Abrigo

JANUARY 25, 2021

Why Attend ThinkBIG 2021? Takeaway 1 ThinkBIG 2021 features in-person and virtual options to accommodate attendees. Why ThinkBIG 2021? Understandably, many banking professionals are likely weighing the pros and cons of various conferences in 2021 due to ongoing uncertainty. ThinkBIG 2021 has something for everyone.

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PYMNTS

SEPTEMBER 16, 2020

Facebook and French eyewear giant EssilorLuxottica are collaborating on the development of smart glasses, and plan to launch their first product, Ray-Ban branded smart glasses, in 2021, the companies announced Wednesday (Sept. There was no indication the technology he discussed would factor in the glasses to be sold in 2021.

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Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending. Record new business formation and a wider gap between U.S.

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Abrigo

AUGUST 6, 2021

How can community financial institutions thrive in 2021? Community banks are critical to ag lending and small business lending. Technology can help streamline and automate many manual lending processes, reduce compliance costs, and enhance risk management. Would you like other articles like this in your inbox?

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Abrigo

AUGUST 25, 2021

Takeaway 2 A consumer loan origination system can help FIs offer a fully digital retail lending experience. How can FIs overcome retail lending challenges? In today's competitive – and increasingly digital – consumer lending environment, financial institutions will need to find ways to adapt to changing customer expectations.

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Abrigo

JULY 20, 2021

From leveraging PPP technology to building relationships, reasons for boosting SBA lending are numerous. . Takeaway 1 SBA lending can expand your product offerings to help win deals with prospects and existing business customers or members. Why SBA Lending? Would you like others articles like this in your inbox? 1 and Sept.

Lending 195

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PYMNTS

JANUARY 8, 2021

B2B FinTech startups have stepped into 2021 with a bang, as industry players raised more than $910 million in combined funding. Backers zeroed-in on a range of industries, including SMB banking and lending. With plans to launch a new small business lending bank in the U.K., Zerone Microsystems Private Limited.

Fintech 203

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Abrigo

MARCH 3, 2022

By leveraging their strengths in relationship lending and their access to technology in order to grow the small business loan portfolio profitably. CFIs are poised to regain the small business lending market Community Financial Institutions can leverage technology to improve customer experience and regain the small business lending market.

Lending 195

Lending Community Marketing Community Bank 195

Abrigo

MAY 22, 2024

Recent stats and dynamics of the small business lending market Understanding the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending. Record new business formation and a wider gap between U.S.

Lending 195

Lending St. Louis Community Marketing 195

Independent Banker

APRIL 30, 2022

Loan providers share an infectious enthusiasm and growing optimism for one vertical’s prospects in 2022: commercial lending. Here’s how community bankers can take advantage of various sectors—including SBA lending—over the next 12 months. Number of applications filed to form new businesses in 2021, the most of any year on record.

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Abrigo

AUGUST 28, 2022

Develop better ag lending workflows before demand picks up. A better ag lending process makes applying smoother for borrowers and can allow efficient ag loan growth without adding a lot of staff. Takeaway 1 Now is the time to plant the seeds for harvesting growth in the ag loan portfolio by creating a better ag lending process.

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Abrigo

FEBRUARY 25, 2022

Personalized Touch with Efficient Service Can Boost Lending Banks and credit unions can boost business lending by combining a relationship focus with transaction-oriented processing. . This competition can only increase as the lending landscape continues to shift. Streamlined, Quick. Win more business loans you want.

Lending 195

Lending St. Louis Community Survey 195

Jack Henry

JANUARY 8, 2021

As we look back upon 2020 it’s easy to feel as though we’ve stepped into an alternate universe. Who might have guessed, heading into the year that a health crisis would emerge and reverberate through the economic and social fabric of our world?

Lending 148

Lending 148

Perficient

MARCH 19, 2021

The funding round was opened prior to ECIP on February 25, 2021. Emergency Support and Minority Lending Program: a $1.75 billion program to expand lending, grant making, or investment activity in low/moderate-income minority communities. billion set aside for a new category of CDFIs, “Minority Lending Institutions” or (MLIs).

