Abrigo

JUNE 28, 2024

Planning ahead The impact of changing rates on bank margins With unusually high interest rates comes an exceptionally high increase in basis points—and Sharbel estimates that across all FDIC institutions, banks and credit unions have seen a rise of 525 basis points. Upcoming exam?

Community Bank 195

Community Bank Strategy Community Management 195

American Banker

JUNE 3, 2024

In this month's roundup of top banking news: a Supreme Court ruling on CFPB funding, TD Bank's money laundering woes, an FDIC workplace probe reveals a culture of misconduct and more.

FDIC 90

FDIC Cyber Security System Policies 90

ABA Community Banking

MAY 29, 2024

billion in the first quarter of 2024, an increase of $28.4 from the previous quarter, according to the FDIC’s most recent Quarterly Banking Profile released today. The figure was down from Q1 2023, when FDIC-insured banks and savings institutions earned $79.8 billion in Q1 2024 appeared first on ABA Banking Journal.

FDIC 52

FDIC Industry Report Community Bank 52

South State Correspondent

APRIL 30, 2024

Loan-level hedging has become an important tool that many community banks have started to adopt in 2024. Lending Discipline : Sensible pricing methodology is part of a loan hedging program, and some hedge providers also offer a loan pricing model. Community banks do this profitably by turning transactional accounts into relationships.

Community Bank 195

Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

Loan-level hedging has become an important tool that many community banks have started to adopt in 2024. Lending Discipline : Sensible pricing methodology is part of a loan hedging program, and some hedge providers also offer a loan pricing model. Community banks do this profitably by turning transactional accounts into relationships.

Community Bank 195

Community Bank FDIC Community National 195

CFPB Monitor

OCTOBER 26, 2023

Although the final rule is effective April 1, 2024, the compliance date for the majority of the rule’s provisions is January 1, 2026. . Continue Reading

Community 78

Community FDIC Compliance Regulation 78

CFPB Monitor

MAY 22, 2020

Although the OCC’s proposed revisions were issued jointly with the FDIC, the FDIC did not join in the final rule. Banks subject to the small and intermediate bank performance standards must comply with the new CRA framework by January 1, 2024. The final rule applies to national banks and federal savings associations.

FDIC 78

FDIC Lending Retail Compliance 78