South State Correspondent

JANUARY 10, 2024

The market expects the current inverted yield curve to remain through much of 2024 (based on long-term interest rates and the expected rate cuts in 2024). This article will discuss how national, regional, and community banks may use loan hedging programs in 2024 to face earnings challenges.

Community Bank 195

Community Bank Community National Regional 195

CB Insights

JANUARY 18, 2023

in 2022 — marking a 46% drop from 2021, but up 52% compared to 2020. Overall, deals fell 8% year-over-year to reached 5,048 in 2022. Africa was the only major region to see deals increase compared to 2021. Africa was the only major region to see deals increase compared to 2021. Global fintech funding reached $75.2B

Fintech 66

Fintech Report Trends Regional 66

South State Correspondent

JANUARY 20, 2023

2022 will go down as one of the worst years for community bank loan mispricing when viewed on a spread basis. ROE Targets Moved up in 2023 As was the theme for most of 2022, the target risk-adjusted return on equity increased from 15% at the start of 2022 to 24% at the beginning of 2023. Multifamily is the other call-out.

Lending 195

Lending Community Bank Community Data 195

Jeff For Banks

MARCH 21, 2024

In the markets, we watched helplessly as real GDP plummeted -5% in 1Q20 and -31% in 2Q20 before rebounding by +33% in 3Q20. The Fed and Inflation The Fed raised rates by 5.25% between March of 2022 and July of 2023 to try to crush inflation. M2 year-over-year growth continues its unprecedented decline that began in December, 2022.

Marketing 111

Marketing Policies Report Atlanta 111

PYMNTS

DECEMBER 11, 2020

While Smyth said travel will likely begin to return in 2021 and into 2022, he said he doesn’t expect the flood gates to suddenly open one day with travelers spilling through them. I think it’ll start to come back slowly — and if anything, could actually be the back end of 2021 or well into 2022 [until] it feels like we’re off to the races.”.

Trends 240

Trends Meeting System Online 240

Perficient

OCTOBER 27, 2022

Seeking additional arrows in their quiver against large bank failures, on October 14, 2022, the Federal Reserve Board (FRB) and Federal Deposit Insurance Corporation (FDIC) published an Advance Notice of Proposed Rulemaking (ANPR).

Capital 275

Capital Regulation FDIC Regional 275

South State Correspondent

MAY 2, 2023

As a side note, FRB’s long-term fixed-rate loans had a carrying value of $137B at the end of 2022 but a fair value of $118Bn, or a loss that more than wiped the bank’s $14B in capital. In fact, we had a conversation just last week with the head of a lending division at a large regional bank.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

As a side note, FRB’s long-term fixed-rate loans had a carrying value of $137B at the end of 2022 but a fair value of $118Bn, or a loss that more than wiped the bank’s $14B in capital. In fact, we had a conversation just last week with the head of a lending division at a large regional bank.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 3, 2023

As a side note, FRB’s long-term fixed-rate loans had a carrying value of $137Bn at the end of 2022 but a fair value of $118Bn, or a loss that more than wiped the bank’s $14Bn in capital. In fact, we had a conversation just last week with the head of a lending division at a large regional bank.

Lending 195

Lending Capital Management Tools 195

PYMNTS

JULY 21, 2020

The value grocery chain also said it intended to come into the greater Phoenix market and continue to support Gulf Coast store growth with a new Alabama distribution center, according to a Tuesday (July 21) announcement. The grocer intends to break ground on its new Loxley, Alabama distribution center and regional headquarters next year.

Alabama 159

Alabama Phoenix Arizona Florida 159

South State Correspondent

MAY 18, 2022

The two articles underscored how the pace of rate hikes, the starting point of the hiking cycle, the terminal rate, loan-to-deposit ratios, deposit mix, and online banks’ market share would all affect the industry’s deposit behavior. That 1.80% level is expected to be achieved in July 2022.

Community Bank 195

Community Bank Community Analysis Industry 195

PYMNTS

JANUARY 7, 2021

While QR codes have become an extremely prominent part of the payments landscape in the Asia Pacific region in general and in China specifically, in the U.S. market is bright, said Huang. they’ve mostly been relegated to the periphery of the payment and commerce ecosystems. and reaching toward its greater potential. A Bright Future.

