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Zero-day options and financial market vulnerability

BankUnderground

Their flexibility, low premia and underlying leverage appeal to all market participants ranging from conservative investors hedging against intraday market volatility to aggressive traders speculating for quick profit generation. The improved market conditions have encouraged both market participation and innovation.

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Trends in commercial real estate (CRE) lending and risk

Abrigo

As a result, financial institutions with CRE concentrations find it increasingly important to strategically manage the competitive pressures and risks related to origination, refinancing, and loan performance. Although CMBS data illustrates broad market dynamics, financial institutions contend with unique challenges.

Lending 221
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Top Banking Challenges: Finding Growth in 2021 and Beyond

Abrigo

Takeaway 1 Financial institutions that invested in technology in 2020 are using it to increase the loan portfolio in 2021. Growing loans, earnings are banks' top challenges in 2021. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey.

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Bank Regulators Seeking Comments on the Use of AI and ML in the Industry

Perficient

These technologies are also used to better target marketing in retail and customize trade recommendations in wealth management. Risk Management. AI may be used to augment risk management and control practices. Email: 2021-RFI-AI@cfpb.gov. CFPB-2021-0004 in the subject line of the message.

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What is a payment system?

Abrigo

It refers to the rules, institutions, people, markets, and agreements that make payment exchanges possible. trillion in 2021, according to the latest data from the Fed. trillion in 2021. trillion in 2021, another Fed report Checks Though declining, checks still account for some business and consumer transactions.

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Today’s Cyber Risk Management

Cisco

The past 20 years have visibly demonstrated the impact large scale events have on market, credit, and operational risks in financial services. In between these events, a different crisis began in the US sub-prime lending market. Cyber risk is the largest and fastest growing operational risk within financial services.

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Community Bank Outlook: Challenges and Opportunities in 2021 and Beyond

Abrigo

How can community financial institutions thrive in 2021? Acquisitions allow organizations to spread costs across a larger asset base, recognize synergies within business lines, reduce staff, and consolidate branches in overlapping markets. Lending & Credit Risk. Lending & Credit Risk. Risk Ratings.