Perficient

FEBRUARY 29, 2024

This blog was co-authored by Perficient’s Chief Strategist and banking expert: Scott Albahary A slowing global economy, coupled with a divergent economic landscape, poses challenges for the banking industry in 2024. Facilitation of embedded lending while ensuring compliance: Embedded finance initiatives must adhere to regulatory requirements.

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Abrigo

MAY 22, 2024

Recent stats and dynamics of the small business lending market Understanding the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending.

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Abrigo

JULY 20, 2024

Ready to catch the next wave of lending growth? Commercial and industrial lending (C&I) will be the next big performance driver for banks and credit unions. You might also like this paper on how institutions can produce smarter, faster lending. C&I lending will be the next “bomb.”

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Gonzobanker

DECEMBER 7, 2023

It’s time for banks and credit unions to finally execute those C&I lending priority initiatives. Senior bank and credit union executives have ranked commercial and industrial (C&I) loans as a top lending priority over the past several years in Cornerstone Advisors’ annual What’s Going On in Banking research.

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Abrigo

JUNE 28, 2024

The market has seen significant fluctuations, and with the Federal Reserve's recent actions, the banking sector is experiencing unprecedented challenges. DOWNLOAD Strategies for 2024 Key components of managing interest rate risk These five areas of focus can help financial institutions improve their standing and prepare for the future.

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South State Correspondent

AUGUST 14, 2024

Commercial lending is more competitive than ever. To effectively differentiate their services, commercial lenders will need to be thought leaders, understand their market and industries, and provide more insightful advisory services. Identify performance needs. What return would satisfy the customer?

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Perficient

NOVEMBER 1, 2024

In November 2022, the Treasury Department explored opportunities and risks related to the use of AI in its report assessing the impact of new entrant non-bank firms on competition in consumer finance markets, for which the department conducted extensive outreach.

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Javelin Strategy & Research

NOVEMBER 7, 2023

Banner Section Home Rss.xml 2024 Trends & Predictions Javelin’s Trends & Predictions reports look at the coming year across the range of Javelin Strategy & Research’s practice areas—digital banking, fraud & security, payments, and wealth management—and highlight the compelling challenges and opportunities likely to emerge.

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BankUnderground

JULY 10, 2024

Miruna-Daniela Ivan, Joshua Lillis, Eduardo Maqui and Carlos Cañon Salazar Funding markets are crucial for healthy and active financial institutions, and consequently for everyone in the economy. Repo markets support price discovery and improve liquidity in a variety of markets, but they can also pose risks to financial stability.

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Abrigo

NOVEMBER 13, 2024

Bank and credit union leaders can use data to inform small business lending Small businesses are showing resilience. As rates stay high, concerns about credit risk and borrower health are top of mind for bank and credit union leaders, especially as it relates to lending to small businesses. Interest coverage ratios have stayed strong.

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Abrigo

FEBRUARY 14, 2024

Find commercial real estate risks in the loan portfolio Sound risk management practices in commercial real estate lending help lenders manage CRE credit losses and protect the portfolio's profitability. LISTEN Takeaway 1 Effective CRE risk management involves adapting to changing market fundamentals to avoid excessive loan losses.

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Commercial Lending USA

MAY 6, 2024

Commercial Lending USA specializes in arranging commercial mortgages for businesses and commercial purposes nationwide. Looking for commercial loans in the USA? Get the funding you need today!

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Independent Banker

FEBRUARY 28, 2022

The question is whether financial institutions will feel the positive impact of the current indicators or if uncertainty and volatility in the mortgage market will prevail. percent through 2024—a number above the long-term growth rate of 2 percent–what should be of interest to lenders during this time is the direction of interest rates.

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Abrigo

SEPTEMBER 17, 2024

WATCH Takeaway 1 As financial institutions anticipate rate cuts, many are questioning how to structure their lending and ALM strategies accordingly. Strategies for 2024 Key components of managing interest rate risk These five areas of focus can help financial institutions improve their standing and prepare for the future.

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Abrigo

OCTOBER 17, 2023

Why change management helps banks and credit unions: Enhanced adaptability : Financial institutions are subject to numerous regulatory changes, technological advancements, and market fluctuations. Improved employee morale : Change, if not managed well, can lead to resistance and a drop in employee morale.

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South State Correspondent

APRIL 9, 2024

Changes in Market Expectations: Markets can move rapidly and market participants do not always clearly appreciate the impact of forward projections. For example, at the start of 2024 the market expected six interest rate cuts, while at the time of writing this article the market expects only 2.6

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Abrigo

OCTOBER 10, 2023

Looking at how industries in your area perform allows you to see trends and assess potential market opportunities. By gauging an industry’s health as a whole, you could decide that the restaurant market in your area has remained stagnant while the technology industry is booming. Are there high capital or technological costs?

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Javelin Strategy & Research

NOVEMBER 8, 2024

2025 Fraud Management Trends Javelin Report Date: November 7, 2024 Authors: Tracy Kitten , Suzanne Sando , Kevin Libby , Jennifer Pitt Research Topic(s): Fraud Management , Fraud & Security Innovation is the name of the game in 2025. Whereas previous iterations of growth and optimism tended to focus on crypto as.

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Fintech Labs Insights

JULY 30, 2024

Top 30 Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States Rank (by FAB score) 1. Those fees may impact placement on our website. 7,770 reviews, up 200 since Nov) 3. OnDeck (acquired by Enova Oct 2020) FAB Score = 217 (up 6) – HQ: NYC – Founded: 2007 – Raised: $1.2B 4,130 reviews, up 100) 4.

