who purchase $50 in gift cards up to Dec. 30) announcement.

Cards 144

Cards United States Millennials Survey 144

PYMNTS

AUGUST 7, 2020

While the barriers to reaching an international consumer base are low thanks to innovations in eCommerce, online retailers and merchants still struggle to provide their global consumers with the same payments experience their domestic ones have. Visa recently announced a new policy to help shoppers alleviate this pain point.

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Policies Online Retail Payments 302

Payments Source

JULY 28, 2020

The global card issuer will provide its tokenization technology for JPMorgan Chase's virtual card program in early 2021.

Cards 135

Cards Technology Online Payments 135

Perficient

FEBRUARY 17, 2023

Embedded Payments A 2022 study published by the Federal Reserve Bank of San Francisco noted that app payments increased as a percentage of total consumer purchases from 11% in 2019 to 15% in 2020, to 29% in 2021. At just 4 cents per transaction, the fees to the merchant are far less than the 2% to 3% fees charged by credit cards.

San Francisco 275

San Francisco Cards Online Payments 275

PYMNTS

JULY 17, 2020

Mobile card apps went from nifty to necessary when the darkest imaginings of last March had people picturing COVID-19 on every surface, suspended in every breath. Consumers are interested in applying mobile card management tools in different ways, however,” the report states. Meet the 2021 Cardholder.

Cards 151

Cards Mobile Groups Tools 151

PYMNTS

JULY 6, 2020

According to analysts with Bank of America, even as the market begins to recover and people go out more often, the tendency to buy more online might stick, Bloomberg reported. Morgan Stanley expected the payment volume to grow 70 percent in 2020 and 69 percent in 2021 as more people use the platform, Bloomberg reported.

Online 150

Online America Groups Report 150

PYMNTS

JANUARY 30, 2019

LINE Pay Corporation, operator of the popular payment app LINE Pay , announced that it is launching a LINE Pay co-brand credit card with Visa in Japan. The LINE Pay-Visa credit card is set to be released later this year, allowing consumers to make payments at merchants accepting Visa throughout Japan and around the world.

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Cards Branding Video Payments 142

PYMNTS

APRIL 13, 2020

consumer, where spending was strong across cards, where auto loans remained resilient. We wouldn’t hazard to take a guess at the true breadth and depth of the coronavirus, but it’s a safe bet to assume that management commentary will delve into deferred mortgage, credit card and auto loan payments. and the U.K., Increasingly Digital.

America 312

America Cards Mobile Report 312

BankBazaar

FEBRUARY 15, 2021

Here’s your monthly guide to offers and promotions on Credit Cards listed on BankBazaar – major discounts on food, online shopping and hotel bookings are up for grabs! . Don’t let your Credit Card sit idle in your wallet. Here’s how you can get maximum bang for your buck with your Credit Card this month.

Cards 78

Cards Online Taxes Branding 78

PYMNTS

DECEMBER 8, 2020

In today’s top news, economists expect the economy to recover back to pre-pandemic levels by the end of 2021, and China’s banking watchdog warns of further Big Tech regulations. Plus, online lending startup SoFi is looking to go public through a SPAC. Economists: Stimulus, Vaccine Key To Full Recovery By Year-End 2021.

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San Francisco Community Bank Video Capital 130

PYMNTS

NOVEMBER 17, 2020

The rising trend of digitization in commerce and the increased occurrence of card-not-present fraud were not created by the COVID-19 pandemic. Not having the use of their card for a period of time or access to their credit limits or access to their money — it's a big deal. How It Will Work.

Fraud 316

Fraud Michigan Security Cards 316

PYMNTS

JANUARY 11, 2021

That network, in combination with Equifax, will use advanced technologies to connect data “signals” that stem from 32 billion online interactions, five billion annual transactions and 17 billion unique devices across the globe, as the company said in its announcement tied to the acquisition. The deal is anticipated to close in Q1 of 2021.

Fraud 158

Fraud Online ATM United States 158

PYMNTS

FEBRUARY 21, 2020

Cryptocurrencies — like bitcoin — are “produced by solving complex maths puzzles and governed by disparate online communities instead of a centralized body,” reports said. The pilot will run until February 2021 and will use blockchain technology, the Riksbank said. Cash accounts for 20 percent of merchant transactions.

blockchain 264

blockchain Bitcoin cryptocurrency Community 264

PYMNTS

FEBRUARY 3, 2020

Fraudsters have grown adept at finding debit cards’ weak points, and merchants are struggling to keep up. Losses due to false credit and debit card declines — in which merchants reject legitimate orders on the mistaken belief that they are fraudulent — grew to $118 billion last year and are projected to reach $443 billion by 2021.

