PYMNTS

JANUARY 27, 2021

The study found that central banks collectively representing a fifth of the global population will likely issue a general-purpose CBDC by 2024, according to BIS. Emerging markets and developing economies are strong boosters of cryptocurrency as they are looking for ways to expand financial inclusion, BIS said.

Survey 257

Survey Study Retail cryptocurrency 257

Perficient

OCTOBER 25, 2024

Forrester’s 2024 report recognizes 42 notable providers– and we’re proud to announce that Perficient is among them. Download the Forrester report, The Application Modernization And Multicloud Managed Services Landscape, Q4 2024 , to learn more (link to report available to Forrester subscribers and for purchase).

Management 275

Management Customer Experience America Report 275

South State Correspondent

FEBRUARY 29, 2024

Since our last update on pricing and credit HERE , commercial loan pricing trends for the first quarter of 2024 continue to be driven by the perceived increase in credit risk, tighter credit supply and banks’ need for wider margins. In the C&I sector, lines of credit remain costly due to structure and usage.

Trends 195

Trends Community Bank Community United States 195

South State Correspondent

DECEMBER 13, 2023

Most market participants are focused on just one monetary policy tool available to the Fed – short-term, federal funds rates. Even if the Fed does not increase the Fed Funds rate or even decreases the rate in the future, continued QT is expected to put pressure on the cost of funding in 2024.

Community Bank 195

Community Bank Community Policies Security 195

Perficient

FEBRUARY 29, 2024

This blog was co-authored by Perficient’s Chief Strategist and banking expert: Scott Albahary A slowing global economy, coupled with a divergent economic landscape, poses challenges for the banking industry in 2024.

Trends 221

Trends Industry Analytics Compliance 221

Abrigo

JUNE 28, 2024

The market has seen significant fluctuations, and with the Federal Reserve's recent actions, the banking sector is experiencing unprecedented challenges. DOWNLOAD Strategies for 2024 Key components of managing interest rate risk These five areas of focus can help financial institutions improve their standing and prepare for the future.

Community Bank 195

Community Bank Strategy Community Management 195

Jeff For Banks

JULY 1, 2024

Financial Markets Update – Second Quarter 2024 A dream vacation! That and getting consumed by Euro 2024 and Copa America soccer and of course, the Phillies. In July 2024, we will mark two years of inversion between the 10-year Treasury and the 2-year Treasury yields. for 2024 and 2.0% Where is the Recession?

Marketing 119

Marketing Conference Policies Survey 119

PYMNTS

MAY 31, 2018

With the ubiquity of smartphones, people expect to have access to data and be notified on these devices,” said Ray Almgren, chief marketing officer at Swift Sensors. Here’s how: The global IoT market is expected to have a compound annual growth rate (CAGR) of nearly 27 percent from 2018 to 2024. trillion in 2024.

Marketing 142

Marketing Google San Francisco Technology 142

Jeff For Banks

OCTOBER 2, 2024

Financial Markets Update – Third Quarter 2024 I had a fantastic September traveling to France and Luxembourg with my sisters. You wouldn’t know we have recession risk when stocks are rampaging; markets crashed for a day on August 5 th but recovered in mere days. trillion for fiscal 2024 compared to -$1.7 y-o-y for August.

Marketing 119

Marketing North Carolina US Community 119

William Mills

DECEMBER 13, 2023

WMA team members weigh in on their 2024 fintech, marketing and PR predictions. As we work on our annual Bankers as Buyers report , which highlights predictions and trends for the financial services industry, we were inspired to make a few of our own.

Fintech 93

Fintech Marketing Trends Industry 93

South State Correspondent

APRIL 22, 2024

In a few short months, stronger economic data (higher GDP, stronger job market, and stubborn inflation) changed the market’s and the Fed’s view on the future path of interest rates. The market and the Fed are now aligning on only one rate cut in 2024 – obviously this will change over the course of the year as the economic data evolves.

Marketing 195

Marketing St. Louis Analysis Study 195

Jeff For Banks

MARCH 21, 2024

In the markets, we watched helplessly as real GDP plummeted -5% in 1Q20 and -31% in 2Q20 before rebounding by +33% in 3Q20. I’ve previously theorized that China would try to reclaim its global market share lost during the pandemic by flooding the markets with cheaper goods. 2024 could exceed -$2.0 Here's a rant.