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South State Correspondent

JULY 26, 2023

The Fed may be nearing the end of its hiking cycle, but given the high threshold for interest rate cuts, there may be no changes in the Fed Funds rate until well after 2024. The Atlanta Fed GDPNow forecast is for Q2 GDP to be just under 2.50%, and the Fed Funds futures market continues to push out the start of the interest rate cuts.

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Fintech Labs Insights

JULY 26, 2024

Take a close look now at our curated list of top fintech, banktech, payment tech and investech global conferences for 2024. These are the biggest and best events in the financial services space for technologists, product managers, developers, marketers and C-Suite execs at both financial institutions and fintech firms.

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South State Correspondent

JULY 19, 2023

Specific Market Dynamics of Derivatives Usage For the remainder of this year and into 2024, we believe that increasingly rate-conscious depositors will continue to drive the cost of funds (COF) higher, and as the Federal Reserve approaches the end of its tightening cycle, net interest margin at community banks will be under pressure.

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Gonzobanker

JANUARY 4, 2024

In 2024, Smarter Banks will go on offense and differentiate with the customer experience. When it comes to client experience in banking, the last three years have been a long, reactionary grind of responding to COVID, a white-hot labor market driving up turnover, and rapidly shifting competitive dynamics.

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Fintech Labs Insights

OCTOBER 1, 2024

Below is our curated list of the biggest and best global insurtech events and conferences for the rest of 2024. These are the largest events in the insurance industry geared towards technologists, program managers, marketers, developers and C-Suite execs at both legacy insurers and upstart insurance tech firms.

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Fintech Labs Insights

AUGUST 23, 2024

Take a look at our curated list of the top events for credit union technologists, product managers, developers, marketers and as well as the C-Suite and even directors. Top 10 Digital Challenger Banks for Youth/Teens (July 2024) SMB Cards & Spend Management Profile: Divvy (Bill.com) It’s very refreshing.

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Fintech Labs Insights

AUGUST 16, 2024

If you plan on attending any of the remaining 2024, you should lock in a ticket now before prices go up. Related: Top 7 Conferences for Fintech & Financial Institution Developers & CTOs in 2024 Top 21 Digital Online Bill Payment & Invoicing Solutions for U.S. It could easily save you $1000 or more on a pair of tickets.

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Fintech Labs Insights

AUGUST 16, 2024

Small Businesses (SMB) in July 2024 The 13 Biggest Investment Advisor Tech, Wealthtech & Investech Conferences in 2024 The 14 Biggest Conferences for Lending, Mortgage & LendTech Several promising conferences have emerged in recent years, and we expect this list to grow throughout the decade.

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South State Correspondent

NOVEMBER 29, 2023

One of the lessons that was driven home at the recent American Banker Small Business Banking Conference in Nashville was the difference in marketing between large national banks and community banks, particularly deposit marketing. The data would indicate not marketing to a new customer is a mistake. There is a reason for this.

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BankUnderground

AUGUST 14, 2024

Joanna McLafferty, Kirstine McMillan and Joseph Smart On 7 May 2024 the SONIA rate, the UK’s risk-free reference rate, printed at exactly 5.2000% and has remained there to the end of July 2024 (the time of writing). What is happening in the underlying market? Flatlining of SONIA is not a phenomenon we see often.

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South State Correspondent

JANUARY 16, 2024

Bloomberg recently announced that it will shut down its BSBY index on November 15, 2024. With the development of the term SOFR market, BSBY offers no perceived advantages over SOFR, Fed Funds, or Prime. BSBY was not well received by US regulators from its inception, but the market eventually embraced SOFR over BSBY.

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Fintech Labs Insights

JULY 2, 2024

If you plan on attending any of the remaining 2024, you should lock in a ticket now before prices go up. But deep down, I’m still a loan nerd, and would love to attend any and all of the following conferences. It could easily save you $1000 or more on a pair of tickets.

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BankBazaar

AUGUST 12, 2021

The lending industry has evolved with time, and now thanks to BNPL plans, the world has more options to pay for its needs than ever before. These new-age lenders challenge the traditional lending industry by offering no-cost EMIs in a more consumer-friendly model. This has created a gap in the market. Recently, Square Inc.,

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Fintech Labs Insights

AUGUST 16, 2024

Below is our curated list of the best global investment advisor tech events, conferences and tradeshows for 2024. These are the largest events in the investment services industry geared towards technologists, program managers, marketers, developers and C-Suite execs at both legacy investment advisories and financial institutions.

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Fintech Labs Insights

MARCH 6, 2024

Take a close look now at our curated list of top fintech, banktech, payment tech and investech global conferences for 2024. These are the biggest and best events in the financial services space for technologists, product managers, developers, marketers and C-Suite execs at both financial institutions and fintech firms.

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Fintech Labs Insights

JUNE 11, 2024

Some events pay referral or listing fees, which could impact positioning. Related: Top 16 U.S.

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PYMNTS

NOVEMBER 17, 2020

By acquiring the company, Mogo will be able to integrate Carta's technology with its own MogoSpend product, aiming at the broader digital wallet market and looking at rolling out a new peer-to-peer (P2P) card next year, according to the release. billion by 2024.

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Abrigo

DECEMBER 28, 2023

Papers, infographics on risk management Resources related to banking headlines were popular For banking risk and accounting staff, managing challenges tied to interest rates, liquidity, and credit portfolios will remain top-of-mind in 2024. The popularity of this whitepaper on stress testing, then, is understandable.

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