Community 309

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CFPB Monitor

MAY 16, 2022

The CFPB recently issued its annual fair lending report covering its fair lending activity in 2021. . Small business lending—assessing whether there are disparities in application, underwriting, and pricing processes, redlining, and whether there are weaknesses in fair lending-related compliance.

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South State Correspondent

APRIL 24, 2022

Banks have ceased using LIBOR to price assets and liabilities after 2021. However, some community banks are still deciding on the correct term lending index to adopt. Considerations For Choosing A Term Lending Index. The post What Term Lending Index Should Banks Adopt? In contrast, BSBY hedging is only approximately 0.4%

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SWBC's LenderHub

JANUARY 7, 2021

As we usher in the first month of 2021 after a most atypical 2020, the forecast for new car sales and repossessions is looking a bit grim. There are two key indicators from their report I would like to highlight that should give us an idea of the challenges facing the auto lending industry going into 2021.

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Lending US Industry Report 127

South State Correspondent

APRIL 18, 2022

For example, 40% of JP Morgan’s commercial banking revenue is derived from fee income, and JP Morgan’s commercial banking division is composed of middle-market and commercial real estate (CRE) lending. The post Fee Income In Lending Is Crucial For Banks appeared first on SouthState Correspondent Division.

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South State Correspondent

FEBRUARY 28, 2023

The current cap rate for all real estate categories is 6.06% – an increase from the 4.50% nadir reached in December 2021. The relationship between cap rates, interest rates, DSCR, and LTV are all now conspiring to make real estate lending especially perilous.

Lending 195

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CFPB Monitor

SEPTEMBER 8, 2023

The Ohio Department of Commerce, Division of Financial Institutions is amending the rules that implement the state’s Residential Mortgage Lending Act. Proposed updates will ensure the rules reflect amendments that were made to the Act in 2021. Continue Reading

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Perficient

JANUARY 18, 2022

Likely, the unprecedented reduction in losses experienced by most banks in 2021 was the foundation for your 2022 loan loss forecasts. Gasoline prices have spiked nearly 50% since December 2020. Economists have varied opinions, but they all lead to elevated delinquencies.

Lending 492

Lending 492

PYMNTS

AUGUST 21, 2020

The Financial Times and Sky News reported in February that the online bank was in the works and would focus largely on savings and lending services, but Sky News added more details with the latest report. Although the bank has not confirmed the digital venture, the news outlet cited an “insider” as saying it could launch in early 2021.

Report 173

Report Digital Banking Technology Lending 173

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. On the next pages, you’ll find our listings of the top-performing community banks of 2021 alongside interviews with some of the winners. The bank issued 2,182 PPP loans in 2020 and 2021.

Community Bank 172

Community Bank Community Montana Taxes 172

Independent Banker

AUGUST 31, 2021

ICBA’s National Community Bank Service Award winners for 2021 demonstrate that when their local areas need support, community banks are there with innovative, compassionate and thoughtful responses. The KSB Lends a Hand program took anniversary funds totaling $20,000 and distributed them to more than 100 local organizations. “We

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Community Bank Community National Fresno 196

Independent Banker

JANUARY 31, 2022

One of the harsh realities revealed by the flood of Paycheck Protection Program (PPP) money distributed in 2020 and 2021 is that many businesses and entrepreneurs in need of small-balance loans fell through the cracks. The bank partnered in early 2021 with Community LendingWorks, a Springfield, Ore., By Beth Mattson-Teig.

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Perficient

MARCH 3, 2022

Federal bank regulators work together to design Comprehensive Capital Analysis and Review (“CCAR”) stress tests that are designed to ensure that even in the case of a severe recession, significant banks can lend to households and businesses.