Maine 283

Maine Payments Software Meeting 283

PYMNTS

JANUARY 14, 2021

This latest report shows how the impact of COVID-19 varied by region and industry as the infection rate escalated, which dashed hopes brought by the arrival of the vaccine. Low real estate inventories combined with rising construction costs caused the continued rise of housing market prices. Commercial real estate remained flat.

Report 159

Report Survey Regional Industry 159

Perficient

SEPTEMBER 19, 2023

And our team of industry experts is excited to connect, collaborate, and address the most pressing business needs of national and regional carriers. Disrupt to win in the increasingly competitive insurance market. What Matters Most to Insurers in 2023? Personally, I am passionate about process optimization.

Conference 221

Conference Strategy Innovation Industry 221

PYMNTS

MAY 10, 2018

Global Wireless POS Market Growth. The global wireless POS terminals market is expected to have a compound annual growth rate (CAGR) of 13 percent from 2017 to 2023. As a result, the region can be an “early adopter” of the technology. However, the company said that Asia-Pacific may see the fastest market growth.

America 114

America Regional Mobile Cards 114

South State Correspondent

JANUARY 4, 2023

A potential economic slowdown, slower rate rises, an inverted yield curve, and deposit stress likely make 2023 a trying year compared to 2022. While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year.

Community Bank 195

Community Bank Capital Marketing Lending 195

PYMNTS

AUGUST 6, 2019

Latin America is often considered to be the world leader in electronic invoicing thanks to government mandates, but the Asia Pacific region is quickly gaining steam in its eInvoicing efforts, too. And beyond government efforts, FinTechs in the private sector are also promoting eProcurement digitization in the region. On Monday (Aug.

Regional 108

Regional Taxes System Guidelines 108

Abrigo

MARCH 8, 2024

In 2023, reported fraud losses surged to over $10 billion, a 14% increase from 2022, despite a similar number of cases being reported at 2.6 While previously, fraud was local or regional, today, scammers leverage technology extensively. Notably, the nature, targets, and methods of perpetuating fraud are evolving.

Fraud 195

Fraud Technology Trends Training 195

PYMNTS

JANUARY 14, 2019

The ingredients for a revolution in payments across the region, fueled by demographics and technology, seem to be there. You can imagine how all of these factors will come together to drive eCommerce across the region.”. Africa as next great eCommerce frontier? Consider the fact that eCommerce generated $16.5

Mobile 212

Mobile social media Taxes Technology 212

CB Insights

SEPTEMBER 13, 2022

download the STATE OF FINTECH Q2 2022 report. window.ClearbitForHubspot.addForm($form); }, region: “na1”, portalId: “763793”, formId: “91ea1800-06fd-4be3-b46d-23ec4826a171” }); Want the full post? download the STATE OF FINTECH Q2 2022 report. hbspt.forms.create({. hbspt.forms.create({.

Trends 64

Trends Mobile Report Marketing 64

PYMNTS

NOVEMBER 19, 2020

This represents 59 percent growth over the past 10 years, much of it buoyed by a surge in sign-ups across the Oceania region. There are several reasons for this robust growth, not the least of which are the member-centric services and products CUs provide.

Alabama 228

Alabama Meeting Fraud Trends 228

Gonzobanker

FEBRUARY 8, 2022

While AOBA 2022 had its share of execs wanting to “fake it until they make it” with future innovation, credit is due to the bankers who are pouring real financial investment into new fintech experiments. COVID may have accelerated things, but talk of booster shots and workplace policies wasn’t the most striking contrast at AOBA 2022.

Fintech 162

Fintech Customer Experience Conference Technology 162

CB Insights

JULY 12, 2022

The company went public in 2021, and now has a market cap of over $5B, even amid 2022’s widespread slump in tech stocks. <span q1 2022 brought a -18% decline in quarterly fintech funding. .</p> q1 2022 brought a -18% decline in quarterly fintech funding. .</p> onFormReady: function ($form) {.

Lending 84

Lending Strategy Company Regional 84

PYMNTS

NOVEMBER 22, 2018

“Offline retail is a huge segment in our country, with nearly 40 percent of the offline market focused in rural regions, and all of this should increase our offline sales and account for 50 percent of the company’s revenue by the end of next year.” Amazon is also making strides in the country.

Retail 140

Retail Online Regional Company 140

Independent Banker

JANUARY 31, 2022

This region has the kind of energy that draws people to a place and helps them and their businesses thrive. That year, installations further south, in the region that includes Brownsville and Corpus Christi, supported an estimated 41,000 jobs and contributed about $4.6 Here’s how four community banks are thriving in this environment.

