PYMNTS

NOVEMBER 5, 2020

Facing a second national lockdown in Germany, the bank has significantly upped its loan loss provisions, according to a report in the Financial Times on Thursday (Nov. Lockdowns and restrictions have led to surging demand for digital banking services and tools as customers adapt to the realities of virtual banking and commerce.

National 131

National Regional Tools Digital Banking 131

PYMNTS

AUGUST 7, 2018

percent from 2016 to 2021. percent by 2021. trillion in cash in 2016 , far more than any other nation in the region. Meanwhile, a thriving underground economy is also keeping use of cash active. India’s cash usage was 3 percent in 2016 and is expected to drop slightly to 46.2 India spent $1.5

Report 104

Report Policies Digital Banking Payments 104

PYMNTS

FEBRUARY 20, 2020

Quarles also outlined the meeting priorities in the letter, and noted that G20 needs “a smooth transition” to a world after the London Interbank Offered Rate (Libor), which is being phased out by the end of 2021. The FSB is comprised of national authorities responsible for financial stability in 24 countries and jurisdictions.

cryptocurrency 194

cryptocurrency Meeting Conference Innovation 194

PYMNTS

DECEMBER 17, 2019

The latest news from the Open Banking ether stems from around the world, including the Asia-Pacific (APAC) and the Middle East and North Africa (MENA) regions, as markets like Israel and South Korea take their first steps to develop and deploy Open Banking regulatory frameworks.

Metro 136

Metro Regional Fintech National 136

PYMNTS

DECEMBER 6, 2018

Visa , the Official Payment Services Partner of FIFA , announced Wednesday (December 6) partnerships with the Union of European Football Associations’ ( UEFA ) Women’s Football Competitions and the Confederation of African Football ( CAF ) Total Africa Cup of Nations tournament.

National 115

National Regional Innovation Payments 115

PYMNTS

NOVEMBER 6, 2019

It is expected to open in 2021 and will feature corporate offices and manufacturing space, as well as research and development labs. Charlie Baker said he is glad Amazon is planning to “increase their substantial presence” in the state, which is a base for a “nation-leading innovation economy with a highly educated and skilled workforce.”.

Boston 161

Boston Innovation Massachusetts Maine 161

PYMNTS

OCTOBER 29, 2020

But not every city is San Francisco, and when one looks at a place like Dallas-Fort Worth, which has led the nation for the last two months in the number of workers returning to their offices, the story is a bit different. Nationally, however, the reality seems to be somewhere between San Francisco and Dallas.

San Francisco 150

San Francisco El Paso Dallas Fort Worth 150

PYMNTS

AUGUST 21, 2020

The nation’s residential real estate sector took a giant step forward in July as year-over-year sales increased by nearly 9 percent, according to the National Association of Realtors (NAR). For the first time, national median home prices exceeded $300,000, NAR said. Existing home sales swelled to 5.86 million in July, up from 5.39

San Francisco 142

San Francisco National Regional Marketing 142

PYMNTS

NOVEMBER 2, 2020

Across the pond in the United Kingdom, Prime Minister Boris Johnson imposed another strict national lockdown aimed at halting the coronavirus’ spread. Office for National Statistics , one in 100 people in England have COVID-19. We will always take a decision in the national interest, based on evidence,” U.K.

Survey 130

Survey National United States Washington 130

Independent Banker

JANUARY 31, 2022

This region has the kind of energy that draws people to a place and helps them and their businesses thrive. That year, installations further south, in the region that includes Brownsville and Corpus Christi, supported an estimated 41,000 jobs and contributed about $4.6 Here’s how four community banks are thriving in this environment.

Texas 182

Texas San Antonio Community Bank Community 182

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. the region. The potential impact of the crisis on open banking’s future in the region is a different story, however.

America 165

America Regulation Regional Tools 165

PYMNTS

NOVEMBER 20, 2020

The regional bank manager is apt to rely on the calculations and computations of Ant above all else. . In the latter country, he said, businesses are viewed by regulators through the prism of what’s best for the national interest, rather than shareholder return. . Tall Tree’ Worth a Second Look? .