Capital 294

Capital Regulation United States Exercises 294

Abrigo

MAY 14, 2021

Data Entry, Documents Vex Busy Lenders in 2021 If your institution adopted more digital processes this year, you're not alone. You might also like this webinar on the findings of Abrigo's 2021 Business Lending Process Survey. If there was a gold medal for financial services, lenders have earned it in 2020 and 2021.

Lending 195

Lending Survey System Data 195

Abrigo

DECEMBER 1, 2020

After Turbulent 2020, Ag Lenders Look to 2021 Understanding credit risk in current ag loan portfolios will also be key to ag lenders' solid returns. . Takeaway 1 For solid ag lending returns, focus on assessing credit risk in current portfolios and effective pricing. . A tricky year for farmers, ag lending. Pandemic Impact.

Lending 195

Lending Survey Operations Payments 195

Abrigo

APRIL 24, 2023

Construction loans grow, delinquencies flatten in 2023 Construction lending projections look positive according to S&P data from 2022 and 2023. Construction lending has seen several stumbling blocks over the past few years. billion in the fourth quarter of 2021. million in the fourth quarter of 2021. increase to $320.45

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PYMNTS

DECEMBER 8, 2020

In today’s top news, economists expect the economy to recover back to pre-pandemic levels by the end of 2021, and China’s banking watchdog warns of further Big Tech regulations. Plus, online lending startup SoFi is looking to go public through a SPAC. Economists: Stimulus, Vaccine Key To Full Recovery By Year-End 2021.

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San Francisco Community Bank Video Capital 130

SWBC's LenderHub

JANUARY 24, 2022

Semiconductor supply chain issues caused major headaches for auto lenders throughout 2021 and vehicle production continues to suffer into 2022. In this blog post, we’ll take a deep dive into how demand for computer chips is expected to impact auto sales in the coming months.

Lending 148

Lending 148

Abrigo

SEPTEMBER 13, 2021

Banking Trends from the FDIC's 2Q Report Net interest margin reached a new record low, but positive signs emerged in lending. You might also like this webinar: "The Basics of Consumer Lending." Here are seven highlights from the quarter ended June 30, 2021: . trillion as of June 2021. 27% in June 2021.

FDIC 195

FDIC Lending Capital Trends 195

Abrigo

OCTOBER 21, 2021

Takeaway 3 Exploring lending opportunities and examining loan and deposit pricing are among steps that make sense while awaiting a Fed rate hike. Chairman Powell indicated that this action would likely be tapered in the final quarter of 2021 with a formal announcement expected later this quarter. for August 2021, up 4.3%

Lending 195

Lending Strategy Trends Marketing 195

Gonzobanker

AUGUST 18, 2021

In our annual What’s Going On in Banking survey, Cornerstone asked executives at mid-size banks and credit unions, “What new products or services does your institution plan to launch in 2021?”. Don’t miss my upcoming webinar with Newgen Software: The post What’s a Digital Lending Ecosystem and Why Should Banks Care?

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Lending Survey Industry Software 150

Independent Banker

NOVEMBER 30, 2021

Within that tightly knit group, there’s the bank’s leadership team, comprising president and CEO Greg Dennis, chief lending officer Jon Girard, vice president of operations and compliance Kristine Hendrickson, and executive vice president and chief financial officer Michele Boeder. First Federal Savings & Loan. Pascagoula, Miss.

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Community Bank Community Texas Leadership 164

Perficient

JULY 8, 2021

The Fed’s Comprehensive Capital Analysis and Review (“CCAR”) stress tests are designed to ensure that large banks can lend to households and businesses even in a severe recession. The Federal Reserve released in late June the results of its annual bank stress tests.

Capital 309

Capital Exercises Analysis Lending 309

Abrigo

DECEMBER 2, 2021

But impulse buying – whether at home or in business – can result in waste, so think carefully about areas of your bank or credit union that could benefit next year from a small investment as 2021 draws to a close. 31, 2019, and June 3, 2021, according to the Community Banking in the 21st Century report. Lending & Credit Risk.

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