Texas 182

Texas San Antonio Community Bank Community 182

Gonzobanker

MAY 23, 2023

The historic deposit runs on several niched regional banks have woken up bankers and their investors, regulators and policymakers to the threats that liquidity flows place on the entire industry. of total deposits from March 31, 2022, to March 31, 2023 – obviously, a pace that is dangerous to liquidity if it continues.

social media 136

social media Risk Management Regional Industry 136

PYMNTS

JANUARY 30, 2020

billion in cost savings, with the company expected to achieve that figure in savings through 2022, and it had “taken just a little bit longer to make sure we do it and do it right.” In looking at the overall market, King said he has been consulting with the firm’s market and regional presidents, and thinks the outlook is fairly good.

Regulation 141

Regulation Regional Capital Branding 141

PYMNTS

SEPTEMBER 7, 2018

The emergence of challenger banks in Greece signals a strengthening market for the country, the company said. In another statement, Temenos’ Regional Director for Europe Steen Jensen said Praxia sees an opportunity in Greece’s financial services market. billion by 2022.

Lending 123

Lending Customer Experience Regional Survey 123

BankUnderground

NOVEMBER 16, 2023

Company accounts provide a window into how profits have evolved Large companies that are listed on the stock market publish company accounts at regular intervals, which give a summary of their operating performance. Why look at large companies? Value added is defined as EBIT plus total wage and salary costs at the company level.

Company 137

Company Trends Policies Taxes 137

PYMNTS

SEPTEMBER 5, 2019

The arrangement will see the outfitting of all new Nissan vehicles with Sem Parar Radio-Frequency Identification (RFID tags), providing thousands of drivers with contactless payments capabilities and expanding Sem Parar’s customer base in the region, according to an announcement.

Payments 123

Payments America Regional Innovation 123

PYMNTS

NOVEMBER 4, 2020

In particular, FLEETCOR is looking for companies to strengthen its position in the fuel, tolls, lodging, and payables spaces, and for companies operating in new regions. Greene said the merger slowdown is due largely to potential sellers being unable to convince buyers to pay “top dollar” during the ongoing pandemic recession.

Fintech 148

Fintech Atlanta blockchain Payments 148

PYMNTS

APRIL 5, 2018

retailers (or any foreign players) to establish a strong presence in the Chinese market. billion worth of emerging market stocks and bonds were purchased by foreign investors in March — an “ impressive ” investment value according to the Institute of International Finance , considering what a volatile month it proved to be.

Retail 115

Retail US Regional Branding 115

CB Insights

APRIL 19, 2022

The region that saw deals grow 44% QoQ to a record high. For deeper insights, all the record figures, and a ton of private market data, download the full report. See who’s up and who’s down in global fintech funding, from the startups seeing the biggest deals to the regions with the largest gains — and losses.

Fintech 92

Fintech Report Regional Trends 92

FICO

NOVEMBER 23, 2021

FICO has announced its panel of independent judges for the 2022 FICO® Decisions Awards , which honor businesses achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. 2022 Judges (Left to Right): Sidhartha Dash, Paul Deall, Senthil Erulappan, Armando Junior.

Meeting 52

Meeting Analytics Risk Management Management 52

PYMNTS

MAY 6, 2019

Bigbasket is aiming to break even somewhere between 2020 and 2022, noted the report. Bigbasket competes against Walmart’s Flipkart and Amazon in the Indian online market. Amazon has been in expansion mode in the region, anticipating groceries will account for over half of its India business in the next five years.

Online 108

Online Regional Capital Report 108

PYMNTS

MAY 28, 2018

To make sure they can compete with the United States and China, France and Germany want an EU-wide initiative that will fund innovation and research in tech startup projects across the region. billion) on artificial intelligence by 2022. According to Reuters , Europe has lagged behind the United States in developing new technologies.

US 108

US United States Samsung Innovation 108

Bobsguide

JUNE 13, 2022

PARIS, 13 June 2022?—?Murex Murex , the global leader in trading, risk management and processing solutions for capital markets, is thrilled its integrating MX.3 3 platform has topped the IBS Intelligence Sales League Table 2022’s Wholesale Banking | Treasury & Capital Markets category for the fourth year running.

Capital 78

Capital Leadership Risk Management Regional 78