Groups 236

Groups Regulation Policies Meeting 236

Abrigo

DECEMBER 1, 2020

After Turbulent 2020, Ag Lenders Look to 2021 Understanding credit risk in current ag loan portfolios will also be key to ag lenders' solid returns. . In 2021, Newberry said, a major question will be whether off-the-farm wages continue to support farm debt service coverage. You might also like this webinar watch.

Lending 195

Lending Survey Operations Payments 195

PYMNTS

JANUARY 1, 2021

The new brick-and-mortar branch is located in Jaipur and the backers say they hope to add 14 more in January 2021 and 100 more in other areas over the next two years.

Miami 201

Miami Bitcoin cryptocurrency Florida 201

South State Correspondent

MAY 9, 2022

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. percentage points to 67.52% from the end of 2019 to the end of 2021. from 2019 to 2021.

Community Bank 195

Community Bank Community Industry Online 195

PYMNTS

OCTOBER 23, 2018

-based merchants sell across borders, but that percentage lags behind other nations such as Germany and the United Kingdom, where half of merchants that sell goods and services online do so across borders. To capitalize on that aforementioned eCommerce growth in emerging markets and log sales in those regions, U.S. Villegas said.

Payments 164

Payments Regional Online America 164

BankUnderground

JANUARY 26, 2023

Yet between March 2020 and December 2021 (‘the pandemic’), housing prices grew in the UK, reaching at the time their highest growth rate in a decade. First, housing prices continued to grow across all UK regions through the pandemic. Martina Fazio and Gary Harper During recessions, and indeed pandemics, housing prices usually fall.

Regional 124

Regional Analysis Trends Policies 124

PYMNTS

FEBRUARY 19, 2019

The companies are also encouraging other regional banks in Japan to participate as the country’s cross-border eCommerce volumes increase. trillion worth of B2C eCommerce with Japan by 2021, a 70 percent increase from 2017 volumes. Reports said the U.S. will account for $10.9

Marketing 115

Marketing US Regional Report 115

BankUnderground

NOVEMBER 16, 2023

Gabija Zemaityte and Danny Walker Inflation has been high in many countries since 2021. This measure naturally avoids some of the issues that distort the national accounting data, such as the inclusion of non-market income, tax and self-employment or mixed income. Dotted line is a linear trend. Excludes companies with negative profits.

Company 138

Company Trends Policies Taxes 138

PYMNTS

AUGUST 4, 2019

And Busan has issued a “regulation-free” zone for blockchain development by South Korea’s national government. billion won ($25 million) into the region by 2021, with development spread between the Munhyeon Innovation District, the Centum Innovation District and the Dongsam Innovation District.

Bitcoin 115

Bitcoin Study Data Massachusetts 115

PYMNTS

DECEMBER 28, 2020

In Mercado’s home nation of Brazil, he describes the last eight months as a “fundamental transformation” in a conversation with PYMNTS’ Karen Webster. I mean, throughout the Latin American region that has happened, but it has been massive in Brazil. Brazil at the beginning of last year was a different Brazil, for sure,” he said. “We

Lending 220

Lending Data Marketing Regional 220

PYMNTS

JUNE 27, 2019

Digital enterprises are going regional and instant payments are going national (and earlier than originally scheduled). Nubank’s $10B Regional Expansion . We are fortunate to have Luiz on board to expand our presence in the region and help our customers address the challenges of cross-border payments.”.

blockchain 147

blockchain Payments Regional America 147

PYMNTS

AUGUST 6, 2019

Latin America is often considered to be the world leader in electronic invoicing thanks to government mandates, but the Asia Pacific region is quickly gaining steam in its eInvoicing efforts, too. And beyond government efforts, FinTechs in the private sector are also promoting eProcurement digitization in the region.

Regional 108

Regional Taxes System Guidelines 108

American Banker

SEPTEMBER 1, 2021

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Survey 85

Survey Branding Regional National 85

Independent Banker

MARCH 31, 2022

10, 2021, was like any other day for the people of Mayfield, Ky., The weekend after the tornado hit, community bank employees from across the region, from tellers up to the C-suite, answered the needs of the community in any way they could. At First Southern National Bank in Stanford, Ky., By Paul Sisolak. Friday, Dec.