Marketing 111

Marketing Policies Report Atlanta 111

Gonzobanker

MARCH 28, 2024

2024 will prove to be a remarkably busy year in the digital space, when many financial institutions will make near-life-or-death choices about the future of their digital platforms and how they will support them. This is an area where speed-to-market competition will be important. #3. Josh Davis is a director at Cornerstone Advisors.

Digital Banking 125

Digital Banking Customer Experience Strategy Exercises 125

South State Correspondent

MAY 22, 2024

The State of Office Lending Risk – Traffic 2024 will mark the fifth consecutive year where office demand has declined. If you add these metrics, office attendance has stabilized nationally and started to trend higher in 2024. Current usage is pegged at 61.7%. Badge swipes have been on an upward trend that should continue.

Lending 195

Lending Marketing Philadelphia San Francisco 195

South State Correspondent

AUGUST 14, 2024

To effectively differentiate their services, commercial lenders will need to be thought leaders, understand their market and industries, and provide more insightful advisory services. Our ROI Calculator Here is a link to a specific ROI calculator used to assess the ROI of an income producing property: Rental-Property-Template ROI SSB 2024.

Tools 195

Tools Marketing Community Bank Community 195

Perficient

NOVEMBER 1, 2024

In November 2022, the Treasury Department explored opportunities and risks related to the use of AI in its report assessing the impact of new entrant non-bank firms on competition in consumer finance markets, for which the department conducted extensive outreach.

Regulation 221

Regulation US Community National 221

South State Correspondent

JUNE 15, 2022

The Fed relented to market pressure and raised the overnight fed funds target rate 75bps to 1.50% – 1.75%. The stronger-than-expected May CPI Report has kept financial markets under pressure since its release last Friday and the Fed acknowledged that pressure with the need to move in larger increments in its rate-hiking campaign.

Marketing 195

Marketing Meeting Report 195

PYMNTS

MARCH 13, 2020

Robinhood Financial LLP has suffered three outages in roughly two weeks, and going dark has helped no one – certainly not the younger, tech-savvy investors who were left out of make-or-break days in the market. One thing’s for certain: The markets will continue to be volatile. 5G: The telecom technology will contribute roughly $2.2

Marketing 151

Marketing Bitcoin Course Company 151

ABA Community Banking

OCTOBER 7, 2024

ABA announced six banks are the recipients of the 2024 Brand Slam Awards, which honor exceptional bank marketing strategies. The post ABA recognizes six banks with national bank marketing awards appeared first on ABA Banking Journal.

National 98

National Marketing Marketing Strategies Strategy 98

William Mills

JANUARY 17, 2024

Remaining at the forefront of policy changes and requirements, specifically for emails, is a top priority for our marketing team. HubSpot released this article discussing Google and Yahoo’s latest requirements for email marketing beginning in February 2024.

Google 87

Google Policies Marketing 87

Perficient

DECEMBER 19, 2023

That’s why we are excited to share that Perficient has been named a Major Player in the IDC MarketScape: Worldwide Experience Build Services 2023–2024 Vendor Assessment and IDC MarketScape: Worldwide Experience Design Services 2023–2024 Vendor Assessment reports. What Does This Inclusion Mean for Perficient?

Report 251

Report Customer Experience Innovation Strategy 251

Gonzobanker

JANUARY 18, 2024

Having complained in a recent post on LinkedIn that a lot of the predictions I see are nonsense, you may think I’m crazy for posting my own set of predictions for 2024. That said, here are my banking and fintech predictions for 2024: 1. Tech companies that enable banks and credit unions to provide BNPL will have a good year in 2024.

Fintech 88

Fintech Customer Experience Tools Payments 88

BankUnderground

DECEMBER 4, 2024

Their flexibility, low premia and underlying leverage appeal to all market participants ranging from conservative investors hedging against intraday market volatility to aggressive traders speculating for quick profit generation. The improved market conditions have encouraged both market participation and innovation.

