PYMNTS

DECEMBER 21, 2020

Apple is advancing its self-driving car project, according to a Reuters report, and will look at debuting a new product by 2024 that could also come with new battery technology. Project Titan, the Apple automotive effort, has been working on a self-driving vehicle sporadically since 2014, working from scratch.

Apple 332

Apple Resources Survey Report 332

Payments Dive

OCTOBER 9, 2023

Payments professionals will have plenty of choices when contemplating conferences to attend next year. The hard part will be choosing which to attend. Here are our staff picks.

Conference 435

Conference Payments 435

Perficient

MARCH 21, 2024

Forrester’s report, The Automation Fabric Services Landscape, Q1 2024, offers insights into the evolving landscape and recognizes notable providers in the industry. You can read the entire Automatic Fabric Services Landscape Q1 2024 report via the Forrester website where it’s available to Forrester subscribers and for purchase.

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Report Industry Operations America 275

Perficient

FEBRUARY 27, 2024

This blog was co-authored by Perficient’s Insurance Principal and expert: Brian Bell As we step into 2024, the insurance industry faces significant transformations driven by technological advancements and evolving customer expectations. Fostering internal and external partnerships to create connected ecosystems.

Trends 221

Trends Industry Operations Customer Experience 221

Perficient

AUGUST 28, 2024

Next-level personalization strategies will undoubtedly be a key topic at Salesforce’s largest event this year. Dreamforce is right around the corner taking place in San Francisco on September 17 to 19, and learning how to get the most out of your customer data with AI-powered tools is top of mind.

Data 419

Data San Francisco Conference Branding 419

Payments Dive

JANUARY 10, 2024

“I would be surprised if it takes longer than the middle of [2024] to roll out payments,” X owner Elon Musk said during a conversation last month with Ark Invest CEO Cathie Wood.

Payments 448

Payments 448

Perficient

OCTOBER 1, 2024

The adoption of finance AI by finance functions has increased significantly in the past year with 58% using the technology in 2024 – a rise of 21 percentage points from 2023 – according to a survey by Gartner, Inc.” While administrative functions like HR, legal, and procurement were early adopters, finance initially lagged behind.

Survey 221

Survey Data Analytics Maine 221

South State Correspondent

JANUARY 10, 2024

The market expects the current inverted yield curve to remain through much of 2024 (based on long-term interest rates and the expected rate cuts in 2024). This article will discuss how national, regional, and community banks may use loan hedging programs in 2024 to face earnings challenges.

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Community Bank Community National Regional 195

South State Correspondent

JANUARY 2, 2024

Many economists and analysts predict that the Federal Reserve and other central banks will start easing monetary policy in 2024. How should lenders discuss interest rates in 2024, and what advice should relationship managers provide their clients about banking products? Therefore, we can expect no more clarity in 2024 than in 2023.

How To 195

How To St. Louis Lending Marketing 195

Payments Dive

DECEMBER 15, 2023

Roger Marshall acknowledged the Credit Card Competition Act bill may not get a vote this year, but he intends to keep pushing for passage in 2024.

Cards 434

Cards 434

PYMNTS

JANUARY 27, 2021

The study found that central banks collectively representing a fifth of the global population will likely issue a general-purpose CBDC by 2024, according to BIS. A survey asked banks if they were currently working on CBDCs, additionally asking about their motives.

Survey 257

Survey Study Retail cryptocurrency 257

Abrigo

JUNE 4, 2024

Conclusion Takeaways from ThinkBIG 2024 Financial institutions can navigate the complexities of the current economic landscape while maintaining strong customer relationships by investing in community engagement, compliance as a value-add, technological integration, and understanding generational shifts. Learn more at abrigo.com/thinkbig.

Compliance 221

Compliance Community Bank Community Conference 221

Perficient

JUNE 19, 2024

Our risk and regulatory compliance experts, Carl Aridas and Chandni Patel, have just returned from XLoD 2024 in New York. The event brought together the world’s top financial institutions and regulators to discuss the future of non-financial risk and control.

Exercises 221

Exercises Compliance Risk Management Video 221

Perficient

OCTOBER 25, 2024

Forrester’s 2024 report recognizes 42 notable providers– and we’re proud to announce that Perficient is among them. Download the Forrester report, The Application Modernization And Multicloud Managed Services Landscape, Q4 2024 , to learn more (link to report available to Forrester subscribers and for purchase).

Management 275

Management Customer Experience America Report 275

Abrigo

JANUARY 24, 2024

FDIC list The state of acquisitions in a rising rate environment According to the FDIC, there were 44 banks on the problem bank list in the third quarter of 2023, and the agency expects that number to continue to climb in 2024. Watch this webinar, "Understanding audit and regulatory expectations for CECL."

FDIC 195

FDIC Regulation Strategy Data 195

Payments Dive

NOVEMBER 1, 2023

The payments processor’s new point-of-sale software for retail and restaurant customers will launch in early 2024, not this year.

