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5 Banking Trends We’re Forecasting for 2023

Perficient

2023 has commenced, and rates are climbing, inflation is bubbling, and banking customers are continuing to demand hyper-personalized products and experiences from their institutions. Here are five banking trends we’re forecasting for the new year. Another example is Eno , Capital One’s virtual assistant.

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How Proposed Capital Rules Could Hit Credit Cards, Mortgages and More

The Financial Brand

This article How Proposed Capital Rules Could Hit Credit Cards, Mortgages and More appeared first on The Financial Brand. Regional bank failures and troubles in early 2023 may bear bitter fruit for the institutions in that size class and beyond that survived.

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7 Highlights from the Latest FDIC Quarterly Banking Profile

Abrigo

Banking Trends from the FDIC's 2Q Report Net interest margin reached a new record low, but positive signs emerged in lending. Banking Data. Takeaway 1 Nearly two-thirds of banks actually reported higher net interest income, but aggregate net interest income fell. Cash and capital as opportunities unfold.

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The Top 5 Trends in Fintech and Banking for 2022

Gonzobanker

These fintech and banking trends should be on financial institutions’ radar in the year ahead. This list of top banking and fintech trends for 2022 won’t tell anyone anything they haven’t already heard about. what trends should be on their strategic priority list for the coming year.

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What Bang Do Financial Marketers Get for Their Bucks?

The Financial Brand

More marketing spend drove higher loan and deposit levels in all but one bank size category in 2023. This article What Bang Do Financial Marketers Get for Their Bucks? appeared first on The Financial Brand. But revenue boosts were more elusive. This article What Bang Do Financial Marketers Get for Their Bucks?

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5 Actionable Insights From 2Q 2022 Bank Earnings

South State Correspondent

More to this point, community banks will see increased competition from online-only banks. Last month we saw a skyrocketing of rates by some of the more aggressive banks (like Capital One), and we now see that in their deposit betas (below). These betas were better than initially forecasted.

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