Kentucky 163

Kentucky Community Bank Community Wisconsin 163

Independent Banker

NOVEMBER 30, 2022

First National Bank and Black Tech Nation Ventures teamed up to support minority-owned startups in the Pittsburgh community and beyond. Driven by her goal to cultivate a supportive community for diverse tech startups, Kelauni Jasmyn founded the fiscally sponsored nonprofit Black Tech Nation in Pittsburgh in 2018.

Company 110

Company Community National Maryland 110

FluentBanking

JULY 1, 2021

We are ready to become one of the largest and most distinguished banks, both nationally and internationally. The workforce is smart but has the innate quality to deliver services across regions and to all income groups. We have a workforce with the highest level of professional efficiency and dignity.

Training 98

Training Regional Policies National 98

South State Correspondent

APRIL 24, 2022

Banks have ceased using LIBOR to price assets and liabilities after 2021. The national and regional banks have been mainly adopting SOFR for loan pricing. However, some community banks are still deciding on the correct term lending index to adopt. We believe that having more options for community banks is beneficial.

Lending 195

Lending Community Bank Community Marketing 195

CB Insights

NOVEMBER 2, 2021

bLOCKCHAIN FUNDING HAS TAKEN OFF THIS YEAR, WITH 2021 YTD ALREADY UP 384% VS. 2020 . See who’s leading the explosion in global funding, from the startups seeing the top deals to the regions with the biggest funding booms. Company Mosaic Scores to evaluate startup health, based on our National Science Foundation-backed algorithm.

blockchain 94

blockchain Report Analytics Tools 94

MyBankTracker

MAY 13, 2021

City National Bank. This list contains mostly national banks, but these aren’t your only option for opening a checking account. National banks have their perks, but one of the drawbacks is that they tend to offer a single account for every customer across the country. Lower fees than national banks (but not always).

California 52

California ATM FDIC National 52

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 193

Fintech Community Regional Technology 193

South State Correspondent

JANUARY 4, 2023

Many community banks have an inherent strategic advantage in bringing a new product to market faster than a national bank, yet they squander their position. As a result, national banks are eroding the customer base of the community bank. Consider that in 2021, Chase and Bank of America controlled approximately 33.9% Conclusion.

Community Bank 195

Community Bank Capital Marketing Lending 195

Gonzobanker

FEBRUARY 8, 2022

Just think of these figures: in 2021, banks spent $80 billion on technology (source: Cornerstone Advisors) but at the same time fintech raised an incredible $140 billion to reimagine and disrupt the industry (source: Financial Times Financials). An arms race in marketing and digital cannot be ignored.

Fintech 164

Fintech Customer Experience Conference Technology 164

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. In 2021, the Standish Group reported that 83% of I.T. Community banks, regional players, and credit unions are all in the fight of their lifetime with the need to transform their business.

Technology 129

Technology Regional Community Bank Community 129

Abrigo

OCTOBER 9, 2019

In a recent survey by the National Association for Business Economics, 74% of economists who responded expect a recession by the end of 2021. Bottom-up testing is transactional and best for smaller institutions (under $25B). According to economists, a recession is looming.

Data 150

Data Exercises Software Tools 150

TrustBank

JUNE 3, 2021

This week, Realtor.com published data for its residential listings database as of May 2021, which provides insight into “market trends and monthly statistics on active for-sale.” The graph below shows the active listings of residential homes from 7/2016 to 5/2021. Prices have continued a very strong increase thus far in 2021.

Metro 52

Metro Portland United States Washington 52

BankUnderground

NOVEMBER 23, 2023

While Bank Rate has risen by more than 5 percentage points since December 2021, the two-year swap rate has risen by 4.6 In fact, spreads have been very narrow since 2021 and the last time spreads were at today’s levels was probably in 2008, which is before the official data began. percentage points (Chart 1). percentage points.

Policies 135

Policies Analysis Comparison Regional 135