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2025 Credit portfolio risk and balance-sheet management outlook

Abrigo

Both groups were recently asked to identify top priorities and trends ahead, and many pointed to efforts to manage the various impacts of still-high interest rateseven before Fed officials indicated they could reduce the number of potential rate cuts in 2025 from previous expectations. Navigate rate environment uncertainty with confidence.

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6 Digital Banking Trends for 2025

Perficient

As we progress through 2025, the banking industry is set for substantial transformation driven by several key trends. In 2025, banks will face a more complex regulatory environment, with new rules focused on data privacy, cybersecurity, and sustainability.

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Current Loan Pricing Trends for 1Q 2025

South State Correspondent

The Big Picture of Current Loan Pricing Trends The average credit spread last quarter that has carried through to the first part of 1Q 2025 is 2.63%. Why many banks assumed four rate cuts at the end of 2024 and start of 2025, the market, and hence most banks) are now assuming zero to two.

Trends 195
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Unveiling the Future: 5 Key Trends Shaping Financial Services in 2025

Perficient

This blog brings together these insights, presenting the top financial services trends for 2025. In 2025, AI will be a cornerstone of innovation, transforming customer interactions, enhancing operational efficiency, and fostering a more inclusive and sustainable financial ecosystem.

Trends 221
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The Role of Automation in Commercial Lending

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction.

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6 Digital Payment Trends Set to Transform 2025

Perficient

Payments Trend #1: AI-Driven Payment Innovations The landscape of payments and financial services in 2025 will be marked by groundbreaking innovations and user-centric designs powered by Generative AI (GenAI). As technology advances and consumer expectations shift, staying ahead of these trends is crucial for success.

Trends 221
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Top 5 Digital Trends for Insurance in 2025 – P&C, Life, Annuities, Reinsurance

Perficient

The insurance industry in 2025 is at a pivotal point, with key digital insurance trends leading the charge in transforming how carriers operate and interact with customers. Carriers must innovate, adapt to these changes, and leverage new technologies to maintain a competitive edge.

Trends 221
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Budget Playbook for Commercial Lenders — Bank and Credit Union Edition

With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending.

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The GTM Intelligence Era: ZoomInfo 2025 Customer Impact Report

ZoomInfo customers aren’t just selling — they’re winning. Revenue teams using our Go-To-Market Intelligence platform grew pipeline by 32%, increased deal sizes by 40%, and booked 55% more meetings. Download this report to see what 11,000+ customers say about our Go-To-Market Intelligence platform and how it impacts their bottom line.

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Book of Secrets on the Month-End Close

Register now for April 22nd, 2025 at 9:00 am PT, 12:00 pm ET, 4:00 pm BST to reserve your spot! Advanced Preparation: None Required. Delivery Method: Group Internet-Based. Feedback and Comments: contact marketing@skystem.com or call 646-833-3177.

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State of AI in Sales & Marketing 2025

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact.

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Fall In Love With the Month-End Close

Register now for February 20th, 2025 at 12:00 pm PT, 3:00 pm ET, 8:00 pm BST to reserve your spot! Advanced Preparation: None Required. Delivery Method: Group Internet-Based. Feedback and Comments: contact marketing@skystem.com or call 646-833-3177.