Fraud 131

Fraud Cards Tools ATM 131

PYMNTS

JANUARY 21, 2021

Merchants, card issuers and banks are no strangers to facing off against evolving fraud threats. The pandemic has driven consumers to make the bulk of their purchases online, leading many businesses and retailers to struggle with securing their digital infrastructures and payments processes while managing floods of orders.

Fraud 148

Fraud Strategy Study Cards 148

Independent Banker

NOVEMBER 30, 2021

Sometimes that takes the form of gift cards for staff who catch a fraudulent check or go above and beyond job expectations. “We Now, ICBA has named it one of 2021’s Best Community Banks to Work For. For example, the committee initiated both an online account opening process and the bank’s rewards debit card. Methodology.

Community Bank 164

Community Bank Community Texas Leadership 164

PYMNTS

JANUARY 20, 2021

"We need to continue to think about how to engage our partners within today’s reality and how to help those partners serve their customers in new ways," he says in " A Look Forward: What Executives Wish for America and the World in 2021. "We Additionally, new and reissued cards are being delivered with contactless technology.

Payments 178

Payments Innovation Tools Cards 178

PYMNTS

DECEMBER 30, 2020

Whether through the use of online marketplaces or proprietary supplier portals, B2B sellers embraced the opportunity to connect with business customers online, while buyers reciprocated by sourcing, procuring and paying for goods the way they do in their personal lives.

Online 302

Online Meeting Payments Fintech 302

PYMNTS

AUGUST 14, 2020

While the migration of sales workflows from in-store to online hasn’t historically relied on guidance or input from the treasury department for a successful shift, in today’s demanding market, treasurers are in a position to play a far more strategic role in guiding their organizations as they manage new and changing payment flows.

Strategy 295

Strategy Online Payments Management 295

PYMNTS

JANUARY 19, 2021

s first publicly traded neobank, with a branchless digital-first approach to financial services that comes right as the pandemic has forced branches to close, and banking across online platforms is gaining critical mass. In an interview with Karen Webster, Anuj Nayar , vice president and U.S. High-Yield Savings.

Digital Banking 290

Digital Banking Cards Digital Strategies Survey 290

PYMNTS

DECEMBER 15, 2020

December’s Buy Now, Pay Later Report , the ‘Millennials and the Shifting Dynamics of Online Credit’ edition, provides illuminating new numbers to quantify BNPL’s impact. The report points out that, counter to prevailing views, millennials are more likely to own and use credit cards than any other cohort right now.

Millennials 256

Millennials Report United States Study 256

PYMNTS

SEPTEMBER 1, 2020

Wells Fargo had initially announced plans in March for a 2021 launch for its new “Clear Access Banking Account,” only to move it up by several months. The account also comes with access to Wells Fargo’s mobile banking app, its online banking platform, as well as online bill paying, the bank said.

San Francisco 234

San Francisco Payments Online Meeting 234

PYMNTS

JULY 14, 2020

At the onset of the pandemic four months ago, most of the Apple stores were shuttered and the company asked its employees to switch to online roles, the news service reported. Since March, Apple and its partner, Goldman Sachs, have allowed Apple Card holders to skip payments in consideration of the financial impact of the coronavirus.

Apple 145

Apple Video Retail California 145

PYMNTS

DECEMBER 23, 2020

The 6-year-old who get his hands on Mom’s iPad and manages to rack up $16,000 worth of credit charges for online gaming. The teenager with a Fortnite habit who manages to clean out Dad’s checking account via the debit card linked to the gaming account. It runs on credit rails, but it's not a traditional credit card,” MacDonald said.

Fintech 322

Fintech Cards Lending FDIC 322

PYMNTS

JANUARY 26, 2021

Looking ahead at 2021, positive signs are on the horizon for the industry despite strains on CU operations due to the pandemic. CU members who reported shopping online at least several times a week increased by nearly 50 percent since the pandemic began last spring. Around The Credit Union Landscape .

Tools 276

Tools Los Angeles New Jersey Trends 276