Payments 397

Payments Software Retail 397

South State Correspondent

FEBRUARY 29, 2024

Since our last update on pricing and credit HERE , commercial loan pricing trends for the first quarter of 2024 continue to be driven by the perceived increase in credit risk, tighter credit supply and banks’ need for wider margins.

Trends 195

Trends Community Bank Community United States 195

South State Correspondent

DECEMBER 13, 2023

Even if the Fed does not increase the Fed Funds rate or even decreases the rate in the future, continued QT is expected to put pressure on the cost of funding in 2024. This will result in a cost of funding in 2024 that is higher than in 2023 for most banks. The graph below shows the M2 money supply from 1959 to October this year.

Community Bank 195

Community Bank Community Policies Security 195

Accenture

OCTOBER 4, 2024

In our discussions with banking executives, a common theme is how the lending market is changing and constantly giving rise to threats and opportunities, as covered in our Commercial Banking Top Trends for 2024. Confronting these changes is essential, but it also requires banks to be willing to reinvent to stay ahead.

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Lending Trends Marketing Banking Trends 397

Abrigo

JANUARY 30, 2024

The ThinkBIG 2024 conference is June 3-6 in Phoenix, Arizona, and with 99% of last year’s attendees saying they would recommend the conference to others, Abrigo expects another large crowd. The 2024 ThinkBIG conference offers two conference tracks along with larger general sessions that will set financial institutions up for success.

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Conference Arizona Phoenix Fraud 195

Perficient

FEBRUARY 29, 2024

This blog was co-authored by Perficient’s Chief Strategist and banking expert: Scott Albahary A slowing global economy, coupled with a divergent economic landscape, poses challenges for the banking industry in 2024.

Trends 221

Trends Industry Analytics Compliance 221

BankInovation

JANUARY 2, 2024

Industry experts predict adoption of real-time payments as well as the increased use of FedNow and digital wallets in 2024 as consumer demand for instant payments continues to grow. “We are now seeing a major shift in this direction for real-time payments and can expect to see this continue into 2024,” Zur Yahalom, senior […]

Trends 127

Trends Payments Industry 127

CFPB Monitor

NOVEMBER 28, 2023

The Federal Housing Finance Agency (FHFA) recently announced the conforming loan limits for residential mortgage loans acquired by Fannie Mae and Freddie Mac in 2024. The standard loan limit for a one-unit home increased from $726,200 in 2023 to $766,550 for 2024. Fannie Mae addresses the limits in Lender Letter 2023-09.

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Payments Dive

JANUARY 17, 2020

The use of facial recognition hardware in mobile devices is expected to surge in the next few years, reaching more than 800 million devices by 2024. Facial recognition software however will still dominate.

Mobile 351

Mobile Security Software 351

Accenture

MAY 31, 2024

In our recent analysis of the top trends shaping the industry in 2024, we argue that each one is influenced to some degree by generative AI. We’re all still trying to get our heads around the big question confronting all commercial bankers right now: how and where will generative AI have the greatest impact?

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Analysis Trends Industry Banking Trends 343

Perficient

JANUARY 4, 2024

As we step into 2024, the transformative impact of Artificial Intelligence (AI) and generative AI on enterprise-level organizations has reshaped the business landscape in profound ways. Download the Forrester report,  The AI Services Landscape, Q1 2024   to learn more (available to Forrester subscribers and for purchase).

America 309

America Data Customer Experience Report 309

Payments Dive

JANUARY 31, 2024

The industry faces more upheaval this year as legacy companies and upstart fintechs jockey for the upper hand, and regulators monitor the competition closely.

Payments 221

Payments Regulation Fintech Industry 221

Payments Dive

NOVEMBER 16, 2023

The new instant payment rail FedNow is set for a “roller coaster” next year, according to Forter Head of Financial Partnerships Jeff Hallenbeck.

Payments 243

Payments 243

Abrigo

JUNE 28, 2024

DOWNLOAD Strategies for 2024 Key components of managing interest rate risk These five areas of focus can help financial institutions improve their standing and prepare for the future. Understanding the impact of changing rates on your financial institution’s margin is critical to plan what to do next. Upcoming exam?

Community Bank 195

Community Bank Strategy Community Management 195

Payments Dive

JANUARY 30, 2024

Payments players can expect this year to be heavy with regulatory and legislative moves, both at the federal and state levels.

Regulation 221

Regulation Payments 221

CFPB Monitor

JANUARY 16, 2024

In remarks to the press and public on January 2, 2024, New York Governor Kathy Hochul announced “a sweeping consumer protection and affordability agenda”, including proposed actions to “strengthen consumer protections against unfair business practices” and “establish nation-leading regulations for the Buy Now Pay Later loan industry”.

New York 156

New York National Regulation Examples 156

CFPB Monitor

OCTOBER 9, 2023

The Office of the Comptroller of the Currency’s (OCC) Committee on Bank Supervision (CBS) recently issued its annual Bank Supervision Operating Plan for FY 2024, which sets forth the OCC’s supervision priorities and objectives across CBS operating units.

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Operations National Strategy 146