Marketing 110

Marketing Risk Management Retail Capital 110

Perficient

NOVEMBER 4, 2024

CFTC The Commodity Futures Trading Commission’s (“CFTC”) which regulates derivatives market activity, not particular technologies, issued in January 2024 a Request For Comment on current and potential uses and risks of AI in CFTC-regulated derivatives markets. However, in 2024 the FDIC reduced its public-facing role.

FDIC 170

FDIC Regulation Risk Management Compliance 170

Perficient

OCTOBER 24, 2024

On June 6, 2024, the Office of the Comptroller of the Currency (“OCC”) Acting Chairman, Michael J. Hsu, addressed the 2024 Conference on Artificial Intelligence (AI) and Financial Stability, provided critical regulatory insights on the OCC’s thinking on AI. Traditionally, trading was manual.

Regulation 221

Regulation Risk Management Compliance Fraud 221

South State Correspondent

JANUARY 30, 2024

Marketing and technology (IT) are two budgets that have taken the most significant hit. In this article, we partner with Gartner to look at 2024 key IT metrics and provide strategic insight into how much your bank should be spending on IT. of total expenses; in 2024, this number is expected to be 11.2%.

Capital 195

Capital Operations Customer Experience Comparison 195

Perficient

FEBRUARY 2, 2023

In fact, according to The Business Research Company’s 2022 Payment Security Global Market Report , the payment security market is expected to reach $43 billion by 2026. million in 2024. In fact, according to research by eMarketer , the number of BNPL US users is forecasted to climb to 88.2 million this year and 94.4

Industry 471

Industry Trends social media Payments 471

Perficient

NOVEMBER 19, 2024

On April 19, 2024, the Japanese government published new “AI Guidelines for Business Version 1.0” (the “Guidelines”). On May 22, 2024, the Council submitted draft discussion points concerning the advisability and potential scope of any future regulation.

Regulation 221

Regulation Guidelines System Compliance 221

PYMNTS

NOVEMBER 24, 2020

The combined company, to be led by Metromile CEO Dan Preston , will have a pro forma market capitalization of approximately $1.3 The new company seeks to expand into 49 states by the end of 2022, with a premium run-rate of $1 billion by the end of 2024, the company said. Morgan Securities, Wells Fargo and Northland Capital Markets.

Arizona 264

Arizona Pennsylvania Capital Washington 264

Jeff For Banks

NOVEMBER 5, 2024

Bank Director Magazine recently came out with its Ranking Banking report for 2024. The analysis was performed by Piper Sandler using the following criteria: "The report uses year-end 2023 data from S&P Global Market Intelligence. One is I wanted to push it forward to second quarter 2024 (the list was year ended 2023).

Trends 96

Trends Comparison Report California 96

South State Correspondent

MARCH 16, 2022

The longer-run fed funds terminal rate is forecast to be 2.4%, reached in 2024. The market was priced for seven hikes this year prior to the meeting and the Fed delivered. For some time now, the market has been pulling the Fed in its direction on rate hikes and this looks to be the case once again. in 2023, and then to 2.3%

Meeting 195

Meeting Marketing 195

BankInovation

JUNE 3, 2024

The highly anticipated 2024 Jack Henry™ Strategy Benchmark results are in! Jack Henry’s sixth annual study uncovers key insights and valuable takeaways from bank and credit union CEOs to help you capitalize on market shifts and new opportunities, refine your strategic plan, and compete successfully in 2024 and 2025.

Study 79

Study Trends Strategy Capital 79

William Mills

NOVEMBER 21, 2023

Are your 2024 PR strategies as polished as a Red Ryder BB Gun? Companies are diligently shaping plans for 2024 across various domains such as product development, investments, technology, and notably, marketing and PR initiatives.

Strategy 85

Strategy Technology Marketing Company 85

BankUnderground

JULY 10, 2024

Miruna-Daniela Ivan, Joshua Lillis, Eduardo Maqui and Carlos Cañon Salazar Funding markets are crucial for healthy and active financial institutions, and consequently for everyone in the economy. Repo markets support price discovery and improve liquidity in a variety of markets, but they can also pose risks to financial stability.

Marketing 125

Marketing Security Lending Data 125